Harbor Woods Village
Homes for Sale in Safety Harbor, FL
All 99 homes for sale in Safety Harbor, FL · median $564,900 · 80 homes for sale in 34695 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 23 closed sales in Harbor Woods Village 2Nd Add in Safety Harbor, FL since 2014, the most recent in September 2025. Across Safety Harbor as a whole, 189 homes closed in the last 12 months at a median of $533,750, 43 median days on market, with 46 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,350 ($9,540 with the full homestead exemption).
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 190 (FL DOR 2025 assessment roll) |
| Years built | 1976–1986 (median 1979.0) |
| Typical living area | 2,108 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 83% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Woods Village 2Nd Add key facts,” movewithmomentum.com/neighborhoods/harbor-woods-village-2nd-add, data as of September 20, 2026.
Harbor Woods Village 2nd Add is a tight, consistent pocket of 190 homes built within a single decade, from 1976 to 1986, with a median year built of 1979. That kind of construction window means most homes share similar bones, so price differences here tend to trace back to updates, layout, and lot condition rather than era.
With homestead share sitting at 83.2%, this is a community where most owners have settled in for the long haul, which keeps inventory naturally limited. When a home does come up, expect competition to hinge on how well it has been maintained and modernized rather than on scarcity of the neighborhood itself.
Nearby homes for sale
No active listings inside Harbor Woods VillageHomes for Sale in Safety Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Homes here run a median of 2,108 square feet, giving buyers more room to work with than the typical smaller-footprint resale, all within a defined 1976-1986 build era in Safety Harbor.
Stellar MLS sales records identify 99 homes in Harbor Woods Village that have changed hands since 2004, built between 1977 and 1986 (median 1979), with a median living area of about 1,880 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 15 qualified sales in Harbor Woods Village across 2024–2025 (8 in 2024, 7 in 2025), median $560,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Woods Village is best for.
Best for
- Buyers who want more square footage than a typical entry-level resale and don't mind an older build era.
- Buyers comfortable budgeting for updates to a home built between 1976 and 1986.
- Buyers prioritizing a settled, low-turnover neighborhood over amenity-driven living.
Probably not for
- Buyers who want a community pool, clubhouse, or organized recreational amenities on-site.
- Buyers seeking new or near-new construction with modern systems already in place.
- Buyers who expect frequent inventory turnover and many homes to choose from at once.
The market around Harbor Woods Village
Harbor Woods Village is too small for its own price trend, so here is the market around it.
In ZIP 34695, 114 homes are on the market and 25% are under contract — a steady corner of Safety Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Harbor Woods Village specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harbor Woods Village 2Nd Add, Safety Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Harbor Woods Village buying strategy.
If we were buying in Harbor Woods Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Woods Village.
A Single-Era Neighborhood, Long-Term Owners
The build window of 1976 to 1986 is narrow enough that most homes in Harbor Woods Village 2nd Add share a similar structural profile: original layouts, comparable lot sizes, and systems that are now decades into their service life. That uniformity simplifies comparison shopping, but it also means due diligence on roofs, electrical, and plumbing age matters more here than in newer subdivisions.
No community amenities are identified from current MLS listings, so this is a neighborhood defined by its homes and location rather than a shared clubhouse, pool, or recreational draw. With a homestead share of 83.2%, turnover is modest, and each listing tends to be its own event rather than one of many comparable options on the market at once.
The location and the amenities are priced into every listing in Harbor Woods Village. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood built within a tight decade and held long-term by most owners, knowing which systems have been updated and which haven't is the difference between a sound purchase and a costly one. We track listings here closely enough to flag condition red flags before they become negotiation surprises.
Harbor Woods Village in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Woods Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Woods Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Woods Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Woods Village home worth?
Get a no-obligation home value based on real comparable sales in Harbor Woods Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Harbor Woods Village?
What share of Harbor Woods Village is owner-occupied?
When were the homes in Harbor Woods Village built?
Who is the best real estate agent for Harbor Woods Village?
How do I find a top Safety Harbor real estate agent who knows Harbor Woods Village?
Can Momentum Realty connect me with an agent for Harbor Woods Village?
Where is Harbor Woods Village, and what county is it in?
Should you buy in Harbor Woods Village?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Woods Village 2Nd Add fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Harbor Woods Village. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.
- Safety Harbor Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Safety Harbor Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
- Countryside High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Harbor Woods Village with Momentum Realty’s local guides.