North Bay Hills
Homes for Sale in Safety Harbor, FL
All 99 homes for sale in Safety Harbor, FL · median $564,900 · 80 homes for sale in 34695 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 29 closed sales in North Bay Hills First Add Unit Two in Safety Harbor, FL since 2013, the most recent in November 2025. Across Safety Harbor as a whole, 189 homes closed in the last 12 months at a median of $533,750, 43 median days on market, with 46 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,350 ($9,540 with the full homestead exemption).
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 116 (FL DOR 2025 assessment roll) |
| Years built | 1980–1988 (median 1983.0) |
| Typical living area | 2,316 sq ft (median) |
| Owner-occupied (homestead) share | 89% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “North Bay Hills First Add Unit Two key facts,” movewithmomentum.com/neighborhoods/north-bay-hills-first-add-unit-two, data as of September 20, 2026.
This is a small, built-out pocket of 116 homes constructed between 1980 and 1988, with the middle of the pack dating to 1983. At a median of roughly 2,300 square feet, these are substantial single-family houses, and because the housing stock is a tight vintage band, price here is driven less by size and more by condition. An updated, well-maintained home and a dated original will both trade in this community, but at very different numbers — the spread is a renovation story, not a floor-plan story.
With nearly 89% of homes carrying a homestead exemption, this is an owner-occupied enclave that does not turn over quickly. That matters for both sides of a deal: sellers should expect a thin, quiet field of comparable listings, and buyers should be ready to move when a well-kept home surfaces rather than waiting for a wave of inventory that this community does not produce.
Nearby homes for sale
No active listings inside North Bay HillsHomes for Sale in Safety Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
North Bay Hills First Add Unit Two is a compact, fully established 1980s neighborhood in Safety Harbor, Pinellas County — homes are larger than the era's average and the community is dominated by long-term owner-occupants.
Stellar MLS sales records identify 315 homes in North Bay Hills that have changed hands since 2004, built between 1976 and 2001 (median 1978), with a median living area of about 1,801 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 8 qualified sales in North Bay Hills across 2024–2025 (3 in 2024, 5 in 2025), median $623,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who North Bay Hills is best for.
Best for
- Long-hold buyers who want a larger single-family home and intend to stay put for years
- Renovation-comfortable buyers willing to trade a dated home at a lower number for upside
- Move-up buyers seeking around 2,300 square feet in an established Safety Harbor location
Probably not for
- Buyers who need to choose from a deep, constantly refreshed pool of listings
- Buyers wanting brand-new construction or a modern floor plan out of the box
- Short-term buyers or flippers counting on quick turnover in a low-churn community
The market around North Bay Hills
North Bay Hills is too small for its own price trend, so here is the market around it.
In ZIP 34695, 114 homes are on the market and 25% are under contract — a steady corner of Safety Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not North Bay Hills specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in North Bay Hills First Add Unit Two, Safety Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The North Bay Hills buying strategy.
If we were buying in North Bay Hills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in North Bay Hills.
A condition-driven market in a mature pocket
Because every home here was built within a roughly eight-year window, buyers are effectively shopping the same generation of construction. The differentiator is what an owner has done since: roof, systems, kitchens, baths, and finishes. Expect a wide gap between homes that have been carried forward and homes that are still substantially original, and price accordingly — the median tells you the middle, not the range you will personally see.
The high homestead share signals stability rather than churn. Homes tend to be held, not flipped, so listings are episodic. For a buyer, that means patience and readiness; for a seller, it means a clean, well-presented home can stand out precisely because there is little competing supply at any given moment.
The location and the amenities are priced into every listing in North Bay Hills. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, slow-turning community like this, the game is comps and condition. We track what actually closes across this vintage band, help buyers read the difference between a cosmetic refresh and real system updates, and help sellers position a well-kept home when there is little else on the market to anchor the price.
North Bay Hills in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a North Bay Hills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed North Bay Hills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in North Bay Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your North Bay Hills home worth?
Get a no-obligation home value based on real comparable sales in North Bay Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
Frequently Asked Questions
How many homes are in North Bay Hills?
What share of North Bay Hills is owner-occupied?
When were the homes in North Bay Hills built?
Who is the best real estate agent for North Bay Hills?
How do I find a top Safety Harbor real estate agent who knows North Bay Hills?
Can Momentum Realty connect me with an agent for North Bay Hills?
Where is North Bay Hills, and what county is it in?
Should you buy in North Bay Hills?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how North Bay Hills First Add Unit Two fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for North Bay Hills. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.
- Safety Harbor Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Safety Harbor Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
- Countryside High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near North Bay Hills with Momentum Realty’s local guides.