Harborage Yacht
Homes for Sale in Stuart, FL

Community in Stuart · Martin County
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Beaches MLS data17 years of closingsUpdated twice daily
Live · Harborage Yacht Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 0 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harborage Yacht is a small, water-oriented enclave in Stuart, and with only a single closing in the current window there is no broad market to average against. Price here is set property by property — condition, exact location within the community, and water access do more to define value than any neighborhood-wide trend. Treat headline numbers with caution; one sale is a data point, not a market.

For buyers, that means the work is in the individual home, not the comps. For sellers, it means positioning matters more than following a trend line — with thin recent activity, the right buyer and the right pricing strategy carry the outcome. Both sides should expect to underwrite each deal on its own merits.

Best for

  • Buyers who want a distinct waterside home in Stuart and will underwrite it individually
  • Buyers with flexibility on timing who can wait for the right listing to surface
  • Sellers willing to price strategically in a low-activity setting rather than chase a trend line

Probably not for

  • Buyers who rely on abundant recent comps to justify an offer
  • Buyers seeking shared community amenities as part of the value
  • Sellers who need a fast, competitively driven sale

The market around Harborage Yacht

Harborage Yacht is too small for its own price trend, so here is the market around it.

Across Martin County, 179 homes are active and 75 pending (30% under contract).

ZIP and county figures describe the wider market, not Harborage Yacht specifically. Momentum Research analysis of MLS records.

If we were buying in Harborage Yacht today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harborage Yacht.

Best Buy
Buyers focused on a specific waterside home rather than a broad neighborhood play.
Biggest Risk
Thin sales data makes pricing harder to anchor for both sides.
Sweet Spot
A property whose water access and condition you can verify and value on their own terms.
Avoid If
You need a liquid market with steady comps and amenity-driven value.

A thin market by design

The defining feature of Harborage Yacht right now is scarcity of data. A single closing in the tracked window means there is no reliable spread to reference — no meaningful sense of a floor or ceiling from recent sales alone. That is common in small, waterside communities where homes turn over infrequently and each one is distinct.

The current listings surface no community amenities, so the value case rests on the home itself and its setting in Stuart rather than on shared facilities. If water access or a specific slip situation matters to you, verify it directly on the property in question — do not assume it from the community name.

The location and the amenities are priced into every listing in Harborage Yacht. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin, generic pricing models fail. We underwrite each Harborage Yacht property on its own condition and water access, confirm what a listing actually conveys, and tell you plainly when the single available comp does or does not support a number. That candor is worth more here than any dashboard.

Harborage Yacht in 15 seconds.

Best forBuyers focused on a specific waterside home rather than a broad neighborhood play.
Biggest advantageScarcity means little competition from comparable listings.
Biggest riskThin sales data makes pricing harder to anchor for both sides.
Sweet spotA property whose water access and condition you can verify and value on their own terms.
Avoid ifYou need a liquid market with steady comps and amenity-driven value.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harborage Yacht sales matched to your home.

What is your Harborage Yacht home worth?

Get a no-obligation home value based on real comparable sales in Harborage Yacht, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harborage Yacht on the map →

Real comps, not an automated estimate.
Buyers who want a distinct waterside home in Stuart and will underwrite it individuallyExcellent fit
Buyers with flexibility on timing who can wait for the right listing to surfaceExcellent fit
Sellers willing to price strategically in a low-activity setting rather than chase a trend lineExcellent fit
Buyers who rely on abundant recent comps to justify an offerProbably not
Buyers seeking shared community amenities as part of the valueProbably not
Sellers who need a fast, competitively driven saleProbably not

Data sources & freshness

Under-contract sharesBeaches MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2009 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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