Harborage Yacht Club
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 174 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 6 closed sales in Harborage Yacht Club in Stuart, FL since 2009, the most recent in October 2022. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
Harborage Yacht Club is a waterfront-oriented community in Stuart, and with no median price or active count to lean on in the current snapshot, the honest read is that this is a thin, listing-by-listing market. When inventory is this quiet, the price on any given home is set by the specifics of that home — dock or slip access, water frontage, condition, and view — far more than by any community-wide trend. Treat each listing as its own negotiation.
For a buyer, that means patience and readiness: opportunities here surface irregularly, so the person who has financing lined up and knows exactly what they want tends to win. For a seller, it means your home is being priced against its own merits rather than a deep pool of comparables, which cuts both ways — condition and presentation carry more weight than usual.
Nearby homes for sale
No active listings inside Harborage Yacht ClubHomes for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harborage Yacht Club is a marina-adjacent address in Stuart, on the Martin County waterfront, where the draw is proximity to the water and boating rather than a menu of community amenities.
BeachesMLS sales records identify 6 homes in Harborage Yacht Club that have changed hands since 2009, built between 2006 and 2007 (median 2007), with a median living area of about 1,228 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harborage Yacht Club is best for.
Best for
- Boaters who want to live steps from the water and value slip or dock access over a big amenity list
- Cash-ready or pre-approved buyers who can move quickly when the right waterfront listing appears
- Buyers focused on Stuart and Martin County's Intracoastal lifestyle rather than on price-shopping a large inventory
Probably not for
- Buyers who want many options on the market at once and a wide comp set to negotiate against
- Buyers expecting a full slate of community amenities beyond the water orientation
- Buyers who are not tied to a boating or waterfront lifestyle and could find better value elsewhere in Stuart
The market around Harborage Yacht Club
Harborage Yacht Club is too small for its own price trend, so here is the market around it.
In ZIP 34994, 214 homes are on the market and 22% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Harborage Yacht Club specifically. Momentum Research analysis of MLS records.
Harborage Yacht Club by the numbers
From county property records and closed MLS sales for the Harborage Yacht Club subdivision: 6 homes on record; built 2006–2007; typical size about 1,205 heated sq ft; 2 bedrooms is the median. Housing mix: condo 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2009 | 2 | $221,000 |
| 2018 | 2 | $212,500 |
| 2020 | 1 | $264,000 |
| 2022 | 1 | $370,000 |
Newest recorded sale: $370,000 on 2022-10-06.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Harborage Yacht Club, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Harborage Yacht Club buying strategy.
If we were buying in Harborage Yacht Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harborage Yacht Club.
A water-first address in Stuart
The name signals the orientation: this is a yacht club community, and the value proposition is tied to the water and the marina life around it. Stuart sits at the heart of Martin County's boating world, with river and Intracoastal access defining daily life for those who buy here. If you are drawn to this community, you are almost certainly drawn to the water first.
Our current MLS snapshot identifies no additional community amenities to describe, so we will not invent them. What we can say plainly is that buyers should verify the specifics that matter most in a marina setting — slip or dock rights, HOA or club structure, and any fees — directly against the listing and governing documents before making assumptions.
The location and the amenities are priced into every listing in Harborage Yacht Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, waterfront-driven market like this, the details decide the deal — dock access, slip rights, and the fine print of the club and HOA. We work Martin County's beaches-and-boating corridor closely, we read each listing on its own terms rather than against a shallow comp set, and we will tell you plainly when a particular home does not justify its ask.
Harborage Yacht Club in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harborage Yacht Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harborage Yacht Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harborage Yacht Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harborage Yacht Club home worth?
Get a no-obligation home value based on real comparable sales in Harborage Yacht Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Should you buy in Harborage Yacht Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2009 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harborage Yacht Club fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harborage Yacht Club
Where is Harborage Yacht Club?
Harborage Yacht Club is a community in Stuart, Martin County, Florida, ZIP 34994.
How many homes are in Harborage Yacht Club?
County property records list 6 homes in Harborage Yacht Club, built between 2006 and 2007; the typical home is about 1,205 heated square feet.
What do homes in Harborage Yacht Club sell for?
Harborage Yacht Club has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2022 (1 sale, median $370,000). For context, ZIP 34994 has 214 homes on the market with 22% under contract.
Are there homes for sale in Harborage Yacht Club right now?
No active listings inside Harborage Yacht Club at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harborage Yacht Club have an HOA or CDD?
No HOA is on record for Harborage Yacht Club in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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