The Harbors in Boynton Beach

The Harbors

Established 1988 · Intracoastal West · ZIP 32224

A gated waterfront townhome community on the Intracoastal across from the Boynton Inlet.

Gated waterfrontBoat docks with liftsFive-minute boat to the ocean
Live Market Pulse
40/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$740K
Median Price
16mo
Supply
193days
Avg DOM
Soft
Seller Leverage
$395/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Harbors is a gated waterfront townhome community in Boynton Beach, 55 three-story townhomes on the Intracoastal across from the Boynton Inlet, with boat docks and lifts and a roughly five-minute boat ride to the Atlantic. The read is boating-first waterfront living: docks that handle vessels up to 50 feet, a clubhouse, pool, and fitness, and a private gated setting near the inlet. The buy turns on the unit, the dock and boat capacity, the condition, and confirming the HOA scope."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The Harbors market snapshot (as of June 13, 2026): the median sale price is about $740K ($395 per sq ft), with homes averaging 193 days on market and 16.0 months of supply, a buyer-leaning market (limited data). Based on 3 recent closings in live BeachesMLS data.

The Harbors is a gated waterfront townhome community in Boynton Beach (ZIP 33435), Palm Beach County, of 55 three-story townhomes located right across from the Boynton Beach Inlet (The Harbors profiles).

The townhomes feature vaulted ceilings and split floor plans, sit virtually on the Intracoastal Waterway, and include boat docks with boat lifts that can accommodate vessels up to 50 feet, with electric and water at the dock and the Atlantic Ocean a roughly five-minute boat ride away.

Community amenities include a clubhouse, a swimming pool, a cabana, a fitness center, and a library, in a private gated setting, with many residences offering boat access, waterfront scenery, balconies, and attached garages.

Because these are waterfront townhomes with docks, value turns on the unit, the dock and boat capacity, the condition, and the HOA. Confirm the dock and route to the inlet, read the unit, and confirm the HOA scope before you offer.

Best for

  • Boaters who want a gated waterfront townhome with a dock and lift near the Boynton Inlet
  • Buyers who want quick ocean access (about a five-minute boat ride) with a clubhouse and pool
  • Buyers comfortable with a three-story townhome on the Intracoastal

Probably not for

  • Buyers who want a single-family home or large lot
  • Buyers who want no HOA or an inland low-maintenance home
  • Buyers who do not need a boat dock

How The Harbors is performing right now

40/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
16Months of supplytight
90Median days on marketdays
0 : 4Under contract vs for salestrong demand
3Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+1%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 13, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current The Harbors listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Harbors buys, holds, and resells. See the five factors.

Homes For Sale Right Now in The Harbors

Live MLS inventory for The Harbors. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending The Harbors listings as of 2026-06-13, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Boynton Beach Inlet (boating)~5 min by boat · across the Intracoastal, approximate
Boynton Beach Oceanfront Park~5 to 10 min · beach
US-1 / Federal Highway~2 to 5 min · nearby corridor
Downtown Delray Beach (Atlantic Ave)~15 min · south
I-95~10 min · west
Palm Beach International (PBI)~25 to 35 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Harbors with Momentum Realty’s local guides.

Renaissance CommonsRenaissance CommonsBoynton Beach, FL · 1.1 miWellesley atBoynton BeachWellesley atBoynton BeachBoynton Beach, FL · 1.9 miPalm BeachLeisurevillePalm BeachLeisurevilleBoynton Beach, FL · 2.4 miPine TreeGolf ClubPine TreeGolf ClubBoynton Beach, FL · 3.6 miSeacrest ParkSeacrest ParkDelray Beach, FL · 4.9 miDel-Ida ParkDel-Ida ParkDelray Beach, FL · 5.1 miDell ParkDell ParkDelray Beach, FL · 5.2 miDelray DunesDelray DunesBoynton Beach, FL · 5.8 miRainberry BayRainberry BayDelray Beach, FL · 6.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
The Harbors (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

The Harbors is served by Palm Beach County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any The Harbors address.

The takeaway

What actually shapes value at The Harbors, sourced and dated. We do not publish rumor.

Recent Developments in The Harbors

Our read on what is being built around The Harbors, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a small, gated waterfront townhome community with docks and quick ocean access at the Boynton Inlet. The watch items are the dock and boat capacity, the unit, the condition, and the HOA scope.

Docks with lifts and quick ocean access at the inlet

BullishBoat docks with lifts for vessels up to 50 feet and a roughly five-minute boat ride to the Atlantic are a strong, scarce draw for boaters; confirm the dock for your vessel. impact
SignificanceRadius: Community

Docks with lifts and quick ocean access at the inlet

Small gated waterfront townhome community

NeutralWith only 55 units, supply is thin and each sale is somewhat unique; read the specific unit and dock. impact
SignificanceRadius: Community

Small gated waterfront townhome community

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Harbors, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. Established
    Community

    Gated waterfront townhome community across from the Boynton Inlet

    The Harbors is a gated Boynton Beach community of 55 three-story Intracoastal townhomes across from the Boynton Inlet, with boat docks and lifts for vessels up to 50 feet, a clubhouse, pool, and fitness, and roughly five-minute ocean access (community profiles). Treat figures as reported and confirm. Why it matters: The docks and quick ocean access are the value; read the unit, the dock, and the HOA. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in The Harbors, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the dock and boat capacity for the specific unit, including the lift, the slip, and the route and clearances to the inlet for your vessel.

2

Confirm the HOA fee and scope in writing, including the dock and amenities, the reserves, and any assessment.

3

Read the unit, the three-story layout, the balconies, the garage, and any updates.

4

Inspect the seawall and dock structure, not just the townhome.

5

Comp by unit and dock, not the broad city average, since this is a small waterfront community.

Best Buy
A well-kept unit with a dock and lift that fit your vessel and quick inlet access, in a well-funded HOA, priced to condition.
Biggest Risk
A dock or lift that does not fit your boat, an underfunded HOA facing a seawall or dock assessment, or three-story-living constraints.
Best Lot
Units with the best dock, boat capacity, and water views hold value best.
Smart Timing
Confirm the dock, the inlet route, and the HOA before you write.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Harbors is a gated waterfront townhome community in Boynton Beach (33435) of 55 three-story Intracoastal townhomes across from the Boynton Beach Inlet, with boat docks and lifts for vessels up to 50 feet, electric and water at the dock, and roughly five-minute ocean access. Amenities include a clubhouse, pool, cabana, fitness center, and library, with attached garages and balconies. The gated HOA covers the docks, amenities, and security; confirm the fee, reserves, and the dock arrangement. It is zoned to Palm Beach County public schools by address; verify with the district.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: units needing updates
$450K to $740K

The lower end is townhomes needing updates. The dock and the HOA are part of the value, so confirm them first.

Lowest entry
Mid: updated units with good docks
$740K to $760K

The core is updated townhomes with good docks and lifts. The dock capacity, water view, and condition separate these.

Most inventory
High: best-positioned units with large-vessel docks
$760K to $760K

The top end is the best-positioned units with docks for larger vessels and the best water views. These trade on the dock, the access, and the finish.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$450K to $740K
Entry: units needing updates
The lower end is townhomes needing updates. The dock and the HOA are part of the value, so confirm them first.
$740K to $760K
Mid: updated units with good docks
The core is updated townhomes with good docks and lifts. The dock capacity, water view, and condition separate these.
$760K to $760K
High: best-positioned units with large-vessel docks
The top end is the best-positioned units with docks for larger vessels and the best water views. These trade on the dock, the access, and the finish.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$469
Original$331
Median days on market
Renovated582
Original29

From current The Harbors listings (renovated 1, original 3); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in The Harbors

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The gate, the docks, and the quick ocean access at the inlet are priced into every Harbors listing. The deal is won on the unit, the dock and boat capacity, and the condition, not the sticker.

Jon Brooks · Founder, Momentum Realty
8.1B+ · Buy Score
Resale Strength8.2/10
Renovation Risk5.4/10
Location Efficiency8.6/10
Long-Term Defensibility8.2/10
Carrying Cost Advantage6.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on The Harbors is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Units with the best dock, boat capacity, and water views hold value best.
  • The dock and seawall reserves matter as much as the unit here.
  • Quick inlet access is the defining draw.

In a small waterfront townhome community like The Harbors, the dock and the unit set value. Units with the best dock, boat capacity, and water views hold value best, and the seawall and dock reserves matter as much as the finishes. Compare a unit against the closest sale with a similar dock and access, and read the dock and reserves before the finishes.

The Harbors in 15 seconds.

Best forBoaters who want a gated waterfront townhome with a dock and lift and quick ocean access near the Boynton Inlet.
Strong onBoat docks with lifts for vessels up to 50 feet, roughly five-minute ocean access, and a clubhouse, pool, and fitness.
WatchThe dock and boat capacity, the seawall, the HOA scope and reserves, and the three-story unit's condition.
Not forBuyers who want a single-family home, no HOA, an inland home, or no boat dock.
The edgeQuick inlet access and docks with lifts in a small community are the value, so the unit and the dock are the find.

HOA, CDD & Fees

15-Second Take
  • A gated HOA covers the docks, amenities, and security.
  • Confirm the reserves for the seawall and docks.
  • Docks with lifts handle vessels up to 50 feet.
  • About a five-minute boat ride to the ocean.
  • Comp by unit and dock, not the city average.

The Harbors carries a gated-community HOA covering the docks, the amenities, common areas, and security; treat any figure as reported and confirm the current fee, scope, reserves (including seawall and dock), and any assessment for the specific unit before you offer.

The HOA generally covers gated access, common areas, the amenities (clubhouse, pool, cabana, fitness), and dock and seawall maintenance; confirm exactly what is covered and the dock arrangement for the unit.

Amenities include a clubhouse, a swimming pool, a cabana, a fitness center, and a library, plus boat docks with lifts. Confirm current amenities, the dock for the unit, and access.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In The Harbors, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping The Harbors, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your The Harbors home worth?

Get a no-obligation home value based on real comparable sales in The Harbors matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full The Harbors home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in The Harbors year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The Harbors Market Scorecard

Strong seller's market

The Harbors is currently a strong seller's market. About 2.2 months of supply, a median asking price of $1,099,999, and homes go under contract in about 68 days.

2.2
Months supply
$1,099,999
Median list
$847,500
Median sold
$321
Per sqft
68
Days on mkt
7/6/39
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is The Harbors?
In Boynton Beach (ZIP 33435), Palm Beach County, a gated waterfront townhome community on the Intracoastal right across from the Boynton Beach Inlet.
Does The Harbors have boat docks?
Yes. The townhomes include boat docks with boat lifts that can accommodate vessels up to 50 feet, with electric and water at the dock and the ocean a roughly five-minute boat ride away. Confirm the dock for the specific unit and your vessel.
What kinds of homes are in The Harbors?
55 three-story townhomes with vaulted ceilings, split floor plans, balconies, and attached garages, sitting virtually on the Intracoastal Waterway.
Is The Harbors gated?
Yes, it is a private gated waterfront townhome community.
What amenities does The Harbors have?
A clubhouse, a swimming pool, a cabana, a fitness center, and a library, plus the boat docks. Confirm current amenities and access.
What are the HOA fees at The Harbors?
The gated HOA covers the docks, amenities, common areas, and security. Treat any figure as reported and confirm the current fee, scope, and reserves (including seawall and dock) for the specific unit.
How quickly can I get to the ocean by boat?
About a five-minute boat ride to the Atlantic via the Boynton Inlet, a primary draw for boaters. Confirm the route and any clearances for your vessel.
What schools serve The Harbors?
It is zoned to Palm Beach County public schools by home address; assignments change, so verify the exact zoned schools with the district.
Is The Harbors a good investment?
Gated waterfront townhomes with docks and quick ocean access at the inlet are a scarce, boating-driven product that supports demand, but it is a small community where the dock and unit drive value. Run the HOA reserves and a condition read first.
What size boat can I keep at The Harbors?
Docks with lifts can accommodate vessels up to 50 feet, but capacity varies by unit. Confirm the dock and lift for the specific unit and your boat.
What should I check before buying in The Harbors?
The dock and boat capacity, the lift, the inlet route and clearances, the seawall and dock reserves, the HOA scope, and the three-story unit's condition.
Should I use the listing agent to buy in The Harbors?
No. The listing agent works for the seller. On waterfront townhomes where the dock and access drive value, having your own representation to read the dock, the HOA, and the comps is the highest-leverage decision you make.
You want a gated waterfront townhome with a dock and lift near the Boynton InletExcellent fit
You want quick ocean access with a clubhouse and poolExcellent fit
You are comfortable with a three-story townhome on the IntracoastalExcellent fit
You want a single-family home or large lotProbably not
You want no HOA or an inland low-maintenance homeProbably not
You do not need a boat dockProbably not

Get the inside read on The Harbors

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your The Harbors home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty The Harbors specialist will reach out personally, usually the same day.

The Harbors median home price history from 2012 to 2026, chart by Momentum Realty
Median sale price in The Harbors, Florida by year (2012 to 2026). Source: Momentum Realty.
BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Palm Beach County market guide or every community in the Neighborhood Finder.

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