Harbour Island Palm Cove
Homes for Sale in Palm City, FL

Harbour Island Palm Cove is a small Palm City address in Martin County where the listing data is currently sparse, so the story is told one home at a time rather than by community-wide trends.

County records show 3 qualified sales in Harbour Island Palm Cove across 2024–2025 (2 in 2024, 1 in 2025), median $860,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Harbour Island Palm Cove is too small for its own price trend, so here is the market around it.

In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Harbour Island Palm Cove specifically. Momentum Research analysis of MLS records.

The honest headline is what the data does not show. There are no community amenities identified from current MLS listings, and no median price to cite as of July 2026. That absence is itself useful information: it tells you this is a location where you evaluate the specific home and its immediate setting, not a marketing package of shared features.

In practice, that shifts the work to fundamentals. Look hard at condition, the lot, and how the home compares to the wider Palm City and Martin County market. Without a community amenity set or an established price benchmark to lean on, the individual property's merits are doing all the heavy lifting on value.

When a community has this little public data, guesswork is expensive. We build value from the specific home and the surrounding Palm City and Martin County market instead of a headline number that does not exist here, and we will tell you plainly when a listing is priced ahead of what the property itself supports.

Listings in this community report association dues of about $861 per month ($10,332 a year) — the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.