Harbour Island At Cutter, Palm Cove Yacht And Golf Club
Homes for Sale in Palm City, FL
All 123 homes for sale in Palm City, FL · median $729,900 · 13 townhomes for sale in Palm City · 307 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, the MLS records 1 closed sale in Harbour Island At Cutter, Palm Cove Yacht And Golf Club in Palm City, FL, the most recent in December 2025. Across Palm City as a whole, 136 homes closed in the last 12 months at a median of $776,500, 64 median days on market, with 51 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,010 ($11,400 with the full homestead exemption).
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 48 (FL DOR 2025 assessment roll) |
| Years built | 1996–2005 (median 2003.0) |
| Typical living area | 2,050 sq ft (median) |
| Amenities listed by sellers | Basketball Court, Boating, Clubhouse, Community Room, Fitness Center, Gated with Guard |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 73% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbour Island At Cutter, Palm Cove Yacht And Golf Club key facts,” movewithmomentum.com/neighborhoods/harbour-island-at-cutter-palm-cove-yacht-and-golf-club, data as of September 20, 2026.
This is a boating and golf-oriented address in Palm City, and the community name tells you most of what the current data does not: the yacht and golf club framing points to homes where water access, dockage, and setting drive value more than square footage alone. With no amenity detail confirmed from current MLS listings and only the location to work from, price here is going to be a condition-and-position story more than a sticker story.
For a buyer, that means underwriting each home on its own merits rather than trusting a community-wide number. For a seller, it means the burden is on presentation and the specific advantages of your lot and home, because there is no thick shared amenity narrative doing the selling for you right now.
Nearby homes for sale
No active listings inside Harbour Island At Cutter, Palm Cove Yacht And Golf Club right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbour Island At Cutter, within the Palm Cove Yacht And Golf Club setting, sits in Palm City in Martin County along the beaches feed — a location where the water-and-golf context matters more to value than any single headline figure.
County records show 3 qualified sales in Harbour Island At Cutter, Palm Cove Yacht And Golf Club across 2024–2025 (2 in 2024, 1 in 2025), median $860,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbour Island At Cutter, Palm Cove Yacht And Golf Club is best for.
Best for
- Boating-minded buyers who value dockage and water access enough to vet it home by home
- Golf-oriented buyers comfortable in a club-adjacent setting
- Buyers with flexible budgets willing to pay for position and condition rather than a fixed spec
Probably not for
- Buyers who need a documented amenity package before making an offer
- Buyers wanting a predictable, uniform price across the community
- Buyers with no interest in boating or golf who would rather not pay for that context
The market around Harbour Island At Cutter, Palm Cove Yacht And Golf Club
Harbour Island At Cutter, Palm Cove Yacht And Golf Club is too small for its own price trend, so here is the market around it.
In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Harbour Island At Cutter, Palm Cove Yacht And Golf Club specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harbour Island At Cutter, Palm Cove Yacht And Golf Club, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Harbour Island At Cutter, Palm Cove Yacht And Golf Club buying strategy.
If we were buying in Harbour Island At Cutter, Palm Cove Yacht And Golf Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Island At Cutter, Palm Cove Yacht And Golf Club.
A position-driven address
The distinguishing feature here is the yacht and golf club context of the larger Palm Cove community. In addresses like this, the meaningful variables are usually water access, dockage, and where a home sits relative to the amenities — details that vary home to home and that a snapshot number cannot capture.
Because current MLS listings do not confirm specific community amenities, treat this as a place to verify everything in person: what conveys, what access rights come with a given home, and the true condition of each property. The homes will not all be the same, and the spread in value tends to track those specifics closely.
The location and the amenities are priced into every listing in Harbour Island At Cutter, Palm Cove Yacht And Golf Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A boating-and-golf address rewards local legwork over guesswork. We verify what a given home actually offers — access, dockage, condition, and how it sits within Palm Cove — instead of leaning on a community-wide figure that can mislead. If a home does not fit your goals, we will say so plainly.
Harbour Island At Cutter, Palm Cove Yacht And Golf Club in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $701/month (about $8,412/yr) · median of 9 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $701 per month ($8,412 a year) — the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbour Island At Cutter, Palm Cove Yacht And Golf Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Island At Cutter, Palm Cove Yacht And Golf Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbour Island At Cutter, Palm Cove Yacht And Golf Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbour Island At Cutter, Palm Cove Yacht And Golf Club home worth?
Get a no-obligation home value based on real comparable sales in Harbour Island At Cutter, Palm Cove Yacht And Golf Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Harbour Island At Cutter, Palm Cove Yacht And Golf Club?
What share of Harbour Island At Cutter, Palm Cove Yacht And Golf Club is owner-occupied?
When were the homes in Harbour Island At Cutter, Palm Cove Yacht And Golf Club built?
Who is the best real estate agent for Harbour Island At Cutter, Palm Cove Yacht And Golf Club?
How do I find a top Palm City real estate agent who knows Harbour Island At Cutter, Palm Cove Yacht And Golf Club?
Can Momentum Realty connect me with an agent for Harbour Island At Cutter, Palm Cove Yacht And Golf Club?
Where is Harbour Island At Cutter, Palm Cove Yacht And Golf Club, and what county is it in?
Should you buy in Harbour Island At Cutter, Palm Cove Yacht And Golf Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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