Oak Ridge
Homes for Sale in Palm City, FL
All 296 homes for sale in Palm City, FL · median $643,950 · 323 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of October 2026, Oak Ridge 01 in Palm City, FL has 1 home for sale. Homes listed or recently sold were built 1997–1999; 3 of 3 report an HOA (median $179/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft).

Oak Ridge 01 is a small pocket in Palm City, and the data behind it is thin right now — a single closing in the current window means there is no median to lean on and no reliable read on pace. In a market this quiet, price is set at the individual-home level: condition, lot, updates, and how motivated a given seller happens to be. Comparable-driven pricing here requires reaching beyond the immediate community.
For a buyer, that thinness cuts both ways. There is little competition on the ground, which can create room to negotiate on a well-priced listing, but it also means you are working with limited local evidence and should expect to underwrite each property on its own merits. For a seller, the takeaway is patience and preparation: with almost no recent activity to anchor expectations, presentation and a defensible list price do more work than any market tailwind.
Oak Ridge right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 15, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Oak Ridge 01 is a low-activity community in Palm City, Martin County — the kind of place where individual homes, not a busy market, drive the story. No shared amenities surface in current MLS listings, so the draw here is location and the property itself.
BeachesMLS sales records identify 110 homes in Oak Ridge that have changed hands since 2001, built between 1991 and 2004 (median 1999), with a median living area of about 2,344 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 11 qualified sales in Oak Ridge across 2024–2025 (6 in 2024, 5 in 2025), median $700,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Oak Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in Oak Ridge; content deemed reliable but not guaranteed.
Who Oak Ridge is best for.
Best for
- Buyers set on Palm City who are comfortable underwriting a single home rather than a busy market
- Patient buyers willing to trade competition for negotiating room on a well-priced listing
- Buyers who prioritize the property and location over shared amenities
Probably not for
- Buyers who need a clubhouse, pool, or gated amenity package
- Buyers who want abundant recent comps before committing to a price
- Sellers expecting a fast, market-driven sale without strong preparation and pricing
The market around Oak Ridge
Oak Ridge is too small for its own price trend, so here is the market around it.
In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Oak Ridge specifically. Momentum Research analysis of MLS records.
Oak Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
The Oak Ridge buying strategy.
If we were buying in Oak Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Ridge.
A quiet corner of Palm City
With just one closing in the current window and no community amenities identified from the listings, Oak Ridge 01 does not behave like a large, active subdivision. That is not a knock — it means the value proposition is tied to the specific home and its position in Palm City, rather than to a clubhouse, pool, or gated entry. Buyers who need a defined amenity package should look elsewhere; buyers who want a standalone home and a Palm City address have a cleaner canvas here.
Because activity is so limited, valuation leans on the wider Palm City and Martin County market rather than on-street comps. Expect a wide, condition-driven spread between homes and plan to evaluate each one individually — updates, lot, and maintenance will explain most of the difference in what a property commands.
The location and the amenities are priced into every listing in Oak Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this quiet, there is no crowd of comparable sales to price against, so the analysis has to be built by hand — pulling from the broader Palm City and Martin County market and judging each home on condition and location. That is exactly the work we do, and it is where a thin-data community rewards a broker who will underwrite the property rather than the hype.
Oak Ridge in 15 seconds.
What it really costs to own in Oak Ridge
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,291/yr across 3 listings here (MLS tax records, 2026-10-15). |
|---|---|
| HOA dues | Median $179/month across 58 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1997 across 3 listings. An original roof here would be about 29 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Oak Ridge
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Oak Ridge
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Oak Ridge will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $179/month (about $2,148/yr) · median of 58 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $179 per month ($2,148 a year) — the median AssociationFee across 58 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oak Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Ridge home worth?
Get a no-obligation home value based on real comparable sales in Oak Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm City →
Recently off market in Oak Ridge 01
Homes in Oak Ridge 01 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1123 SW Oak Hollow Court · off market
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 148 (FL DOR 2025 assessment roll) |
| Years built | 1991–2005 (median 2001.0) |
| Typical living area | 2,369 sq ft (median) |
| Amenities listed by sellers | Boating, Clubhouse, Pickleball Court(s), Pool, Tennis Court(s), Gated Community |
| For sale right now | 1 active, 0 pending · median asking $619,000 · 3.0 months of supply |
| Owner-occupied (homestead) share | 90% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Oak Ridge key facts,” movewithmomentum.com/neighborhoods/oak-ridge-01, data as of September 20, 2026.
Housing distress & ownership in Oak Ridge 01, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
More Palm City home searches
- All homes for sale in Palm City, FL
- Homes for sale in Martin County, FL
- Palm City pool homes for sale
- Palm City waterfront homes for sale
- Gated communities in Palm City
- Palm City golf course homes
- Homes under $300K in Palm City
- Homes from $300K to $500K in Palm City
- 4-bedroom homes for sale in Palm City
- Palm City home values: what is my house worth?
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW Whisper Ridge Trail (7 homes on record)
- SW Whisper Ridge Trail (5 homes on record)
- SW Whisper Ridge Trail (3 homes on record)
- SW Whisper Ridge Trail (2 homes on record)
- SW Whisper Ridge Trail (2 homes on record)
- SW Whisper Ridge Trail (2 homes on record)
Recent Developments in Oak Ridge 01
Development, infrastructure, retail, and school activity affecting Oak Ridge 01, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The project is about 22 miles south of Oak Ridge 01, elsewhere in Martin County.
Source: WJNO (iHeart) - August 2026Infrastructure
St. Lucie County reviews updated Port of Fort Pierce master plan with mega-yacht marina and spaceport recovery facility
The 2026 master plan for the Port of Fort Pierce proposes a mega-yacht marina, a spaceport recovery facility, expanded boat ramps and restaurants, with a marine commercial district at Harbour Pointe. County officials say nearly 15,000 registered boats compete for 147 trailer parking spaces near the inlet. The plan is under county review and Fort Pierce holds final approval.
What it may mean for the marketAdded boat ramp parking and marine commercial space would expand waterfront access and dining options near the Fort Pierce Inlet over a multi-year timeline. The site is about 6 miles southwest of Oak Ridge 01.
Source: WPTV
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Oak Ridge a buyer's or seller's market right now?
How many homes are in Oak Ridge?
What share of Oak Ridge is owner-occupied?
When were the homes in Oak Ridge built?
Who is the best real estate agent for Oak Ridge?
How do I find a top Palm City real estate agent who knows Oak Ridge?
Can Momentum Realty connect me with an agent for Oak Ridge?
Where is Oak Ridge, and what county is it in?
Should you buy in Oak Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 14, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2002 (52 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Oak Ridge 01 fits the bigger picture — live prices, inventory, and Momentum Scores:
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