Havenfield at Cross Prairie
Homes for Sale in ST CLOUD, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, HAVENFIELD AT CROSS PRAIRIE in ST CLOUD, FL has 6 homes for sale and 1 pending, asking from $329,000 to $579,999 (median $427,495). Over the 12 months ending 2026-08-02, 14 recorded sales closed at a median of $445,000, $214 per square foot, a median 54 days on market, sellers accepting 98% of original asking (-6% versus the prior year). Homes listed or recently sold were built 2023 - 2026 with 13 new construction; 17 of 19 report an HOA (median $70/mo); 9 of the 19 geocoded homes sit in a FEMA special flood hazard zone (median elevation 71 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,780 ($6,180 with the full homestead exemption).
Homes For Sale Right Now in Havenfield at Cross Prairie
Live MLS inventory for Havenfield at Cross Prairie. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 43 daysTop listing
Active · 1 days
Active · 61 days
Active · 1 days
Active · 1 days
Active · 27 days
Pending · 195 daysActive and pending Havenfield at Cross Prairie listings as of 2026-09-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Tap any home to ask about it.
Havenfield at Cross Prairie right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: High (10 active and pending listings, 14 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($445K) is down 5.8% from the prior 12 months ($472K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (14 and 17 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Havenfield at Cross Prairie market snapshot (as of August 2, 2026): the median sale price is about $445K ($214 per sq ft over the trailing 12 months of closed sales), a median 55 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (14 closings in the current window).
Havenfield at Cross Prairie is a community of 285 homes in ST CLOUD, Osceola County, built between 2023 and 2024 (median 2024), with a median living area of about 2,449 square feet. 19% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Havenfield at Cross Prairie. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Havenfield at Cross Prairie
Havenfield at Cross Prairie
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Havenfield at Cross Prairie
Havenfield at Cross PrairiePrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($445K) IS the median in the snapshot above, and the move from 2025 ($472K) IS the -5.8% one-year change.
Windows contain 0 to 17 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
HAVENFIELD AT CROSS PRAIRIE Market Scorecard
HAVENFIELD AT CROSS PRAIRIE is currently a balanced market. About 4.5 months of supply, a median asking price of $427,495, and homes go under contract in about 14 days.
Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in HAVENFIELD AT CROSS PRAIRIE, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Havenfield at Cross Prairie on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Havenfield at Cross Prairie
- Clubhouse · reported on 5 of 12 listings
- Pool · reported on 5 of 12 listings
- Irrigation-Reclaimed Water · reported on 3 of 12 listings
- Park · reported on 3 of 12 listings
- Playground · reported on 3 of 12 listings
- Deed Restrictions · reported on 2 of 12 listings
- Community Mailbox · reported on 1 of 12 listings
- Buyer Approval Required · reported on 1 of 12 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Neptune Elementary · Elementary
- Neptune Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Havenfield at Cross Prairie listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Havenfield at Cross Prairie address.
The Havenfield at Cross Prairie buying strategy.
If we were buying in Havenfield at Cross Prairie today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Havenfield at Cross Prairie.
A closer look at the Havenfield at Cross Prairie market
At a median of $214 per square foot, Havenfield at Cross Prairie prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 8.0 months of supply, a buyer-leaning market and the trailing-12-month median down 6% year over year. Homes that do trade take a median 55 days on market, useful leverage on any listing that has lingered.
The housing stock is 285 homes built between 2023 and 2024, and 19% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Havenfield at Cross Prairie. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Havenfield at Cross Prairie buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.2). Basis: Recent Direction -5.8% year-over-year; Liquidity & Demand 8.0 months of supply; Owner Commitment 19% owner-occupied; Pricing Power 97.9% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Havenfield at Cross Prairie buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Havenfield at Cross Prairie sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Havenfield at Cross Prairie, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Havenfield at Cross Prairie home worth?
Get a no-obligation home value based on real comparable sales in Havenfield at Cross Prairie, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Havenfield at Cross Prairie on the map →
Frequently Asked Questions
What is the median home price in Havenfield at Cross Prairie?
How long do homes in Havenfield at Cross Prairie take to sell?
Is Havenfield at Cross Prairie a buyer's or seller's market right now?
How many homes are in Havenfield at Cross Prairie?
What share of Havenfield at Cross Prairie is owner-occupied?
When were the homes in Havenfield at Cross Prairie built?
Do cash buyers compete in Havenfield at Cross Prairie?
Who is the best real estate agent for Havenfield at Cross Prairie?
How do I find a top ST CLOUD real estate agent who knows Havenfield at Cross Prairie?
Can Momentum Realty connect me with an agent for Havenfield at Cross Prairie?
Nearby Communities
Explore more neighborhoods near Havenfield at Cross Prairie with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2023 (43 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
See how HAVENFIELD AT CROSS PRAIRIE fits the bigger picture — live prices, inventory, and Momentum Scores: