Canoe Creek Lakes
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Canoe Creek Lakes in St Cloud, FL has 3 homes for sale. Over the 12 months ending 2026-11-13, 7 recorded sales closed at a median of $385,000, $215 per square foot, a median 31 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 1995 - 2005; 15 of 15 report an HOA (median $27/mo); none of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 73 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,860 ($5,260 with the full homestead exemption).
Last 30 days in Canoe Creek Lakes: 1 new listing (median asking $340,000), 2 closed sales (median $392,500). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Canoe Creek Lakes
Live MLS inventory for Canoe Creek Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Canoe Creek Lakes listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2020 through 2026. Tap any home to ask about it.
Canoe Creek Lakes right now
🔴 Seller-leaning market. 2.1 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of November 13, 2026. Confidence: Medium (3 active and pending listings, 7 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Canoe Creek Lakes market snapshot (as of November 13, 2026): the median sale price is about $385K ($215 per sq ft over the trailing 12 months of closed sales), a median 31 days on market for closed sales, and 2.1 months of supply, a seller-leaning market.
In ZIP 34772 (St Cloud), 726 homes closed in the last 12 months at a median of $395K ($203/sq ft), down 1.4% year over year, with a median 50 days on market. Right now 135 active and 49 pending listings put supply at about 2.2 months - a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
County records show 11 qualified sales in Canoe Creek Lakes across 2024 - 2025 (5 in 2024, 6 in 2025), median $359,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Canoe Creek Lakes: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Canoe Creek Lakes is a community of 191 homes in St Cloud, Osceola County, built between 1993 and 2005 (median 2002), with a median living area of about 2,065 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Canoe Creek Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Canoe Creek LakesPhotos from Stellar MLS listings in Canoe Creek Lakes; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($385K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2020 through 2026. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
CANOE CREEK LAKES Market Scorecard
CANOE CREEK LAKES is currently a strong seller's market. About 2.1 months of supply, a median asking price of $349,990, and homes go under contract in about 59 days.
Typical home value in the 34772 ZIP is $393,754, about 15.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Canoe Creek Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Canoe Creek Lakes
- Deed Restrictions · reported on 4 of 10 listings
- Dog Park · reported on 2 of 10 listings
- Park · reported on 1 of 10 listings
- Playground · reported on 1 of 10 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Recent Developments in Canoe Creek Lakes
Development, infrastructure, retail, and school activity affecting Canoe Creek Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Parks & Amenities
145,000 sq ft All Sports Dome planned on Gus Road in Kissimmee
All Sports Dome Southeast plans a climate-controlled indoor inflatable dome at 3070 Gus Road with multi-sport courts, turf fields and training areas. It would be the brand's first Greater Orlando location, with an opening expected in 2027 and no exact date given.
What it may mean for the marketAn indoor sports venue would add year-round recreation and event space on Kissimmee's Gus Road area. The project is about 10 miles northwest of Canoe Creek Lakes, elsewhere in Osceola County.
Source: What Now Orlando - October 2026Infrastructure
Turnpike widening in Osceola County runs ahead of schedule at Fortune Road Bridge
Steel beams for the new westbound Fortune Road Bridge are in place a month early as Florida's Turnpike is widened from two to four lanes each way between Partin Settlement Road and Osceola Parkway. Westbound bridge traffic is expected at the start of 2027, and the broader project targets 2031. The bridge adds bike lanes and sidewalks.
What it may mean for the marketDoubling Turnpike capacity through this stretch should ease regional commutes between Kissimmee and the Orlando area once complete. The project is about 10 miles northwest of Canoe Creek Lakes, elsewhere in Osceola County.
Source: WFTV - October 2026Development
Experience Kissimmee launches Film Kissimmee commission to recruit productions
The new film commission markets Osceola County to production companies through an online database of more than 100 filming locations and has hired a location manager. Leaders say productions could become a new economic driver, citing spending on hotels, vehicles, food and crew services.
What it may mean for the marketFilm work could add temporary jobs and visitor spending for hospitality and service businesses across Osceola County. The site is about 10 miles northwest of Canoe Creek Lakes.
Source: WFTV - September 2026Infrastructure
CFX holds public meetings on 14-mile toll road through part of Split Oak Forest
The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.
What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The project is about 17 miles northeast of Canoe Creek Lakes, elsewhere in Osceola County.
Source: Spectrum News 13 - August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The project is about 6 miles northeast of Canoe Creek Lakes, elsewhere in Osceola County.
Source: Spectrum News 13
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Canoe Creek Lakes buying strategy.
If we were buying in Canoe Creek Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Canoe Creek Lakes.
A closer look at the Canoe Creek Lakes market
At a median of $215 per square foot, Canoe Creek Lakes prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.1 months of supply, a seller-leaning market. Homes that do trade take a median 31 days on market, useful leverage on any listing that has lingered.
The housing stock is 191 homes built between 1993 and 2005, and 72% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Canoe Creek Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Canoe Creek Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.6). Basis: Liquidity & Demand 2.1 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.
Tools for a Canoe Creek Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Canoe Creek Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Canoe Creek Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Canoe Creek Lakes home worth?
Get a no-obligation home value based on real comparable sales in Canoe Creek Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Canoe Creek Lakes on the map →
Recently off market in Canoe Creek Lakes
Homes in Canoe Creek Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.
- 2808 Jebidiah Court · off market
- 3586 Yellow Bird Court · off market
- 3589 Yellow Bird Court · off market
- 3600 Yellow Bird Court · off market
- 4200 Cracker Court · off market
- 4201 Lavender Way · off market
- 4209 Red Bird Avenue · off market
- 4214 Cinnamon Fern Court · off market
| Location | St Cloud, Osceola County, FL · ZIP 34772 |
|---|---|
| Homes in the community | 191 (FL DOR 2025 assessment roll) |
| Years built | 1993–2005 (median 2002) |
| Typical living area | 2,065 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Deed Restrictions, Dog Park, Park |
| Sale prices, last 12 months | $385,000 median across 7 closed sales · $215 per sq ft |
| Days on market (closed sales) | 31 median |
| For sale right now | 3 active, 0 pending · median asking $349,990 · 2.1 months of supply |
| Owner-occupied (homestead) share | 72% |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2020 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Canoe Creek Lakes key facts,” movewithmomentum.com/neighborhoods/canoe-creek-lakes-st-cloud, data as of November 13, 2026.
Housing distress & ownership in Canoe Creek Lakes, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Canoe Creek Lakes Right Now (3)
All 3 active and pending Canoe Creek Lakes listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2918 Jebidiah Loop · $340,000 · 3 bd / 2 ba · listed Nov 12, 2026 · listed by Weichert Realtors Hallmark Pro
- 4206 Lavender Way · $349,990 · 3 bd / 2 ba · listed Sep 14, 2026 · listed by La Rosa Realty Llc
- 4202 Cracker Court · $350,000 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Exp Realty Llc
Recently sold in Canoe Creek Lakes St Cloud
- 4214 Cinnamon Fern Court · sold $410,000
- 4200 Cracker Court · sold $375,000
- 4241 Settlers Court · sold $385,000
- 2808 Jebidiah Court · sold $305,000
- 4201 Lavender Way · sold $385,000
- 4209 Red Bird Avenue · sold $340,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More St Cloud home searches
- All homes for sale in St Cloud, FL
- Homes for sale in Osceola County, FL
- Gated communities in St Cloud
- St Cloud home values: what is my house worth?
St Cloud guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Osceola County)
- Homestead exemption (Osceola County)
- New construction
- New construction (Osceola County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Yellow Bird Court (14 homes on record)
- Yellow Bird Court (12 homes on record)
- Settlers Trail (11 homes on record)
- Settlers Court (10 homes on record)
- Settlers Trail (8 homes on record)
- Settlers Trail (6 homes on record)
- Settlers Trail (5 homes on record)
- Settlers Trail (5 homes on record)
- Settlers Court (5 homes on record)
- Settlers Court (5 homes on record)
- Settlers Court (5 homes on record)
- Settlers Trail (4 homes on record)
What it really costs to own in Canoe Creek Lakes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $329/year (about $27/month) across 17 MLS listings (most billed annually; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2002 across 15 listings. An original roof here would be about 24 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Canoe Creek Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Canoe Creek Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Canoe Creek Lakes will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Canoe Creek Lakes?
How long do homes in Canoe Creek Lakes take to sell?
Is Canoe Creek Lakes a buyer's or seller's market right now?
How many homes are in Canoe Creek Lakes?
What share of Canoe Creek Lakes is owner-occupied?
When were the homes in Canoe Creek Lakes built?
Who is the best real estate agent for Canoe Creek Lakes?
How do I find a top St Cloud real estate agent who knows Canoe Creek Lakes?
Can Momentum Realty connect me with an agent for Canoe Creek Lakes?
Where is Canoe Creek Lakes, and what county is it in?
Is Canoe Creek Lakes in a flood zone?
Is Canoe Creek Lakes a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending November 13, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-11-13 |
| Historical depth | Closed-sale records back to 2020 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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