Holiday Surf & Racquet Club in Destin

Holiday Surf & Racquet Club
Condos for Sale in Destin, FL

All 610 homes for sale in Destin, FL · median $639,900 · 601 homes for sale in 32541 · Okaloosa County homes for sale

Community in Destin · Okaloosa County · ZIP 32541
Median sale $525K
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Live Market Pulse
40/100
Market Heat
Near its long-run normal
2015 → 2026 · 87 at the 2021 peak
0 is Holiday Surf & Racquet Club's coldest market since 2015, 100 its hottest. Today: 40. How it's scored

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data31 years of closingsUpdated twice daily

As of October 2026, Holiday Surf & Racquet Club in Destin, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $525,000, a median 33 days on market, sellers accepting 96% of original asking (+3% versus the prior year). Homes listed or recently sold were built 1975–1978; 7 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,770 ($6,260 with the full homestead exemption).

HOLIDAY SURF & RACQUET CLUB key facts
LocationDestin, Okaloosa County, FL · ZIP 32541
Home types (current listings and sales)condos 100%
Amenities listed by sellersExercise Room, Gated, Waterfront, Community Room, Elevators, Pool
Sale prices, last 12 months$525,000 median across 5 closed sales · +2.9% vs the prior 12 months
Days on market (closed sales)33 median
For sale right now2 active, 1 pending · median asking $539,500 · 4.8 months of supply

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “HOLIDAY SURF & RACQUET CLUB key facts,” movewithmomentum.com/neighborhoods/holiday-surf-racquet-club, data as of September 20, 2026.

Last 30 days in Holiday Surf & Racquet Club: 1 under contract right now, 1 closed sale (median $532,500). As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Holiday Surf & Racquet Club Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$525K ▲
Median sold · 12 mo
up 2.9% vs the prior 12 months
+2.9% ▲
1-yr price change
n = 5 and 3 sales in the two windows
95.8%
Sale vs ask
+167%
T12M median vs 2012
from a $197K median in 2012
Tempo
4.8mo
Supply
3 to 6 months is the balanced band
33days
Median DOM · closed
3 days at the 2019 low
33%
Under contract
Okaloosa: 23% (551 of 2,441)
2 · 1
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 7 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Holiday Surf & Racquet Club is a Destin condo play where the number that moves the needle is condition, not square footage. With a median around $523,500 and no distinguishing amenities surfacing in current MLS data, price here tracks how updated a given unit is and how it sits relative to the water. Treat the median as a midpoint, not a menu — the spread on either side is driven by renovation status.

The current posture is balanced-to-cooling. A median of 20 days means well-priced, move-in units still clear quickly, but the year-over-year figure is down 3.1%, so this is not a market that rewards ambitious pricing. Sellers should price to the recent comps and expect a fast result; buyers have modest leverage but little inventory — only two active listings — so the trade-off is patience against selection.

Holiday Surf & Racquet Club Housing Pulse · Momentum Research · as of September 20, 2026

Holiday Surf & Racquet Club right now

🟡 Balanced market. 4.8 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 5 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($525K) is up 2.9% from the prior 12 months ($510K) and up 167% since 2012. With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Holiday Surf & Racquet Club market snapshot (as of September 20, 2026): the median sale price is about $525K, a median 33 days on market for closed sales, and 4.8 months of supply, a balanced market. The trailing-12-month median is up 3% from the prior 12 months and up 167% since 2012, computed from record-level Emerald Coast MLS closed sales (5 closings in the current window).

In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

Emerald Coast MLS sales records identify 61 homes in HOLIDAY SURF & RACQUET CLUB that have changed hands since 2001, built between 1972 and 1978 (median 1978), with a median living area of about 950 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

This is a small, thin-inventory Destin condo community: a handful of closings and just two active listings mean each unit's condition and position define its value more than any list of shared perks.

Best for

  • Buyers targeting a Destin condo near the water who can move fast on limited inventory
  • Value-add buyers willing to renovate a dated unit and capture the condition premium
  • Long-horizon owners comfortable with a slow, steady Destin cycle rather than a quick flip

Probably not for

  • Buyers who need multiple options on the market at once before committing
  • Buyers expecting an amenity-rich community, since none surface in current listings
  • Short-term speculators counting on near-term appreciation against a market down year over year

Windows contain 1 to 14 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Up 2.9% year over year; up 167% since 2012.
Median days on market · closed sales
05010020122014201620182020202220242026
3 days at the 2019 low; 33 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
95.8% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
1 to 14 a year; 5 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20182020202220242026
87 at the 2021 peak, 12 in the troughs, 40 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).

Holiday Surf & Racquet Club Market Scorecard

Balanced

Holiday Surf & Racquet Club is currently a balanced market. About 4.8 months of supply, a median asking price of $539,500, and homes go under contract in about 44 days.

4.8
Months supply
$539,500
Median list
$525,000
Median sold
44
Days on mkt
2/1/5
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in HOLIDAY SURF & RACQUET CLUB, Destin

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 44 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Holiday Surf & Racquet Club

Live MLS inventory for Holiday Surf & Racquet Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Holiday Surf & Racquet Club listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Holiday Surf Racquet Club Right Now (3)

All 3 active and pending Holiday Surf Racquet Club listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Destin · Elementary
  • Destin · Middle
  • Destin · High

Zoned schools reflect the assignments reported on recent Holiday Surf & Racquet Club listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Holiday Surf & Racquet Club address.

If we were buying in Holiday Surf & Racquet Club today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holiday Surf & Racquet Club.

Best Buy
Buyers who want a Destin condo footprint and will act decisively when a well-kept unit appears.
Biggest Risk
Scarce inventory means you may wait for the right unit, and the market is edging down year over year.
Sweet Spot
A move-in-ready unit priced to the recent comps around the mid-$500s.
Avoid If
You need selection or shared community amenities to justify the buy.

A condition-driven condo market on a thin float

With a market heat score of 46 and a 20-day median time to contract, Holiday Surf & Racquet Club sits near the middle of the temperature range — active enough that sharp listings move, soft enough that overpricing stalls. The long arc is the stronger story: values are up 176% since 2012, even with the recent 3.1% pullback. That combination says a durable Destin location working through a normal, unhurried cycle.

Because no community amenities surface from the current listings, don't underwrite this on shared features — underwrite it on the individual unit and its proximity to the water. With only two homes active at any time, the practical challenge is availability, not choice. When the right layout and condition come up, decisiveness matters more than negotiation.

“

The location and the amenities are priced into every listing in Holiday Surf & Racquet Club. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Long-Term Appreciation9.7/10
Recent Direction6.7/10
Liquidity & Demand5.2/10
Pricing Power7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.2). Basis: Long-Term Appreciation +167% since 2012; Recent Direction +2.9% year-over-year; Liquidity & Demand 4.8 months of supply; Pricing Power 95.8% sale-to-list. Refreshed with each data update.

Why work with Momentum here

Thin inventory and condition-based pricing reward local reads, not algorithms. We track the small closing window here unit by unit, help sellers price to what actually cleared, and position buyers to move quickly when one of the few listings hits the market. In a community this small, the difference between a fair deal and a stale one is knowing the comps cold.

Holiday Surf & Racquet Club in 15 seconds.

Best forBuyers who want a Destin condo footprint and will act decisively when a well-kept unit appears.
Biggest advantageA durable location with strong long-term price growth since 2012.
Biggest riskScarce inventory means you may wait for the right unit, and the market is edging down year over year.
Sweet spotA move-in-ready unit priced to the recent comps around the mid-$500s.
Avoid ifYou need selection or shared community amenities to justify the buy.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Holiday Surf & Racquet Club Condos for Sale in Destin, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Holiday Surf & Racquet Club Condos for Sale in Destin, FL.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holiday Surf & Racquet Club sales matched to your home.

What is your Holiday Surf & Racquet Club home worth?

Get a no-obligation home value based on real comparable sales in Holiday Surf & Racquet Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in HOLIDAY SURF & RACQUET CLUB

Homes in HOLIDAY SURF & RACQUET CLUB that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Holiday Surf & Racquet Club?
The median sale price in Holiday Surf & Racquet Club was $525K over the 12 months ending September 20, 2026 (5 closed sales, Emerald Coast MLS).
How long do homes in Holiday Surf & Racquet Club take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 33 days on market (5 sales, Emerald Coast MLS).
Is Holiday Surf & Racquet Club a buyer's or seller's market right now?
As of September 20, 2026, Holiday Surf & Racquet Club is roughly balanced: 4.8 months of supply at the current sales pace (Emerald Coast MLS live counts).
Have Holiday Surf & Racquet Club home prices gone up?
The trailing-12-month median is up 167% since 2012, from $197K to $525K (Emerald Coast MLS closed records).
Who is the best real estate agent for Holiday Surf & Racquet Club?
The best agent for Holiday Surf & Racquet Club is one who actively works Destin and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Holiday Surf & Racquet Club.
How do I find a top Destin real estate agent who knows Holiday Surf & Racquet Club?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Holiday Surf & Racquet Club and the wider Destin area.
Can Momentum Realty connect me with an agent for Holiday Surf & Racquet Club?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Holiday Surf & Racquet Club purchase or sale - no call center and no pressure.
Where is Holiday Surf & Racquet Club, and what county is it in?
Holiday Surf & Racquet Club is in Destin, Okaloosa County, FL, ZIP 32541. The community's center is about 2 miles west of the center of Destin (straight-line).
Is Holiday Surf & Racquet Club a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Holiday Surf & Racquet Club: the median sale price over the last 12 months was $525K (5 sales), 28% below the Destin median of $730K; homes took a median 33 days to go under contract; supply is 4.8 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.
Buyers targeting a Destin condo near the water who can move fast on limited inventoryExcellent fit
Value-add buyers willing to renovate a dated unit and capture the condition premiumExcellent fit
Long-horizon owners comfortable with a slow, steady Destin cycle rather than a quick flipExcellent fit
Buyers who need multiple options on the market at once before committingProbably not
Buyers expecting an amenity-rich community, since none surface in current listingsProbably not
Short-term speculators counting on near-term appreciation against a market down year over yearProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1995 (138 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Holiday Surf & Racquet ClubCondos for Sale in Destin

Thinking of selling in HOLIDAY SURF & RACQUET CLUB? 5 recorded closings; median 33 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Holiday Surf & Racquet Club with Momentum Realty’s local guides.

Isla Blanca T H0.2 mi away · 122 homes, built 1968–24, 1 for saleDestin On The Gulf0.2 mi away · 1 for saleHoliday Isle0.3 mi away · median $2.06M, 11 sales/12 moDurango Winds T H0.3 mi away · 59 homes, built 1972–94Destin Pointe0.3 mi away · median $1.60M, 5 sales/12 moMagnolia House Destin Pointe0.4 mi away · 1 for saleMagnolia House0.4 mi away · median $514K, 6 sales/12 moHarbor Lights0.4 mi away · 59 homes, built 1972–94, 2 for sale

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