Indian Ridge
Homes for Sale in Winter Springs, FL
All 146 homes for sale in Winter Springs, FL · median $399,450 · 119 homes for sale in 32708 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Homes listed or recently sold were built 1980 - 1991; 3 of 7 report an HOA (median $130/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 43 ft). indian ridge is a community in Winter Springs, Seminole County, FL. Across Winter Springs as a whole, 501 homes closed in the last 12 months at a median of $430,000, 26 median days on market, with 116 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $6,530 ($5,930 with the full homestead exemption).

In Indian Ridge the median sits at $219,000, or about $227 per square foot, and condition is doing most of the pricing work here. With a single median figure and a shallow pool of active inventory, what a home has actually been maintained and updated will matter far more than any neighborhood-wide number.
The market reads balanced: roughly 4.8 months of supply and a median 17 days to go under contract. That is a market where sellers do not hold all the leverage and buyers are not forced to overpay - priced right and shown well, homes move in just over two weeks, but mispriced listings will sit.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Indian Ridge right now
🟡 Balanced market. 4.8 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Indian Ridge market snapshot (as of September 20, 2026): the median sale price is about $219K ($227 per sq ft over the trailing 12 months of closed sales), a median 17 days on market for closed sales, and 4.8 months of supply, a balanced market.
In ZIP 32708 (Winter Springs), 677 homes closed in the last 12 months at a median of $411K ($242/sq ft), down 1.4% year over year, with a median 33 days on market. Right now 38 active and 21 pending listings. See the live ZIP 32708 housing market and the Seminole County market.
Stellar MLS sales records identify 74 homes in indian ridge that have changed hands since 2005, built between 1973 and 1991 (median 1980), with a median living area of about 945 sq ft and a typical 2-bedroom, 2-bath layout; 92% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Indian Ridge is a deed-restricted community in Winter Springs, Seminole County, with community amenities including a pool, tennis courts, and a clubhouse. Inventory is thin - only two active listings as of late September 2026 - so timing matters when something you want comes up.
The setting & the homes.
Aerial and on-site photos of Indian Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Indian Ridge; content deemed reliable but not guaranteed.
Who Indian Ridge is best for.
Best for
- Buying into a deed-restricted community with pool, tennis, and clubhouse access
- Buyers who can move decisively when limited inventory produces the right home
- Buying to hold in a balanced Seminole County market near Winter Springs amenities
Probably not for
- Needing a large active inventory to tour and compare at once
- Wanting a community with no HOA or deed restrictions
- Expecting to negotiate from heavy leverage in a soft market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($219K) IS the median in the snapshot above.
Windows contain 0 to 8 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 32708 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Indian Ridge Market Scorecard
Indian Ridge is currently a balanced market. About 4.8 months of supply, a median asking price of $166,950.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Indian Ridge
Live MLS inventory for Indian Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Indian Ridge listings as of 2026-11-04, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Tap any home to ask about it.
Indian Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Indian Ridge
- Pool · reported on 6 of 6 listings
- Tennis Court(s) · reported on 5 of 6 listings
- Deed Restrictions · reported on 1 of 6 listings
- Clubhouse · reported on 1 of 6 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Layer Elementary · Elementary
- Indian Trails Middle · Middle
- Winter Springs High · High
Zoned schools reflect the assignments reported on recent Indian Ridge listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Indian Ridge address.
The Indian Ridge buying strategy.
If we were buying in Indian Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Indian Ridge.
A balanced market with thin inventory
The headline tension here is a balanced band paired with very few active listings. Two homes on the market and a 17-day median days-on-market mean the right listing clears quickly, but it also means buyers have little to compare against at any given moment. Expect to move decisively when a well-priced home lands.
Because you only have one anchor number - the median at $219,000 - treat the spread around it as condition-driven rather than tier-driven. The deed restrictions and HOA-managed amenities (pool, tennis courts, clubhouse) add carrying structure and upkeep standards; confirm current dues, rules, and access directly with the HOA before you write an offer.
The location and the amenities are priced into every listing in Indian Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only a couple of active listings and a market that rewards quick, accurate pricing, local read is the whole game. We watch this community's feed closely, know how to price against a thin comp set, and will tell you when a listing's condition does not justify its ask.
Indian Ridge in 15 seconds.
Tools for a Indian Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Indian Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Indian Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Indian Ridge home worth?
Get a no-obligation home value based on real comparable sales in Indian Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Springs →
| Location | Winter Springs, Seminole County, FL |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Tennis Court(s), Clubhouse, Deed Restrictions |
| For sale right now | 0 active, 2 pending |
Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID. Market figures describe homes, not residents. Cite as: Momentum Realty, “Indian Ridge key facts,” movewithmomentum.com/neighborhoods/indian-ridge-winter-springs, data as of November 6, 2026.
Every Home for Sale in Indian Ridge Winter Springs Right Now (2)
All 2 active and pending Indian Ridge Winter Springs listings with a detail page, newest first, refreshed twice a day from the MLS.
- 311 San Miguel Street #311 · $178,900 · 2 bd / 2 ba · pending · listed Sep 1, 2026 · listed by Coldwell Banker Coast Realty
- 343 San Miguel Street #343 · $145,000 · 2 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Innovative Realty, Llc
More Winter Springs home searches
- All homes for sale in Winter Springs, FL
- Homes for sale in Seminole County, FL
- Gated communities in Winter Springs
- Winter Springs golf course homes
- Winter Springs home values: what is my house worth?
- ZIP 32708 housing scorecard
Winter Springs guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Seminole County)
- Homestead exemption (Seminole County)
- Home insurance cost
- New construction (Seminole County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- San Gabriel Street (2 homes on record)
What it really costs to own in Indian Ridge
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $130/month across 3 MLS listings (most billed monthly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Seminole County is $1,572/yr (1,203 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1981 across 5 listings. An original roof here would be about 45 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Indian Ridge
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Indian Ridge
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Indian Ridge will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Indian Ridge?
How long do homes in Indian Ridge take to sell?
Is Indian Ridge a buyer's or seller's market right now?
Who is the best real estate agent for Indian Ridge?
How do I find a top Winter Springs real estate agent who knows Indian Ridge?
Can Momentum Realty connect me with an agent for Indian Ridge?
Where is Indian Ridge, and what county is it in?
Should you buy in Indian Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 4, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (45 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how indian ridge fits the bigger picture — live prices, inventory, and Momentum Scores:







