Aerial view of Jones Meadow

Jones Meadow
Homes for Sale in Panama City, FL

All 268 homes for sale in Panama City, FL · median $349,900 · Bay County homes for sale

Community in Panama City · Bay County
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Built fromLive CPAR MLS dataUpdated twice daily

Jones Meadow is a community in Panama City, Bay County, FL. Across Panama City as a whole, 371 homes closed in the last 12 months at a median of $300,000, 84 median days on market. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,680 ($3,200 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Jones Meadow is a small, established pocket in Panama City with 42 homes and a construction span running from 2000 to 2022, though the typical home dates to around 2004. That age spread means buyers are looking at a mix of original-condition houses and more recently updated or newer-built ones on the same streets, so condition and age do more to set value here than any single neighborhood-wide feature.

With only a couple of months of closings to work from, this is a market where pricing has to be built home-by-home rather than off a single going rate. A homestead share under half suggests a meaningful share of these houses are not owner-occupied primary residences, which is worth factoring into how a seller times a listing and how a buyer reads competition.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Jones Meadow right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

7440 Oak Ridge Drive, Panama City, FL 32404
$425K · 0.2 mi away
4 bd · 2 ba
7440 Oak Ridge Drive, Panama City, FL 32404
Listed by Full Sail Realty of NWFL
7516 Chipewa Street
$499K · 0.2 mi away
3 bd · 2 ba
7516 Chipewa Street
Listed by Think Real Estate
208 S Star Avenue
$508K · 0.3 mi away
4 bd · 2 ba
208 S Star Avenue
Listed by ERA Neubauer Real Estate Inc
7606 Lilly Street
$649K · 0.3 mi away
3 bd · 3 ba
7606 Lilly Street
Listed by Counts Real Estate Group Inc
7503 Harvey Street, Panama City, FL 32404
$284K · 0.3 mi away
3 bd · 2 ba
7503 Harvey Street, Panama City, FL 32404
Listed by Stars Realty
7006 E Fox Court, Panama City, FL 32404
$240K · 0.4 mi away
3 bd · 2 ba
7006 E Fox Court, Panama City, FL 32404
Listed by CENTURY 21 Ryan Realty Inc

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Jones Meadow is a modest-sized community in Bay County where the housing stock spans two full decades of construction, giving buyers a real choice between early-2000s homes and newer builds within the same footprint.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing a modest, efficient living footprint around 1,600-1,700 square feet over larger square footage.
  • Buyers comfortable evaluating each home individually given the wide build-year spread rather than expecting uniform condition.
  • Buyers or investors comfortable with a community that has a meaningful share of non-homestead ownership.

Probably not for

  • Buyers who want a community built around shared amenities or common recreational features.
  • Buyers who want a newer-construction-only community with a tight, consistent build-year range.
  • Buyers who need a large volume of recent closings to lean on for pricing confidence before making an offer.

The market around Jones Meadow

Jones Meadow is too small for its own price trend, so here is the market around it.

Across Bay County, 2,406 homes are active and 434 pending (15% under contract).

ZIP and county figures describe the wider market, not Jones Meadow specifically. Momentum Research analysis of MLS records.

If we were buying in Jones Meadow today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Jones Meadow.

Best Buy
Buyers looking for a compact, no-frills residential footprint in Panama City without a community amenity package.
Biggest Risk
A near-even split in owner-occupancy and a thin closings window mean pricing requires care rather than a quick comp pull.
Sweet Spot
Homes built closer to the community's 2004 median, offering established construction without being at the oldest end of the range.
Avoid If
You are set on a community with organized amenities, since none are identified here from current MLS listings.

Reading the mix in Jones Meadow

The defining fact about Jones Meadow is its build-year range: homes here were constructed anywhere from 2000 to 2022, with the median landing around 2004. That is a wide enough spread that two houses on the same street can carry very different mechanical ages, finish levels, and maintenance needs. A buyer touring this community should expect to evaluate each listing on its own condition rather than assume a uniform build era.

Typical living space runs right around 1,668 square feet, which points to a community built around modest, efficient footprints rather than larger-format homes. With 42 homes total and a homestead share just under 44%, a notable portion of the inventory is not owner-occupied as a primary residence — worth keeping in mind when gauging how a given listing has been maintained or how motivated a seller may be. No community amenities are identified from current MLS listings, so this reads as a straightforward residential setting rather than an amenity-driven one.

“

The location and the amenities are priced into every listing in Jones Meadow. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this size, with a two-decade build spread and a limited closings window to draw on, pricing a home well means digging into individual comps rather than leaning on a neighborhood average. We walk buyers and sellers through that comparison house by house, so offers and list prices reflect the specific home's age, condition, and finish level rather than a generic Jones Meadow number.

Jones Meadow in 15 seconds.

Best forBuyers looking for a compact, no-frills residential footprint in Panama City without a community amenity package.
Biggest advantageA build-year range wide enough to choose between an early-2000s home and a more recently built one in the same community.
Biggest riskA near-even split in owner-occupancy and a thin closings window mean pricing requires care rather than a quick comp pull.
Sweet spotHomes built closer to the community's 2004 median, offering established construction without being at the oldest end of the range.
Avoid ifYou are set on a community with organized amenities, since none are identified here from current MLS listings.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Jones Meadow sales matched to your home.

What is your Jones Meadow home worth?

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Real comps, not an automated estimate.
Buyers prioritizing a modest, efficient living footprint around 1,600-1,700 square feet over larger square footage.Excellent fit
Buyers comfortable evaluating each home individually given the wide build-year spread rather than expecting uniform condition.Excellent fit
Buyers or investors comfortable with a community that has a meaningful share of non-homestead ownership.Excellent fit
Buyers who want a community built around shared amenities or common recreational features.Probably not
Buyers who want a newer-construction-only community with a tight, consistent build-year range.Probably not
Buyers who need a large volume of recent closings to lean on for pricing confidence before making an offer.Probably not

Data sources & freshness

Under-contract sharesCPAR MLS records, as of 2026-11-11

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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Housing distress & ownership in Jones Meadow, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Jones Meadow with Momentum Realty’s local guides.

Davis Replat Of Lillian Carlisle0.2 mi awayLillian Carlisle0.3 mi awayFox Place Estates0.4 mi away · 1 for saleEastgate (Bay)0.4 mi awayHannover Estates0.5 mi away

Browse all neighborhood guides →

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