Kell-Aire Gardens
Homes for Sale in Destin, FL
All 566 homes for sale in Destin, FL · median $641,950 · 568 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Kell-Aire Gardens in Destin, FL has 1 home for sale. Homes listed or recently sold were built 1983–1994; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft).
Price here is driven by condition and lot, not by a menu of shared amenities. With no community amenities identified and a housing stock whose median build year is 1985, what a buyer pays tracks how much updating a given home has already absorbed. Expect a wide spread between homes taken back to the studs and those still wearing their original finishes.
The current posture is tight. There are zero active listings against 245 homes, and only two closings in the recent window, so inventory is thin and comparables are scarce. A seller who lists into this vacuum sets the tone; a buyer should be prepared to move on the right home quickly and to lean on an agent who can build value from limited recent data.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Kell-Aire Gardens right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Kell-Aire Gardens is an established Destin neighborhood of 245 homes built between 1967 and 2023, with roughly three-quarters homestead-owned — a settled, owner-occupied pocket rather than a rental churn.
Emerald Coast MLS sales records identify 97 homes in KELL-AIRE GARDENS that have changed hands since 2001, built between 1974 and 2015 (median 1985), with a median living area of about 1,836 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 12 qualified sales in KELL-AIRE GARDENS across 2024–2025 (9 in 2024, 3 in 2025), median $525,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Kell-Aire Gardens. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Kell-Aire Gardens
Kell-Aire Gardens
Kell-Aire GardensPhotos from Emerald Coast MLS listings in Kell-Aire Gardens; content deemed reliable but not guaranteed.
Who Kell-Aire Gardens is best for.
Best for
- Long-hold buyers who want a settled, owner-occupied Destin address and can wait for the right listing
- Renovation-minded buyers comfortable pricing and improving an older home
- Buyers who value location over a package of community amenities
Probably not for
- Buyers who need a pool, clubhouse, or gated amenities as part of the deal
- Buyers on a strict timeline who cannot wait out near-zero active inventory
- Buyers wanting uniform, new-construction finishes across the board
The market around Kell-Aire Gardens
Kell-Aire Gardens is too small for its own price trend, so here is the market around it.
In ZIP 32541, 635 homes are on the market and 11% are under contract — a slower corner of Destin.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32541 (Destin), 150 homes closed in the last 12 months at a median of $740K ($199/sq ft), down 17.6% year over year, with a median 103 days on market. Right now 190 active and 16 pending listings put supply at about 15.2 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Kell-Aire Gardens specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Kell-Aire Gardens
Live MLS inventory for Kell-Aire Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Kell-Aire Gardens listings as of 2026-11-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Kell-Aire Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Kell-Aire Gardens listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Kell-Aire Gardens address.
The Kell-Aire Gardens buying strategy.
If we were buying in Kell-Aire Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kell-Aire Gardens.
An established pocket with a long build history
The homes span 1967 to 2023, with a median build year of 1985 and a median of about 2,171 living square feet. That range tells you this is not a uniform tract: original mid-size homes sit alongside newer infill, so two houses on the same street can differ sharply in systems, layout, and finish level. Diligence on roof, HVAC, and prior renovation matters more here than in a single-vintage subdivision.
A homestead share near 76% signals a stable, owner-occupied base and limited turnover. Combined with no active listings, that means opportunities surface irregularly. Buyers who want in should be watching, pre-approved, and ready; sellers benefit from scarcity but still need sharp pricing given how few recent comparables exist.
The location and the amenities are priced into every listing in Kell-Aire Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With no active listings and only two recent closings, this is a market where local read beats raw data. We track off-market movement, weigh condition against that 1985 median vintage, and price from the ground up rather than leaning on comps that barely exist. That discipline protects both a buyer stepping into thin inventory and a seller who wants scarcity to work in their favor without overreaching.
Kell-Aire Gardens in 15 seconds.
Tools for a Kell-Aire Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kell-Aire Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kell-Aire Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kell-Aire Gardens home worth?
Get a no-obligation home value based on real comparable sales in Kell-Aire Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
Recently off market in KELL-AIRE GARDENS
Homes in KELL-AIRE GARDENS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 402 Juniper Street · off market
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 245 (FL DOR 2025 assessment roll) |
| Years built | 1967–2023 (median 1985) |
| Typical living area | 2,171 sq ft (median) |
| Amenities listed by sellers | Picnic Area, Playground, Short Term Rental - Not Allowed, TV Cable |
| For sale right now | 1 active, 0 pending · median asking $548,000 · 6.0 months of supply |
| Owner-occupied (homestead) share | 76% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kell-Aire Gardens key facts,” movewithmomentum.com/neighborhoods/kell-aire-gardens, data as of November 9, 2026.
Housing distress & ownership in KELL-AIRE GARDENS, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Kell Aire Gardens Right Now (1)
All 1 active and pending Kell Aire Gardens listings with a detail page, newest first, refreshed twice a day from the MLS.
- 322 Cypress Street · $548,000 · 3 bd / 2 ba · listed Sep 16, 2026 · listed by Urban Interest Realty LLC
More Destin home searches
- All homes for sale in Destin, FL
- Homes for sale in Okaloosa County, FL
- Destin pool homes for sale
- Destin waterfront homes for sale
- Gated communities in Destin
- Destin home values: what is my house worth?
Destin guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Destin? Join Momentum in Destin: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Main Street (5 homes on record)
- Main Street (4 homes on record)
Email me new listings in Kell-Aire Gardens
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Kell-Aire Gardens
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Kell-Aire Gardens will answer, and the answer is published on this page for the next buyer.
11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
Frequently Asked Questions
Is Kell-Aire Gardens a buyer's or seller's market right now?
How many homes are in Kell-Aire Gardens?
What share of Kell-Aire Gardens is owner-occupied?
When were the homes in Kell-Aire Gardens built?
Who is the best real estate agent for Kell-Aire Gardens?
How do I find a top Destin real estate agent who knows Kell-Aire Gardens?
Can Momentum Realty connect me with an agent for Kell-Aire Gardens?
Where is Kell-Aire Gardens, and what county is it in?
Should you buy in Kell-Aire Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (8 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how KELL-AIRE GARDENS fits the bigger picture — live prices, inventory, and Momentum Scores: