Kell-Aire Gardens
Homes for Sale in Destin, FL
All 610 homes for sale in Destin, FL · median $639,900 · 601 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Kell-Aire Gardens 2ND Addn in Destin, FL has 1 home for sale. As of October 2026, the MLS records 7 closed sales in Kell-Aire Gardens 2ND Addn in Destin, FL since 1995, the most recent in March 2022. Across Destin as a whole, 418 homes closed in the last 12 months at a median of $730,000, 99 median days on market, with 314 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $9,410 ($8,900 with the full homestead exemption).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 55 (FL DOR 2025 assessment roll) |
| Years built | 1967–2019 (median 1981) |
| Typical living area | 1,927 sq ft (median) |
| Amenities listed by sellers | Pavillion/Gazebo, Picnic Area, Playground, TV Cable |
| For sale right now | 1 active, 0 pending · median asking $449,500 |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “KELL-AIRE GARDENS 2ND ADDN key facts,” movewithmomentum.com/neighborhoods/kell-aire-gardens-2nd-addn, data as of September 20, 2026.
KELL-AIRE GARDENS 2ND ADDN is a small residential pocket in Destin, and right now the market here is defined by a single active listing. With one home on the market, there is no pattern to read into — price will be set by that specific property's condition, lot, and finish level rather than any broad community trend.
For a buyer, that means the analysis is about the house in front of you, not the neighborhood's momentum. For a seller, thin supply can work in your favor, but with no comparable active competition to anchor expectations, pricing has to lean on recent sales and honest condition assessment rather than what neighbors are asking.
The 60-Second Overview
This is a compact Destin subdivision within Okaloosa County with minimal current inventory — a single active listing as of mid-2026 — so it trades on individual homes rather than volume.
Emerald Coast MLS sales records identify 97 homes in KELL-AIRE GARDENS that have changed hands since 2001, built between 1974 and 2015 (median 1985), with a median living area of about 1,836 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in KELL-AIRE GARDENS across 2024–2024, median $565,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Kell-Aire Gardens is best for.
Best for
- Buyers set on a Destin location who can wait for the right individual home to list
- Buyers comfortable evaluating a single property on its own merits rather than shopping a range
- Sellers with a well-conditioned home who can benefit from limited active competition
Probably not for
- Buyers who want multiple homes to tour and compare in one community at one time
- Buyers seeking shared amenities like a pool or clubhouse, which are not present here
- Sellers expecting a hot, high-volume market to carry pricing regardless of condition
The market around Kell-Aire Gardens
Kell-Aire Gardens is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Destin.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Kell-Aire Gardens specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in KELL-AIRE GARDENS 2ND ADDN, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Kell-Aire Gardens
Live MLS inventory for Kell-Aire Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Kell-Aire Gardens listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Kell Aire Gardens 2Nd Addn Right Now (1)
All 1 active and pending Kell Aire Gardens 2Nd Addn listings with a detail page, newest first, refreshed twice a day from the MLS.
- 801 Wild Oak Avenue · $449,500 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by Coldwell Banker Realty
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Kell-Aire Gardens listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Kell-Aire Gardens address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Kell-Aire Gardens buying strategy.
If we were buying in Kell-Aire Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kell-Aire Gardens.
A one-listing market
There are no shared amenities identified from current MLS listings here, so value comes from the homes themselves and the Destin location rather than community features like a pool or clubhouse. That keeps the calculus simple: you are buying a house and a location, not a lifestyle package.
With only one active listing, timing and patience matter more than usual. Well-matched buyers may wait for the right property to surface, and sellers should treat pricing as a condition-driven exercise, since there is no cluster of active listings to benchmark against.
The location and the amenities are priced into every listing in Kell-Aire Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small subdivision with almost no active inventory, the read has to be house-by-house. We track what actually sells in and around this part of Destin, assess condition honestly, and tell you plainly when the one available home is priced right or when it is worth waiting for the next one.
Kell-Aire Gardens in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kell-Aire Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kell-Aire Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kell-Aire Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kell-Aire Gardens home worth?
Get a no-obligation home value based on real comparable sales in Kell-Aire Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Kell-Aire Gardens?
What share of Kell-Aire Gardens is owner-occupied?
When were the homes in Kell-Aire Gardens built?
Who is the best real estate agent for Kell-Aire Gardens?
How do I find a top Destin real estate agent who knows Kell-Aire Gardens?
Can Momentum Realty connect me with an agent for Kell-Aire Gardens?
Where is Kell-Aire Gardens, and what county is it in?
Should you buy in Kell-Aire Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1995 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how KELL-AIRE GARDENS 2ND ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
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