Kell-Aire Gardens
Homes for Sale in Destin, FL
All 556 homes for sale in Destin, FL · median $649,000 · 561 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Kell-Aire Gardens 2ND Addn in Destin, FL has 1 home for sale. As of November 2026, the MLS records 7 closed sales in Kell-Aire Gardens 2ND Addn in Destin, FL since 1995, the most recent in March 2022. Across Destin as a whole, 130 homes closed in the last 12 months at a median of $850,000, 109 median days on market, with 572 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $10,960 ($10,450 with the full homestead exemption).
KELL-AIRE GARDENS 2ND ADDN is a small residential pocket in Destin, and right now the market here is defined by a single active listing. With one home on the market, there is no pattern to read into — price will be set by that specific property's condition, lot, and finish level rather than any broad community trend.
For a buyer, that means the analysis is about the house in front of you, not the neighborhood's momentum. For a seller, thin supply can work in your favor, but with no comparable active competition to anchor expectations, pricing has to lean on recent sales and honest condition assessment rather than what neighbors are asking.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
This is a compact Destin subdivision within Okaloosa County with minimal current inventory — a single active listing as of mid-2026 — so it trades on individual homes rather than volume.
Emerald Coast MLS sales records identify 97 homes in KELL-AIRE GARDENS that have changed hands since 2001, built between 1974 and 2015 (median 1985), with a median living area of about 1,836 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in KELL-AIRE GARDENS across 2024–2024, median $565,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Kell-Aire Gardens is best for.
Best for
- Buyers set on a Destin location who can wait for the right individual home to list
- Buyers comfortable evaluating a single property on its own merits rather than shopping a range
- Sellers with a well-conditioned home who can benefit from limited active competition
Probably not for
- Buyers who want multiple homes to tour and compare in one community at one time
- Buyers seeking shared amenities like a pool or clubhouse, which are not present here
- Sellers expecting a hot, high-volume market to carry pricing regardless of condition
The market around Kell-Aire Gardens
Kell-Aire Gardens is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Destin.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32541 (Destin), 150 homes closed in the last 12 months at a median of $740K ($199/sq ft), down 17.6% year over year, with a median 103 days on market. Right now 190 active and 16 pending listings put supply at about 15.2 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Kell-Aire Gardens specifically. Momentum Research analysis of MLS records.
The Kell-Aire Gardens buying strategy.
If we were buying in Kell-Aire Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kell-Aire Gardens.
A one-listing market
There are no shared amenities identified from current MLS listings here, so value comes from the homes themselves and the Destin location rather than community features like a pool or clubhouse. That keeps the calculus simple: you are buying a house and a location, not a lifestyle package.
With only one active listing, timing and patience matter more than usual. Well-matched buyers may wait for the right property to surface, and sellers should treat pricing as a condition-driven exercise, since there is no cluster of active listings to benchmark against.
The location and the amenities are priced into every listing in Kell-Aire Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small subdivision with almost no active inventory, the read has to be house-by-house. We track what actually sells in and around this part of Destin, assess condition honestly, and tell you plainly when the one available home is priced right or when it is worth waiting for the next one.
Kell-Aire Gardens in 15 seconds.
Tools for a Kell-Aire Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kell-Aire Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kell-Aire Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kell-Aire Gardens home worth?
Get a no-obligation home value based on real comparable sales in Kell-Aire Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in KELL-AIRE GARDENS 2ND ADDN
Homes in KELL-AIRE GARDENS 2ND ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 801 Wild Oak Avenue · off market
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 55 (FL DOR 2025 assessment roll) |
| Years built | 1967–2019 (median 1981) |
| Typical living area | 1,927 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $449,500 |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kell-Aire Gardens key facts,” movewithmomentum.com/neighborhoods/kell-aire-gardens-2nd-addn, data as of September 20, 2026.
Housing distress & ownership in KELL-AIRE GARDENS 2ND ADDN, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
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Destin guides & data
- Market data
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- Flood zones
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
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- New construction (Okaloosa County)
Florida buyer guides
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Frequently Asked Questions
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What share of Kell-Aire Gardens is owner-occupied?
When were the homes in Kell-Aire Gardens built?
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Where is Kell-Aire Gardens, and what county is it in?
Should you buy in Kell-Aire Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1995 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how KELL-AIRE GARDENS 2ND ADDN fits the bigger picture — live prices, inventory, and Momentum Scores: