Keystone Club Est
Homes for Sale in Keystone Heights, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven less by any single vintage than by condition and square footage. With a median build year of 1989 but homes stretching from 1959 to 2024, what you pay tracks closely with how much updating a given house has had. The median sits at $262,000 on roughly $212 per square foot, and around a 1,940-square-foot home, but the real spread comes from renovation state, not a neighborhood-wide price tier.
The current posture is balanced-to-soft. Prices are down 4.7% year over year and the heat score of 47 says neither side owns the table. A median 21 days on market means well-priced, move-in-ready homes still clear reasonably fast, while dated or overpriced listings sit. Buyers have room to negotiate; sellers who price to condition and don't chase last year's number will do fine.
Keystone Club Est right now
🟡 Off the recent peak. The trailing-12-month median ($262K) is down 4.7% from the prior 12 months ($275K) and up 194% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 11. Confidence: Low (3 and 3 sales in the two windows).
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Updated July 11, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Keystone Club Est market snapshot (as of July 11, 2026): the median sale price is about $262K ($212 per sq ft over the trailing 12 months of closed sales), and a median 21 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months and up 194% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).
Keystone Club Est is a community of 330 homes in Keystone Heights, Bradford County, built between 1959 and 2024 (median 1989), with a median living area of about 1,940 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Keystone Club Est is a 330-home community in Keystone Heights, Bradford County, with a wide age range of houses and a high owner-occupant share — over 76% homestead — which tends to keep turnover measured and inventory tight.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($262K) IS the median in the snapshot above, and the move from 2025 ($275K) IS the -4.7% one-year change.
Windows contain 0 to 12 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 32656 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).
A condition-driven market with a long build history
Because this community spans six decades of construction, two homes at the same price can be very different animals. A 1960s house that has been fully reworked and a 2020s build can land near the same figure as an untouched older home that needs systems work. That makes inspection scope and update history the deciding factors here, more than any list price alone.
The high homestead share — better than three in four homes owner-occupied — points to a community that holds its residents rather than churning through them. Practically, that keeps active inventory limited, so buyers should be ready to move on the right house, and sellers benefit from thinner competition when they list at a realistic number.
Why work with Momentum here
In a market where condition sets price and inventory is limited, we spend our time on the details that actually move a deal: reading a home's update history against its asking number, pricing to the 21-day reality rather than last year's peak, and helping buyers weigh renovation cost before they commit. We will also tell you plainly when a given house is priced for a market that no longer exists.
Keystone Club Est in 15 seconds.
Tools for a Keystone Club Est buy.
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Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keystone Club Est sales matched to your home.
Price it to the comps and condition, not an automated estimate.
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Frequently Asked Questions
What is the median home price in Keystone Club Est?
How long do homes in Keystone Club Est take to sell?
How many homes are in Keystone Club Est?
What share of Keystone Club Est is owner-occupied?
When were the homes in Keystone Club Est built?
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Have Keystone Club Est home prices gone up?
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Should you buy in Keystone Club Est?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 11, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (7 streets, ZIP 32656/32666)) |
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2006 (69 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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