Laguna Haven
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 658 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Laguna Haven in Panama City Beach, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $459,000, a median 92 days on market, sellers accepting 91% of original asking (-9% versus the prior year). Homes listed or recently sold were built 2023–2026 with 1 new construction; 4 of 4 report an HOA (median $163/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 31 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,630 ($5,150 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32413 |
|---|---|
| Homes in the community | 94 (FL DOR 2025 assessment roll) |
| Years built | 1949–2024 (median 1998.0) |
| Typical living area | 1,832 sq ft (median) |
| Sale prices, last 12 months | $459,000 median across 4 closed sales · -9.1% vs the prior 12 months |
| Days on market (closed sales) | 92 median |
| For sale right now | 3 active, 1 pending · median asking $619,000 |
| Owner-occupied (homestead) share | 32% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Laguna Haven key facts,” movewithmomentum.com/neighborhoods/laguna-haven, data as of September 20, 2026.
Homes For Sale Right Now in Laguna Haven
Live MLS inventory for Laguna Haven. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Laguna Haven listings as of 2026-09-30, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Laguna Haven Right Now (4)
All 4 active and pending Laguna Haven listings with a detail page, newest first, refreshed twice a day from the MLS.
- 261 N Wells Street, Panama City Beach, Fl 32413 · $625,000 · 4 bd / 2 ba · listed Aug 24, 2026 · listed by LPT Realty LLC
- 238 N Wells Street, Panama City Beach, Fl 32413 · $619,000 · 4 bd / 3 ba · listed Jul 15, 2026 · listed by Legacy Premier Agency
- 242 N Wells Street, Panama City Beach, Fl 32413 · $475,000 · 3 bd / 2 ba · pending · listed Jul 8, 2026 · listed by Paradise Properties of NW Florida
- 285 N Wells Street, Panama City Beach, Fl 32413 · $399,975 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by Coldwell Banker Realty
Laguna Haven's numbers come from a thin slice of the market right now — just three closings in the current window — so treat the $470,000 median as a directional marker, not a settled price line. With that small a sample, one unusually finished or unusually dated sale can swing the median meaningfully in either direction.
What we can say with more confidence: pricing here has softened year over year, down 6.9%, and homes are sitting longer than a hot-market pace, with a median of 63 days on market. That combination tells sellers to price to current conditions rather than last year's comps, and tells buyers there is room to negotiate on terms, timeline, or price if a home has already logged real market time.
Laguna Haven right now
🔴 Off the recent peak. The trailing-12-month median ($459K) is down 9.1% from the prior 12 months ($505K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 1, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Laguna Haven market snapshot (as of September 20, 2026): the median sale price is about $459K, and a median 93 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level CPAR MLS closed sales (4 closings in the current window).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
County records show 13 qualified sales in Laguna Haven across 2024–2025 (6 in 2024, 7 in 2025), median $450,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Laguna Haven is a community of 94 homes in Panama City Beach, Bay County, built between 1949 and 2024 (median 1998.0), with a median living area of about 1,832 square feet. 32% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Laguna Haven is a Panama City Beach community in Bay County where recent MLS activity is limited enough that pricing and pace should be read as an early signal rather than an established trend.
The setting & the homes.
Aerial and on-site photos of Laguna Haven. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Laguna Haven
Laguna Haven
Laguna Haven
Laguna HavenPhotos from CPAR MLS listings in Laguna Haven; content deemed reliable but not guaranteed.
Who Laguna Haven is best for.
Best for
- Buyers who want negotiating leverage and are comfortable with a longer closing timeline
- Buyers focused on Panama City Beach location first, with amenities to be confirmed property by property
- Buyers working with a budget near the current median who can move without a rush deadline
Probably not for
- Buyers who want a resale market with a long, established sales history to lean on
- Buyers who need confirmed community amenities like a pool or clubhouse before shopping
- Sellers expecting to price off last year's market rather than the current downward trend
Laguna Haven on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Laguna Haven buying strategy.
If we were buying in Laguna Haven today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Laguna Haven.
A market still writing its own track record
The combination of a falling median and a longer time-to-close points to a buyer-favorable posture at the moment. Sixty-three days on market is enough time for a serious buyer to negotiate rather than compete, and the year-over-year decline suggests sellers who list without adjusting expectations may sit longer than they'd like.
No community amenities are currently identified from active MLS listings, which likely reflects what's in the data feed rather than a definitive statement about the property — buyers who care about specific features like a pool, clubhouse, or gated access should confirm directly rather than assume based on this snapshot.
The location and the amenities are priced into every listing in Laguna Haven. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Laguna Haven buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.6). Basis: Recent Direction -9.1% year-over-year; Owner Commitment 32% owner-occupied; Pricing Power 91.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market with only a few recent closings, pricing a home well or evaluating an offer requires more than pulling a median off a dashboard — it means digging into the specific comps that exist, understanding why days on market are running long, and knowing which price moves are noise versus signal. That's the kind of read we bring to Laguna Haven.
Laguna Haven in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $163/month (about $1,956/yr) · median of 80 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $163 per month ($1,956 a year) — the median AssociationFee across 80 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Laguna Haven buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Laguna Haven sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Laguna Haven, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Laguna Haven home worth?
Get a no-obligation home value based on real comparable sales in Laguna Haven, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Laguna Haven
Homes in Laguna Haven that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 281 N Wells Street · off market
15% of homes for sale in ZIP 32413 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).
Frequently Asked Questions
What is the median home price in Laguna Haven?
How long do homes in Laguna Haven take to sell?
How many homes are in Laguna Haven?
What share of Laguna Haven is owner-occupied?
When were the homes in Laguna Haven built?
Who is the best real estate agent for Laguna Haven?
How do I find a top Panama City Beach real estate agent who knows Laguna Haven?
Can Momentum Realty connect me with an agent for Laguna Haven?
Where is Laguna Haven, and what county is it in?
Should you buy in Laguna Haven?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 30, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32413)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2022 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Laguna Haven fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Laguna Haven
- Home values · What homes in Laguna Haven actually sell for
- Find an agent · How to choose the best real estate agent in Laguna Haven
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