LAKE DOWN RESERVE
Homes for Sale in WINDERMERE, FL
True comps, carrying-cost math, and listings before the portals.
Lake Down Reserve is a small enough community that the MLS feed is currently showing just a single active listing. That is not a market snapshot in the usual sense — it is one seller's asking price against one buyer's decision. Any read on value here has to be treated as directional, not statistical, until more listings and closings accumulate.
The months-supply figure sits at 12.0, which lands the community in buyer-leaning territory, but with only one home on the market that number is more a function of how few listings exist than of soft demand. For a buyer, that means less competition on paper but also fewer comparables to lean on when structuring an offer. For a seller, it means visibility is scarce and the one listing on the market is effectively setting the tone for the whole community right now.
The 60-Second Overview
Lake Down Reserve is a gated community in Windermere, Orange County, where the current MLS feed shows a single active listing — a thin enough count that pricing and pace here should be read case-by-case rather than off broad trend lines.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of LAKE DOWN RESERVE. Swipe to explore the community.
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LAKE DOWN RESERVEWho LAKE DOWN RESERVE is best for.
Best for
- A buyer set on gated access in Windermere who is willing to move on the single listing currently available rather than wait for more choices.
- A buyer comfortable doing extra homework — confirming gate type, HOA terms, and amenity access directly rather than relying on multiple listing comparisons.
- A buyer working with a longer search timeline who wants a name on their radar for when additional Lake Down Reserve listings do surface.
Probably not for
- A buyer who wants to compare several homes within the same community before deciding.
- A buyer who needs recent, robust sales data in-community to validate a specific offer price.
- A buyer who is not willing to independently verify gate access and HOA amenity terms before making an offer.
The market around LAKE DOWN RESERVE
LAKE DOWN RESERVE is a small community — 1 recorded sale on file, most recently in 2021 — too few for its own price trend. Here is the market around it.
In ZIP 34786, 320 homes are on the market and 26% are under contract — a steady corner of WINDERMERE.
Across Orange County, 5,873 homes are active and 2,054 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not LAKE DOWN RESERVE specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in LAKE DOWN RESERVE, WINDERMERE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
LAKE DOWN RESERVE Market Scorecard
LAKE DOWN RESERVE is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $3,950,000, and homes go under contract in about 73 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in LAKE DOWN RESERVE
Live MLS inventory for LAKE DOWN RESERVE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending LAKE DOWN RESERVE listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Life at LAKE DOWN RESERVE
- Gated Community - Guard · reported on 1 of 2 listings
- Gated Community - No Guard · reported on 1 of 2 listings
- Gated Community · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Windermere Elem · Elementary
- Chain of Lakes Middle · Middle
- Olympia High · High
Zoned schools reflect the assignments reported on recent LAKE DOWN RESERVE listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any LAKE DOWN RESERVE address.
The LAKE DOWN RESERVE buying strategy.
If we were buying in LAKE DOWN RESERVE today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in LAKE DOWN RESERVE.
A market of one
With one active listing feeding the data, months-supply and market-band labels are technically calculated but practically limited — they describe the situation for that single home more than they describe a trend across the community. Buyer-leaning, in this context, likely reflects low listing volume as much as it reflects buyer demand, so it should not be read as a signal that offers should come in soft.
The amenities noted across this community's MLS listings include gated access, though the records vary between guard-gated and non-guard-gated designations — worth confirming directly, since access and any associated fees can differ meaningfully depending on which gate configuration actually applies to a given address. That verification step matters more here than in most communities because there is so little current listing data to cross-reference against.
The location and the amenities are priced into every listing in LAKE DOWN RESERVE. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with a single active listing, the useful information is not on the MLS — it is in knowing what has changed hands recently, what the gate access actually entails, and whether other Lake Down Reserve owners are close to listing. That is groundwork, not guesswork, and it is the kind of local tracking that pays off most when public data is this sparse.
LAKE DOWN RESERVE in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a LAKE DOWN RESERVE buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed LAKE DOWN RESERVE sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in LAKE DOWN RESERVE, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your LAKE DOWN RESERVE home worth?
Get a no-obligation home value based on real comparable sales in LAKE DOWN RESERVE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in LAKE DOWN RESERVE?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near LAKE DOWN RESERVE with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2021 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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