Village of Somerset Woods is an established townhome and villa community in Palm Harbor, in northern Pinellas County. It was built between roughly 1986 and 1991 on a wooded inland tract off Tampa Road near West Lake Road, east of US Highway 19, with two and three story townhomes featuring carports, screened lanais, and fireplaces (Lipply Real Estate and Homes by Marco community pages, 2026).
This is attached living with shared amenities. The community offers a pool, spa, racquetball, a playground, and HOA-maintained grounds, with a monthly HOA fee that covers common areas and exterior upkeep (Homes by Marco, 2026). Because the homes share walls and structures, the association budget, the reserve study, and any pending special assessment are central to the buy, not a footnote.
The Somerset Woods name covers different floor plans and conditions across the community, so the money is made or lost on the specific unit, the building, and an honest read of the HOA finances, the roof and systems, and the insurance picture, not the headline price.
The pitch is value plus location: an attached home in one of the more desirable inland parts of Palm Harbor, minutes from the Pinellas Trail, Tampa Road retail, and a strong Pinellas school zone, at an entry point below the area's single-family stock. The work is reading the association, the unit condition, and the flood and insurance math before you commit.
