Lannie Rowe Lake Estates
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 302 homes for sale in 32404 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Lannie Rowe Lake Estates in Panama City, FL has 1 home for sale. As of October 2026, the MLS records 24 closed sales in Lannie Rowe Lake Estates in Panama City, FL since 2013, the most recent in November 2025.
| Location | Panama City, Bay County, FL · ZIP 32404 |
|---|---|
| Homes in the community | 73 (FL DOR 2025 assessment roll) |
| Years built | 1971–2024 (median 1973) |
| Typical living area | 2,350 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $385,000 |
| Owner-occupied (homestead) share | 72% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lannie Rowe Lake Estates key facts,” movewithmomentum.com/neighborhoods/lannie-rowe-lake-estates, data as of September 20, 2026.
Lannie Rowe Lake Estates in Panama City doesn't generate enough closed activity for us to point to a reliable price trend. Over the current window, MLS activity has been limited to two closings, which is too small a sample to draw a median or a pace conclusion with any confidence.
That thin data set is itself the market signal. Pricing here is going to be set case by case, based on the specific home and lot rather than a comparable-driven curve. Buyers and sellers should expect to lean on individual appraisal and direct comps rather than a community-wide pricing story.
The 60-Second Overview
Lannie Rowe Lake Estates is a Bay County community where recent MLS turnover has been minimal, so the picture here is built home by home rather than off a broad trend line.
CPAR sales records identify 7 homes in Lannie Rowe Lake Estates that have changed hands since 2019, built between 1965 and 1977 (median 1971), with a median living area of about 1,816 sq ft and a typical 3-bedroom, 2-bath layout; 71% are single-family homes. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 8 qualified sales in Lannie Rowe Lake Estates across 2024–2025 (5 in 2024, 3 in 2025), median $344,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lannie Rowe Lake Estates is best for.
Best for
- A buyer targeting a specific lot or home in this location regardless of broader community trend data
- A seller prepared to price based on individual appraisal and direct comps rather than a community median
- An investor comfortable doing property-level diligence in a market with limited recent transaction history
Probably not for
- A buyer who wants a track record of recent sales to benchmark against before making an offer
- Someone prioritizing a defined set of community amenities as part of the purchase decision
- A seller expecting a fast, comparable-driven pricing process based on recent neighborhood activity
The market around Lannie Rowe Lake Estates
Lannie Rowe Lake Estates is too small for its own price trend, so here is the market around it.
In ZIP 32404, 428 homes are on the market and 30% are under contract — a fast-moving corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Lannie Rowe Lake Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Lannie Rowe Lake Estates, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Lannie Rowe Lake Estates
Live MLS inventory for Lannie Rowe Lake Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lannie Rowe Lake Estates listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Lannie Rowe Lake Estates Right Now (1)
All 1 active and pending Lannie Rowe Lake Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 6001 Minneola Street, Panama City, Fl 32404 · $385,000 · 4 bd / 3 ba · listed Jul 2, 2026 · listed by Keller Williams Success Realty
The Lannie Rowe Lake Estates buying strategy.
If we were buying in Lannie Rowe Lake Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lannie Rowe Lake Estates.
A community with a thin data trail
With only two closings recorded in the current window, Lannie Rowe Lake Estates sits well outside the volume needed to establish a dependable median price or days-on-market pattern. Any pricing conversation here has to start from the individual property, not a community average.
No community amenities have been identified from current MLS listings, which means the draw is the home and lot themselves rather than a shared amenity package. Buyers should treat each listing on its own terms and confirm lot specifics, structure condition, and any HOA or deed restrictions directly rather than assuming a typical profile for the area.
The location and the amenities are priced into every listing in Lannie Rowe Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has this little recent transaction history, pricing a home well or evaluating an offer takes direct outreach beyond the MLS median: pulling comparable closings from surrounding areas, checking for pending activity that hasn't closed yet, and verifying lot and structure details firsthand. That's the kind of legwork we do before we advise a number.
Lannie Rowe Lake Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lannie Rowe Lake Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lannie Rowe Lake Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lannie Rowe Lake Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lannie Rowe Lake Estates home worth?
Get a no-obligation home value based on real comparable sales in Lannie Rowe Lake Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Recently off market in Lannie Rowe Lake Estates
Homes in Lannie Rowe Lake Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 131 H L Sudduth Drive · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 32404 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
How many homes are in Lannie Rowe Lake Estates?
What share of Lannie Rowe Lake Estates is owner-occupied?
When were the homes in Lannie Rowe Lake Estates built?
Who is the best real estate agent for Lannie Rowe Lake Estates?
How do I find a top Panama City real estate agent who knows Lannie Rowe Lake Estates?
Can Momentum Realty connect me with an agent for Lannie Rowe Lake Estates?
Where is Lannie Rowe Lake Estates, and what county is it in?
Should you buy in Lannie Rowe Lake Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32404)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (24 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lannie Rowe Lake Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
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