Lannie Rowe Lake Estates in Panama City

Lannie Rowe Lake Estates
Homes for Sale in Panama City, FL

All 268 homes for sale in Panama City, FL · median $349,150 · 411 homes for sale in 32404 · Bay County homes for sale

Community in Panama City · Bay County
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Photo via CPAR MLS

Built fromLive CPAR MLS dataUpdated twice daily

As of November 2026, Lannie Rowe Lake Estates in Panama City, FL has 1 home for sale. Lannie Rowe Lake Estates is a community in Panama City, Bay County, FL. Across Panama City as a whole, 371 homes closed in the last 12 months at a median of $300,000, 84 median days on market. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,680 ($3,200 with the full homestead exemption).

Live · Lannie Rowe Lake Estates Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 15% (434 of 2,840)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Lannie Rowe Lake Estates in Panama City doesn't generate enough closed activity for us to point to a reliable price trend. Over the current window, MLS activity has been limited to two closings, which is too small a sample to draw a median or a pace conclusion with any confidence.

That thin data set is itself the market signal. Pricing here is going to be set case by case, based on the specific home and lot rather than a comparable-driven curve. Buyers and sellers should expect to lean on individual appraisal and direct comps rather than a community-wide pricing story.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Lannie Rowe Lake Estates is a Bay County community where recent MLS turnover has been minimal, so the picture here is built home by home rather than off a broad trend line.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a specific lot or home in this location regardless of broader community trend data
  • A seller prepared to price based on individual appraisal and direct comps rather than a community median
  • An investor comfortable doing property-level diligence in a market with limited recent transaction history

Probably not for

  • A buyer who wants a track record of recent sales to benchmark against before making an offer
  • Someone prioritizing a defined set of community amenities as part of the purchase decision
  • A seller expecting a fast, comparable-driven pricing process based on recent neighborhood activity

The market around Lannie Rowe Lake Estates

Lannie Rowe Lake Estates is too small for its own price trend, so here is the market around it.

Across Bay County, 2,406 homes are active and 434 pending (15% under contract).

ZIP and county figures describe the wider market, not Lannie Rowe Lake Estates specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Lannie Rowe Lake Estates

Live MLS inventory for Lannie Rowe Lake Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lannie Rowe Lake Estates listings as of 2026-11-13, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Lannie Rowe Lake Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lannie Rowe Lake Estates.

Best Buy
Buyers or sellers comfortable pricing a home on its own merits rather than a community trend.
Biggest Risk
Sparse data means neither side has a reliable comparable set to anchor a price to.
Sweet Spot
A one-off property purchase or sale where the buyer or seller has already identified the home rather than shopping the community broadly.
Avoid If
You need strong comparable data or an established amenity package to make your decision.

A community with a thin data trail

With only two closings recorded in the current window, Lannie Rowe Lake Estates sits well outside the volume needed to establish a dependable median price or days-on-market pattern. Any pricing conversation here has to start from the individual property, not a community average.

No community amenities have been identified from current MLS listings, which means the draw is the home and lot themselves rather than a shared amenity package. Buyers should treat each listing on its own terms and confirm lot specifics, structure condition, and any HOA or deed restrictions directly rather than assuming a typical profile for the area.

“

The location and the amenities are priced into every listing in Lannie Rowe Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community has this little recent transaction history, pricing a home well or evaluating an offer takes direct outreach beyond the MLS median: pulling comparable closings from surrounding areas, checking for pending activity that hasn't closed yet, and verifying lot and structure details firsthand. That's the kind of legwork we do before we advise a number.

Lannie Rowe Lake Estates in 15 seconds.

Best forBuyers or sellers comfortable pricing a home on its own merits rather than a community trend.
Biggest advantageThe lack of a defined community pricing curve gives negotiating room tied to the specific property, not a market ceiling.
Biggest riskSparse data means neither side has a reliable comparable set to anchor a price to.
Sweet spotA one-off property purchase or sale where the buyer or seller has already identified the home rather than shopping the community broadly.
Avoid ifYou need strong comparable data or an established amenity package to make your decision.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lannie Rowe Lake Estates sales matched to your home.

What is your Lannie Rowe Lake Estates home worth?

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Real comps, not an automated estimate.
A buyer targeting a specific lot or home in this location regardless of broader community trend dataExcellent fit
A seller prepared to price based on individual appraisal and direct comps rather than a community medianExcellent fit
An investor comfortable doing property-level diligence in a market with limited recent transaction historyExcellent fit
A buyer who wants a track record of recent sales to benchmark against before making an offerProbably not
Someone prioritizing a defined set of community amenities as part of the purchase decisionProbably not
A seller expecting a fast, comparable-driven pricing process based on recent neighborhood activityProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 13, 2026)
Under-contract sharesCPAR MLS records, as of 2026-11-11

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

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Ask an agent about Lannie Rowe Lake Estates

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lannie Rowe Lake Estates will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Housing distress & ownership in Lannie Rowe Lake Estates, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Lannie Rowe Lake Estates Right Now (1)

All 1 active and pending Lannie Rowe Lake Estates listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Lannie Rowe Lake Estates with Momentum Realty’s local guides.

Lakeside Estates0.2 mi awayImperial Oaks U0.2 mi awayImperial Oaks (Bay)0.3 mi away · 22 homes, built 1977–98M Pitts0.3 mi away

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