Loch Haven
Homes for Sale in Tarpon Springs, FL
All 299 homes for sale in Tarpon Springs, FL · median $400,000 · 205 homes for sale in 34689 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1974–1983; 3 of 4 report an HOA (median $10/mo); 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft). As of November 2026, the MLS records 3 closed sales in Loch Haven in Tarpon Springs, FL since 2019, the most recent in October 2026. Across Tarpon Springs as a whole, 651 homes closed in the last 12 months at a median of $425,000, 49 median days on market, with 270 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,240 ($7,430 with the full homestead exemption).
Last 30 days in Loch Haven: 1 closed sale (median $537,000). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Loch Haven's price is set by two things: age and size. Most homes were built in 1980, with construction stretching from 1973 up to 2017, so buyers are comparing original systems against newer builds inside the same 61-home footprint. At a median 2,296 living square feet, these are not compact starter houses, and that size is a bigger driver of the $469,500 median than any single upgrade.
Right now there are zero active listings in the community. That is not a data gap - it means anyone watching this neighborhood is working from recent closings, not a live shelf of choices. A median 45.5 days on market from the last closed sales suggests homes here do not move instantly, but with nothing currently for sale, a serious buyer needs to be ready to act the moment something lists, and a seller has essentially no local competition to price against.
Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Loch Haven right now
🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Loch Haven right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Loch Haven sits in Tarpon Springs, Pinellas County, as a small, established community of 61 homes with a build range spanning the 1970s through 2017. With no active listings at this snapshot, current market activity is best read through recent closed sales rather than what is on the shelf today.
Stellar MLS sales records identify 44 homes in Loch Haven that have changed hands since 2007, built between 1973 and 2017 (median 1979), with a median living area of about 2,040 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Loch Haven across 2024 - 2025 (3 in 2024, 2 in 2025), median $499,900 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Loch Haven. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Loch Haven
Loch Haven
Loch Haven
Loch HavenPhotos from Stellar MLS listings in Loch Haven; content deemed reliable but not guaranteed.
Who Loch Haven is best for.
Best for
- Buyers prioritizing larger living space (2,296+ sqft median) over a brand-new build
- Buyers comfortable evaluating homes across a wide age range, from 1973 to 2017 construction
- Buyers who can act fast and flexibly once a rare listing appears in a 61-home community
Probably not for
- Buyers who need to choose from active inventory today - there are currently no listings
- Buyers seeking a maintenance-free newer build with minimal system upgrades ahead
- Buyers wanting a large HOA amenity package beyond a park
The market around Loch Haven
Loch Haven is too small for its own price trend, so here is the market around it.
In ZIP 34689, 247 homes are on the market and 22% are under contract — a steady corner of Tarpon Springs.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34689 (Tarpon Springs), 107 homes closed in the last 12 months at a median of $377K ($239/sq ft), down 15.9% year over year, with a median 50 days on market. Right now 20 active and 9 pending listings put supply at about 2.2 months - a balanced market. See the live ZIP 34689 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Loch Haven specifically. Momentum Research analysis of MLS records.
Loch Haven on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Loch Haven
- Park · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Loch Haven listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Loch Haven address.
Shop the zone: Homes zoned for Tarpon Springs High-Pn High School
The Loch Haven buying strategy.
If we were buying in Loch Haven today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Loch Haven.
A small book of homes, priced by size and vintage
At $236.42 per square foot against a $469,500 median price, the math points to homes that are larger than average for their price point rather than commanding a premium rate per square foot. With a median build year of 1980 and a range running to 2017, condition and updates matter - buyers comparing two homes here are really comparing decades of systems and finishes, not just square footage.
The homestead share sits at 86.9%, meaning the large majority of homes in Loch Haven are claimed as primary residences rather than held as rentals or second homes. Combined with just 61 total homes and zero active listings at this snapshot, this reads as a tight, low-turnover pocket rather than a community with a steady flow of new inventory.
The location and the amenities are priced into every listing in Loch Haven. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 61-home community with zero active listings is not a market you browse casually - it is one where you need someone tracking closings, off-market movement, and pricing context before something hits the market. Momentum watches this kind of thin-inventory pocket closely so buyers are ready to move and sellers are priced against real recent activity, not guesswork.
Loch Haven in 15 seconds.
Tools for a Loch Haven buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Loch Haven sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Loch Haven, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Loch Haven home worth?
Get a no-obligation home value based on real comparable sales in Loch Haven, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tarpon Springs →
Recently off market in Loch Haven
Homes in Loch Haven that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1005 Beaver Drive · off market
- 1131 Lancer Lane · off market
| Location | Tarpon Springs, Pinellas County, FL · ZIP 34689 |
|---|---|
| Homes in the community | 60 (FL DOR 2025 assessment roll) |
| Years built | 1973–2017 (median 1979.5) |
| Typical living area | 2,296 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 88% |
| Zoned public schools | Pinellas County Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2019 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Loch Haven key facts,” movewithmomentum.com/neighborhoods/loch-haven-tarpon-springs, data as of November 13, 2026.
Housing distress & ownership in Loch Haven, Tarpon Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Recently sold in Loch Haven
- 1131 Lancer Lane · sold $537,000
- 1005 Beaver Drive · sold $415,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Tarpon Springs home searches
- All homes for sale in Tarpon Springs, FL
- Homes for sale in Pinellas County, FL
- Gated communities in Tarpon Springs
- Homes under $300K in Tarpon Springs
- Tarpon Springs home values: what is my house worth?
Tarpon Springs guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Email me new listings in Loch Haven
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Loch Haven
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Loch Haven will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Loch Haven
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $120/year across 3 listings (2026-11-13), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1975 across 4 listings. An original roof here would be about 51 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Is Loch Haven a buyer's or seller's market right now?
How many homes are in Loch Haven?
What share of Loch Haven is owner-occupied?
When were the homes in Loch Haven built?
What schools serve Loch Haven?
Who is the best real estate agent for Loch Haven?
How do I find a top Tarpon Springs real estate agent who knows Loch Haven?
Can Momentum Realty connect me with an agent for Loch Haven?
Where is Loch Haven, and what county is it in?
Should you buy in Loch Haven?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34689)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Loch Haven fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Loch Haven
- Home values · What homes in Loch Haven actually sell for