Loch Haven in Tarpon Springs

Loch Haven
Homes for Sale in Tarpon Springs, FL

All 293 homes for sale in TARPON SPRINGS, FL · median $410,000 · 185 homes for sale in 34689 · Pinellas County homes for sale

Community in Tarpon Springs · Pinellas County · ZIP 34689
60 homesBuilt 1973–2017
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Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Loch Haven in Tarpon Springs, FL has 1 home for sale. Homes listed or recently sold were built 1974 - 1983; 3 of 4 report an HOA (median $10/mo); 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft).

Loch Haven key facts
LocationTARPON SPRINGS, Pinellas County, FL · ZIP 34689
Homes in the community60 (FL DOR 2025 assessment roll)
Years built1973–2017 (median 1979.5)
Typical living area2,296 sq ft (median)
Amenities listed by sellersDeed Restrictions
For sale right now1 active, 0 pending · median asking $565,900 · 2.4 months of supply
Owner-occupied (homestead) share88%
Zoned public schoolsPinellas County Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Loch Haven key facts,” movewithmomentum.com/neighborhoods/loch-haven-tarpon-springs, data as of September 20, 2026.

Last 30 days in Loch Haven: 1 under contract right now, 1 closed sale (median $415,000). As of October 4, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Loch Haven Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
2.4mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Pinellas: 20% (1,627 of 8,166)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
88%
Owner-occupied · Loch Haven
53 of 60 parcels homesteaded (FL DOR 2025)
12%
Non-owner-occupied · Loch Haven
incl. 2% trust or LLC-held · 5% out-of-state
60
Homes in the community
60 residential parcels (FL DOR 2025)
Track record · 22 years of records
5
Recorded sales · 2024-2025
median $500K · qualified sales on the county roll (FL DOR 2025)
Est. 1973
Community established
homes built 1973-2017, median 1980 (FL DOR 2025)
3.3%/yr
Turnover rate
about 2 of 60 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Loch Haven's price is set by two things: age and size. Most homes were built in 1980, with construction stretching from 1973 up to 2017, so buyers are comparing original systems against newer builds inside the same 61-home footprint. At a median 2,296 living square feet, these are not compact starter houses, and that size is a bigger driver of the $469,500 median than any single upgrade.

Right now there are zero active listings in the community. That is not a data gap - it means anyone watching this neighborhood is working from recent closings, not a live shelf of choices. A median 45.5 days on market from the last closed sales suggests homes here do not move instantly, but with nothing currently for sale, a serious buyer needs to be ready to act the moment something lists, and a seller has essentially no local competition to price against.

Loch Haven Housing Pulse · Momentum Research · as of September 20, 2026

Loch Haven right now

🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 4, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Loch Haven sits in Tarpon Springs, Pinellas County, as a small, established community of 61 homes with a build range spanning the 1970s through 2017. With no active listings at this snapshot, current market activity is best read through recent closed sales rather than what is on the shelf today.

Stellar MLS sales records identify 44 homes in Loch Haven that have changed hands since 2007, built between 1973 and 2017 (median 1979), with a median living area of about 2,040 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Loch Haven across 2024 - 2025 (3 in 2024, 2 in 2025), median $499,900 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing larger living space (2,296+ sqft median) over a brand-new build
  • Buyers comfortable evaluating homes across a wide age range, from 1973 to 2017 construction
  • Buyers who can act fast and flexibly once a rare listing appears in a 61-home community

Probably not for

  • Buyers who need to choose from active inventory today - there are currently no listings
  • Buyers seeking a maintenance-free newer build with minimal system upgrades ahead
  • Buyers wanting a large HOA amenity package beyond a park

The market around Loch Haven

Loch Haven is too small for its own price trend, so here is the market around it.

In ZIP 34689, 247 homes are on the market and 22% are under contract — a steady corner of Tarpon Springs.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 34689 (TARPON SPRINGS), 444 homes closed in the last 12 months at a median of $390K ($244/sq ft), down 4.9% year over year, with a median 67 days on market. Right now 95 active and 24 pending listings put supply at about 4.4 months - a buyer's market. See the live ZIP 34689 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Loch Haven specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Loch Haven, TARPON SPRINGS

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Loch Haven

Live MLS inventory for Loch Haven. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Loch Haven listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Every Home for Sale in Loch Haven Tarpon Springs Right Now (1)

All 1 active and pending Loch Haven Tarpon Springs listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 1131 Lancer Lane · $565,900 · 4 bd / 3 ba · pending · listed Sep 12, 2026 · listed by Lpt Realty, Llc

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pinellas County Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Loch Haven listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Loch Haven address.

If we were buying in Loch Haven today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Loch Haven.

Best Buy
Buyers who want a larger home in an established Tarpon Springs community and can move quickly when one comes available.
Biggest Risk
With zero active listings, there is currently nothing to buy, and timing is out of the buyer's control.
Sweet Spot
Homes built or updated closer to the newer end of the 1973 - 2017 range, where size and condition align.
Avoid If
You need to buy on a fixed timeline and cannot wait for inventory to surface in a 61-home community.

A small book of homes, priced by size and vintage

At $236.42 per square foot against a $469,500 median price, the math points to homes that are larger than average for their price point rather than commanding a premium rate per square foot. With a median build year of 1980 and a range running to 2017, condition and updates matter - buyers comparing two homes here are really comparing decades of systems and finishes, not just square footage.

The homestead share sits at 86.9%, meaning the large majority of homes in Loch Haven are claimed as primary residences rather than held as rentals or second homes. Combined with just 61 total homes and zero active listings at this snapshot, this reads as a tight, low-turnover pocket rather than a community with a steady flow of new inventory.

“

The location and the amenities are priced into every listing in Loch Haven. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A 61-home community with zero active listings is not a market you browse casually - it is one where you need someone tracking closings, off-market movement, and pricing context before something hits the market. Momentum watches this kind of thin-inventory pocket closely so buyers are ready to move and sellers are priced against real recent activity, not guesswork.

Loch Haven in 15 seconds.

Best forBuyers who want a larger home in an established Tarpon Springs community and can move quickly when one comes available.
Biggest advantageThe size-to-price ratio favors buyers looking for more living space than a typical entry-level home.
Biggest riskWith zero active listings, there is currently nothing to buy, and timing is out of the buyer's control.
Sweet spotHomes built or updated closer to the newer end of the 1973 - 2017 range, where size and condition align.
Avoid ifYou need to buy on a fixed timeline and cannot wait for inventory to surface in a 61-home community.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Loch Haven homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Loch Haven.
In short
  • HOA dues reported around $10/month · median of 54 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $10 per month - the median AssociationFee across 54 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Loch Haven sales matched to your home.

What is your Loch Haven home worth?

Get a no-obligation home value based on real comparable sales in Loch Haven, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Loch Haven

Homes in Loch Haven that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

22% of homes for sale in ZIP 34689 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,315/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

Is Loch Haven a buyer's or seller's market right now?
As of September 20, 2026, Loch Haven leans toward sellers: 2.4 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Loch Haven?
The Florida DOR 2025 assessment roll shows 60 homes in Loch Haven (public records).
What share of Loch Haven is owner-occupied?
88% of Loch Haven parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Loch Haven built?
Homes in Loch Haven were built between 1973 and 2017, with a median year built of 1979.5 (FL DOR 2025 roll).
What schools serve Loch Haven?
Loch Haven is served by Pinellas County Public Schools, typically Pinellas County Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Loch Haven?
The best agent for Loch Haven is one who actively works Tarpon Springs and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Loch Haven.
How do I find a top Tarpon Springs real estate agent who knows Loch Haven?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Loch Haven and the wider Tarpon Springs area.
Can Momentum Realty connect me with an agent for Loch Haven?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Loch Haven purchase or sale - no call center and no pressure.
Where is Loch Haven, and what county is it in?
Loch Haven is in TARPON SPRINGS, Pinellas County, FL, ZIP 34689. The community's center is about 3 miles southwest of the center of TARPON SPRINGS (straight-line).
Is Loch Haven a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Loch Haven: the assessment roll counts 60 homes, 88% of them homesteaded (owner-occupied); listings report Pinellas County Schools (verify by address), Confirm zoned elementary, middle, and high, Magnet and choice options may apply as the zoned schools; supply is 2.4 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
Buyers prioritizing larger living space (2,296+ sqft median) over a brand-new buildExcellent fit
Buyers comfortable evaluating homes across a wide age range, from 1973 to 2017 constructionExcellent fit
Buyers who can act fast and flexibly once a rare listing appears in a 61-home communityExcellent fit
Buyers who need to choose from active inventory today - there are currently no listingsProbably not
Buyers seeking a maintenance-free newer build with minimal system upgrades aheadProbably not
Buyers wanting a large HOA amenity package beyond a parkProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34689))
Under-contract sharesStellar MLS records, as of 2026-09-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (42 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Loch Haven

Thinking of selling in Loch Haven? 2 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Loch Haven with Momentum Realty’s local guides.

CRCarlton Ridge0.1 mi away · 48 homes, built 1958–23GOGulf Oaks Estates0.1 mi away · 53 homes, built 1973–01SRSunset Ridge Park0.2 mi away · 48 homes, built 1919–21WWestwinds0.2 mi away · median $475K, 5 sales/12 moWWestwinds0.2 mi awayWWestwinds0.2 mi away · median $470K, 3 sales/12 mo

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