Whitcomb Place in Tarpon Springs

Whitcomb Place Homes for Sale in Tarpon Springs, FL

Early-to-mid 1990s subdivision · Pinellas County · ZIP 34689

A small 1990s single-family enclave beside Whitcomb Bayou, a short walk from downtown Tarpon Springs.

Bayou-side location1990s single-familyWalk to downtown
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Whitcomb Place is a compact subdivision near the water, so the honest read is parcel by parcel: flood zone, elevation, roof age, and insurance set the number more than the community name.
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Unlock Off-Market Whitcomb Place

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Whitcomb Place is a small, established subdivision rather than a sprawling master plan, so the read is tight: a cluster of single-family homes from the early to mid 1990s sitting next to Whitcomb Bayou, where proximity to the water cuts both ways. The location near downtown Tarpon Springs, Craig Park, and the Sponge Docks is a genuine draw, but a bayou-adjacent parcel makes flood zone, elevation, and insurance the first questions, not the last. After the 2024 storm season hit Pinellas waterfronts hard, condition and elevation are doing more of the pricing work here than ever, so your leverage is reading the specific parcel honestly before you fall for the setting."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Whitcomb Place is a small single-family subdivision in Tarpon Springs, Pinellas County, sitting adjacent to Whitcomb Bayou on the Gulf side of the Tampa Bay metro. The homes date to the early to mid 1990s and offer a variety of floor plans and bed and bath combinations (Lipply Real Estate and area subdivision guides, 2026).

The appeal here is location. The subdivision is a short walk from downtown Tarpon Springs, Craig Park, and the historic Sponge Docks, and minutes from Sunset Beach, Fred Howard Park, and the Tarpon Springs Golf Club. It is a quiet, established pocket rather than an amenity-dense master plan.

Because the enclave sits beside the bayou, the money is made or lost on the parcel: elevation, flood zone, roof age, and insurability matter more than the headline. The 2024 hurricane season underlined how parcel-level the flood picture is across Tarpon Springs waterfronts.

The pitch is a walkable, water-adjacent Tarpon Springs address with established 1990s homes. The work is verifying the FEMA flood zone, the elevation certificate, and an insurance quote for the exact address before you commit to the setting.

Best for

  • Buyers who want a walkable address near downtown Tarpon Springs and the Sponge Docks
  • Boaters and outdoor buyers drawn to Whitcomb Bayou and the Gulf parks
  • Buyers comfortable reading flood zone, elevation, and insurance on a bayou-adjacent parcel
  • Buyers who want an established 1990s single-family home over new construction

Probably not for

  • Buyers who want a large gated, amenity-dense master plan feel
  • Anyone unwilling to verify flood zone and insurance per parcel near the water
  • Buyers who need a short, traffic-free commute into central Tampa
  • Buyers expecting brand-new construction or builder warranties

How Whitcomb Place is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Whitcomb Place listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Whitcomb Place buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Whitcomb Place trades a longer Tampa commute for a walkable, bayou-side Tarpon Springs address minutes from downtown, the Sponge Docks, and the Gulf parks.

Downtown Tarpon Springs~3 to 5 min · walkable, shops and dining
Tarpon Springs Sponge Docks~5 min · historic waterfront district
Craig Park~3 min · bayou-side park, walkable
Fred Howard Park~10 min · Gulf beach and causeway
Sunset Beach~10 min · Gulf beach
Tarpon Springs Golf Club~5 min · public golf
Tampa International Airport~50 to 65 min · via US 19

Distances and drive times are approximate and vary with traffic and your exact parcel. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Whitcomb Place with Momentum Realty’s local guides.

IPInness ParkTarpon Springs, FL · 0.3 miSHSunset HillsTarpon Springs, FL · 0.3 miBVBayou Village,Tarpon SpringsTarpon Springs, FL · 0.6 miWBWelshs BayouTarpon Springs, FL · 0.6 miSSSafford's AdditionTarpon Springs, FL · 0.6 miTSTarpon SpringsTarpon Springs, FL · 0.7 miFPFairmount ParkTarpon Springs, FL · 0.7 miTSTarpon ShoresTarpon Springs, FL · 0.7 miLHLoch HavenTarpon SpringsTarpon Springs, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Whitcomb Place (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Whitcomb Place is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Whitcomb Place address.

The takeaway

What is actually shaping value around Whitcomb Place: Tarpon Springs downtown and Sponge Docks redevelopment, the 2024 hurricane recovery on the waterfront, and the parcel-level flood and insurance dynamics of a bayou-adjacent enclave. Each item is sourced and linked.

Recent Developments in Whitcomb Place

Our read on what is being built around Whitcomb Place, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishTarpon Springs investment in its downtown and Sponge Docks supports the location case, with the watch item being how flood zone, elevation, and insurance shape value on waterfront-adjacent homes after the 2024 storm season.

Downtown and Sponge Docks redevelopment initiative

2025
BullishNotable impact
SignificanceRadius: Area

City planning to refresh the downtown special area plan and extend the redevelopment area supports the walkable location that anchors this enclave.

2024 hurricane flooding on Tarpon Springs waterfronts

2024
BearishMajor impact
SignificanceRadius: Area

Helene and Milton flooded waterfront areas, making elevation, flood zone, and insurance the central diligence questions on a bayou-adjacent home.

Flood insurance and elevation drive carrying cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

On a water-adjacent parcel, flood and wind premiums and the elevation certificate move the real cost of ownership, so they must be quoted per address.

Food trucks approved at Sponge Docks and downtown

2025
BullishMinor impact
SignificanceRadius: Area

The city allowing food trucks at the Sponge Docks and downtown adds to the walkable amenity mix near the enclave.

Established 1990s stock means condition risk

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Homes here date to the 1990s, so roof age, systems, and wind mitigation drive both the premium and the resale and have to be read per home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Whitcomb Place, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. April 2025
    Development

    Tarpon Springs approves food trucks at Sponge Docks and downtown

    The Tarpon Springs City Commission approved allowing food trucks to operate in the Sponge Docks and downtown areas under several restrictions, with the rules set to be revisited. Why it matters: Added street-level activity in the walkable districts near Whitcomb Place strengthens the location case for the enclave. Source

  2. May 2025
    Recovery

    Tarpon Springs ends no-cost storm permit program after 2024 hurricanes

    The city accepted no-cost storm-related building permits into May 2025 and then ended its local state of emergency, a marker of the rebuilding effort following Hurricanes Helene and Milton in 2024. Why it matters: The waterfront recovery underlines why flood zone, elevation, and insurance are the first questions on a bayou-adjacent parcel here. Source

  3. September 2024
    Storm

    Hurricane Helene floods Tarpon Springs waterfront

    Hurricane Helene pushed water into Tarpon Springs waterfront neighborhoods and the Sponge Docks, flooding homes and businesses as the community began a long recovery. Why it matters: The 2024 flooding made elevation and insurability the central pricing factors for water-adjacent homes across Tarpon Springs. Source

Development alerts for Whitcomb PlaceGet a short monthly email when something new is approved, funded, or opens near Whitcomb Place.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Whitcomb Place, this is the order of operations we would run, and the one we run for our clients.

1

Read the flood zone and elevation first. This is a bayou-adjacent enclave, so the FEMA zone and the elevation certificate set the insurance math and the floor on value.

2

Quote insurance on the exact address early. After the 2024 storm season, premium and flood coverage on a waterfront-adjacent home can move the real cost meaningfully.

3

Read the roof and systems honestly. These are 1990s homes, so roof age, wind mitigation, and updates drive both the premium and the resale.

4

Use the walkable location as the thesis. Proximity to downtown, Craig Park, and the Sponge Docks is the durable advantage here, so weigh it against the parcel risk.

5

Cross-shop nearby Tarpon Springs water communities such as Sea Breeze Island if you want to compare the elevation and insurance picture.

Best Buy
An updated, higher-elevation home with a recent roof and a clean insurance quote
Biggest Risk
Underbudgeting flood insurance and roof or systems on a bayou-adjacent 1990s home
Best Lot
A higher, drier parcel with a favorable flood zone and elevation certificate
Smart Timing
Confirm the flood zone, elevation, and insurance quote before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Whitcomb Place is a small, established single-family enclave rather than an amenity-dense master plan, so the lifestyle is quiet, walkable, and tied to its bayou-side Tarpon Springs setting. Area subdivision guides note community recreation amenities and street lighting, and the location puts downtown Tarpon Springs, Craig Park, the Sponge Docks, and the Gulf parks within easy reach. Confirm the specific HOA structure, any recreation amenity, and the fees before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry

An original 1990s home that needs roof or systems attention, the affordable way into the enclave, priced for the work and the insurance picture.

Lowest entry
The Updated Home

A renovated 1990s home with a recent roof and a favorable flood and elevation read, the heart of the resale market here.

Most inventory
The Top

A higher-elevation, well-updated home with the best bayou-side setting and the cleanest insurance picture, the stock that holds value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry
An original 1990s home that needs roof or systems attention, the affordable way into the enclave, priced for the work and the insurance picture.
The Updated Home
A renovated 1990s home with a recent roof and a favorable flood and elevation read, the heart of the resale market here.
The Top
A higher-elevation, well-updated home with the best bayou-side setting and the cleanest insurance picture, the stock that holds value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Roof and systems on 1990s homesBudget a reserve
Flood zone and elevationVerify per parcel
Insurance and premium mathQuote the address
Walkable downtown locationDurable advantage
Established single-family characterQuiet enclave

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Whitcomb Place

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Whitcomb Place sells the walkable bayou-side setting. The deal is won or lost on the parcel: flood zone, elevation, roof age, and the insurance math.

Jon Brooks · Founder, Momentum Realty
7.1B · Buy Score
Resale Strength7.0/10
Renovation Risk5.5/10
Location Efficiency8.0/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Whitcomb Place is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Higher, drier parcels with a favorable flood zone hold value
  • Ask for the elevation certificate on a bayou-adjacent lot
  • Verify the FEMA flood zone for the exact address
  • Quote flood and wind insurance before you offer
  • Read the parcel and flood picture before the finishes

In a water-adjacent enclave like Whitcomb Place, the parcel is the part of your money the market protects. Higher, drier lots with a favorable flood zone and a strong elevation certificate hold value and stay insurable better than lower bayou-side parcels. The house can be renovated; the elevation and the flood zone cannot. Read the parcel, the flood map, and the insurance quote first, then price the condition of the home against it.

Whitcomb Place in 15 seconds.

Best forBuyers who want a walkable, water-adjacent Tarpon Springs address with established homes.
Biggest advantageLocation: a short walk to downtown, Craig Park, and the Sponge Docks, minutes from the Gulf parks.
Biggest riskFlood zone, elevation, and insurance on a bayou-adjacent parcel, plus roof and systems on 1990s homes.
Sweet spotAn updated, higher-elevation home with a recent roof and a clean insurance quote.
Avoid ifYou want a large gated master plan or a short central-Tampa commute.

HOA, CDD & Fees

15-Second Take
  • Confirm the HOA dues and what they cover per parcel
  • Ask about any community recreation amenity and its fee
  • Flood zone is parcel specific, check FEMA and elevation
  • Quote flood and wind insurance on the exact address
  • Budget a roof and systems reserve on a 1990s home

Whitcomb Place is associated with community recreation amenities per area subdivision guides, which typically implies an HOA structure, but dues and what they cover vary and should be confirmed for the specific parcel. Verify the exact HOA line, any community recreation fee, and the rules before you offer.

Where an HOA applies, it generally covers common areas and any shared recreation amenities and street lighting noted in the subdivision. Confirm the current dues, the covered items, and any reserve or special assessment status during diligence.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Whitcomb Place, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Sea Breeze Island, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Whitcomb Place home worth?

Get a no-obligation home value based on real comparable sales in Whitcomb Place matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Whitcomb Place on the map →
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Real comps, not a Zestimate.

Whitcomb Place Market Scorecard

Strong seller's market

Whitcomb Place is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Whitcomb Place?
Whitcomb Place is a small single-family subdivision in Tarpon Springs, Pinellas County, in ZIP 34689, sitting adjacent to Whitcomb Bayou on the Gulf side of the Tampa Bay metro.
When was Whitcomb Place built?
The homes date to the early to mid 1990s, per area subdivision guides, and offer a variety of floor plans and bed and bath combinations. Confirm the exact year built for any specific home.
What kind of homes are in Whitcomb Place?
It is a subdivision of single-family homes from the 1990s. As an established enclave, condition, roof age, and updates vary home to home, so read the specific property.
Is Whitcomb Place near the water?
Yes. The subdivision sits adjacent to Whitcomb Bayou, which is part of the broader Lake Tarpon region, making it a draw for boating and outdoor buyers. Bayou proximity means flood zone and elevation matter.
Does Whitcomb Place have an HOA?
Area subdivision guides associate the community with recreation amenities, which typically implies an HOA, but dues and coverage vary. Confirm the exact HOA line and rules for any specific home.
What is there to do near Whitcomb Place?
It is a short walk from downtown Tarpon Springs, Craig Park, and the historic Sponge Docks, and minutes from Sunset Beach, Fred Howard Park, and the Tarpon Springs Golf Club.
What schools serve Whitcomb Place?
The area is served by Pinellas County Schools, with Tarpon Springs Elementary, Tarpon Springs Middle, and Tarpon Springs High among the nearby schools. Assignment is by address and can change, so confirm the zoned schools for any specific home.
Should I worry about flood zones in Whitcomb Place?
Flood exposure is parcel specific in a bayou-adjacent enclave. Always run the FEMA flood zone, ask for the elevation certificate, and get an insurance quote for the exact address during diligence.
How did the 2024 hurricanes affect Tarpon Springs?
Hurricanes Helene and Milton in 2024 caused significant flooding along Tarpon Springs waterfronts, and the city ran a no-cost storm-related building permit program into 2025. Confirm any specific home storm and permit history.
How far is Whitcomb Place from the beach?
Sunset Beach and Fred Howard Park are minutes away by car, and the broader Pinellas Gulf beaches are reachable south of town. Confirm the route and drive time for your specific home.
Is Whitcomb Place a good place to buy?
It offers a walkable, water-adjacent Tarpon Springs address with established 1990s homes. As with any waterfront-adjacent older home, the outcome turns on flood zone, elevation, roof, and insurability; this is not a guarantee of future value.
How is the commute from Whitcomb Place to Tampa?
Tarpon Springs is on the north Pinellas Gulf side, so central Tampa is a longer drive that varies with traffic and route. Confirm your real commute at your real departure time.
What is Whitcomb Bayou?
Whitcomb Bayou is a waterway in Tarpon Springs connected to the broader Lake Tarpon region, used for boating and recreation, that gives the subdivision its name and its water-adjacent character.
Are there new-construction homes in Whitcomb Place?
No. Whitcomb Place is an established 1990s subdivision, so the stock is existing homes rather than new construction. Condition and updates vary, so read each home individually.
Buyers who want a walkable address near downtown Tarpon Springs and the Sponge DocksExcellent fit
Boaters and outdoor buyers drawn to Whitcomb Bayou and the Gulf parksExcellent fit
Buyers comfortable reading flood zone, elevation, and insurance per parcelExcellent fit
Buyers who prefer an established 1990s single-family home over new constructionExcellent fit
Buyers who will quote insurance and read condition before they offerExcellent fit
Buyers who want a large gated, amenity-dense master planProbably not
Anyone unwilling to verify flood zone and insurance near the waterProbably not
Buyers who need a short, traffic-free central-Tampa commuteProbably not
Buyers expecting brand-new construction or builder warrantiesProbably not
Buyers unwilling to budget roof and systems work on a 1990s homeProbably not

Get the inside read on Whitcomb Place

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Whitcomb Place home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Whitcomb Place specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Whitcomb Place — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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