Long Lake Ranch in Lutz

Long Lake Ranch Homes for Sale in Lutz, FL

Master-planned community · Lutz (Pasco) · ZIP 33558

A master-planned community around a 40-acre lake with resort amenities in Lutz.

Master-planned, newer40-acre lake and resort poolCDD plus HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a newer master-planned community with a CDD; the CDD assessment, the HOA, the home type and build, and the amenity access decide value, so read them for a specific home.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Long Lake Ranch is a master-planned community in the Lutz area of Pasco County, so the read is a master-plan read: public sources describe a deed-restricted community off State Road 54 of about 850 single-family homes and townhomes by builders including M/I Homes and Beazer, with plans from roughly 1,500 to 4,400 square feet, a resort-style pool with a splash zone, tennis and basketball courts, picnic areas, a dog park, playgrounds, and a 40-acre lake for fishing and non-motorized boating, governed by a Community Development District. As a CDD community, the CDD assessment on the tax bill, the HOA, the home type and build, and the amenity access drive value. Your leverage is reading the total carrying cost, the CDD payoff and term, and the home before you buy; confirm details with the district."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Long Lake Ranch is a master-planned community in the Lutz area of Pasco County's 33558 ZIP, off State Road 54. Public sources describe a deed-restricted community of about 850 single-family homes and townhomes by builders including M/I Homes and Beazer, with plans ranging from roughly 1,500 to 4,400 square feet.

The appeal is newer amenity living around a lake: public sources describe a resort-style pool with a splash zone, tennis and basketball courts, multiple picnic areas with grills, a dog park, and playgrounds, with a 40-acre lake at its heart for fishing and launching non-motorized boats. The State Road 54 location offers access to the Suncoast Parkway, Wesley Chapel, and north Tampa.

The defining read is the carrying cost and the home type. Long Lake Ranch is governed by a Community Development District, so an annual CDD assessment funds the infrastructure and amenities and appears on the tax bill on top of the HOA. As a master-plan with single-family and townhome product, the CDD term and payoff, the HOA dues, the home type and build quality, and the amenity access drive value. Confirm the CDD assessment and term, the HOA, the home type, and the amenities for a specific home.

For buyers who want a newer master-planned home around a lake with resort amenities in Lutz, Long Lake Ranch is one of the options. The work is reading the total carrying cost, the CDD, and the home honestly before you buy.

Best for

  • Buyers who want a newer master-planned home with resort amenities
  • Anyone who values a 40-acre lake, a resort pool, and sports courts
  • Buyers who want a Lutz location near SR-54 and the Suncoast Parkway
  • Buyers who will read the CDD assessment, the HOA, and the home type

Probably not for

  • Buyers who want an established neighborhood with mature trees
  • Anyone unwilling to carry a CDD assessment plus HOA dues
  • Buyers who want a large private lot or acreage
  • Anyone who will not read the carrying cost and build quality

How Long Lake Ranch is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Long Lake Ranch listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Long Lake Ranch buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Long Lake Ranch sits in Lutz, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Long Lake Ranch amenity center~2-5 min · resort pool and courts
State Road 54~2-5 min · corridor connector
Suncoast Parkway~5-10 min · commuter connector
Tampa Premium Outlets / Wesley Chapel~15-20 min · shopping and dining
North Tampa / USF area~25-30 min · jobs and medical
Tampa International Airport (TPA)~30-40 min · via the Suncoast Parkway

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Long Lake Ranch Homes for Sale in Lutz, FL with Momentum Realty’s local guides.

THTimbergrove Homes for Sale in Lutz, FLLutz, FL · 0.7 miSPSunlake Park Homes for Sale in Lutz, FLLutz, FL · 0.9 miMHMeadowbrookEstates Homes for Sale in Lutz, FLLutz, FL · 1.1 miTLTurtle LakesLutz Homes for SaleLutz, FL · 1.2 miCLCarlton Lakes Homes for Sale in Lutz, FLLutz, FL · 1.2 miHHHeritage Harbor Homes for Sale in Lutz, FLLutz, FL · 1.3 miParadise Lakes Homes for Sale in Lutz, FLParadise Lakes Homes for Sale in Lutz, FLLutz, FL · 1.5 miBHBallantrae Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.6 miLRLane Road Homes for Sale in Lutz, FLLutz, FL · 1.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Long Lake Ranch (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Long Lake Ranch is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pasco County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Long Lake Ranch address.

The takeaway

What is actually shaping value at Long Lake Ranch: the 40-acre lake and resort amenities, the CDD assessment on top of the HOA, the home-type mix, and SR-54 corridor growth. Each item is sourced and linked.

Recent Developments in Long Lake Ranch

Our read on what is being built around Long Lake Ranch, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe lake-centered resort amenities support demand, while the defining watch items are the CDD assessment and term, the HOA dues, the home type and build, and the amenity access.

Lake-centered resort amenities anchor demand

Ongoing
BullishMajor impact
SignificanceRadius: Community

A master-plan around a 40-acre lake with a resort pool and courts is a durable draw that supports demand in the Lutz corridor.

CDD assessment adds to carrying cost

Ongoing
BearishMajor impact
SignificanceRadius: Community

The Long Lake Ranch CDD assessment appears on the tax bill on top of the HOA; read the term and payoff before you offer.

Home type drives value and carrying cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Single-family and townhome product carry different HOA and maintenance profiles; read the type and the comps for the specific home.

SR-54 corridor growth supports the area

2024-2025
BullishNotable impact
SignificanceRadius: Area

Continued retail and job growth along SR-54 and the Suncoast corridor supports the area; read the specific commute.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Long Lake Ranch, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. June 2024
    Community

    Long Lake Ranch built around a 40-acre lake

    Public sources describe Long Lake Ranch as a deed-restricted master-planned community of about 850 single-family homes and townhomes off SR-54 in Lutz, with a resort pool, courts, and a 40-acre lake. Why it matters: Read the home type, the CDD assessment, and the amenity access alongside the build. Source

  2. January 2025
    District

    Long Lake Ranch CDD funds infrastructure and amenities

    The Long Lake Ranch Community Development District is a special-purpose local government that funds and maintains the community's infrastructure and amenities through assessments on the tax bill. Why it matters: Read the CDD assessment, term, and payoff; it is a real part of the carrying cost. Source

Development alerts for Long Lake RanchGet a short monthly email when something new is approved, funded, or opens near Long Lake Ranch.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Long Lake Ranch, this is the order of operations we would run, and the one we run for our clients.

1

Read the CDD assessment. Pull the annual Long Lake Ranch CDD amount, the term, and the payoff balance for the specific parcel.

2

Confirm the home type and HOA. Verify whether the home is single-family or townhome, and the HOA dues and what they cover.

3

Add up the carrying cost. Combine the CDD, the HOA dues, taxes, and insurance to see the true monthly cost.

4

Check the build quality and warranty. Confirm the builder, the warranty, and any coverage that transfers.

5

Compare Pasco corridor options, and cross-shop Bexley for a nearby alternative.

Best Buy
A well-kept home of the right type with a manageable CDD balance and full amenity access
Biggest Risk
A home where the CDD term and the home-type HOA are not understood in the carrying cost
Best Lot
A lake- or conservation-adjacent home with a good orientation
Smart Timing
Confirm the CDD, the home type, the HOA, and the carrying cost before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Long Lake Ranch is a master-planned community in the Lutz area of Pasco County's 33558 ZIP, off State Road 54. Public sources describe a deed-restricted community of about 850 single-family homes and townhomes by builders including M/I Homes and Beazer, with plans from roughly 1,500 to 4,400 square feet, a resort-style pool with a splash zone, tennis and basketball courts, picnic areas with grills, a dog park, playgrounds, and a 40-acre lake for fishing and non-motorized boating, governed by the Long Lake Ranch Community Development District. As a CDD community with single-family and townhome product, the CDD assessment and term, the HOA dues, the home type and build quality, and the amenity access drive value far more than any single finish.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Townhome or Entry Home

Townhomes and smaller plans, the entry, priced for the CDD and the home-type HOA.

Lowest entry
The Core Single-Family Home

Mid-size single-family homes with full amenity access, the heart of the resale market here.

Most inventory
The Lake or Premium Lot

Larger homes on lake or conservation lots, the homes that hold value best when the carrying cost is read.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Townhome or Entry Home
Townhomes and smaller plans, the entry, priced for the CDD and the home-type HOA.
The Core Single-Family Home
Mid-size single-family homes with full amenity access, the heart of the resale market here.
The Lake or Premium Lot
Larger homes on lake or conservation lots, the homes that hold value best when the carrying cost is read.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within LutzStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Long Lake Ranch

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The 40-acre lake and the resort pool sell Long Lake Ranch. The deal is won or lost on the CDD assessment and the total carrying cost.

Jon Brooks · Founder, Momentum Realty
7.6B · Buy Score
Resale Strength7.5/10
Renovation Risk4.0/10
Location Efficiency7.6/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage5.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Long Lake Ranch is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Long Lake Ranch, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Long Lake Ranch in 15 seconds.

Best forBuyers who want a newer master-planned home around a lake with resort amenities.
Biggest advantageA 40-acre lake, a resort pool, and sports courts in the Lutz corridor.
Biggest riskThe CDD assessment plus the home-type HOA raising the carrying cost.
Sweet spotA well-kept home with a manageable CDD balance and full amenity access.
Avoid ifYou want an established neighborhood, a large lot, or no CDD.

HOA, CDD & Fees

15-Second Take
  • HOA plus CDD assessment
  • Single-family and townhomes
  • Read the CDD term and payoff
  • 40-acre lake and resort pool
  • Lutz near SR-54 and the Suncoast

An HOA applies and the community is governed by the Long Lake Ranch Community Development District, so an annual CDD assessment appears on the tax bill in addition to the HOA dues, with townhomes often carrying different dues than single-family homes; confirm the current HOA dues, the home type, the CDD amount, term, and payoff for the specific home.

Public sources describe the CDD and HOA funding the resort pool, the courts, the picnic areas, the dog park, the playgrounds, and the lake and common areas; confirm exactly what is covered for the home type.

Public sources describe a resort-style pool with a splash zone, tennis and basketball courts, picnic areas with grills, a dog park, playgrounds, and a 40-acre lake for fishing and non-motorized boating.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Long Lake Ranch, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bexley, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Long Lake Ranch home worth?

Get a no-obligation home value based on real comparable sales in Long Lake Ranch matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Long Lake Ranch Market Scorecard

Strong seller's market

Long Lake Ranch is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Long Lake Ranch?
Long Lake Ranch is a master-planned community in the Lutz area of Pasco County's 33558 ZIP, off State Road 54.
What kind of homes are here?
Public sources describe about 850 single-family homes and townhomes by builders including M/I Homes and Beazer, with plans from roughly 1,500 to 4,400 square feet. The home type matters for value; confirm for a specific home.
Is there a CDD?
Yes. The community is governed by the Long Lake Ranch Community Development District, so an annual CDD assessment appears on the tax bill in addition to the HOA. Read the amount, term, and payoff.
What amenities does it have?
Public sources describe a resort-style pool with a splash zone, tennis and basketball courts, picnic areas with grills, a dog park, playgrounds, and a 40-acre lake for fishing and non-motorized boating.
What is the HOA?
An HOA applies in addition to the CDD, with townhomes often carrying different dues than single-family homes. Confirm the current dues and what they cover for the home type.
Can I use the lake?
Public sources describe a 40-acre lake for fishing and launching non-motorized boats. Confirm any access rules for the specific home.
How far is Tampa and the airport?
Tampa International Airport is roughly thirty to forty minutes by car via the Suncoast Parkway, with Wesley Chapel shopping closer. Read the specific commute.
Does it flood?
The community includes a lake and ponds. Read the flood zone for the specific parcel, especially for lake- and pond-adjacent lots, before you offer.
What should I check before buying here?
Read the CDD assessment and payoff, the home type and HOA dues, the total carrying cost, the build quality and warranty, and the amenity access.
Is Long Lake Ranch a good value?
A newer amenity-rich home around a lake can be a solid value. The CDD carrying cost and the home type drive the real value; read them carefully.
What schools serve it?
The community is served by Pasco County public schools. Confirm the current elementary, middle, and high school for the specific address.
Should I use the builder's or listing agent to buy here?
No. That agent works for the seller or builder. In a CDD master-plan where the carrying cost and home type swing value, having your own representation is the highest-leverage decision you make.
Buyers who want a newer master-planned home with resort amenitiesExcellent fit
Anyone who values a 40-acre lake, a resort pool, and sports courtsExcellent fit
Buyers who want a Lutz location near SR-54 and the Suncoast ParkwayExcellent fit
Buyers who will read the CDD assessment, the HOA, and the home typeExcellent fit
Buyers who will read the CDD term, payoff, and the home type and buildExcellent fit
Buyers who want an established neighborhood with mature treesProbably not
Anyone unwilling to carry a CDD assessment plus HOA duesProbably not
Buyers who want a large private lot or acreageProbably not
Anyone who will not read the carrying cost and build qualityProbably not
Buyers who want an established setting with no CDDProbably not

Get the inside read on Long Lake Ranch

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Long Lake Ranch home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Long Lake Ranch specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Long Lake Ranch — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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