Carlton Lakes in Lutz

Carlton Lakes Homes for Sale in Lutz, FL

Newer gated community · Lutz, north Hillsborough · ZIP 33558

A newer gated single-family community in north Hillsborough, with resort amenities.

Lutz area 33558Newer, gatedPool and clubhouse
Live Market Pulse
54/100
Momentum
Buyer-Leaning Market (limited data)
This is a newer CDD community, so the home and lot drive value; confirm the exact location and section, the CDD assessment, and the HOA before any list price.
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Unlock Off-Market Carlton Lakes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$444K
Median Price
0.7mo
Supply
10days
Avg DOM
Soft
Seller Leverage
$168/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Carlton Lakes is a newer gated community in north Hillsborough County, with its Community Development District established in 2015, so the read is a newer-community read: single-family homes from the late 2010s on, resort-style amenities, and a CDD assessment plus HOA that stack the carrying cost above the list price. Because the community is recent, condition is less of a swing than in older neighborhoods, but the lot, the section, and the full carrying cost are the work. Confirm the exact location and section, since the Carlton Lakes name appears in more than one part of the county. Your leverage is matching the home and lot and reading the full carrying cost against the closest comparable sales."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Carlton Lakes market snapshot (as of June 24, 2026): the median sale price is about $444K ($168 per sq ft), with homes averaging 10 days on market and 0.7 months of supply, a buyer-leaning market (limited data). Based on 18 recent closings in live Stellar MLS data.

Carlton Lakes is a newer gated community of single-family homes in north Hillsborough County, generally in the Lutz area in the 33558 ZIP, with its Community Development District established in 2015. Homes are modern, built from the late 2010s on, with three to five bedrooms and current features, around a community center, pool, fitness center, park, playground, and walking trails.

Because the community is recent and built by a production builder, the floor plans and finishes are consistent, which makes resale comparisons cleaner within a section, but it also means resale can compete with whatever the builder is still selling nearby. The lot and the section drive value more than condition in a newer community, though you should still confirm the home's maintenance and any warranty status.

The fee structure is central. A CDD assessment typically appears on the annual tax bill in addition to a homeowners association fee. Confirm the exact CDD assessment, the HOA dues, and what each covers for the specific home, since the carrying cost is a meaningful part of the true number.

Confirm the exact location and section before you go far, since the Carlton Lakes name is used in more than one part of Hillsborough County. The honest work is matching a specific home to the closest comparable sales by section and lot, and pricing the full carrying cost, CDD included, before any headline number.

Best for

  • Buyers who want a newer, gated single-family home with resort amenities
  • Buyers who value consistent, current floor plans and finishes
  • Buyers who want a north Hillsborough location with highway access
  • Buyers who will read the full CDD and HOA carrying cost honestly

Probably not for

  • Buyers who want an established, mature neighborhood with large trees
  • Buyers who want to avoid a Community Development District assessment
  • Buyers who want a small, low-fee community without amenities
  • Buyers who want a downtown or beach location

How Carlton Lakes is performing right now

54/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0.7Months of supplytight
10Median days on marketdays
0 : 1Under contract vs for salestrong demand
18Sold in last 12 monthsliquidity
+25%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Carlton Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Carlton Lakes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Carlton Lakes

Live MLS inventory for Carlton Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Carlton Lakes listings as of 2026-06-24, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Highway access (Veterans Expressway or I-75)~10-20 min · Toward Tampa
North Tampa shopping~10-15 min · Retail and services
University of South Florida~20-30 min · USF and medical district
Downtown Tampa~30-40 min · South via the expressways
Tampa International Airport~30-40 min · Via the Veterans Expressway
Wesley Chapel~20-30 min · Shopping and dining

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Carlton Lakes with Momentum Realty’s local guides.

Villarosa,LutzVillarosa,LutzLutz, FL · 1.2 miBallantraeBallantraeLand O' Lakes, FL · 2.2 miCrenshaw LakesCrenshaw LakesLutz, FL · 2.4 miBellamerein LutzBellamerein LutzLutz, FL · 2.6 miWillow BendWillow BendLutz, FL · 3.1 miSRStarkey Ranch Homes for Sale in Odessa, FLOdessa, FL · 3.4 miHidden OaksTownhomesHidden OaksTownhomesLutz, FL · 3.6 miOaksteadOaksteadLand O' Lakes, FL · 3.7 miBHBexley Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 3.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Carlton Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Carlton Lakes is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Carlton Lakes address.

The takeaway

What is actually shaping value around Carlton Lakes: continued Hillsborough growth, new retail on the north Tampa corridors, and the carrying cost from the CDD and HOA. Each item is sourced and linked.

Recent Developments in Carlton Lakes

Our read on what is being built around Carlton Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNorth Hillsborough growth supports demand for newer gated homes, while the watch item is the carrying cost from the CDD and HOA.

North Hillsborough keeps adding housing and retail

2026
NeutralNotable impact
SignificanceRadius: Area

Continued growth in north Hillsborough adds convenience and traffic together near newer communities like Carlton Lakes.

CDD assessment is part of the carrying cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The CDD assessment plus HOA make the carrying cost a key check, so confirm both for the specific home.

Newer-home supply means consistent comps

Ongoing
BullishNotable impact
SignificanceRadius: Community

Consistent, recent construction makes in-section comps cleaner, which helps pricing and resale.

Regional growth supports demand

2026
BullishNotable impact
SignificanceRadius: Regional

Sustained Tampa Bay growth underpins demand for newer gated communities with highway access.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Carlton Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. April 2026
    Growth

    Hillsborough plans for continued regional growth

    Hillsborough County planning highlighted continued strong population growth across the county, underscoring demand and infrastructure pressure in growing areas. Why it matters: Sustained regional growth supports housing demand while keeping traffic a watch item. Source

  2. January 2026
    Corridor

    North Tampa corridor adds retail

    New grocery-anchored and commercial retail continued to advance along the north Tampa and Wesley Chapel corridors, adding shopping near north Hillsborough communities. Why it matters: New retail near Carlton Lakes adds everyday convenience, supportive of nearby demand. Source

Development alerts for Carlton LakesGet a short monthly email when something new is approved, funded, or opens near Carlton Lakes.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Carlton Lakes, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the exact location and section. Verify which part of Hillsborough the home is in, since the Carlton Lakes name is used in more than one area.

2

Confirm the full carrying cost. Add the CDD assessment and the HOA dues to taxes and insurance before you judge any list price.

3

Compare resale to any builder offers. If a builder is still selling nearby, weigh incentives against resale.

4

Read the lot. Confirm the lot, what the home backs to, and any conservation or pond frontage.

5

Cross-shop north Hillsborough, and compare Tampa Palms nearby.

Best Buy
A well-kept newer home on a good lot, with the carrying cost confirmed, matched to section comps
Biggest Risk
Underbudgeting the CDD assessment plus HOA, or buying the wrong Carlton Lakes section
Best Lot
A conservation or pond lot over a tight interior parcel
Smart Timing
Watch any nearby builder activity and the CDD assessment level
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Carlton Lakes is a newer gated community of single-family homes in north Hillsborough County, generally in the Lutz area in the 33558 ZIP, with its Community Development District established in 2015 under Chapter 190 of Florida Statutes. Homes are modern, built from the late 2010s on, with three to five bedrooms and current features, around a community center, pool, fitness center, park, playground, and trails. A CDD assessment appears on the tax bill alongside an HOA fee. Because the Carlton Lakes name is used in more than one part of the county, confirm the exact location and section, along with the CDD assessment, the HOA dues, and the home condition, for the specific home before any list price.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home
$300K to $415K

A smaller newer single-family home, the entry point, where the lot and the carrying cost decide whether the price is fair.

Lowest entry
The Core Single-Family Home
$415K to $580K

A mid-size single-family home on a standard lot, the heart of what trades here.

Most inventory
The Larger Home on a Strong Lot
$580K to $698K

A larger floor plan on a conservation or pond lot, the homes that tend to hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$300K to $415K
The Entry Home
A smaller newer single-family home, the entry point, where the lot and the carrying cost decide whether the price is fair.
$415K to $580K
The Core Single-Family Home
A mid-size single-family home on a standard lot, the heart of what trades here.
$580K to $698K
The Larger Home on a Strong Lot
A larger floor plan on a conservation or pond lot, the homes that tend to hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Lutz locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Carlton Lakes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

In a newer gated community, the lot and the carrying cost are the read. The deal is read on the section, the lot, and the full CDD and HOA cost.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.6/10
Renovation Risk8.2/10
Location Efficiency7.6/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Carlton Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Carlton Lakes

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Carlton Lakes

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Carlton Lakes

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Carlton Lakes

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Carlton Lakes homesites trade. The exact premium depends on the specific home, the view, and the street.

Carlton Lakes in 15 seconds.

Best forBuyers who want a newer, gated single-family home with resort amenities in north Hillsborough.
Biggest advantageModern homes and amenities behind a gate, with highway access toward Tampa.
Biggest riskThe CDD assessment plus HOA stack the carrying cost above the list price.
Sweet spotA well-kept newer home on a good lot, with the carrying cost confirmed.
Avoid ifYou want an established neighborhood, no CDD, or a low-fee community.

HOA, CDD & Fees

15-Second Take
  • Expect a CDD assessment on the tax bill
  • Confirm the HOA dues and what they cover
  • Confirm the exact section and location
  • Add CDD plus HOA to taxes and insurance
  • Confirm all fees in writing before you offer

Carlton Lakes is served by a Community Development District established in 2015, so expect a CDD assessment on the annual tax bill in addition to a homeowners association fee. Confirm the exact CDD amount and the HOA dues for the specific home in writing before you offer.

The CDD and HOA fund the gate, the community center, pool, fitness, park, and common areas. Confirm exactly what is covered for the specific home and section.

No private golf or country club; the amenity base is a gated entrance, a community center, a pool, a fitness center, a park, a playground, and walking trails. Confirm current amenities and access.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Carlton Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Tampa Palms, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Carlton Lakes home worth?

Get a no-obligation home value based on real comparable sales in Carlton Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Carlton Lakes on the map →
Or get your Carlton Lakes home value & selling guide →

Real comps, not a Zestimate.
How much local inventory is already under contract

16% of homes for sale in ZIP 33579 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-24).

Carlton Lakes Market Scorecard

Strong seller's market

Carlton Lakes is currently a strong seller's market. About 0.7 months of supply, a median asking price of $424,950, and homes go under contract in about 10 days.

0.7
Months supply
$424,950
Median list
$444,500
Median sold
$210
Per sqft
10
Days on mkt
1/0/18
Active/Pend/Sold

Typical home value in the 33579 ZIP is $385,973, about 31.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Carlton Lakes?
Carlton Lakes is a newer gated community of single-family homes in north Hillsborough County, generally in the Lutz area in the 33558 ZIP. Because the name is used in more than one part of the county, confirm the exact location and section for a specific home.
When was Carlton Lakes built?
The community is recent, with its Community Development District established in 2015 and homes built from the late 2010s on. Confirm the exact build year for a specific home.
Does Carlton Lakes have a CDD fee?
Yes. Carlton Lakes is served by a Community Development District established in 2015, so a CDD assessment typically appears on the annual tax bill in addition to an HOA fee. Confirm the exact amount for a specific home.
What are the HOA fees in Carlton Lakes?
Carlton Lakes carries an HOA fee in addition to the CDD assessment. Confirm the current dues and what they cover for the specific home in writing before you offer.
What amenities does Carlton Lakes have?
Reported amenities include a gated entrance, a community center, a pool, a fitness center, a park, a playground, and walking trails. Confirm current amenities and access.
What kinds of homes are in Carlton Lakes?
Carlton Lakes has modern single-family homes with three to five bedrooms and current features. Confirm the floor plan, lot, and condition for a specific home.
Is Carlton Lakes gated?
Yes. Carlton Lakes is a gated community. Confirm the current access arrangement for the specific section.
Is Carlton Lakes a good place to buy?
The newer homes, amenities, and north Hillsborough location support demand, but the CDD assessment and HOA add to the carrying cost. Read a specific home against section comps and the full carrying cost, and confirm the exact location. This is not a guarantee of future value.
Why do you say to confirm the location?
The Carlton Lakes name appears in more than one part of Hillsborough County, so confirm which area and section a specific home is in to compare the right comps and fees.
Is north Hillsborough growing?
Yes. North Hillsborough and the adjacent corridors continue to add housing and retail. Growth brings convenience and traffic together, so weigh both.
What schools serve Carlton Lakes?
Carlton Lakes is served by Hillsborough County Schools. School assignment is by address and changes periodically, so confirm the exact zoned schools for a specific home with the district before you assume them.
Should I use the listing agent to buy in Carlton Lakes?
No. The listing agent works for the seller. In a newer gated community, where condition and the specifics swing value, having your own representation is the highest-leverage decision you make.
Buyers who want a newer, gated single-family home with resort amenitiesExcellent fit
Buyers who value consistent, current floor plans and finishesExcellent fit
Buyers who want a north Hillsborough location with highway accessExcellent fit
Buyers who will read the full CDD and HOA carrying cost honestlyExcellent fit
Buyers who confirm the exact location and section before they offerExcellent fit
Buyers who want an established, mature neighborhood with large treesProbably not
Buyers who want to avoid a Community Development District assessmentProbably not
Buyers who want a small, low-fee community without amenitiesProbably not
Buyers who want a downtown or beach locationProbably not
Buyers unwilling to confirm the section and the carrying costProbably not

Get the inside read on Carlton Lakes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Carlton Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Carlton Lakes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Carlton Lakes — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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