HOLLY LAKE ESTATES
Homes for Sale in LUTZ, FL
True comps, carrying-cost math, and listings before the portals.
Holly Lake Estates is a small, established pocket in Lutz — 43 homes total, with a median build year of 1985 and living space that typically runs a substantial 2,677 square feet. That combination of age and size means pricing here is driven almost entirely by how well an individual home has been maintained and updated, not by a uniform product type. Two houses on the same street can present very differently depending on renovation history.
With only 1 active listing against 6.0 months of supply, this is a market where inventory simply does not turn over often. A single home going active carries a lot of weight in defining the community's current posture. That leaves room to negotiate on condition and terms when a listing does surface, but buyers should not expect a bench of comparable choices to shop against — it may be a matter of watching and waiting for the right one to come up.
The 60-Second Overview
HOLLY LAKE ESTATES market snapshot (as of August 2, 2026): the median sale price is about $525K ($251 per sq ft over the trailing 12 months of closed sales), and a median 101 days on market for closed sales.
HOLLY LAKE ESTATES is a community of 26 homes in LUTZ, Pasco County, built between 1940 and 2015 (median 1973.5), with a median living area of about 2,580 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Built out mostly between 1975 and 2006, Holly Lake Estates offers larger-format homes in an interior Lutz setting, with a high owner-occupancy rate (nearly 84% homestead share) suggesting most residences here function as primary, long-held properties rather than a fast-turnover rental or investment stock.
The setting & the homes.
Aerial and on-site photos of HOLLY LAKE ESTATES. Swipe to explore the community.
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HOLLY LAKE ESTATESWho HOLLY LAKE ESTATES is best for.
Best for
- Buyers prioritizing square footage and an established, low-turnover setting over community amenities
- Buyers comfortable moving decisively when a rare listing appears in a 43-home community
- Buyers planning a longer hold, in line with the area's high owner-occupancy rate
Probably not for
- Buyers who want a wide slate of active listings to compare before deciding
- Buyers seeking built-in recreational amenities beyond basic security lighting
- Buyers focused on a specific, narrow build era rather than a 1975–2006 range of construction
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($525K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 33558 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
HOLLY LAKE ESTATES Market Scorecard
HOLLY LAKE ESTATES is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in HOLLY LAKE ESTATES
Live MLS inventory for HOLLY LAKE ESTATES. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending HOLLY LAKE ESTATES listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.
HOLLY LAKE ESTATES on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at HOLLY LAKE ESTATES
- Security Lights · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Confirm county school district (Hillsborough or Pasco) by address · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent HOLLY LAKE ESTATES listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any HOLLY LAKE ESTATES address.
Recent Developments in Holly Lake Estates
Development, infrastructure, retail, and school activity affecting Holly Lake Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 16 miles south of Holly Lake Estates, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 11 miles south of Holly Lake Estates, elsewhere in Hillsborough County.
Source: City of Tampa - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 14 miles south of Holly Lake Estates, elsewhere in Hillsborough County.
Source: Bay News 9 - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 8 miles north of Holly Lake Estates.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 9 miles north of Holly Lake Estates.
Source: WUSF
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The HOLLY LAKE ESTATES buying strategy.
If we were buying in HOLLY LAKE ESTATES today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HOLLY LAKE ESTATES.
A tight, low-turnover pocket of Lutz
This is not a large subdivision, and it does not behave like one. At 43 total homes and a single active listing at last check, Holly Lake Estates trades infrequently — the kind of community where a buyer has to be ready to move when something finally lists, rather than expecting a rotating set of options. The 6.0 months of supply reflects a balanced market overall, but with so few homes changing hands, that balance is more a function of low activity on both sides than of abundant choice.
The homes themselves span three decades of construction (1975 to 2006), with a median build year of 1985 and a median living area of 2,677 square feet — sizable footprints by area standards. Community amenities are limited to security lighting as reported across MLS listings; this reads as a neighborhood built around house size and lot rather than shared recreational infrastructure. Anyone weighing this community should verify current amenities and any HOA terms directly, since MLS-reported amenities can lag what is actually in place.
The location and the amenities are priced into every listing in HOLLY LAKE ESTATES. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, with inventory this thin, the work is less about comparing dozens of active listings and more about knowing the housing stock, tracking when something is about to hit the market, and reading a specific home's condition and update history against what similar Lutz-area properties have actually closed for. That is where a local, hands-on read matters more than a search filter.
HOLLY LAKE ESTATES in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a HOLLY LAKE ESTATES buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HOLLY LAKE ESTATES sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in HOLLY LAKE ESTATES, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your HOLLY LAKE ESTATES home worth?
Get a no-obligation home value based on real comparable sales in HOLLY LAKE ESTATES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in HOLLY LAKE ESTATES?
How long do homes in HOLLY LAKE ESTATES take to sell?
How many homes are in HOLLY LAKE ESTATES?
What share of HOLLY LAKE ESTATES is owner-occupied?
When were the homes in HOLLY LAKE ESTATES built?
Do cash buyers compete in HOLLY LAKE ESTATES?
What schools serve HOLLY LAKE ESTATES?
Who is the best real estate agent for HOLLY LAKE ESTATES?
How do I find a top LUTZ real estate agent who knows HOLLY LAKE ESTATES?
Can Momentum Realty connect me with an agent for HOLLY LAKE ESTATES?
Should you buy in HOLLY LAKE ESTATES?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near HOLLY LAKE ESTATES with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33558)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2005 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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