Community Details at a Glance
The Homes
Type
Ten-story concrete condo tower plus the Aphora coach-home enclave
Size
Roughly 1,700 to 3,300+ SF, 2 to 4 bedrooms, single-floor living
Era
Tower completed 2006; Aphora coach homes from 2017 onward
Status
Built out; 67 total residences, resale only, thin market
Costs & Fees
Condo dues
Roughly $1,800 per month range, varies by unit size and share
CDD
None; carrying cost is concentrated in association dues
Slip fee
About $107 per month plus metered JEA electric if a slip conveys
Property tax
Duval millage roughly 17.9 to 18.5 mills (confirm by parcel)
Amenities
Marina
Private deep-water marina, 50-foot slips on concrete floating docks
Club
Clubhouse, fitness center, lap pool and spa, grill terrace, gated entry
Parking
Secured under-building garage, typically two spaces plus storage
Setting
Directly on the Intracoastal off San Pablo Creek, protected basin
Location
Area
Intracoastal West, south end of San Pablo Road, ZIP 32224
Access
Just south of Butler Blvd. (SR-202); about 1.2 miles to Mayo Clinic
Nearby
Jacksonville Beach and St. Johns Town Center each roughly 12 to 15 minutes
The Homes & Style
Marina San Pablo is not a subdivision of houses; it is a gated, all-concrete community of just 67 residences built around a private marina on the Intracoastal. The centerpiece is the ten-story tower, developed by Vestcor and built by Brasfield and Gorrie, completed in 2006 with a stucco exterior and Spanish tile roof. It holds 56 condominium residences, with the penthouse level spanning the ninth and tenth floors. The original plan called for two towers; the second was re-imagined as Aphora, an enclave of 11 luxury coach homes completed from 2017 onward that shares the master association, clubhouse, and marina.
Because this is a single building plus a small enclave, the variables that move price are the floor, the view, the line, and the slip, not the lot. Lower floors and side exposures trade below the high-floor, direct-Intracoastal units, and the penthouses sit at the top of the range. Two-bedroom plans around 1,727 square feet anchor the entry, mid-size three-bedrooms fill the core, and the large plans and penthouses, some past 3,300 square feet, define the top. With so few residences and only a handful of sales in any given year, this is a thin market where the right comp is the same line on a comparable floor, never a community average.
The single biggest demand driver is location: the Mayo Clinic's Florida campus is about 1.2 miles up San Pablo Road, roughly a three-minute drive. Recruiting physicians and executives, buyers who want extended-stay comfort near treatment, and retirees who value world-class medicine minutes away all converge on a 56-unit building, which keeps the resale and rental audience unusually deep for so little supply.
Living Here
Daily life here is quiet, professional, and lock-and-leave. The amenity package is full-service residential rather than resort: a clubhouse with a gathering room and full catering kitchen, a fitness center, a lap pool and spa overlooking the marina, a covered outdoor grill terrace, gated entry, and secured under-building parking with private storage. There is no golf, no dining program, and no organized social calendar. The marina itself is the headline amenity, with 50-foot slips on concrete floating docks, water at every slip, and sub-metered electric pedestals in a protected basin off San Pablo Creek.
For a boater, the access is genuinely strong: roughly 17 miles up the Intracoastal to the Mayport jetties and the open Atlantic, and about 20 miles south to St. Augustine, with the protection and deep water that make a 50-foot-class boat practical. Slips are separately deeded, so some units convey with one and others do not, and slips also trade on their own, but only to fellow owners within the community.
Beyond the gate, the Intracoastal West location puts Jacksonville Beach and the St. Johns Town Center each roughly 12 to 15 minutes away, with everyday shopping along Beach Boulevard and San Pablo Road. Two quiet truths shape value here. First, the building's master policy covers the structure, a real advantage over insuring a coastal house alone, but those costs flow through the dues, so the dues are the number that matters. Second, scarcity cuts both ways: 67 residences mean genuine rarity and deep demand, but also that your eventual resale market is small, which makes representation and honest pricing decisive.
Before You Offer
The dues are the deal. Third-party data puts typical association dues in roughly the $1,800-per-month range, varying by unit and share, and they fund the master building insurance, exterior and common-area maintenance, the gate, clubhouse, fitness center, lap pool and spa, grounds, garage, and reserves. There is no CDD, so the carrying cost is concentrated in that one number plus a modest slip fee of about $107 a month if a deeded slip conveys. Confirm the exact current figure and what it covers for the specific unit before you write, since budgets reset annually.
As a ten-story coastal building, Marina San Pablo falls under Florida's post-Surfside framework: milestone structural inspections keyed to building age and a Structural Integrity Reserve Study, which associations statewide were required to complete by the end of 2025, with structural reserves now required to be funded rather than waived. The 2006 vintage is a real advantage, the structure is young by milestone standards, but the reserve rules apply now and lenders increasingly want the paperwork. The association's SIRS and reserve status is not published publicly, so request and review it in writing during diligence, along with the reserve schedule and any planned assessments.
Prove the slip in the title work, never the listing remarks, since some units convey with a slip and some do not. Pull the parcel-level FEMA flood designation and the association's wind and flood coverage; get a real HO-6 quote on the unit's interior and contents rather than a guess. Internet across the Jacksonville metro is served by Xfinity (Comcast) and AT&T with fiber to a growing share of buildings, so confirm the options at the unit. And verify the current leasing, pet, and use rules in the condo documents if rental flexibility matters, before you commit, not after.
Comparisons
Most buyers weighing Marina San Pablo are choosing between high-rise lock-and-leave living and a single-family boating community. Here is the honest shorthand.
| Community | The trade-off |
|---|---|
| Queens Harbour | The single-family boater's play: a gated golf-and-yacht community with a lock-protected marina handling larger boats, but house-scale upkeep to match and no lock-and-leave tower living. |
| The Peninsula | The urban high-rise play on the Southbank with concierge and valet, but no marina and no Intracoastal access; a different kind of waterfront entirely. |
| Pablo Creek Reserve | Nearby luxury single-family living minutes from Mayo, but no marina, no high-rise option, and full house ownership rather than lock-and-leave. |
The honest verdict: Marina San Pablo is the only option that combines high-rise, lock-and-leave living with a private deep-water slip, and it adds the Mayo location that none of the rivals can match. If you want a bigger boat behind a lock, Queens Harbour is the field; if you want urban tower living without a slip, The Peninsula is. For a buyer who wants a 50-foot boat at the door and the freedom to lock the door and travel, this building stands alone in Jacksonville.
Who It Fits
Marina San Pablo fits if you want
- Lock-and-leave, single-floor luxury living with a private deep-water boat slip.
- To be minutes from the Mayo Clinic, whether for work, care, or peace of mind.
- A young, all-concrete coastal building rather than an aging tower.
- Genuine scarcity and a deep demand pool in just 67 residences.
- One carrying-cost number to verify, with no CDD on top.
Consider elsewhere if you want
- A larger boat that needs a deeper or lock-protected marina.
- A traditional single-family home with a yard and full control.
- Short-term rental income; this building is not for Airbnb-style use.
- Resort amenities, golf, or an organized social calendar.
- A deep, liquid resale market rather than a tightly held building.





















