Marina San Pablo in Jacksonville

Marina San Pablo Homes for Sale in Jacksonville, FL

Gated waterfront condominium · private marina · Intracoastal West · ZIP 32224

Jacksonville's only high-rise with a private deep-water slip, minutes from the Mayo Clinic.

Gated Intracoastal high-risePrivate deep-water marinaMinutes to the Mayo Clinic
Live Market Pulse
56/100
Momentum
Balanced Market (limited data)
A thin, tightly held market of just 67 residences where the floor, the view, and whether a deeded slip conveys move price far more than square footage.
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Unlock Off-Market Marina San Pablo

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$830K
Median Price
4.8mo
Supply
28days
Avg DOM
Balanced
Seller Leverage
$447/sf
Median $/Sqft
-1%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Marina San Pablo is a scarcity-and-location story, not a square-footage one. With only 67 residences, a private deep-water marina, and the Mayo Clinic 1.2 miles away, the demand pool is unusually deep for the supply, which supports values. The work is verifying the dues and what stands behind them, proving the slip in the title work, and pricing from same-line comps in a market thin enough to hide them."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Marina San Pablo market snapshot (as of June 14, 2026): the median sale price is about $830K ($447 per sq ft), with homes averaging 28 days on market and 4.8 months of supply, a balanced market (limited data). Values are down 1% over the past year and up 80% since 2013, based on 5 recent closings in live realMLS data.

Most waterfront condos in Jacksonville give you a view and a pool. Marina San Pablo gives you a deep-water slip at the door. It is a gated, all-concrete community of 67 residences on the Intracoastal at the south end of San Pablo Road: a ten-story tower of 56 condominiums completed in 2006, plus the Aphora enclave of 11 luxury coach homes added from 2017. The draw is the combination almost nothing else in the market offers, high-rise, single-floor, lock-and-leave living paired with a private 50-foot slip on protected deep water.

Location is the engine. The Mayo Clinic's Florida campus is about 1.2 miles up the road, and that proximity funnels physicians, executives, patients, and retirees into a tiny building, keeping the resale and rental audience far deeper than the supply. Jacksonville Beach and the St. Johns Town Center are each roughly 12 to 15 minutes away, so the lock-and-leave lifestyle has the coast, the shopping, and the airport all within easy reach.

Because it is one building plus a small enclave, value here turns on the floor, the view, the line, and the slip rather than the lot. With only a handful of sales in any year, this is a thin market: treat any community average with suspicion and price from the same plan on a comparable floor. The carrying cost is concentrated in the association dues, with no CDD, which makes the total-cost question cleaner than in the fee-stacked communities nearby.

Best for

  • Boaters who want a 50-foot slip on protected deep water at their door
  • Buyers who want lock-and-leave, single-floor luxury living near the coast
  • Mayo physicians, executives, patients, and retirees who value the 1.2-mile proximity
  • Buyers who want a young, all-concrete coastal building with one carrying-cost number

Probably not for

  • Buyers who need a deeper or lock-protected marina for a larger boat
  • Buyers who want a single-family home with a yard and full control
  • Investors counting on short-term or Airbnb-style rental income
  • Buyers who want resort amenities, golf, or an organized social calendar

How Marina San Pablo is performing right now

56/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
4.8Months of supplytight
28Median days on marketdays
1 : 2Under contract vs for salestrong demand
5Sold in last 12 monthsliquidity
+80%Median price since 2013appreciation
-2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 14, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Marina San Pablo listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Marina San Pablo buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Marina San Pablo

Live MLS inventory for Marina San Pablo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Marina San Pablo listings as of 2026-06-14, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Private deep-water marina with 50-foot floating-dock slips
  • Clubhouse, fitness center, lap pool and spa over the marina
  • Gated entry and secured under-building parking with storage
  • Full-service residential, not a resort: no golf, no dining program
  • The marina and the Mayo proximity are the real amenities

Marina San Pablo is a gated, full-service community built around a private marina on the Intracoastal. The amenity package centers on the marina itself, with 50-foot slips on concrete floating docks, water at every slip, and sub-metered electric pedestals in a protected basin off San Pablo Creek. The clubhouse, reportedly built at a cost near $5 million, has a gathering room and full catering kitchen; there is a fitness center, a lap pool and spa overlooking the marina, a covered outdoor grill terrace, gated entry, and secured under-building parking, typically two spaces, with private storage. This is full-service residential living rather than a resort: there is no golf course, no dining program, and no organized social calendar. For a boater, the marina's protected deep water and short run to the Atlantic, paired with lock-and-leave tower living, are the rarest combination in Jacksonville.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Mayo Clinic Florida campusAbout 3 minutes
Jacksonville BeachAbout 12 to 15 minutes
St. Johns Town CenterAbout 12 to 15 minutes
Mayport jetties and open Atlantic (by water)Roughly 17 miles up the ICW
Downtown JacksonvilleAbout 20 to 25 minutes
Jacksonville International AirportAbout 30 minutes

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Marina San Pablo (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Marina San Pablo is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public PreK-5 (San Pablo Road)

Alimacani Elementary School

Public Middle 6-8

Duncan U. Fletcher Middle School

Public High 9-12

Sandalwood High School

Private PreK-12

Bolles School (San Jose / Bartram campuses)

Private (Intracoastal West)

Discovery Montessori School

Buying with schools in mind? We can confirm the exact zoned schools for any Marina San Pablo address.

The takeaway

What is actually shaping value here is the Mayo Clinic's historic expansion 1.2 miles up the road, the single biggest demand driver for this building, alongside Florida's post-Surfside condo reserve reality that now governs coastal high-rises. Each item is sourced and linked.

Recent Developments in Marina San Pablo

Our read on what is being built around Marina San Pablo, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe net read is bullish on demand and steady on cost. A multi-billion-dollar Mayo build-out next door deepens an already deep buyer pool for just 67 residences, while the post-2024 reserve rules keep dues firm; the 2006 vintage is an advantage on that front.

Mayo Clinic Florida's $432M+ expansion and 210-acre North Campus under way

2025
BullishMajor impact
SignificanceRadius: Area

A historic Mayo build-out 1.2 miles away deepens the physician, executive, patient, and retiree demand that funnels into a 56-unit building, the core long-term value case.

Mayo opens cancer center, first carbon ion therapy in the Western Hemisphere

2025
BullishMajor impact
SignificanceRadius: Area

A globally rare cancer program draws patients and specialists to the campus next door, sustaining the extended-stay and recruiting demand unique to this location.

Five-story hospital expansion completing in phases through 2026

2026
BullishNotable impact
SignificanceRadius: Area

Continued hospital growth and hiring within minutes keeps the building's demand pool unusually deep for its tiny supply.

Post-2024 Florida condo reserve and SIRS rules now in force

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Funded structural reserves are now required statewide; the 2006 vintage is young by milestone standards, but confirm the association's SIRS and reserve status in writing.

Scarcity of just 67 residences underpins the value story

Ongoing
BullishNotable impact
SignificanceRadius: Community

With so few units and deep demand, well-bought residences hold value, though the resale market is small and rewards honest, same-line pricing.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Marina San Pablo, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Healthcare

    Mayo Clinic seeks site work toward first phase of 210-acre North Campus

    The city issued a clearing permit in January 2025 for the first phase of Mayo Clinic Florida's North Campus, expanding the medical center property from 392 to 602 acres, part of a multi-billion-dollar build-out that more than doubles its space by 2026. Why it matters: Major employment and healthcare investment 1.2 miles up the road is the steadiest possible tailwind for a building whose buyer pool is built on Mayo proximity. Source

  2. June 2025
    Healthcare

    Mayo Clinic Jacksonville to launch carbon ion therapy, opens new cancer building

    Mayo Clinic opened the 228,000-square-foot Duan Family Building in June 2025 and announced the first carbon ion therapy program in the Western Hemisphere, with proton therapy expected in 2027 and carbon ion therapy in 2028. Why it matters: A globally rare cancer program draws patients and specialists to the campus next door, sustaining the extended-stay and recruiting demand that is unique to this location. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Marina San Pablo, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the dues and what stands behind them. Get the exact current figure plus reserves, SIRS, insurance, and any planned assessments before you fall for a list price.

2

Prove the slip in the title work. Some units convey with a deeded 50-foot slip and some do not; verify it in writing, never in the listing remarks.

3

Price from the same line on a comparable floor, not a community average; with so few sales, the right comp is decisive.

4

Pull the flood zone and a real HO-6 quote on the unit's interior, plus the association's wind and flood coverage, during your inspection period.

5

Verify the leasing, pet, and use rules in the condo documents if rental flexibility or pets matter, and cross-shop Queens Harbour if you want a larger boat.

Best Buy
A high-floor, direct-Intracoastal unit with a deeded slip conveying
Biggest Risk
Dues, reserves, and an unverified slip; the carrying cost is the deal
Best Lot
The floor, the view, and the line drive value, not the lot
Smart Timing
Confirm dues, reserves, and the slip before you offer; the market is thin
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Ten-story concrete condo tower plus the Aphora coach-home enclave

Size

Roughly 1,700 to 3,300+ SF, 2 to 4 bedrooms, single-floor living

Era

Tower completed 2006; Aphora coach homes from 2017 onward

Status

Built out; 67 total residences, resale only, thin market

Costs & Fees

Condo dues

Roughly $1,800 per month range, varies by unit size and share

CDD

None; carrying cost is concentrated in association dues

Slip fee

About $107 per month plus metered JEA electric if a slip conveys

Property tax

Duval millage roughly 17.9 to 18.5 mills (confirm by parcel)

Amenities

Marina

Private deep-water marina, 50-foot slips on concrete floating docks

Club

Clubhouse, fitness center, lap pool and spa, grill terrace, gated entry

Parking

Secured under-building garage, typically two spaces plus storage

Setting

Directly on the Intracoastal off San Pablo Creek, protected basin

Location

Area

Intracoastal West, south end of San Pablo Road, ZIP 32224

Access

Just south of Butler Blvd. (SR-202); about 1.2 miles to Mayo Clinic

Nearby

Jacksonville Beach and St. Johns Town Center each roughly 12 to 15 minutes

The Homes & Style

Marina San Pablo is not a subdivision of houses; it is a gated, all-concrete community of just 67 residences built around a private marina on the Intracoastal. The centerpiece is the ten-story tower, developed by Vestcor and built by Brasfield and Gorrie, completed in 2006 with a stucco exterior and Spanish tile roof. It holds 56 condominium residences, with the penthouse level spanning the ninth and tenth floors. The original plan called for two towers; the second was re-imagined as Aphora, an enclave of 11 luxury coach homes completed from 2017 onward that shares the master association, clubhouse, and marina.

Because this is a single building plus a small enclave, the variables that move price are the floor, the view, the line, and the slip, not the lot. Lower floors and side exposures trade below the high-floor, direct-Intracoastal units, and the penthouses sit at the top of the range. Two-bedroom plans around 1,727 square feet anchor the entry, mid-size three-bedrooms fill the core, and the large plans and penthouses, some past 3,300 square feet, define the top. With so few residences and only a handful of sales in any given year, this is a thin market where the right comp is the same line on a comparable floor, never a community average.

The single biggest demand driver is location: the Mayo Clinic's Florida campus is about 1.2 miles up San Pablo Road, roughly a three-minute drive. Recruiting physicians and executives, buyers who want extended-stay comfort near treatment, and retirees who value world-class medicine minutes away all converge on a 56-unit building, which keeps the resale and rental audience unusually deep for so little supply.

Living Here

Daily life here is quiet, professional, and lock-and-leave. The amenity package is full-service residential rather than resort: a clubhouse with a gathering room and full catering kitchen, a fitness center, a lap pool and spa overlooking the marina, a covered outdoor grill terrace, gated entry, and secured under-building parking with private storage. There is no golf, no dining program, and no organized social calendar. The marina itself is the headline amenity, with 50-foot slips on concrete floating docks, water at every slip, and sub-metered electric pedestals in a protected basin off San Pablo Creek.

For a boater, the access is genuinely strong: roughly 17 miles up the Intracoastal to the Mayport jetties and the open Atlantic, and about 20 miles south to St. Augustine, with the protection and deep water that make a 50-foot-class boat practical. Slips are separately deeded, so some units convey with one and others do not, and slips also trade on their own, but only to fellow owners within the community.

Beyond the gate, the Intracoastal West location puts Jacksonville Beach and the St. Johns Town Center each roughly 12 to 15 minutes away, with everyday shopping along Beach Boulevard and San Pablo Road. Two quiet truths shape value here. First, the building's master policy covers the structure, a real advantage over insuring a coastal house alone, but those costs flow through the dues, so the dues are the number that matters. Second, scarcity cuts both ways: 67 residences mean genuine rarity and deep demand, but also that your eventual resale market is small, which makes representation and honest pricing decisive.

Before You Offer

The dues are the deal. Third-party data puts typical association dues in roughly the $1,800-per-month range, varying by unit and share, and they fund the master building insurance, exterior and common-area maintenance, the gate, clubhouse, fitness center, lap pool and spa, grounds, garage, and reserves. There is no CDD, so the carrying cost is concentrated in that one number plus a modest slip fee of about $107 a month if a deeded slip conveys. Confirm the exact current figure and what it covers for the specific unit before you write, since budgets reset annually.

As a ten-story coastal building, Marina San Pablo falls under Florida's post-Surfside framework: milestone structural inspections keyed to building age and a Structural Integrity Reserve Study, which associations statewide were required to complete by the end of 2025, with structural reserves now required to be funded rather than waived. The 2006 vintage is a real advantage, the structure is young by milestone standards, but the reserve rules apply now and lenders increasingly want the paperwork. The association's SIRS and reserve status is not published publicly, so request and review it in writing during diligence, along with the reserve schedule and any planned assessments.

Prove the slip in the title work, never the listing remarks, since some units convey with a slip and some do not. Pull the parcel-level FEMA flood designation and the association's wind and flood coverage; get a real HO-6 quote on the unit's interior and contents rather than a guess. Internet across the Jacksonville metro is served by Xfinity (Comcast) and AT&T with fiber to a growing share of buildings, so confirm the options at the unit. And verify the current leasing, pet, and use rules in the condo documents if rental flexibility matters, before you commit, not after.

Comparisons

Most buyers weighing Marina San Pablo are choosing between high-rise lock-and-leave living and a single-family boating community. Here is the honest shorthand.

CommunityThe trade-off
Queens HarbourThe single-family boater's play: a gated golf-and-yacht community with a lock-protected marina handling larger boats, but house-scale upkeep to match and no lock-and-leave tower living.
The PeninsulaThe urban high-rise play on the Southbank with concierge and valet, but no marina and no Intracoastal access; a different kind of waterfront entirely.
Pablo Creek ReserveNearby luxury single-family living minutes from Mayo, but no marina, no high-rise option, and full house ownership rather than lock-and-leave.

The honest verdict: Marina San Pablo is the only option that combines high-rise, lock-and-leave living with a private deep-water slip, and it adds the Mayo location that none of the rivals can match. If you want a bigger boat behind a lock, Queens Harbour is the field; if you want urban tower living without a slip, The Peninsula is. For a buyer who wants a 50-foot boat at the door and the freedom to lock the door and travel, this building stands alone in Jacksonville.

Who It Fits

Marina San Pablo fits if you want

  • Lock-and-leave, single-floor luxury living with a private deep-water boat slip.
  • To be minutes from the Mayo Clinic, whether for work, care, or peace of mind.
  • A young, all-concrete coastal building rather than an aging tower.
  • Genuine scarcity and a deep demand pool in just 67 residences.
  • One carrying-cost number to verify, with no CDD on top.

Consider elsewhere if you want

  • A larger boat that needs a deeper or lock-protected marina.
  • A traditional single-family home with a yard and full control.
  • Short-term rental income; this building is not for Airbnb-style use.
  • Resort amenities, golf, or an organized social calendar.
  • A deep, liquid resale market rather than a tightly held building.
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry
$50K to $830K

Two-bedroom plans around 1,727 square feet, often the lower floors or side exposures, the most accessible way into the building, sometimes with a deeded slip.

Lowest entry
The Core
$830K to $1.26M

Mid-size three-bedroom residences on better floors with direct Intracoastal views, the heart of the resale market here.

Most inventory
The Top
$1.26M to $1.36M

The large plans, high-floor direct-water units, and the ninth-and-tenth-floor penthouses, the scarce stock that holds value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$50K to $830K
The Entry
Two-bedroom plans around 1,727 square feet, often the lower floors or side exposures, the most accessible way into the building, sometimes with a deeded slip.
$830K to $1.26M
The Core
Mid-size three-bedroom residences on better floors with direct Intracoastal views, the heart of the resale market here.
$1.26M to $1.36M
The Top
The large plans, high-floor direct-water units, and the ninth-and-tenth-floor penthouses, the scarce stock that holds value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$598
Original$437
Median days on market
Renovated187
Original28

From current Marina San Pablo listings (renovated 1, original 2); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location next to Mayo ClinicStrong
Scarcity, just 67 residencesStrong
Private deep-water marina accessStrong
Young all-concrete 2006 structurePositive
Dues and reserve discipline post-2024Verify it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Marina San Pablo

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Most pages slap one estimate on every unit in the tower. Here the money is in the floor, the view, the line, and whether a deeded slip conveys.

Jon Brooks · Founder, Momentum Realty
8.0A- · Buy Score
Resale Strength7.8/10
Renovation Risk7.0/10
Location Efficiency9.2/10
Long-Term Defensibility8.8/10
Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Marina San Pablo is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The floor, the view, and the line drive value, not the lot
  • High-floor, direct-Intracoastal units sit at the top of the range
  • A deeded 50-foot slip is the scarce asset; verify it conveys
  • All-concrete 2006 build is young by coastal milestone standards
  • Same-line comps, not community averages, set the number

In a single-building community like Marina San Pablo, the floor, the view, the line, and the slip are the part of your money the market gives back at resale, not a lot. High-floor units with direct Intracoastal exposure trade at the top, while lower floors and side lines sit below; a deeded 50-foot slip is a scarce, separately tradable asset that can only be sold to fellow owners. The all-concrete 2006 structure is young relative to coastal milestone timelines, a genuine advantage. Read the floor, the view, and the slip first, confirm the dues and reserves, then price the unit against the same plan on a comparable floor, never a community average.

Marina San Pablo in 15 seconds.

Best forBoaters and Mayo-adjacent buyers who want lock-and-leave living with a private deep-water slip.
Biggest advantageScarcity and location: 67 residences, a private marina, and the Mayo Clinic 1.2 miles away.
Biggest riskThe dues and reserves. The carrying cost is the deal; verify SIRS, reserves, and any assessments.
Sweet spotA high-floor, direct-Intracoastal unit with a deeded slip, priced from same-line comps.
Avoid ifYou want a larger boat, a single-family home, short-term rental income, or resort amenities.

Condo Dues, Slip Fees & Reserves

15-Second Take
  • No CDD, the cost is concentrated in the condo dues
  • Dues run roughly the $1,800-per-month range, by unit
  • A deeded slip adds about $107 a month plus metered electric
  • Dues include master building insurance, a real coastal edge
  • Confirm the figure, reserves, and SIRS before you offer

Marina San Pablo has no CDD, so the carrying cost is concentrated in the condo association dues, with third-party data putting typical dues in roughly the $1,800-per-month range, varying by unit size and share. A deeded slip, if one conveys, adds a slip association fee of about $107 a month plus your metered JEA electric. Budgets reset annually and inclusions change, so confirm the exact current figure and coverage for the specific unit before you offer.

The dues fund full-service living: the master building insurance, exterior and common-area maintenance, the gated entry, clubhouse, fitness center, lap pool and spa, grounds, the under-building garage, and reserves. The master policy on the structure is a real advantage over insuring a coastal house alone, but you still carry an HO-6 on your unit's interior and contents.

The community's amenities are full-service residential rather than resort: a clubhouse with a catering kitchen, a fitness center, a lap pool and spa over the marina, a grill terrace, gated entry, secured parking, and the private deep-water marina itself. There is no golf, no dining program, and no organized social calendar.

CommunityMarina San Pablo Place, off San Pablo RoadGated, at the south end of San Pablo Road on the Intracoastal
ElectricJEASlip pedestals are sub-metered; confirm by unit
Water / sewerJEAConfirm by unit
InternetXfinity (Comcast) / AT&TFiber to a growing share; confirm at the unit
MarinaPrivate, owners only50-foot slips, separately deeded; verify in title
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Marina San Pablo, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Queens Harbour, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Marina San Pablo home worth?

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Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Marina San Pablo year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

How much local inventory is already under contract

49% of homes for sale in ZIP 32224 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-23).

Marina San Pablo Market Scorecard

Buyer's market

Marina San Pablo is currently a buyer's market. About 7.2 months of supply, a median asking price of $995,000, and homes go under contract in about 17 days.

7.2
Months supply
$995,000
Median list
$830,000
Median sold
$457
Per sqft
17
Days on mkt
3/0/5
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

The Mayo Clinic factor, and who actually lives here
The Mayo Clinic's Florida campus is about 1.2 miles up San Pablo Road, roughly a three-minute drive, and it shapes this building's market more than any other single factor. Physicians and executives recruiting to Mayo, patients and buyers who want extended-stay comfort near treatment, and retirees who want world-class medicine minutes away all converge on a 56-unit building, which supports values and keeps the rental and resale audience unusually deep for a building this small. The rest of the mix is downsizing executives, seasonal residents, and serious boaters. It is a quiet, professional, lock-and-leave culture rather than a social-club scene.
Insurance, flood, and the coastal high-rise read
The building's master policy covers the structure, which is a major advantage over insuring a coastal house solo, but you still carry an HO-6 policy on your unit's interior and contents, and master-policy costs flow through the dues. The tower is an elevated all-concrete structure beside the Intracoastal; the parcel-level FEMA flood zone, the association's wind and flood coverage, and any insurance-driven budget pressure belong in your diligence. We pull the association's insurance summary and the unit's flood-zone status before you write, and we get you a real HO-6 quote, not a guess.
Milestone inspections and SIRS, specifically for this building
Florida's post-Surfside laws require milestone structural inspections for condo buildings three stories and taller, keyed to building age, plus a Structural Integrity Reserve Study with funded structural reserves, with the statewide SIRS deadline having passed at the end of 2025. As a 2006 building, Marina San Pablo's structure is young relative to milestone timelines, a genuine advantage over older coastal towers, but the SIRS and reserve-funding rules apply now, and lenders increasingly ask for this paperwork. The association's milestone/SIRS status is not something we have seen published publicly, so we request it in writing during diligence on every purchase here, along with the reserve schedule and any planned assessments.
Rentals, pets, and house rules
Like most luxury associations, Marina San Pablo has leasing, pet, and use rules set in its condo documents, and units here do appear on the long-term rental market from time to time, which tells you leasing is possible within limits. Short-term rental is not what this building is for, and buyers counting on Airbnb-style income should look elsewhere. If rental flexibility, pets, or any specific use matters to your plans, we verify the current rules and any waiting periods in the governing documents before you commit, never after.
Where is Marina San Pablo located?
Marina San Pablo is at the south end of San Pablo Road, just south of Butler Blvd. (SR-202), directly on the Intracoastal Waterway in Jacksonville's Intracoastal West area, Duval County, Florida (ZIP 32224). The Mayo Clinic's Florida campus is about 1.2 miles up the road, and Jacksonville Beach and St. Johns Town Center are each roughly 12-15 minutes away.
Is Marina San Pablo a gated community?
Yes. Marina San Pablo is a private, gated community comprising the ten-story condominium tower, the Aphora coach-home enclave, the clubhouse, and the private marina, with secured under-building parking for tower residents.
Who built Marina San Pablo and when?
The tower was developed by Vestcor and built by Brasfield and Gorrie, completed in 2006, all-concrete construction with a stucco exterior and Spanish tile roof. The original plan called for two towers and 113 units; the second tower was ultimately re-imagined as Aphora, an enclave of 11 luxury coach homes completed from 2017 onward that shares the master association, clubhouse, and marina.
How many units are in Marina San Pablo?
The tower holds 56 condominium residences across ten stories, with the penthouse level spanning the ninth and tenth floors. Add Aphora's 11 coach homes and the gated community totals 67 residences, which is precisely why scarcity is central to its value story.
What do condos cost at Marina San Pablo?
Roughly the $700s for the 1,727 sq ft two-bedroom plans (a recent listing with a deeded slip was priced at $799K), the $800s to about $1.1M for mid-size three-bedrooms, and $1.5M to $2M+ for the large plans and penthouses, a 3,345 sq ft unit recently went under contract near $2M, a four-bedroom closed at $1.7M in early 2024, and a penthouse closed at $2.25M in 2022. With so few sales, treat any community average with suspicion and price from unit-level comps.
What are the HOA / condo fees at Marina San Pablo?
Third-party data puts typical Marina San Pablo association dues roughly in the $1,800-per-month range, varying by unit size and share. The dues fund full-service living: the master building insurance, exterior and common-area maintenance, the gate, clubhouse, fitness center, lap pool and spa, grounds, garage, and reserves. Budgets reset annually and inclusions change, so we confirm the exact current figure and coverage for any specific unit before you offer.
Does Marina San Pablo have a CDD fee?
No. There is no community development district assessment here. The carrying cost is concentrated in the condo association dues (plus a modest slip fee if a deeded slip conveys), which actually makes the total-cost comparison against CDD communities cleaner, one number to verify instead of three.
How does the marina work? Do I get a boat slip?
The marina is private, for Marina San Pablo and Aphora owners only, with 50-foot slips on concrete floating docks, water at every slip, and sub-metered JEA electric pedestals. Slips are separately deeded: some units convey with one, others do not, and slips also trade on their own, but by rule they can only be sold to owners within the community. We verify slip status in the title work, never the listing remarks.
What do boat slips cost at Marina San Pablo?
Because only fellow owners can buy them, recorded slip prices stay modest: public records show recent 50-foot slip sales roughly between $15,000 and $45,000 across 2022-2025, with a slip association fee of about $107 a month plus your metered electric. Compare that with commercial wet-slip rates for a 50-footer on this coast and the ownership math is compelling, with the trade-off that your resale market is your neighbors.
How is the boating access to the ocean?
Genuinely strong. The marina sits in a protected basin off San Pablo Creek on the Intracoastal, with deep water and floating docks, roughly 17 miles up the ICW to the Mayport jetties and the open Atlantic, and about 20 miles south to St. Augustine. For a 50-foot-class boat, that combination of protection, depth, and a short ocean run is the rarest thing in Jacksonville condo living.
How close is the Mayo Clinic, and why does it matter?
About 1.2 miles, roughly a three-minute drive, up San Pablo Road. It is the single biggest demand driver for this building: recruiting physicians and executives, patients and buyers wanting extended stays near treatment, and retirees who value world-class medicine minutes away all funnel into a 56-unit building. That depth of demand for so little supply is the long-term investment case.
What about the post-2024 Florida condo laws, SIRS, and milestone inspections?
As a ten-story coastal building, Marina San Pablo falls under Florida's post-Surfside framework: milestone structural inspections keyed to building age and a Structural Integrity Reserve Study (SIRS), which associations statewide were required to complete by the end of 2025, with structural reserves now required to be funded rather than waived. The building's 2006 vintage is a real advantage, the structure is young by milestone standards, but the reserve rules apply now, lenders increasingly want the paperwork, and dues across Florida high-rises have stepped up as waivers ended. The association's SIRS and reserve status is not published publicly, so we request and review it in writing during diligence on every purchase here.
What are the amenities at Marina San Pablo?
A clubhouse that reportedly cost $5 million, with a gathering room and full catering kitchen, a fitness center, a lap pool and spa overlooking the marina, a covered outdoor grill terrace, gated entry, secured under-building parking (typically two spaces) with private storage, and of course the private marina itself. It is full-service residential, not a resort: no golf, no dining program, no organized social calendar.
What schools serve Marina San Pablo?
Duval County Public Schools; nearby assignments are typically cited as Alimacani Elementary (a strong 9/10 on GreatSchools recently, just up San Pablo Road), Duncan U. Fletcher Middle, and Sandalwood High, though published sources differ on the secondary assignments and Duval rezones periodically. Schools are largely moot for this building's buyer pool, but we confirm exact zoning with the district for any family who needs it.
How does Marina San Pablo compare to The Peninsula or Queens Harbour?
The Peninsula (Southbank) is the urban play: a 37-story, 241-unit downtown tower with concierge and valet and dues from roughly $1,100 to over $2,100 a month, but no marina and no ICW access. Queens Harbour is the single-family boater's play: a gated golf-and-yacht community with a 65-slip marina behind a freshwater-lagoon lock, handling boats up to 100 feet, with house-scale upkeep to match. Marina San Pablo is the only option that combines high-rise lock-and-leave living with a private deep-water slip, and it adds the Mayo location neither rival can.
Do I need my own agent to buy at Marina San Pablo?
Yes. The listing agent works for the seller. Your own agent verifies the dues and what stands behind them (reserves, SIRS, insurance, assessments), proves the slip in the title work, pulls true same-plan comps in a market thin enough to hide them, and negotiates the months-on-market leverage for you. Momentum Realty will connect you with a specialist who knows this building; call (904) 351-6461 or use the form on this page.
Boaters who want a 50-foot slip on protected deep water at their doorExcellent fit
Buyers who want lock-and-leave, single-floor luxury living near the coastExcellent fit
Mayo physicians, executives, patients, and retirees who value the 1.2-mile proximityExcellent fit
Buyers who want a young, all-concrete coastal building with one carrying-cost numberExcellent fit
Buyers who will verify the dues, reserves, and the slip before they offerExcellent fit
Buyers who need a deeper or lock-protected marina for a larger boatProbably not
Buyers who want a single-family home with a yard and full controlProbably not
Investors counting on short-term or Airbnb-style rental incomeProbably not
Buyers who want resort amenities, golf, or an organized social calendarProbably not
Buyers who want a deep, liquid resale market rather than a tightly held buildingProbably not

Get the inside read on Marina San Pablo

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Marina San Pablo home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Marina San Pablo specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking about hiring an agent here? How to find the best real estate agent in Marina San Pablo — what to look for, questions to ask, and your local expert.
Marina San Pablo Jacksonville median home price history from 2013 to 2025, chart by Momentum Realty
Median sale price in Marina San Pablo Jacksonville, Florida by year (2013 to 2025). Source: Momentum Realty.

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