Monterey At Lake Seminole Condo
Homes for Sale in Seminole, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven by a fairly consistent product: condos built in 2006 and 2007, with a median around 1,960 square feet and a median that sits at $342,500. That works out to roughly $198 per square foot. With only 16 homes in the community and a handful of closings in the current window, individual condition and floor level will move a sale more than any broad market trend.
The posture right now is soft. Median days on market run around 70, and the year-over-year median is down 22.6 percent. That combination — slower absorption and falling comps — tells sellers to price to the current market, not last year's, and gives patient buyers room to negotiate on condition and terms.
Monterey At Lake Seminole Condo right now
🔴 Off the recent peak. The trailing-12-month median ($342K) is down 21.3% from the prior 12 months ($435K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (4 and 3 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monterey At Lake Seminole Condo market snapshot (as of July 15, 2026): the median sale price is about $342K ($198 per sq ft over the trailing 12 months of closed sales), and a median 70 days on market for closed sales. The trailing-12-month median is down 21% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
Monterey At Lake Seminole Condo is a community of 16 homes in Seminole, Pinellas County, built between 2006 and 2007 (median 2006.0), with a median living area of about 1,960 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Monterey At Lake Seminole is a small, single-generation condo community in Seminole, Pinellas County, where the homes are close in age and size, so the story is more about condition and unit specifics than about wide product variety.
Who Monterey At Lake Seminole Condo is best for.
Best for
- Buyers seeking a mid-2000s condo around 1,960 square feet at a median near $342,500
- Owner-occupant buyers who value a small, stable community and are in no rush
- Value-focused buyers willing to negotiate on condition in a soft window
Probably not for
- Buyers who need to resell quickly and count on brisk absorption
- Investors expecting near-term price gains after a 22.6 percent year-over-year decline
- Buyers who want a wide selection of floor plans and price points
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($342K) IS the median in the snapshot above, and the move from 2025 ($435K) IS the -21.3% one-year change.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Monterey At Lake Seminole Condo buying strategy.
If we were buying in Monterey At Lake Seminole Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey At Lake Seminole Condo.
A small, uniform condo pool in a soft window
The defining trait here is scale. With 16 homes total and only four closings in the measured window, this is a thin market. That cuts both ways: a single well-finished sale can lift perceived value, and a single distressed one can drag comps down. Buyers should read each listing on its own merits rather than assume a community-wide number applies cleanly to the unit in front of them.
About 69 percent of homes here carry a homestead exemption, which points to a base of owner-occupants rather than a churn of short-term holds. The uniform build years, 2006 to 2007, mean systems and finishes are broadly of the same era, so the practical differences between units come down to updates, floor level, and views over Lake Seminole.
The location and the amenities are priced into every listing in Monterey At Lake Seminole Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Monterey At Lake Seminole Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.6). Basis: Recent Direction -21.3% year-over-year; Owner Commitment 69% owner-occupied; Pricing Power 85.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small, comps are scarce and each closing carries outsized weight. We track every one of these sales as it happens, so we can tell you whether a list price reflects the current soft window or an older, higher benchmark — and price or negotiate accordingly.
Monterey At Lake Seminole Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monterey At Lake Seminole Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey At Lake Seminole Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monterey At Lake Seminole Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monterey At Lake Seminole Condo home worth?
Get a no-obligation home value based on real comparable sales in Monterey At Lake Seminole Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Monterey At Lake Seminole Condo?
How long do homes in Monterey At Lake Seminole Condo take to sell?
How many homes are in Monterey At Lake Seminole Condo?
What share of Monterey At Lake Seminole Condo is owner-occupied?
When were the homes in Monterey At Lake Seminole Condo built?
Do cash buyers compete in Monterey At Lake Seminole Condo?
Who is the best real estate agent for Monterey At Lake Seminole Condo?
How do I find a top Seminole real estate agent who knows Monterey At Lake Seminole Condo?
Can Momentum Realty connect me with an agent for Monterey At Lake Seminole Condo?
Should you buy in Monterey At Lake Seminole Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (16 streets, ZIP 33772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2013 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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