North Harbor Pace in Pace

North Harbor Pace
Homes for Sale in Pace, FL

Community in Pace · Santa Rosa County
127 homesBuilt 2000–2009
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Pensacola MLS dataFL DOR public recordsUpdated twice daily
Live · North Harbor Pace Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Santa Rosa: 38% (348 of 929)
1 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
81%
Owner-occupied · North Harbor Pace
103 of 127 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · North Harbor Pace
incl. 1% trust or LLC-held · 2% out-of-state
127
Homes in the community
127 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2000
Community established
homes built 2000-2009, median 2003 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

North Harbor Pace is a compact enclave of 127 homes built in a tight window between 2000 and 2009, with the median vintage landing at 2003. When the housing stock is this consistent in age and the median home runs about 2,236 square feet, price is driven less by which street you're on and more by condition and updates. A home that has been kept current will command a premium over one still wearing its original finishes, so the spread here is condition-driven rather than location-driven.

The market posture is balanced at 3.0 months of supply, but the practical reality is thin: just one active listing at this snapshot. That means sellers who bring a well-prepared home face little direct competition, while buyers should be ready to move when something surfaces and shouldn't expect much selection to compare against. With a homestead share of 81.1%, most of these homes are owner-occupied, and turnover tends to be measured — inventory arrives in ones and twos, not waves.

North Harbor Pace Housing Pulse · Momentum Research · as of July 13, 2026

North Harbor Pace right now

🟡 Balanced market. 3.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 13, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Best for

  • Buyers seeking an established home around 2,200+ square feet who value predictable comparables over variety
  • Long-hold owner-occupants comfortable in a low-turnover, primarily homesteaded subdivision
  • Patient buyers willing to wait for the right listing rather than chase a large inventory

Probably not for

  • Buyers who want amenity-driven living such as a pool, clubhouse, or gated common areas
  • Anyone who needs to buy on a tight timeline and requires several homes to compare at once
  • Investors expecting a steady stream of turnover inventory to work with

The market around North Harbor Pace

North Harbor Pace is too small for its own price trend, so here is the market around it.

Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).

ZIP and county figures describe the wider market, not North Harbor Pace specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in North Harbor Pace, Pace

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Homes For Sale Right Now in North Harbor Pace

Live MLS inventory for North Harbor Pace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending North Harbor Pace listings as of 2026-07-03, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.

Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Dixon · Elementary
  • SIMS · Middle
  • Pace · High

Zoned schools reflect the assignments reported on recent North Harbor Pace listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any North Harbor Pace address.

If we were buying in North Harbor Pace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in North Harbor Pace.

Best Buy
Buyers who want an established, single-vintage subdivision with predictable, comparable homes.
Biggest Risk
Inventory is extremely thin, so selection is limited and waiting is likely.
Sweet Spot
A well-updated early-2000s home around the 2,236-sqft median.
Avoid If
You need community amenities or a wide menu of homes to choose from.

A uniform vintage in a low-turnover pocket

The defining trait here is consistency. Homes were built across a single decade, the median sits at 2003, and the median living area is roughly 2,236 square feet. That uniformity is useful for pricing — comparables are genuinely comparable — but it also means differentiation comes down to what an owner has done inside. Roofs, HVAC, kitchens, and baths from the original build era are now at the age where updates matter to value, so buyers should budget for inspection and read each home's maintenance history closely.

No community amenities were identified from current MLS listings, so this is a straightforward residential subdivision rather than an amenitized development. That keeps carrying costs simpler and puts the emphasis squarely on the house itself and its location within Pace. With an 81.1% homestead share and only one home active, expect a quiet, low-inventory market where patience is part of the strategy on both sides.

The location and the amenities are priced into every listing in North Harbor Pace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a subdivision this thin on inventory, timing and preparation do the heavy lifting. We track North Harbor Pace closely enough to flag a listing the moment it appears and to price a sale against a genuinely narrow set of comparables. Because value here turns on condition, we help sellers target the updates that actually move a number and help buyers separate a well-maintained home from one carrying deferred work.

North Harbor Pace in 15 seconds.

Best forBuyers who want an established, single-vintage subdivision with predictable, comparable homes.
Biggest advantageUniform stock makes pricing and comparison straightforward.
Biggest riskInventory is extremely thin, so selection is limited and waiting is likely.
Sweet spotA well-updated early-2000s home around the 2,236-sqft median.
Avoid ifYou need community amenities or a wide menu of homes to choose from.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed North Harbor Pace sales matched to your home.

What is your North Harbor Pace home worth?

Get a no-obligation home value based on real comparable sales in North Harbor Pace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in North Harbor Pace on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,148/mo
Santa Rosa County typical true cost to own
$204/mo
Santa Rosa County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

North Harbor Market Scorecard

Buyer-Leaning Market (limited data)

North Harbor is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$299,900
Median sold
$158
Per sqft
n/a
Days on mkt
0/1/5
Active/Pend/Sold

Typical home value in the 32571 ZIP is $329,965, about 26.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is North Harbor Pace a buyer's or seller's market right now?
As of July 13, 2026, North Harbor Pace is roughly balanced: 3.0 months of supply at the current sales pace (Pensacola MLS live counts).
How many homes are in North Harbor Pace?
The Florida DOR 2025 assessment roll shows 127 homes in North Harbor Pace (public records).
What share of North Harbor Pace is owner-occupied?
81% of North Harbor Pace parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in North Harbor Pace built?
Homes in North Harbor Pace were built between 2000 and 2009, with a median year built of 2003 (FL DOR 2025 roll).
Who is the best real estate agent for North Harbor Pace?
The best agent for North Harbor Pace is one who actively works Pace and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for North Harbor Pace.
How do I find a top Pace real estate agent who knows North Harbor Pace?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows North Harbor Pace and the wider Pace area.
Can Momentum Realty connect me with an agent for North Harbor Pace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your North Harbor Pace purchase or sale - no call center and no pressure.
Buyers seeking an established home around 2,200+ square feet who value predictable comparables over varietyExcellent fit
Long-hold owner-occupants comfortable in a low-turnover, primarily homesteaded subdivisionExcellent fit
Patient buyers willing to wait for the right listing rather than chase a large inventoryExcellent fit
Buyers who want amenity-driven living such as a pool, clubhouse, or gated common areasProbably not
Anyone who needs to buy on a tight timeline and requires several homes to compare at onceProbably not
Investors expecting a steady stream of turnover inventory to work withProbably not

Nearby Communities

Explore more neighborhoods near North Harbor Pace with Momentum Realty’s local guides.

AAbernathyPace, FL · 0.2 miWGWillow GlenPace, FL · 0.3 miBPBerry Place PacePace, FL · 0.4 miTBTerra Bella PacePace, FL · 0.4 miAPArbor Place PacePace, FL · 0.5 miHHammersmithPace, FL · 0.5 miAPAutumn PinesPace, FL · 0.7 miSCSaddle Club EstatesPace, FL · 0.8 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: July 3, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesPensacola MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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