North Harbor
Homes for Sale in Pace, FL
All 284 homes for sale in Pace, FL · median $385,908 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Levin Rinke Realty · via Pensacola MLS
As of September 2026, North Harbor in Pace, FL has 1 home for sale. Homes listed or recently sold were built 2000–2004; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 162 ft).
North Harbor Pace is a compact enclave of 127 homes built in a tight window between 2000 and 2009, with the median vintage landing at 2003. When the housing stock is this consistent in age and the median home runs about 2,236 square feet, price is driven less by which street you're on and more by condition and updates. A home that has been kept current will command a premium over one still wearing its original finishes, so the spread here is condition-driven rather than location-driven.
The market posture is balanced at 3.0 months of supply, but the practical reality is thin: just one active listing at this snapshot. That means sellers who bring a well-prepared home face little direct competition, while buyers should be ready to move when something surfaces and shouldn't expect much selection to compare against. With a homestead share of 81.1%, most of these homes are owner-occupied, and turnover tends to be measured — inventory arrives in ones and twos, not waves.
North Harbor right now
🟡 Balanced market. 3.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 22, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
North Harbor Pace is a small, established subdivision of early-2000s homes in Pace, Santa Rosa County, where the housing stock is uniform enough that condition — not floorplan variety — tends to separate one sale from the next.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of North Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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North HarborPhotos from Pensacola MLS listings in North Harbor; content deemed reliable but not guaranteed.
Who North Harbor is best for.
Best for
- Buyers seeking an established home around 2,200+ square feet who value predictable comparables over variety
- Long-hold owner-occupants comfortable in a low-turnover, primarily homesteaded subdivision
- Patient buyers willing to wait for the right listing rather than chase a large inventory
Probably not for
- Buyers who want amenity-driven living such as a pool, clubhouse, or gated common areas
- Anyone who needs to buy on a tight timeline and requires several homes to compare at once
- Investors expecting a steady stream of turnover inventory to work with
The market around North Harbor
North Harbor is too small for its own price trend, so here is the market around it.
Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).
ZIP and county figures describe the wider market, not North Harbor specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in North Harbor, Pace
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Homes For Sale Right Now in North Harbor
Live MLS inventory for North Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending North Harbor listings as of 2026-09-21, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Every Home for Sale in North Harbor Pace Right Now (2)
All 2 active and pending North Harbor Pace listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3931 Andershot St · $394,900 · 4 bd / 2 ba · listed Aug 15, 2026 · listed by EXP Realty, LLC
- 3933 Harbors Port St · $298,200 · 3 bd / 2 ba · listed Jul 7, 2026 · listed by REMAX Select Partners
North Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dixon · Elementary
- SIMS · Middle
- Pace · High
Zoned schools reflect the assignments reported on recent North Harbor listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any North Harbor address.
Shop the zone: Homes zoned for Pace High School
The North Harbor buying strategy.
If we were buying in North Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in North Harbor.
A uniform vintage in a low-turnover pocket
The defining trait here is consistency. Homes were built across a single decade, the median sits at 2003, and the median living area is roughly 2,236 square feet. That uniformity is useful for pricing — comparables are genuinely comparable — but it also means differentiation comes down to what an owner has done inside. Roofs, HVAC, kitchens, and baths from the original build era are now at the age where updates matter to value, so buyers should budget for inspection and read each home's maintenance history closely.
No community amenities were identified from current MLS listings, so this is a straightforward residential subdivision rather than an amenitized development. That keeps carrying costs simpler and puts the emphasis squarely on the house itself and its location within Pace. With an 81.1% homestead share and only one home active, expect a quiet, low-inventory market where patience is part of the strategy on both sides.
The location and the amenities are priced into every listing in North Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this thin on inventory, timing and preparation do the heavy lifting. We track North Harbor Pace closely enough to flag a listing the moment it appears and to price a sale against a genuinely narrow set of comparables. Because value here turns on condition, we help sellers target the updates that actually move a number and help buyers separate a well-maintained home from one carrying deferred work.
North Harbor in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a North Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed North Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in North Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your North Harbor home worth?
Get a no-obligation home value based on real comparable sales in North Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Pace →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
35% of homes for sale in ZIP 32571 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).
North Harbor Market Scorecard
North Harbor is currently a buyer-leaning market (limited data). About 8.0 months of supply, a median asking price of $346,550, and homes go under contract in about 52.0 days.
Typical home value in the 32571 ZIP is $330,382, about 25.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is North Harbor a buyer's or seller's market right now?
How many homes are in North Harbor?
What share of North Harbor is owner-occupied?
When were the homes in North Harbor built?
Who is the best real estate agent for North Harbor?
How do I find a top Pace real estate agent who knows North Harbor?
Can Momentum Realty connect me with an agent for North Harbor?
Where is North Harbor, and what county is it in?
Should you buy in North Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: September 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how North Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
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