Terra Bella in Pace

Terra Bella
Homes for Sale in Pace, FL

All 284 homes for sale in Pace, FL · median $385,908 · Santa Rosa County homes for sale

Community in Pace · Santa Rosa County
74 homesBuilt 2010–2016
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Photo courtesy of Coastal Realty Partners · via Pensacola MLS

Built fromLive Pensacola MLS dataFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 2015–2016; 4 of 4 report an HOA (median $17/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 163 ft). Terra Bella is a community in Pace, Santa Rosa County, FL. Across Pace as a whole, 338 homes closed in the last 12 months at a median of $374,902, 55 median days on market, with 48 homes for sale today. At that median and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $4,800 ($4,300 with the full homestead exemption).

Live · Terra Bella Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
76%
Owner-occupied · Terra Bella
56 of 74 parcels homesteaded (FL DOR 2025)
24%
Non-owner-occupied · Terra Bella
incl. 1% trust or LLC-held · 8% out-of-state
74
Homes in the community
74 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2010
Community established
homes built 2010-2016, median 2015 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Terra Bella Pace is a compact subdivision of 74 homes built in a tight window between 2010 and 2016, with the median home dating to 2015. That construction era matters more than any single stat here: you are looking at homes young enough to avoid major systems replacement in the near term, but past the brand-new premium. Price in this pocket is driven by condition and updates rather than age spread, because the housing stock is so uniform. A median living area of 2,154 square feet tells you these are mid-sized homes, and the differences you pay for come down to lot, finish level, and how well a given house has been kept.

As of July 13, 2026, there are no active listings in Terra Bella Pace. For a seller, that means no direct competition inside the community the moment you list — an advantage, but one that also leaves you without a fresh local comp to anchor pricing, so recent sales and homes in the wider Pace market do the work. For a buyer, it means patience: you cannot tour what is not for sale, and with a homestead share of about 76%, most of these homes are owner-occupied and turn over slowly rather than trading as rentals or flips.

Nearby homes for sale

No active listings inside Terra Bella right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

5045 Serry Ln
$715K · 0.1 mi away
5 bd · 4 ba · 4,334 sqft
5045 Serry Ln
Listed by Levin Rinke Realty
5055 Serry Ln
$300K · 0.1 mi away
3 bd · 3 ba · 2,686 sqft
5055 Serry Ln
Listed by Connell & Company Realty Inc.
5097 Hamilton Ln
$429K · 0.2 mi away
3 bd · 2 ba · 2,018 sqft
5097 Hamilton Ln
Listed by Levin Rinke Realty
5110 Chumuckla Hwy
$699K · 0.2 mi away
4 bd · 3 ba · 2,434 sqft
5110 Chumuckla Hwy
Listed by Woodlands & Homes, LLC
4075 Charles Cir
$160K · 0.3 mi away
3 bd · 2 ba · 988 sqft
4075 Charles Cir
Listed by COTTON REAL ESTATE
3867 Adams Rd
$320K · 0.4 mi away
3 bd · 2 ba · 1,740 sqft
3867 Adams Rd
Listed by Levin Rinke Realty

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A small, single-era neighborhood in Pace where the homes are close in vintage and size, so what separates one sale from the next is upkeep and finish rather than square footage or age.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a home built in the 2010s with predictable systems and are comfortable waiting for the right listing
  • Owner-occupant buyers seeking a mid-sized home around 2,154 square feet in a small, low-turnover subdivision
  • Sellers who value having no in-community competition at listing and will price against wider Pace comps

Probably not for

  • Buyers who need to choose from multiple active listings right now
  • Buyers set on amenity-driven communities with a pool, clubhouse, or shared facilities
  • Investors targeting rental-heavy neighborhoods with frequent turnover

The market around Terra Bella

Terra Bella is too small for its own price trend, so here is the market around it.

Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).

ZIP and county figures describe the wider market, not Terra Bella specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Terra Bella, Pace

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-08)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Terra Bella today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terra Bella.

Best Buy
Buyers who want a consistent, mid-sized home in a small Pace subdivision and are willing to wait for inventory.
Biggest Risk
With no active listings and slow turnover, both buying in and pricing a sale require patience and outside comps.
Sweet Spot
A well-kept home near the 2015 median vintage and roughly 2,154 square feet, priced against fresh Pace comps.
Avoid If
You need amenities like a pool or clubhouse, or you want to choose from several homes today.

A uniform book of homes

With 74 homes and no amenities identified from current MLS listings, Terra Bella Pace reads as a straightforward residential subdivision rather than a lifestyle community. There is no pool, clubhouse, or amenity fee doing the selling for you — the house itself carries the value. That tends to keep carrying costs simpler and puts the emphasis on the interior and the lot when you evaluate a listing.

The roughly 76% homestead share signals a community held largely by owner-occupants, which historically correlates with steadier upkeep and slower turnover. Combined with the narrow build range, that gives buyers a predictable product: you generally know what era of construction, roughly what size, and what kind of maintenance timeline you are stepping into. The trade-off is limited selection — when nothing is listed, as is the case now, you wait for the right door to open rather than choose from several.

The location and the amenities are priced into every listing in Terra Bella. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With zero active listings, Terra Bella Pace is a market you have to work rather than shop. We track this neighborhood's turnover directly and lean on recent Pace and Santa Rosa County comps to price a home fairly when there is no in-community listing to reference. For buyers, that means we can flag a home before it hits the feed; for sellers, it means we set a number grounded in real transactions, not guesswork.

Terra Bella in 15 seconds.

Best forBuyers who want a consistent, mid-sized home in a small Pace subdivision and are willing to wait for inventory.
Biggest advantageA uniform build era and high owner-occupancy make condition, not guesswork, the main variable.
Biggest riskWith no active listings and slow turnover, both buying in and pricing a sale require patience and outside comps.
Sweet spotA well-kept home near the 2015 median vintage and roughly 2,154 square feet, priced against fresh Pace comps.
Avoid ifYou need amenities like a pool or clubhouse, or you want to choose from several homes today.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Terra Bella homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Terra Bella.
In short
  • HOA dues reported around $17/month · median of 32 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $17 per month — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terra Bella sales matched to your home.

What is your Terra Bella home worth?

Get a no-obligation home value based on real comparable sales in Terra Bella, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Pace →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,192/mo
Santa Rosa County typical true cost to own
$204/mo
Santa Rosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Terra Bella Market Scorecard

Buyer-Leaning Market (limited data)

Terra Bella is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$306,450
Median sold
$167
Per sqft
n/a
Days on mkt
0/0/4
Active/Pend/Sold

Typical home value in the 32571 ZIP is $330,382, about 25.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in Terra Bella?
The Florida DOR 2025 assessment roll shows 74 homes in Terra Bella (public records).
What share of Terra Bella is owner-occupied?
76% of Terra Bella parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Terra Bella built?
Homes in Terra Bella were built between 2010 and 2016, with a median year built of 2015 (FL DOR 2025 roll).
Who is the best real estate agent for Terra Bella?
The best agent for Terra Bella is one who actively works Pace and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Terra Bella.
How do I find a top Pace real estate agent who knows Terra Bella?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Terra Bella and the wider Pace area.
Can Momentum Realty connect me with an agent for Terra Bella?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Terra Bella purchase or sale - no call center and no pressure.
Where is Terra Bella, and what county is it in?
Terra Bella is in Pace, Santa Rosa County, FL.
Buyers who want a home built in the 2010s with predictable systems and are comfortable waiting for the right listingExcellent fit
Owner-occupant buyers seeking a mid-sized home around 2,154 square feet in a small, low-turnover subdivisionExcellent fit
Sellers who value having no in-community competition at listing and will price against wider Pace compsExcellent fit
Buyers who need to choose from multiple active listings right nowProbably not
Buyers set on amenity-driven communities with a pool, clubhouse, or shared facilitiesProbably not
Investors targeting rental-heavy neighborhoods with frequent turnoverProbably not

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: September 20, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesPensacola MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.

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