Palm Cay
Homes for Sale in Florida City, FL
All 91 homes for sale in Florida City, FL · median $374,990 · 84 townhomes for sale in Florida City · 172 homes for sale in 33034 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via MIAMI MLS
As of October 2026, Palm Cay in Florida City, FL has 12 homes for sale and 13 pending, asking from $392,000 to $464,990 (median $429,500). Over the 12 months ending 2026-09-20, 54 recorded sales closed at a median of $378,750, $269 per square foot, a median 29 days on market, sellers accepting 96% of original asking (-6% versus the prior year). Homes listed or recently sold were built 2025–2026 with 25 new construction; 25 of 25 report an HOA (median $158/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $6,660 ($5,950 with the full homestead exemption).
| Location | Florida City, Miami-Dade County, FL · ZIP 33034 |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Sale prices, last 12 months | $378,750 median across 54 closed sales · $269 per sq ft · -5.5% vs the prior 12 months |
| Days on market (closed sales) | 29 median |
| For sale right now | 11 active, 14 pending · median asking $430,000 |
Data as of September 20, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2023 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palm Cay key facts,” movewithmomentum.com/neighborhoods/palm-cay, data as of September 20, 2026.
Last 30 days in Palm Cay: 7 new listings (median asking $456,990), 13 under contract right now. As of September 23, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Palm Cay
Live MLS inventory for Palm Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Palm Cay listings as of 2026-09-23, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2023 through 2026. Tap any home to ask about it.
Every Home for Sale in Palm Cay Right Now (25)
All 25 active and pending Palm Cay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 433 NE 15 Street · $430,000 · 4 bd / 3 ba · pending · listed Sep 3, 2026 · listed by D.R. Horton Realty of Southeast
- 511 NE 15 Street · $404,000 · 3 bd / 3 ba · pending · listed Sep 3, 2026 · listed by D.R. Horton Realty of Southeast
- 469 NE 15 Street · $464,990 · 3 bd / 3 ba · listed Aug 26, 2026 · listed by D.R. Horton Realty of Southeast
- 457 NE 15 Street · $456,990 · 3 bd / 3 ba · listed Aug 26, 2026 · listed by D.R. Horton Realty of Southeast
- 439 NE 15 Street · $456,990 · 3 bd / 3 ba · listed Aug 26, 2026 · listed by D.R. Horton Realty of Southeast
- 445 NE 15 Street · $402,000 · 3 bd / 3 ba · listed Aug 26, 2026 · listed by D.R. Horton Realty of Southeast
- 510 NE 14 Terrace · $399,000 · 3 bd / 3 ba · pending · listed Aug 24, 2026 · listed by D.R. Horton Realty of Southeast
- 463 NE 15 Street · $402,000 · 3 bd / 3 ba · pending · listed Aug 21, 2026 · listed by D.R. Horton Realty of Southeast
- 421 NE 15 Street · $461,990 · 3 bd / 3 ba · listed Aug 19, 2026 · listed by D.R. Horton Realty of Southeast
- 427 NE 15 Street · $452,990 · 3 bd / 3 ba · listed Aug 19, 2026 · listed by D.R. Horton Realty of Southeast
- 502 NE 14 Terrace · $430,000 · 3 bd / 3 ba · listed Aug 19, 2026 · listed by D.R. Horton Realty of Southeast
- 523 NE 15 Street · $464,990 · 3 bd / 3 ba · pending · listed Aug 17, 2026 · listed by D.R. Horton Realty of Southeast
- 475 NE 15 Street · $461,990 · 3 bd / 3 ba · pending · listed Aug 17, 2026 · listed by D.R. Horton Realty of Southeast
- 493 NE 15 Street · $407,000 · 3 bd / 3 ba · pending · listed Aug 17, 2026 · listed by D.R. Horton Realty of Southeast
- 481 NE 15 Street · $402,000 · 3 bd / 3 ba · pending · listed Aug 17, 2026 · listed by D.R. Horton Realty of Southeast
- 517 NE 15 Street · $402,000 · 3 bd / 3 ba · pending · listed Aug 17, 2026 · listed by D.R. Horton Realty of Southeast
- 499 NE 15 Street · $449,990 · 3 bd / 3 ba · pending · listed Aug 13, 2026 · listed by D.R. Horton Realty of Southeast
- 1595 NE 4 Avenue · $392,000 · 3 bd / 3 ba · listed Aug 12, 2026 · listed by D.R. Horton Realty of Southeast
- 512 NE 14 Terrace · $448,990 · 3 bd / 3 ba · pending · listed Aug 10, 2026 · listed by D.R. Horton Realty of Southeast
- 508 NE 14 Terrace · $429,000 · 4 bd / 3 ba · listed Jul 30, 2026 · listed by D.R. Horton Realty of Southeast
- 1423 NE 4 Avenue · $403,000 · 3 bd / 3 ba · listed Jul 7, 2026 · listed by D.R. Horton Realty of Southeast
- 1301 NE 4 Avenue · $422,000 · 3 bd / 3 ba · listed Jul 2, 2026 · listed by D.R. Horton Realty of Southeast
- 383 NE 16 Street · $392,000 · 3 bd / 3 ba · listed Jul 2, 2026 · listed by D.R. Horton Realty of Southeast
- 518 NE 14 Terrace · $430,000 · 4 bd / 3 ba · pending · listed Jul 2, 2026 · listed by D.R. Horton Realty of Southeast
- 506 NE 14 Terrace · $404,000 · 3 bd / 3 ba · pending · listed Jul 2, 2026 · listed by D.R. Horton Realty of Southeast
Palm Cay is pricing at a median of $384,750, with price per square foot at $270.65 — a level that reads as condition- and size-driven rather than amenity-driven, since current MLS listings don't surface a defined amenity package here. That combination suggests buyers are paying primarily for the unit itself, not for a lifestyle add-on, which is worth knowing before you assume a premium for shared facilities.
The math right now favors buyers willing to negotiate. A median of 35 days on market paired with pricing down 4.1% year over year points to a market that has softened from where it was, and 58 closings in the window shows there's enough transaction volume to read the trend as real rather than noise. Sellers here should price to the current data, not last year's; buyers have room to negotiate on terms and timeline.
Palm Cay right now
🟡 Off the recent peak. The trailing-12-month median ($379K) is down 5.5% from the prior 12 months ($401K).Momentum Research, record-level MIAMI MLS closed sales, 12-month windows ending September 20. Confidence: Very High (54 and 61 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Palm Cay market snapshot (as of September 20, 2026): the median sale price is about $379K ($269 per sq ft over the trailing 12 months of closed sales), and a median 29 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level MIAMI MLS closed sales (54 closings in the current window).
In ZIP 33034 (Florida City), 373 homes closed in the last 12 months at a median of $395K ($263/sq ft), down 0.4% year over year, with a median 52 days on market. Right now 239 active and 86 pending listings — a balanced market. See the live ZIP 33034 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 107 homes in Palm Cay that have changed hands since 2023, built between 2023 and 2026 (median 2023), with a median living area of about 1,448 sq ft and a typical 3-bedroom, 3-bath layout; 100% are townhomes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Palm Cay is a Miami-Dade community where value is currently tracking below year-ago levels, with pricing that appears to reflect unit condition and size more than any advertised community amenity set.
The setting & the homes.
Aerial and on-site photos of Palm Cay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Palm CayPhotos from MIAMI MLS listings in Palm Cay; content deemed reliable but not guaranteed.
Who Palm Cay is best for.
Best for
- Buyers prioritizing price per square foot over amenity access
- Buyers comfortable negotiating in a softening, buyer-leaning market
- Buyers planning to evaluate each unit on its individual condition and value
Probably not for
- Buyers who want a confirmed clubhouse, pool, or recreational amenity package upfront
- Sellers expecting to price at last year's levels
- Buyers wanting a fast, competitive-offer environment
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level MIAMI MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($379K) IS the median in the snapshot above, and the move from 2025 ($401K) IS the -5.5% one-year change.
Windows contain 9 to 61 sales each (54 in the current window); every figure carries its sample size. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2023 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Miami-Dade County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Miami-Dade County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
52% of homes for sale in Palm Cay are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Palm Cay Market Scorecard
Palm Cay is currently a balanced market., a median asking price of $430,000, and homes go under contract in about 28 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: MIAMI MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
The Palm Cay buying strategy.
If we were buying in Palm Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Cay.
What the numbers are actually saying
At $270.65 per square foot and a median price of $384,750, Palm Cay sits in a price band where the spread between move-in-ready units and those needing work likely explains most of the variation buyers will see touring the market. Without a documented amenity package in current listings, don't assume a clubhouse or pool premium is baked into asking prices — negotiate on the unit's own merits.
The 4.1% year-over-year decline is the headline figure sellers need to plan around. A median 35-day time on market isn't a fire sale, but it's not a tight, competitive window either — it gives serious buyers leverage on price and closing terms, and it tells sellers that overpricing against last year's numbers will simply extend their days on market further.
The location and the amenities are priced into every listing in Palm Cay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where amenities aren't clearly documented and pricing is trending down year over year, the value of local, current data matters more than usual. We pull the actual comparables, track the 58-closing window that defines this cycle, and negotiate against what's happening now — not what Palm Cay looked like a year ago.
Palm Cay in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $158/month (about $1,896/yr) · median of 76 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $158 per month ($1,896 a year) — the median AssociationFee across 76 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palm Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Cay home worth?
Get a no-obligation home value based on real comparable sales in Palm Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Florida City →
Recently off market in Palm Cay
Homes in Palm Cay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1411 NE 4 Avenue · off market
- 1462 NE 4 Avenue · off market
Frequently Asked Questions
What is the median home price in Palm Cay?
How long do homes in Palm Cay take to sell?
Who is the best real estate agent for Palm Cay?
How do I find a top Florida City real estate agent who knows Palm Cay?
Can Momentum Realty connect me with an agent for Palm Cay?
Where is Palm Cay, and what county is it in?
Should you buy in Palm Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: September 23, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2023 (171 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the MIAMI MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Palm Cay fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Palm Cay
- Home values · What homes in Palm Cay actually sell for
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