Palm Cay
Homes for Sale in Florida City, FL
All 95 homes for sale in Florida City, FL · median $371,500 · 89 townhomes for sale in Florida City · 184 homes for sale in 33034 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via MIAMI MLS
As of November 2026, Palm Cay in Florida City, FL has 10 homes for sale and 8 pending, asking from $378,990 to $415,990 (median $384,990). Over the 12 months ending 2026-11-10, 20 recorded sales closed at a median of $382,490, $268 per square foot, a median 25 days on market, sellers accepting 91% of original asking. Homes listed or recently sold were built 2025–2026 with 18 new construction; 18 of 18 report an HOA (median $158/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $6,730 ($6,020 with the full homestead exemption).
Last 30 days in Palm Cay: 4 new listings (median asking $384,990), 8 under contract right now. As of November 11, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Palm Cay
Live MLS inventory for Palm Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 150 daysTop listing
Active · 1 days
Active · 44 days
Active · 91 days
Active · 1 days
Active · 1 days
Active · 200 days
Active · 139 days
Active · 1 days
Active · 51 daysActive and pending Palm Cay listings as of 2026-11-11, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Tap any home to ask about it.
Palm Cay is pricing at a median of $384,750, with price per square foot at $270.65 — a level that reads as condition- and size-driven rather than amenity-driven, since current MLS listings don't surface a defined amenity package here. That combination suggests buyers are paying primarily for the unit itself, not for a lifestyle add-on, which is worth knowing before you assume a premium for shared facilities.
The math right now favors buyers willing to negotiate. A median of 35 days on market paired with pricing down 4.1% year over year points to a market that has softened from where it was, and 58 closings in the window shows there's enough transaction volume to read the trend as real rather than noise. Sellers here should price to the current data, not last year's; buyers have room to negotiate on terms and timeline.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Palm Cay right now
🟡 Balanced market. 6.0 months of supply and 44% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of MIAMI MLS records, as of November 10, 2026. Confidence: Very High (18 active and pending listings, 20 closed sales in 12 months).
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· Updated November 12, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Palm Cay market snapshot (as of November 10, 2026): the median sale price is about $382K ($268 per sq ft over the trailing 12 months of closed sales), a median 26 days on market for closed sales, and 6.0 months of supply, a balanced market.
In ZIP 33034 (Florida City), 120 homes closed in the last 12 months at a median of $382K ($256/sq ft), with a median 37 days on market. Right now 132 active and 71 pending listings put supply at about 13.2 months — a balanced market. See the live ZIP 33034 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 119 homes in Palm Cay that have changed hands since 2023, built between 2023 and 2026 (median 2023), with a median living area of about 1,448 sq ft and a typical 3-bedroom, 3-bath layout; 100% are townhomes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Palm Cay is a Miami-Dade community where value is currently tracking below year-ago levels, with pricing that appears to reflect unit condition and size more than any advertised community amenity set.
The setting & the homes.
Aerial and on-site photos of Palm Cay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Palm CayPalm CayPalm CayPalm CayPalm CayPalm CayPalm CayPalm CayPhotos from MIAMI MLS listings in Palm Cay; content deemed reliable but not guaranteed.
Who Palm Cay is best for.
Best for
- Buyers prioritizing price per square foot over amenity access
- Buyers comfortable negotiating in a softening, buyer-leaning market
- Buyers planning to evaluate each unit on its individual condition and value
Probably not for
- Buyers who want a confirmed clubhouse, pool, or recreational amenity package upfront
- Sellers expecting to price at last year's levels
- Buyers wanting a fast, competitive-offer environment
The Palm Cay buying strategy.
If we were buying in Palm Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Cay.
What the numbers are actually saying
At $270.65 per square foot and a median price of $384,750, Palm Cay sits in a price band where the spread between move-in-ready units and those needing work likely explains most of the variation buyers will see touring the market. Without a documented amenity package in current listings, don't assume a clubhouse or pool premium is baked into asking prices — negotiate on the unit's own merits.
The 4.1% year-over-year decline is the headline figure sellers need to plan around. A median 35-day time on market isn't a fire sale, but it's not a tight, competitive window either — it gives serious buyers leverage on price and closing terms, and it tells sellers that overpricing against last year's numbers will simply extend their days on market further.
The location and the amenities are priced into every listing in Palm Cay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where amenities aren't clearly documented and pricing is trending down year over year, the value of local, current data matters more than usual. We pull the actual comparables, track the 58-closing window that defines this cycle, and negotiate against what's happening now — not what Palm Cay looked like a year ago.
Palm Cay in 15 seconds.
Tools for a Palm Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Cay home worth?
Get a no-obligation home value based on real comparable sales in Palm Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Florida City →
Recently off market in Palm Cay
Homes in Palm Cay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 14 on record.
- 1411 NE 4 Avenue · off market
- 1462 NE 4 Avenue · off market
- 475 NE 15 Street · off market
- 481 NE 15 Street · off market
- 493 NE 15 Street · off market
- 499 NE 15 Street · off market
- 506 NE 14 Terrace · off market
- 508 NE 14 Terrace · off market
| Location | Florida City, Miami-Dade County, FL · ZIP 33034 |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Sale prices, last 12 months | $382,490 median across 20 closed sales · $268 per sq ft |
| Days on market (closed sales) | 25 median |
| For sale right now | 10 active, 8 pending · median asking $384,990 · 6.0 months of supply |
Data as of November 10, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palm Cay key facts,” movewithmomentum.com/neighborhoods/palm-cay, data as of November 10, 2026.
Just listed in Palm Cay
The newest homes for sale in Palm Cay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1481 NE 5 Court $410,990 · 3 bd · 3 ba · 1,456 sq ft · listed Nov 10, 2026 Courtesy of D.R. Horton Realty of Southeast
- 1465 NE 5 Court $384,990 · 3 bd · 3 ba · 1,382 sq ft · listed Nov 10, 2026 Courtesy of D.R. Horton Realty of Southeast
- 1473 NE 5 Court $384,990 · 3 bd · 3 ba · 1,382 sq ft · listed Nov 10, 2026 Courtesy of D.R. Horton Realty of Southeast
- 1441 NE 5 Court $380,990 · 3 bd · 3 ba · 1,460 sq ft · listed Nov 10, 2026 Courtesy of D.R. Horton Realty of Southeast
- 469 NE 15 Street $408,990 · 3 bd · 3 ba · 1,456 sq ft · listed Sep 28, 2026 Courtesy of D.R. Horton Realty of Southeast
- 421 NE 15 Street $378,990 · 3 bd · 3 ba · 1,460 sq ft · listed Sep 21, 2026 Courtesy of D.R. Horton Realty of Southeast
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Palm Cay Right Now (18)
All 18 active and pending Palm Cay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1481 NE 5 Court · $410,990 · 3 bd / 3 ba · listed Nov 3, 2026 · listed by D.R. Horton Realty of Southeast
- 1465 NE 5 Court · $384,990 · 3 bd / 3 ba · listed Nov 3, 2026 · listed by D.R. Horton Realty of Southeast
- 1473 NE 5 Court · $384,990 · 3 bd / 3 ba · listed Nov 3, 2026 · listed by D.R. Horton Realty of Southeast
- 1441 NE 5 Court · $380,990 · 3 bd / 3 ba · listed Nov 3, 2026 · listed by D.R. Horton Realty of Southeast
- 1449 NE 5 Court · $384,990 · 3 bd / 3 ba · pending · listed Nov 3, 2026 · listed by D.R. Horton Realty of Southeast
- 433 NE 15 Street · $430,000 · 4 bd / 3 ba · pending · listed Sep 3, 2026 · listed by D.R. Horton Realty of Southeast
- 469 NE 15 Street · $408,990 · 3 bd / 3 ba · listed Aug 26, 2026 · listed by D.R. Horton Realty of Southeast
- 457 NE 15 Street · $390,990 · 3 bd / 3 ba · pending · listed Aug 26, 2026 · listed by D.R. Horton Realty of Southeast
- 439 NE 15 Street · $390,990 · 3 bd / 3 ba · pending · listed Aug 26, 2026 · listed by D.R. Horton Realty of Southeast
- 445 NE 15 Street · $382,990 · 3 bd / 3 ba · pending · listed Aug 26, 2026 · listed by D.R. Horton Realty of Southeast
- 463 NE 15 Street · $402,000 · 3 bd / 3 ba · pending · listed Aug 21, 2026 · listed by D.R. Horton Realty of Southeast
- 421 NE 15 Street · $378,990 · 3 bd / 3 ba · listed Aug 19, 2026 · listed by D.R. Horton Realty of Southeast
- 502 NE 14 Terrace · $408,990 · 3 bd / 3 ba · pending · listed Aug 19, 2026 · listed by D.R. Horton Realty of Southeast
- 427 NE 15 Street · $382,990 · 3 bd / 3 ba · pending · listed Aug 19, 2026 · listed by D.R. Horton Realty of Southeast
- 1301 NE 4 Avenue · $415,990 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by D.R. Horton Realty of Southeast
- 1595 NE 4 Avenue · $385,990 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by D.R. Horton Realty of Southeast
- 383 NE 16 Street · $383,990 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by D.R. Horton Realty of Southeast
- 1423 NE 4 Avenue · $380,990 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by D.R. Horton Realty of Southeast
More Florida City home searches
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- Florida City home values: what is my house worth?
- ZIP 33034 housing scorecard
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- NE 3Rd Avenue (59 homes on record)
- NE 12 Street (40 homes on record)
- NE 4 Avenue (20 homes on record)
- NE 5 Court (5 homes on record)
- NE 12Th Street (4 homes on record)
44% of homes for sale in Palm Cay are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
What it really costs to own in Palm Cay
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,720/yr across 18 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $158/month across 20 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2026 across 18 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $542/month (tax $227, HOA $158, insurance $158). An estimate from the sources above, not a quote.
Email me new listings in Palm Cay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Palm Cay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Palm Cay will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Palm Cay?
How long do homes in Palm Cay take to sell?
Is Palm Cay a buyer's or seller's market right now?
Who is the best real estate agent for Palm Cay?
How do I find a top Florida City real estate agent who knows Palm Cay?
Can Momentum Realty connect me with an agent for Palm Cay?
Where is Palm Cay, and what county is it in?
Is Palm Cay a good place to live?
Should you buy in Palm Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending November 10, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-11-10 |
| Historical depth | Closed-sale records back to 2026 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Palm Cay fits the bigger picture — live prices, inventory, and Momentum Scores: