Palmetto Ridge in Lynn Haven

Palmetto Ridge
Homes for Sale in Lynn Haven, FL

Community in Lynn Haven · Bay County · ZIP 32444
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS dataUpdated twice daily

As of November 2026, the MLS records 2 closed sales in Palmetto Ridge in Lynn Haven, FL since 2026, the most recent in November 2026. Across Lynn Haven as a whole, 30 homes closed in the last 12 months at a median of $270,000, 53 median days on market, with 32 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,310 ($2,830 with the full homestead exemption).

Live · Palmetto Ridge Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Palmetto Ridge is not generating enough current MLS activity in Lynn Haven to support a data-driven price narrative right now. There is no median price, no closing count, and no amenity list attached to this snapshot, which itself is the story: this is a community where the numbers have not filled in yet, not one where they have been checked and found empty.

For a buyer or seller, that means going in eyes open. Pricing and terms here will need to be built from individual comparable homes and direct conversation with an agent who can pull recent activity in Lynn Haven and Bay County, not from a headline stat.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Palmetto Ridge right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

112 Cottonwood Circle, Lynn Haven, FL 32444
$600K · 0.3 mi away
4 bd · 3 ba
112 Cottonwood Circle, Lynn Haven, FL 32444
Listed by Secure Real Estate
220 Lakeridge Drive
$375K · 0.3 mi away
3 bd · 2 ba
220 Lakeridge Drive
Listed by Coldwell Banker Realty
3021 Osprey Circle, Panama City, FL 32405
$599K · 0.3 mi away
4 bd · 3 ba
3021 Osprey Circle, Panama City, FL 32405
Listed by Think Real Estate
3017 Osprey Circle, Lynn Haven, FL 32444
$525K · 0.3 mi away
5 bd · 4 ba
3017 Osprey Circle, Lynn Haven, FL 32444
Listed by Scenic Sotheby's International Realty
2515 Johnson Drive
$165K · 0.4 mi away
2 bd · 1 ba
2515 Johnson Drive
Listed by Think Real Estate
2505 Johnson Drive
$165K · 0.4 mi away
2 bd · 2 ba
2505 Johnson Drive
Listed by Coastal Palms Real Estate

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Palmetto Ridge sits in Lynn Haven, Bay County, but current MLS data does not yet support a reliable snapshot of pricing, pace, or shared amenities for the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable evaluating a home on its own merits rather than leaning on community-level pricing data
  • Sellers who want a direct comparable analysis rather than a canned market report
  • Buyers already familiar with Lynn Haven and Bay County who are watching for the next listing to surface

Probably not for

  • Buyers who need a clear median price and days-on-market figure before engaging
  • Sellers expecting a robust list of comparable recent closings to set a listing price
  • Anyone prioritizing a documented amenity package as part of the decision

The market around Palmetto Ridge

Palmetto Ridge is too small for its own price trend, so here is the market around it.

In ZIP 32444, 93 homes are on the market and 19% are under contract — a steady corner of Lynn Haven.

Across Bay County, 2,406 homes are active and 434 pending (15% under contract).

In ZIP 32444 (Lynn Haven), 30 homes closed in the last 12 months at a median of $270K, with a median 53 days on market. Right now 32 active and 4 pending listings put supply at about 12.8 months — a soft market. See the live ZIP 32444 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Palmetto Ridge specifically. Momentum Research analysis of MLS records.

If we were buying in Palmetto Ridge today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palmetto Ridge.

Best Buy
Buyers or sellers willing to move on individual listings rather than aggregate market stats.
Biggest Risk
The thin data means pricing guidance has to come from direct comps, not community-level trends.
Sweet Spot
Best approached with a direct MLS pull and agent conversation before setting price expectations.
Avoid If
Skip this one for now if you need historical pricing trends to make your decision.

A community with no current data trail

As of this snapshot, Palmetto Ridge shows no identified community amenities in current MLS listings and no closing activity substantial enough to establish a median price or typical days on market. That is a statement about listing volume and reporting at this moment, not a judgment on the community itself.

Buyers and sellers should treat this as a signal to dig deeper rather than to draw conclusions. A direct pull of recent Lynn Haven closings, individual home comps, and a conversation about what is actually listed or under contract right now will tell you more than any aggregate figure could.

“

The location and the amenities are priced into every listing in Palmetto Ridge. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community's MLS footprint is this thin, the value of a local agent goes up, not down. We can pull individual listings and recent Lynn Haven activity directly, put Palmetto Ridge in context against nearby Bay County communities, and tell you plainly whether there is enough to act on or whether patience is the smarter play.

Palmetto Ridge in 15 seconds.

Best forBuyers or sellers willing to move on individual listings rather than aggregate market stats.
Biggest advantageLow current MLS competition means less noise to sort through when a home does come up.
Biggest riskThe thin data means pricing guidance has to come from direct comps, not community-level trends.
Sweet spotBest approached with a direct MLS pull and agent conversation before setting price expectations.
Avoid ifSkip this one for now if you need historical pricing trends to make your decision.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palmetto Ridge sales matched to your home.

What is your Palmetto Ridge home worth?

Get a no-obligation home value based on real comparable sales in Palmetto Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers comfortable evaluating a home on its own merits rather than leaning on community-level pricing dataExcellent fit
Sellers who want a direct comparable analysis rather than a canned market reportExcellent fit
Buyers already familiar with Lynn Haven and Bay County who are watching for the next listing to surfaceExcellent fit
Buyers who need a clear median price and days-on-market figure before engagingProbably not
Sellers expecting a robust list of comparable recent closings to set a listing priceProbably not
Anyone prioritizing a documented amenity package as part of the decisionProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 5, 2026)
Under-contract sharesCPAR MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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Housing distress & ownership in Palmetto Ridge, Lynn Haven

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Palmetto Ridge with Momentum Realty’s local guides.

Woodrun (Bay)0.3 mi away · 1 for saleOsprey Cove0.3 mi away · 1 for saleBelaire Estates0.4 mi away · 290 homes, built 1961–21, 2 for saleBelaire Estates U0.4 mi away · 1 for saleRavenwood0.5 mi awayLake Marin0.5 mi away · 137 homes, built 1970–23, 2 for sale

Browse all neighborhood guides →

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One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

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Have a question about the homes, fees, rules or commute here? A Momentum agent who works Palmetto Ridge will answer, and the answer is published on this page for the next buyer.

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