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Peters Creek in Orange Park

Peters Creek
Homes for Sale in Orange Park, FL

Community in Orange Park · Clay County · ZIP 32003
213 homesBuilt 1955–2023Median sale $390K
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Talk to a Peters Creek Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
38/100
Market Heat
Cooler than normal
2014 → 2026 · 81 at the 2022 peak
0 is Peters Creek's coldest market since 2014, 100 its hottest. Today: 38. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Peters Creek Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$390K
Median sold · 12 mo
down 5.6% vs the prior 12 months
-5.6%
1-yr price change
n = 9 and 4 sales in the two windows
$191/sf
Sold $/sqft · 12 mo
peak $203 in 2025
96.5%
Sale vs ask
+146%
T12M median vs 2012
from a $158K median in 2012
Tempo
22days
Median DOM · closed
19 days at the 2022 low
100%
Under contract
Clay: 29% (300 of 1,025)
0 · 0
For sale · pending
live counts, refreshed twice daily
9
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
78%
Owner-occupied · Peters Creek
170 of 219 parcels homesteaded (FL DOR 2025)
22%
Non-owner-occupied · Peters Creek
incl. 3% trust or LLC-held · 3% out-of-state
0%
Cash buyers · Peters Creek
0 of 3 sales, 12 mo ending July 2025
213
Homes in the community
plus 6 vacant residential lots · 219 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1955
Community established
homes built 1955-2023, median 1986 (FL DOR 2025)
1
Failed listings · 2026
peaked at 6 in 2007
1,941sqft
Median sold home size
12-mo windows, closed sales
4.2%/yr
Turnover rate
about 9 of 213 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Peters Creek's 213 homes span a wide build range, 1955 through 2023, with a median year built of 1986 and median living space of 1,930 square feet — so the price story here is less about one architectural era and more about condition and finish level within that spread. The median sits at $390,000, or $191.12 per square foot, and with homestead share at 77.6%, most of this stock is owner-occupied rather than investor-held, which tends to keep turnover tied to life changes rather than trading.

Right now the market posture is thin. Active listings stand at zero, and the trailing window shows just 9 closings with a median 22 days on market — meaning when something does list, it has been moving quickly. Pricing is soft year over year, down 5.6%, even though the community is up 146% since 2012. A heat score of 38 reflects that near-term cooling. For a buyer or seller, that combination — historically strong appreciation, a down year, and no current supply — argues for pricing off the most recent comps rather than the long-run trend line.

Peters Creek Housing Pulse · Momentum Research · as of July 14, 2026

Peters Creek right now

🟡 Off the recent peak. The trailing-12-month median ($390K) is down 5.6% from the prior 12 months ($413K) and up 146% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (9 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Peters Creek market snapshot (as of July 14, 2026): the median sale price is about $390K ($191 per sq ft over the trailing 12 months of closed sales), and a median 22 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months and up 146% since 2012, computed from record-level realMLS closed sales (9 closings in the current window).

Peters Creek is a community of 213 homes in Orange Park, Clay County, built between 1955 and 2023 (median 1986), with a median living area of about 1,930 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Peters Creek is a 213-home Orange Park neighborhood in Clay County with homes built between 1955 and 2023 and a median year built of 1986, giving it a broader mix of vintages than most single-phase subdivisions. No community amenities are identified from current MLS listings, so the draw here is the home and lot rather than shared facilities.

Best for

  • Buyers targeting a price near the $390,000 median who can move quickly once something lists — median time on market is 22 days.
  • Buyers open to a wide range of build years (1955–2023) rather than one narrow construction era.
  • Long-horizon buyers weighing the area's trend since 2012 (up 146%) over last year's softer number.

Probably not for

  • Buyers who need multiple active listings to compare side by side — there are currently zero active listings.
  • Buyers counting on built-in community amenities — none are identified from current MLS listings.
  • Buyers expecting the pace of appreciation to keep matching the long-run trend — price is down 5.6% year over year right now.
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How Peters Creek is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
1 : 0Under contract vs for salestrong demand
9Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Peters Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Peters Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Peters Creek

Live MLS inventory for Peters Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Peters Creek right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Peters Creek / Black Creek water access~1 to 10 min · navigable to the St. Johns
Downtown Green Cove Springs~10 to 20 min · riverfront town and services
Fleming Island shopping~15 to 25 min · north for retail and dining
Orange Park~25 to 35 min · shopping, dining, hospital
Interstate 295 (via Fleming Island)~25 to 35 min · beltway to Jacksonville
First Coast Expressway access~10 to 20 min · regional corridor
Downtown Jacksonville~40 to 55 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Peters Creek Homes for Sale in Green Cove Springs, FL with Momentum Realty’s local guides.

PLThe Preserve at Laurelton Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 0.3 miLBLakes at Bella Lago Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 0.7 miLaurelton Homes for Sale in Green Cove Springs, FLLaurelton Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 0.9 miSHSagebrooke Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 1.4 miSSSaratoga Springs Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 1.4 miSSSilos at Saratoga Springs Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 1.4 miWillow Springs Homes for Sale in Green Cove Springs, FLWillow Springs Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 2.1 miMagnolia West Homes for Sale in Green Cove Springs, FLMagnolia West Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 2.3 miAHAgricola: A 4,000-Home New-Urban Community for Green Cove SpringsJacksonville, FL · 2.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Peters Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Peters Creek is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Peters Creek address.

The takeaway

What is actually moving near Peters Creek, sourced and dated. We do not publish rumor.

Recent Developments in Peters Creek

Our read on what is being built around Peters Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishGreen Cove Springs is one of the fastest-growing parts of the Jacksonville region, with major master plans arriving, while the Peters Creek area itself stays larger-lot and water-oriented.

Saratoga Springs master plan nearby

NeutralNotable impact
SignificanceRadius: Green Cove Springs / Peters Creek

Freehold Communities acquired the Saratoga Springs site, formerly held by Peters Creek Investments, to build a master-planned community with neighborhoods, trails, and parks; nearby growth can lift values but also changes the rural character, so weigh both.

Large lots and navigable water

BullishNotable impact
SignificanceRadius: Peters Creek

Larger wooded homesites with water navigable to the St. Johns are scarce and hard to replicate, a durable draw for buyers who want space and water access; verify the specific parcel's access.

Clay County millage and rural utilities

NeutralNotable impact
SignificanceRadius: Clay County

Property taxes follow Clay County millage on the assessed value, and rural parcels are often on well and septic; read the actual figure and the utility setup for the specific parcel (Clay County Property Appraiser, 2024).

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Peters Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Development

    Saratoga Springs site acquired for a master-planned community

    Freehold Communities acquired the Saratoga Springs site in the Green Cove Springs area, reported around $70 million, to develop a master-planned community of multiple neighborhoods with trails, parks, and amenities, on land previously associated with Peters Creek Investments. Why it matters: Nearby master-planned growth can support values but will change the area's rural character over time; weigh the specific parcel's setting against the coming development. Source

Development alerts for Peters CreekGet a short monthly email when something new is approved, funded, or opens near Peters Creek.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Peters Creek, this is the order of operations we would run, and the one we run for our clients.

1

Verify the exact parcel and acreage. Confirm the lot lines, acreage, and whether the home conveys with water frontage or proximity, since parcels vary widely.

2

Confirm well and septic and any utilities. Verify the water and sewer setup, since most rural Peters Creek parcels are on well and septic.

3

Pull the FEMA flood zone and any wetlands. Given the creek, confirm the flood determination, any wetlands, and how they affect building and insurance.

4

Confirm navigable-water and dock rights. Verify whether the parcel has navigable access to Black Creek and the St. Johns and any dock permitting.

5

Comp parcel-by-parcel. Price the specific parcel on acreage, water access, utilities, and condition against the closest comparable Peters Creek sale, not an area average.

Best Buy
A larger parcel with verified navigable water access, confirmed utilities, and a sound home or buildable site, priced to the land and access.
Biggest Risk
Wetlands or flood limits on a parcel, an aging well or septic system, or overpaying for water access that is not truly navigable.
Best Lot
The land, the acreage, and the water access are the value here; the home is secondary on a rural parcel.
Smart Timing
A rural, land-driven market gives a prepared buyer who has verified the parcel, utilities, and water rights room to negotiate.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Peters Creek is a large-lot, water-oriented area in Green Cove Springs, Clay County, ZIP 32043, where Peters Creek flows to Black Creek and on to the St. Johns River. It is a rural acreage-and-waterfront setting rather than a single platted subdivision, with larger wooded homesites, water reported navigable to the St. Johns, and parcels that vary widely in acreage, utilities, and improvements. Green Cove Springs is a historic riverfront Clay County town growing quickly as master plans like the nearby Saratoga Springs arrive, while the Peters Creek area itself stays larger-lot and rural. The central diligence items are the exact parcel and acreage, well and septic, the FEMA flood zone and any wetlands, navigable-water and dock rights, and the condition of any home.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: wooded interior parcels
$275K to $380K

Wooded parcels set back from the water are the value entry. Confirm acreage, utilities, and any wetlands before you write (third-party context, June 2026, not MLS).

Lowest entry
Mid: larger lots near the water
$380K to $410K

Larger lots with good proximity to the creek are the core here. Acreage, access, and utilities separate these; price on the closest comparable Peters Creek sale.

Most inventory
High: navigable-water frontage parcels
$410K to $440K

Parcels with verified navigable water frontage and dock potential sit at the top. Price each on its acreage, water access, and buildability, not square footage.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$275K to $380K
Entry: wooded interior parcels
Wooded parcels set back from the water are the value entry. Confirm acreage, utilities, and any wetlands before you write (third-party context, June 2026, not MLS).
$380K to $410K
Mid: larger lots near the water
Larger lots with good proximity to the creek are the core here. Acreage, access, and utilities separate these; price on the closest comparable Peters Creek sale.
$410K to $440K
High: navigable-water frontage parcels
Parcels with verified navigable water frontage and dock potential sit at the top. Price each on its acreage, water access, and buildability, not square footage.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Peters Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Peters Creek is about land, acreage, and navigable water in rural Clay County, not amenities. The deal is read in the parcel, the water access, the utilities, and the flood and wetlands picture, not the sticker.

Jon Brooks · Founder, Momentum Realty
6.0B- · Buy Score
Resale Strength6.0/10
Renovation Risk5.8/10
Location Efficiency5.6/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Peters Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The land, the acreage, and the water access are the value; the home is secondary on a rural parcel.
  • Confirm navigable-water and dock rights and the utility setup per parcel.
  • Check the FEMA flood zone and any wetlands before you write.

In a rural, water-oriented area, value comes down to the land, the acreage, and the water access far more than the house. At Peters Creek, the larger wooded parcels and water navigable to the St. Johns are the scarce, durable assets, while well and septic, flood and wetlands limits, and real navigability are the diligence items that make or break a parcel. The honest approach is to verify the parcel, utilities, flood, and water rights, then price the specific parcel on its acreage and access against the closest comparable Peters Creek sale rather than an area average.

Peters Creek in 15 seconds.

Best forBuyers who want a large, wooded lot with creek or navigable river access in Clay County.
Strong onLand and water: larger homesites and water navigable to the St. Johns in a rural setting.
WatchWell and septic, flood and wetlands limits, the longer commute, and verifying real water access.
Not forBuyers who want a uniform subdivision, public utilities, an HOA amenity package, or a short commute.
The edgeScarce larger lots with navigable water to the St. Johns in a fast-growing part of Clay County.

HOA, CDD & Fees

15-Second Take
  • Most parcels have no HOA; confirm any deed restrictions per parcel.
  • Verify well and septic versus public utilities for the specific parcel.
  • Budget the FEMA flood and wetlands determination and rural-home maintenance.

Peters Creek is a rural, large-lot area rather than a uniform subdivision, so most parcels have no HOA; confirm whether any association or deed restrictions apply to the specific parcel. No CDD is expected on a rural parcel; confirm per parcel. Verify whether the home is on well and septic or any public utilities.

There is generally no community amenity package; the draws are the land, the acreage, and the water access. Verify any shared road, ramp, or water-access arrangement for the specific parcel.

There is no reported private club or mandatory membership; the area's appeal is rural land and navigable water access.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Peters Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bradley Creek, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Peters Creek home worth?

Get a no-obligation home value based on real comparable sales in Peters Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Peters Creek on the map →

Real comps, not an automated estimate.
>>>>>>> origin/main

Windows contain 1 to 9 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Down 5.6% year over year; up 146% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K2k3k
96 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $83 in 2012 to a $203 peak in 2025; $191 now.
Median days on market · closed sales
5010015020122014201620182020202220242026
19 days at the 2022 low; 22 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
96.5% now.
Homes sold per 12-mo window
025820122014201620182020202220242026
1 to 9 a year; 9 in the current window.
Sellers who gave up · failed listings per year
024620042006200820122014201620222026
Canceled, expired, or withdrawn. 6 quit in 2007; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201420162018202020222026
81 at the 2022 peak, 15 in the troughs, 38 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,806/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Peters Creek Market Scorecard

No active listings

Peters Creek is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$390,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/9
Active/Pend/Sold

Typical home value in the 32003 ZIP is $442,502, about 25.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

=======
How much local inventory is already under contract

33% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).

Peters Creek Market Scorecard

No active listings

Peters Creek is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$390,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/9
Active/Pend/Sold

Typical home value in the 32003 ZIP is $442,502, about 25.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

>>>>>>> origin/main

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Peters Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Peters Creek.

Best Buy
Best for a buyer targeting an established Orange Park address with flexible build vintage, from 1955 to 2023.
Biggest Risk
Inventory is effectively nonexistent right now — zero active listings against just 9 closings in the recent window.
Sweet Spot
A patient buyer ready to move within days of a listing, pricing near the $390,000 median.
Avoid If
Avoid if you need several active listings to compare before deciding — there is currently nothing on market.

A Wide Build Range, A Narrow Market

The physical stock in Peters Creek is not uniform: with construction dated anywhere from 1955 to 2023 and a median year built of 1986, buyers are comparing homes across genuinely different eras of construction, layout, and system age within the same 213-home count. Median living space runs 1,930 square feet, and at a median $390,000 — $191.12 per square foot — the per-square-foot figure is the more reliable read on value here than the median price alone, given how much the build years vary. Homestead share of 77.6% points to a neighborhood where most owners live in the home rather than rent it out.

On the transaction side, the numbers describe a market that has gone quiet rather than one that has stalled. Zero active listings and only 9 closings in the trailing window is a small sample, but the 22-day median days-on-market inside that sample says demand absorbed what little came available. Year-over-year price is down 5.6%, a real pullback, set against 146% appreciation since 2012 and a market heat score of 38. Read together: the long-run trend is intact, the last year cooled, and right now there is simply nothing listed to test either direction.

The location and the amenities are priced into every listing in Peters Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Long-Term Appreciation8.8/10
Recent Direction4.6/10
Owner Commitment7.8/10
Pricing Power7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.2). Basis: Long-Term Appreciation +146% since 2012; Recent Direction -5.6% year-over-year; Owner Commitment 78% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With zero active listings and only 9 closings to draw comps from, pricing a home in Peters Creek — as buyer or seller — is a job for someone who tracks this specific Clay County pocket closely rather than pulling a generic Orange Park average. Momentum's read accounts for the build-year spread (1955–2023), the 5.6% year-over-year pullback against the 146% run since 2012, and a heat score of 38 that says this is not a market to price on momentum alone. When something does list, with days-on-market running near 22, there is little room to get the number wrong in either direction.

Peters Creek in 15 seconds.

Best forBest for a buyer targeting an established Orange Park address with flexible build vintage, from 1955 to 2023.
Biggest advantageThe long-run track record is real: median price is up 146% since 2012.
Biggest riskInventory is effectively nonexistent right now — zero active listings against just 9 closings in the recent window.
Sweet spotA patient buyer ready to move within days of a listing, pricing near the $390,000 median.
Avoid ifAvoid if you need several active listings to compare before deciding — there is currently nothing on market.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Peters Creek sales matched to your home.

What is your Peters Creek home worth?

Get a no-obligation home value based on real comparable sales in Peters Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Peters Creek?
The median sale price in Peters Creek was $390K over the 12 months ending July 14, 2026 (9 closed sales, realMLS).
How long do homes in Peters Creek take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 22 days on market (9 sales, realMLS).
How many homes are in Peters Creek?
The Florida DOR 2025 assessment roll shows 213 homes plus 6 vacant residential lots in Peters Creek (public records).
What share of Peters Creek is owner-occupied?
78% of Peters Creek parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Peters Creek built?
Homes in Peters Creek were built between 1955 and 2023, with a median year built of 1986 (FL DOR 2025 roll).
Do cash buyers compete in Peters Creek?
Cash buyers took 0% of Peters Creek sales in the 12 months ending July 2025 (0 of 3 closings, realMLS).
Have Peters Creek home prices gone up?
The trailing-12-month median is up 146% since 2012, from $158K to $390K (realMLS closed records).
Who is the best real estate agent for Peters Creek?
The best agent for Peters Creek is one who actively works Orange Park and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Peters Creek.
How do I find a top Orange Park real estate agent who knows Peters Creek?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Peters Creek and the wider Orange Park area.
Can Momentum Realty connect me with an agent for Peters Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Peters Creek purchase or sale - no call center and no pressure.
Buyers targeting a price near the $390,000 median who can move quickly once something lists — median time on market is 22 days.Excellent fit
Buyers open to a wide range of build years (1955–2023) rather than one narrow construction era.Excellent fit
Long-horizon buyers weighing the area's trend since 2012 (up 146%) over last year's softer number.Excellent fit
Buyers who need multiple active listings to compare side by side — there are currently zero active listings.Probably not
Buyers counting on built-in community amenities — none are identified from current MLS listings.Probably not
Buyers expecting the pace of appreciation to keep matching the long-run trend — price is down 5.6% year over year right now.Probably not

Nearby Communities

Explore more neighborhoods near Peters Creek with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (12 streets, ZIP 32003/32073))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2001 (96 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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