Peters Creek Homes for Sale in Green Cove Springs, FL

Established 1988 · Intracoastal West · ZIP 32224

A large-lot, water-oriented area in Green Cove Springs, Clay County, where homesites run big and Peters Creek runs to Black Creek and the St. Johns River.

Large homesitesCreek and river accessRural Clay County

Live Market Pulse

53/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Peters Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulserealMLS

$390K

Median Price

0mo

Supply

n/a

Avg DOM

Soft

Seller Leverage

$191/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Peters Creek reads as a large-lot, water-oriented area in Green Cove Springs, Clay County, where homesites run big and the creek is navigable to Black Creek and the St. Johns River. This is a rural, acreage-and-waterfront setting more than a uniform subdivision, so the buy is the specific parcel, its water access, and its utilities rather than a neighborhood average. Confirm the lot, well and septic, the FEMA flood zone, and any navigable water rights per parcel. Pricing context is third-party and illustrative, accessed June 2026; confirm per home."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Peters Creek market snapshot (as of June 25, 2026): the median sale price is about $390K ($191 per sq ft), a buyer-leaning market (limited data). Based on 9 recent closings in live realMLS data.

Peters Creek is a large-lot, water-oriented area in Green Cove Springs, Clay County, ZIP 32043, where Peters Creek flows to Black Creek and on to the St. Johns River (Compass; CrossView Realty; accessed June 2026; confirm per parcel). It is a rural acreage-and-waterfront setting rather than a single platted subdivision, so parcels and improvements vary widely.

Homes and homesites here feature larger lots, often with wooded acreage and water frontage or proximity, and water that is reported navigable to the St. Johns River. Because parcels vary so much, the right comparison is the specific parcel on acreage, water access, utilities, and the home's condition, not a community number.

Green Cove Springs is a historic, riverfront Clay County town about 25 miles south of Jacksonville on the west bank of the St. Johns, growing quickly as new master-planned communities arrive nearby. The Peters Creek area itself remains larger-lot and rural in character.

As a rural, water-oriented area, the central diligence items are the exact parcel and acreage, whether the home is on well and septic, the FEMA flood zone given the creek, any navigable-water and dock rights, and the condition of any home, including well or septic equipment.

A Look Inside Peters Creek

The course, the club, the gates.

Real aerial and on-site photos of Peters Creek. Swipe to explore the community and its amenities.

Swipe or use the arrows → tap any photo to enlarge

Peters Creek

Quick Match

Who Peters Creek is best for.

Best for

Buyers who want a large, wooded lot with creek or river access in Clay County
Boating and outdoor buyers who value navigable water to the St. Johns
Buyers comfortable with rural utilities, acreage, and parcel-by-parcel diligence

Probably not for

Buyers who want a uniform subdivision, an HOA amenity package, or a short commute
Buyers who want public utilities and a small, low-maintenance lot
Anyone unwilling to verify well, septic, flood, and water rights

Market Pulse

How Peters Creek is performing right now

53/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

1 : 0Under contract vs for salestrong demand

9Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Peters Creek listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Bradley Creek or Green Cove Springs. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 1active : pending

For sale0

Pending1

Sold 12mo9

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Peters Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Peters Creek

Live MLS inventory for Peters Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

514 Los Palmas Drive home for sale in Peters Creek

Pending · 36 days

$475,000

4 bd · 2.5 ba · 2,156 sqft · built 1986

514 Los Palmas Drive, Fleming Island, 32003

Renovated

Listed by COLDWELL BANKER VANGUARD REALTY

636 Los Palmas Drive home for sale in Peters Creek

Sold

$440,000

3 bd · 2 ba · 1,743 sqft · built 1990

636 Los Palmas Drive, Fleming Island, 32003

Listed by COLDWELL BANKER VANGUARD REALTY

446 Los Palmas Drive home for sale in Peters Creek

Sold

$427,500

4 bd · 3 ba · 2,417 sqft · built 1987

446 Los Palmas Drive, Fleming Island, 32003

Listed by PURSUIT REAL ESTATE, LLC

531 Los Palmas Drive home for sale in Peters Creek

Sold

$410,000

3 bd · 2 ba · 2,257 sqft · built 1988

531 Los Palmas Drive, Fleming Island, 32003

Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

440 Segovia Drive home for sale in Peters Creek

Sold

$410,000

3 bd · 2 ba · 1,856 sqft · built 1986

440 Segovia Drive, Fleming Island, 32003

Listed by UNITED REAL ESTATE GALLERY

4887 Boza Court home for sale in Peters Creek

Sold

$390,000

3 bd · 2 ba · 2,147 sqft · built 1988

4887 Boza Court, Fleming Island, 32003

Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

5030 Oviedo Court home for sale in Peters Creek

Sold

$380,000

3 bd · 2 ba · 1,941 sqft · built 1986

5030 Oviedo Court, Fleming Island, 32003

Listed by WATSON REALTY CORP

536 Los Palmas Drive home for sale in Peters Creek

Sold

$379,900

3 bd · 2 ba · 1,617 sqft · built 1986

536 Los Palmas Drive, Fleming Island, 32003

Listed by CREEK LIFE REALTY

398 Los Palmas Drive home for sale in Peters Creek

Sold

$372,500

3 bd · 2 ba · 1,949 sqft · built 1986

398 Los Palmas Drive, Fleming Island, 32003

Listed by IDEAL REALTY CONNECTIONS

No homes are actively for sale in Peters Creek right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Peters Creek on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Peters Creek. They are approximate and vary with traffic and your exact start point.

Peters Creek / Black Creek water access~1 to 10 min · navigable to the St. Johns

Downtown Green Cove Springs~10 to 20 min · riverfront town and services

Fleming Island shopping~15 to 25 min · north for retail and dining

Orange Park~25 to 35 min · shopping, dining, hospital

Interstate 295 (via Fleming Island)~25 to 35 min · beltway to Jacksonville

First Coast Expressway access~10 to 20 min · regional corridor

Downtown Jacksonville~40 to 55 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Peters Creek Homes for Sale in Green Cove Springs, FL with Momentum Realty’s local guides.

PLThe Preserve at Laurelton Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 0.3 mi

Lakes at Bella Lago Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 0.7 mi

Laurelton Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 0.9 mi SHSagebrooke Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 1.4 mi SSSaratoga Springs Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 1.4 mi SSSilos at Saratoga Springs Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 1.4 mi

Willow Springs Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 2.1 mi

Magnolia West Homes for Sale in Green Cove Springs, FLGreen Cove Springs, FL · 2.3 mi AHAgricola: A 4,000-Home New-Urban Community for Green Cove SpringsJacksonville, FL · 2.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Peters Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Clay County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Peters Creek is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Peters Creek address.

The takeaway

What is actually moving near Peters Creek, sourced and dated. We do not publish rumor.

Recent Developments in Peters Creek

Development Intelligence

Our read on what is being built around Peters Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishGreen Cove Springs is one of the fastest-growing parts of the Jacksonville region, with major master plans arriving, while the Peters Creek area itself stays larger-lot and water-oriented.

Saratoga Springs master plan nearby

NeutralNotable impact

SignificanceRadius: Green Cove Springs / Peters Creek

Freehold Communities acquired the Saratoga Springs site, formerly held by Peters Creek Investments, to build a master-planned community with neighborhoods, trails, and parks; nearby growth can lift values but also changes the rural character, so weigh both.

Large lots and navigable water

BullishNotable impact

SignificanceRadius: Peters Creek

Larger wooded homesites with water navigable to the St. Johns are scarce and hard to replicate, a durable draw for buyers who want space and water access; verify the specific parcel's access.

Clay County millage and rural utilities

NeutralNotable impact

SignificanceRadius: Clay County

Property taxes follow Clay County millage on the assessed value, and rural parcels are often on well and septic; read the actual figure and the utility setup for the specific parcel (Clay County Property Appraiser, 2024).

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Peters Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2024
Development
Saratoga Springs site acquired for a master-planned community
Freehold Communities acquired the Saratoga Springs site in the Green Cove Springs area, reported around $70 million, to develop a master-planned community of multiple neighborhoods with trails, parks, and amenities, on land previously associated with Peters Creek Investments. Why it matters: Nearby master-planned growth can support values but will change the area's rural character over time; weigh the specific parcel's setting against the coming development. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Peters Creek buying strategy.

If we were buying in Peters Creek, this is the order of operations we would run, and the one we run for our clients.

Verify the exact parcel and acreage. Confirm the lot lines, acreage, and whether the home conveys with water frontage or proximity, since parcels vary widely.

Confirm well and septic and any utilities. Verify the water and sewer setup, since most rural Peters Creek parcels are on well and septic.

Pull the FEMA flood zone and any wetlands. Given the creek, confirm the flood determination, any wetlands, and how they affect building and insurance.

Confirm navigable-water and dock rights. Verify whether the parcel has navigable access to Black Creek and the St. Johns and any dock permitting.

Comp parcel-by-parcel. Price the specific parcel on acreage, water access, utilities, and condition against the closest comparable Peters Creek sale, not an area average.

The Quick Decision

Best Buy

A larger parcel with verified navigable water access, confirmed utilities, and a sound home or buildable site, priced to the land and access.

Biggest Risk

Wetlands or flood limits on a parcel, an aging well or septic system, or overpaying for water access that is not truly navigable.

Best Lot

The land, the acreage, and the water access are the value here; the home is secondary on a rural parcel.

Smart Timing

A rural, land-driven market gives a prepared buyer who has verified the parcel, utilities, and water rights room to negotiate.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Peters Creek is a large-lot, water-oriented area in Green Cove Springs, Clay County, ZIP 32043, where Peters Creek flows to Black Creek and on to the St. Johns River. It is a rural acreage-and-waterfront setting rather than a single platted subdivision, with larger wooded homesites, water reported navigable to the St. Johns, and parcels that vary widely in acreage, utilities, and improvements. Green Cove Springs is a historic riverfront Clay County town growing quickly as master plans like the nearby Saratoga Springs arrive, while the Peters Creek area itself stays larger-lot and rural. The central diligence items are the exact parcel and acreage, well and septic, the FEMA flood zone and any wetlands, navigable-water and dock rights, and the condition of any home.

Peters Creek Homes For Sale

What your money buys in Peters Creek.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Peters Creek today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: wooded interior parcels

$275K to $380K

Wooded parcels set back from the water are the value entry. Confirm acreage, utilities, and any wetlands before you write (third-party context, June 2026, not MLS).

Lowest entry

Mid: larger lots near the water

$380K to $410K

Larger lots with good proximity to the creek are the core here. Acreage, access, and utilities separate these; price on the closest comparable Peters Creek sale.

Most inventory

High: navigable-water frontage parcels

$410K to $440K

Parcels with verified navigable water frontage and dock potential sit at the top. Price each on its acreage, water access, and buildability, not square footage.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$390K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$275K to $380K

Entry: wooded interior parcels

Wooded parcels set back from the water are the value entry. Confirm acreage, utilities, and any wetlands before you write (third-party context, June 2026, not MLS).

$380K to $410K

Mid: larger lots near the water

Larger lots with good proximity to the creek are the core here. Acreage, access, and utilities separate these; price on the closest comparable Peters Creek sale.

$410K to $440K

High: navigable-water frontage parcels

Parcels with verified navigable water frontage and dock potential sit at the top. Price each on its acreage, water access, and buildability, not square footage.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Peters Creek, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Peters Creek is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Peters Creek holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Peters Creek

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Peters Creek is about land, acreage, and navigable water in rural Clay County, not amenities. The deal is read in the parcel, the water access, the utilities, and the flood and wetlands picture, not the sticker.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.0B- · Buy Score

Resale Strength6.0/10

Renovation Risk5.8/10

Location Efficiency5.6/10

Long-Term Defensibility6.4/10

Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Peters Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

The land, the acreage, and the water access are the value; the home is secondary on a rural parcel.
Confirm navigable-water and dock rights and the utility setup per parcel.
Check the FEMA flood zone and any wetlands before you write.

In a rural, water-oriented area, value comes down to the land, the acreage, and the water access far more than the house. At Peters Creek, the larger wooded parcels and water navigable to the St. Johns are the scarce, durable assets, while well and septic, flood and wetlands limits, and real navigability are the diligence items that make or break a parcel. The honest approach is to verify the parcel, utilities, flood, and water rights, then price the specific parcel on its acreage and access against the closest comparable Peters Creek sale rather than an area average.

The 15-Second Verdict

Peters Creek in 15 seconds.

Best forBuyers who want a large, wooded lot with creek or navigable river access in Clay County.

Strong onLand and water: larger homesites and water navigable to the St. Johns in a rural setting.

WatchWell and septic, flood and wetlands limits, the longer commute, and verifying real water access.

Not forBuyers who want a uniform subdivision, public utilities, an HOA amenity package, or a short commute.

The edgeScarce larger lots with navigable water to the St. Johns in a fast-growing part of Clay County.

HOA, CDD & Fees

15-Second Take

Most parcels have no HOA; confirm any deed restrictions per parcel.
Verify well and septic versus public utilities for the specific parcel.
Budget the FEMA flood and wetlands determination and rural-home maintenance.

Peters Creek is a rural, large-lot area rather than a uniform subdivision, so most parcels have no HOA; confirm whether any association or deed restrictions apply to the specific parcel. No CDD is expected on a rural parcel; confirm per parcel. Verify whether the home is on well and septic or any public utilities.

There is generally no community amenity package; the draws are the land, the acreage, and the water access. Verify any shared road, ramp, or water-access arrangement for the specific parcel.

There is no reported private club or mandatory membership; the area's appeal is rural land and navigable water access.

Run Your Numbers

Tools for a Peters Creek buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxClay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Peters Creek.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Peters Creek

Thinking of selling at Peters Creek?

Your buyer is comparing rural Clay land and water access, so sell what is specific and verifiable: the acreage and lot lines, the water access and any dock, the utility setup, and a clean flood and wetlands picture.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Peters Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bradley Creek, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Peters Creek home worth?

Get a no-obligation home value based on real comparable sales in Peters Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Peters Creek on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,805/mo

Clay County typical true cost to own

$99/mo

Clay County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Peters Creek Market Scorecard

No active listings

Peters Creek is currently a no active listings. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

$390,000

Median sold

n/a

Per sqft

n/a

Days on mkt

0/1/9

Active/Pend/Sold

Typical home value in the 32003 ZIP is $443,533, about 24.9% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Peters Creek?

Peters Creek is a large-lot, water-oriented area in Green Cove Springs, Clay County, ZIP 32043, where Peters Creek flows to Black Creek and the St. Johns River, about 25 miles south of Jacksonville.

Is Peters Creek a subdivision?

Not in the usual sense. It is a rural acreage-and-waterfront area rather than a single platted subdivision, so parcels and improvements vary widely. Confirm the exact parcel and any recorded subdivision per home.

Does Peters Creek have water access?

Yes, the water is reported navigable to Black Creek and the St. Johns River, though access varies by parcel. Confirm the specific parcel's frontage, navigability, and any dock rights before you rely on it.

Are homes here on well and septic?

Most rural parcels are on well and septic. Confirm the water and sewer setup for the specific parcel, since it affects cost and maintenance.

What do parcels cost at Peters Creek?

Pricing varies widely by acreage, water access, and improvements (third-party data, June 2026, not MLS). Confirm current pricing for the specific parcel.

Is Peters Creek in a flood zone?

Given the creek, flood and wetlands exposure should be checked per parcel. The FEMA map is authoritative; confirm the determination, any wetlands, and how they affect building and insurance.

What is the Saratoga Springs development?

Freehold Communities acquired the nearby Saratoga Springs site to build a master-planned community with neighborhoods, trails, and parks. It can support area values but will change the rural character over time; weigh both.

Is there an HOA or CDD?

Most rural Peters Creek parcels have no HOA, and no CDD is expected; confirm any deed restrictions and the tax record per parcel.

What should I check before buying here?

Verify the parcel and acreage, well and septic, the FEMA flood zone and any wetlands, and navigable-water and dock rights, since those decide the real value of a rural waterfront parcel.

What is nearby?

Downtown Green Cove Springs on the St. Johns, Fleming Island shopping to the north, Orange Park, the First Coast Expressway, and I-295 access to Jacksonville.

What schools serve Peters Creek?

It is in the Clay County School District, assigned by address. Confirm the current zoned schools for the specific parcel with the district before you rely on it.

Should I use the listing agent to buy at Peters Creek?

No. The listing agent works for the seller. Having your own representation, which costs you nothing as the buyer, to verify the parcel, utilities, flood, and water rights is the highest-leverage decision you make.

Who is the best real estate agent for Peters Creek Real Estate?

The best agent for Peters Creek Real Estate is one who actively works Green Cove Springs and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Peters Creek Real Estate.

How do I find a top Green Cove Springs real estate agent who knows Peters Creek Real Estate?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Peters Creek Real Estate and the wider Green Cove Springs area.

Can Momentum Realty connect me with an agent for Peters Creek Real Estate?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Peters Creek Real Estate purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Peters Creek?

An honest fit check. We will tell you when it is not your community.

You want a large, wooded lot with creek or navigable river access in Clay CountyExcellent fit

You are a boating or outdoor buyer who values navigable water to the St. JohnsExcellent fit

You are comfortable with rural utilities, acreage, and parcel-by-parcel diligenceExcellent fit

You want a uniform subdivision, an HOA amenity package, or a short commuteProbably not

You want public utilities and a small, low-maintenance lotProbably not

You are unwilling to verify well, septic, flood, and water rightsProbably not

Get the inside read on Peters Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Peters Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Peters Creek specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Peters Creek - what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Peters Creek Homes for Sale in Green Cove Springs, FL

The 60-Second Overview

The course, the club, the gates.

Who Peters Creek is best for.

Best for

Probably not for

How Peters Creek is performing right now

Homes For Sale Right Now in Peters Creek

Peters Creek on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Peters Creek

Saratoga Springs master plan nearby

Large lots and navigable water

Clay County millage and rural utilities

Saratoga Springs site acquired for a master-planned community

The Peters Creek buying strategy.

The full read, only if you want it.

What your money buys in Peters Creek.

What ~$390K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Peters Creek holds value.

5 Mistakes Buyers Make in Peters Creek

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Peters Creek is different.

Which Lots & Views Hold Value Best

Peters Creek in 15 seconds.

HOA, CDD & Fees

Tools for a Peters Creek buy.

Thinking of selling at Peters Creek?

In Peters Creek, condition and view decide your number

What is your Peters Creek home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Peters Creek Market Scorecard

Frequently Asked Questions

Should you buy in Peters Creek?

Get the inside read on Peters Creek

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.