Peters Creek in Green Cove Springs

Peters Creek

Established 1988 · Intracoastal West · ZIP 32224

A large-lot, water-oriented area in Green Cove Springs, Clay County, where homesites run big and Peters Creek runs to Black Creek and the St. Johns River.

Large homesitesCreek and river accessRural Clay County
Live Market Pulse
54/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Peters Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$390K
Median Price
1.3mo
Supply
21days
Avg DOM
Soft
Seller Leverage
$191/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Peters Creek reads as a large-lot, water-oriented area in Green Cove Springs, Clay County, where homesites run big and the creek is navigable to Black Creek and the St. Johns River. This is a rural, acreage-and-waterfront setting more than a uniform subdivision, so the buy is the specific parcel, its water access, and its utilities rather than a neighborhood average. Confirm the lot, well and septic, the FEMA flood zone, and any navigable water rights per parcel. Pricing context is third-party and illustrative, accessed June 2026; confirm per home."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Peters Creek is a large-lot, water-oriented area in Green Cove Springs, Clay County, ZIP 32043, where Peters Creek flows to Black Creek and on to the St. Johns River (Compass; CrossView Realty; accessed June 2026; confirm per parcel). It is a rural acreage-and-waterfront setting rather than a single platted subdivision, so parcels and improvements vary widely.

Homes and homesites here feature larger lots, often with wooded acreage and water frontage or proximity, and water that is reported navigable to the St. Johns River. Because parcels vary so much, the right comparison is the specific parcel on acreage, water access, utilities, and the home's condition, not a community number.

Green Cove Springs is a historic, riverfront Clay County town about 25 miles south of Jacksonville on the west bank of the St. Johns, growing quickly as new master-planned communities arrive nearby. The Peters Creek area itself remains larger-lot and rural in character.

As a rural, water-oriented area, the central diligence items are the exact parcel and acreage, whether the home is on well and septic, the FEMA flood zone given the creek, any navigable-water and dock rights, and the condition of any home, including well or septic equipment.

Best for

  • Buyers who want a large, wooded lot with creek or river access in Clay County
  • Boating and outdoor buyers who value navigable water to the St. Johns
  • Buyers comfortable with rural utilities, acreage, and parcel-by-parcel diligence

Probably not for

  • Buyers who want a uniform subdivision, an HOA amenity package, or a short commute
  • Buyers who want public utilities and a small, low-maintenance lot
  • Anyone unwilling to verify well, septic, flood, and water rights

How Peters Creek is performing right now

54/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
1.3Months of supplytight
21Median days on marketdays
0 : 1Under contract vs for salestrong demand
9Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+15%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Peters Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Peters Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Peters Creek

Live MLS inventory for Peters Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Peters Creek listings as of 2026-06-10, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Peters Creek / Black Creek water access~1 to 10 min · navigable to the St. Johns
Downtown Green Cove Springs~10 to 20 min · riverfront town and services
Fleming Island shopping~15 to 25 min · north for retail and dining
Orange Park~25 to 35 min · shopping, dining, hospital
Interstate 295 (via Fleming Island)~25 to 35 min · beltway to Jacksonville
First Coast Expressway access~10 to 20 min · regional corridor
Downtown Jacksonville~40 to 55 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Peters Creek with Momentum Realty’s local guides.

PLThe Preserve at LaureltonGreen Cove Springs · 0.3 miLakes at Bella LagoGreen Cove Springs · 0.7 miLaureltonGreen Cove Springs · 0.9 miSSSaratoga SpringsGreen Cove Springs · 1.4 miWillow SpringsGreen Cove Springs · 2.1 miMagnolia WestGreen Cove Springs · 2.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Peters Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Peters Creek is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Peters Creek address.

The takeaway

What is actually moving near Peters Creek, sourced and dated. We do not publish rumor.

Recent Developments in Peters Creek

Our read on what is being built around Peters Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishGreen Cove Springs is one of the fastest-growing parts of the Jacksonville region, with major master plans arriving, while the Peters Creek area itself stays larger-lot and water-oriented.

Saratoga Springs master plan nearby

NeutralNotable impact
SignificanceRadius: Green Cove Springs / Peters Creek

Freehold Communities acquired the Saratoga Springs site, formerly held by Peters Creek Investments, to build a master-planned community with neighborhoods, trails, and parks; nearby growth can lift values but also changes the rural character, so weigh both.

Large lots and navigable water

BullishNotable impact
SignificanceRadius: Peters Creek

Larger wooded homesites with water navigable to the St. Johns are scarce and hard to replicate, a durable draw for buyers who want space and water access; verify the specific parcel's access.

Clay County millage and rural utilities

NeutralNotable impact
SignificanceRadius: Clay County

Property taxes follow Clay County millage on the assessed value, and rural parcels are often on well and septic; read the actual figure and the utility setup for the specific parcel (Clay County Property Appraiser, 2024).

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Peters Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Development

    Saratoga Springs site acquired for a master-planned community

    Freehold Communities acquired the Saratoga Springs site in the Green Cove Springs area, reported around $70 million, to develop a master-planned community of multiple neighborhoods with trails, parks, and amenities, on land previously associated with Peters Creek Investments. Why it matters: Nearby master-planned growth can support values but will change the area's rural character over time; weigh the specific parcel's setting against the coming development. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Peters Creek, this is the order of operations we would run, and the one we run for our clients.

1

Verify the exact parcel and acreage. Confirm the lot lines, acreage, and whether the home conveys with water frontage or proximity, since parcels vary widely.

2

Confirm well and septic and any utilities. Verify the water and sewer setup, since most rural Peters Creek parcels are on well and septic.

3

Pull the FEMA flood zone and any wetlands. Given the creek, confirm the flood determination, any wetlands, and how they affect building and insurance.

4

Confirm navigable-water and dock rights. Verify whether the parcel has navigable access to Black Creek and the St. Johns and any dock permitting.

5

Comp parcel-by-parcel. Price the specific parcel on acreage, water access, utilities, and condition against the closest comparable Peters Creek sale, not an area average.

Best Buy
A larger parcel with verified navigable water access, confirmed utilities, and a sound home or buildable site, priced to the land and access.
Biggest Risk
Wetlands or flood limits on a parcel, an aging well or septic system, or overpaying for water access that is not truly navigable.
Best Lot
The land, the acreage, and the water access are the value here; the home is secondary on a rural parcel.
Smart Timing
A rural, land-driven market gives a prepared buyer who has verified the parcel, utilities, and water rights room to negotiate.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Gating

Dual-gated, with attended North and South entrances.

Styles & age

Traditional, ranch, and contemporary single-family, built 1987-2000.

Lots & sizes

Golf, lake, preserve, and interior lots (~0.25-0.5+ acres); homes ~2,400-4,000 sq ft.

Builder

Arvida (with JMB Partners).

Costs & Governance

CDD

None. No Community Development District bond on the tax bill.

POA dues

Quarterly POA dues (separate from the club) vary by lot size and include Hotwire internet and cable TV. Confirm the current amount.

Amenities & Lifestyle

Golf

18-hole course and a 26,000 sq ft member-owned clubhouse (membership optional).

Pool & fitness

Heated club pool, a fitness center, and ten lighted clay tennis courts.

Kids

In-community Woodland Park with a playground, basketball court, and sports field.

Getting around

Sidewalks on some roads; a golf-cart-friendly community.

Location & Nearby

Setting

Intracoastal West Jacksonville, ZIP 32224, off Hunt Club Road.

Nearby

Under 15 minutes to the beaches, St. Johns Town Center, and Mayo Clinic; UNF about 8 minutes.

Schools

Duval County: Chets Creek, Kernan Middle, Atlantic Coast (ratings below).

Homes & Architecture

Peters Creek homes were built largely between 1987 and 2000 in traditional, ranch, and contemporary styles, on a mix of golf frontage, lakefront, preserve, and interior lots. Because the community is built out, you are buying into a spectrum that runs from original 1990s condition to fully renovated, and the price gap between the two is enormous. A dated home and a beautifully renovated one a few doors apart can differ by hundreds of thousands of dollars, which is exactly where buyers overpay or find value.

This makes Peters Creek a renovation market as much as a resale market. Many of the best buys are homes in great locations that need updating, where an honest budget for roof, HVAC, pool, and modernization turns a dated house into a strong long-term hold. The risk is underestimating that budget, which is why reading the renovation math is the core skill here.

More on Living in Peters Creek

The depth without the wall of text. Open what matters to you.

Location and commute
Peters Creek's Intracoastal West position is a big part of its appeal. It is about four miles from the Atlantic beaches, roughly a 10 to 15 minute drive, and about ten minutes from the St. Johns Town Center for shopping and dining. The UNF and Mayo Clinic corridor is close, and Downtown and the Southside job centers are an easy reach via Beach and JT Butler boulevards.
Traffic reality
The community itself is quiet and gated, but the surrounding Hodges, Beach, and JT Butler boulevard corridors are busy and commercial, and continue to develop. That is the trade-off for the central, convenient location, with everyday shopping and dining minutes away. Test-drive your real commute at your real departure time.
Shopping and dining
The St. Johns Town Center, one of the region's largest shopping and dining destinations, is about ten minutes away, and the Beach Boulevard and Hodges corridors cover everyday needs. The beaches at Atlantic, Neptune, and Ponte Vedra are a short drive east for dining and recreation.
Insurance and flood
As an Intracoastal West community a few miles inland with 26 community lakes, flood exposure varies lot by lot, so pull the exact FEMA flood zone for a specific address rather than assuming. On the homeowners side, roof age is the biggest swing on a 1990s home, so a recently re-roofed house is far easier and cheaper to insure. Always get a real insurance quote on the specific home.
Peters Creek Buyer Due Diligence

Before you write an offer on any Peters Creek home, run this list. Missing any one of these is how buyers overpay or inherit a problem.

Property Systems

  • Roof and HVAC age, and the resulting insurance quote
  • Pool equipment age and condition
  • An honest renovation budget for roof, HVAC, pool, and updates

Financial

  • POA dues and inclusions (Hotwire internet and cable, access control) in writing
  • The club decision and the true cost of the membership you would use
  • Total carrying cost: HOA, optional club, insurance, near-term repairs

Resale Strength

  • Lot quality and view, and whether the premium is fair
  • Golf, lake, or preserve frontage versus an interior lot
  • The interior-lot warning: where buyers overpay

Verification

  • Flood zone for the specific parcel, given the community lakes
  • School zoning by address, confirmed with the district
  • True closed comps by condition and lot, not a Zestimate

Questions we ask on a specific home

The questions a local who knows Peters Creek asks are different from the ones a portal answers. On any specific home, we want to know:

  • Homes along the fairways at Peters Creek

    How old are the roof, HVAC, and pool equipment, and what does that do to the insurance quote?

  • Clubhouse entrance at Peters Creek

    What is the honest renovation budget to bring this home current?

  • Lakes and amenities at Peters Creek

    What does the view back to: golf, lake, preserve, or another home?

  • Clubhouse at Peters Creek

    What exactly do the POA dues include (Hotwire internet and cable, access control), and what would the club cost at the tier we would use?

  • Gated entrance at Peters Creek

    Is this one of the stronger resale lots, or a base lot priced like a premium one?

  • Aerial of Peters Creek

    How does this home compare to the closest active and sold listings in Glen Kernan?

Jon Brooks · Co-Founder, Momentum Realty

Peters Creek is a condition game. The gates, the course, and the location are priced into every listing, so the money is made or lost on the renovation math, the lot and view, and the club decision. A dated interior home and a renovated golf-frontage home are completely different buys at very different true costs, even when the list prices look close. The listing agent works for the seller. Our job is to read the renovation honestly, verify the POA inclusions and the full carrying costs, pull the true comparable sales, and structure an offer that protects you.

Our advice to Peters Creek buyers is to cross-shop it against Glen Kernan and Deerwood on location, lot, and total cost of ownership, and to move decisively on the right golf or lakefront home, since the best views still sell fast. With no CDD and an optional, affordable club, Peters Creek is one of the strongest values among Jacksonville's gated golf communities for the buyer who reads it right.

Peters Creek vs. Comparable Communities

How Peters Creek cross-shops against the communities buyers most often weigh against it, on the factors that actually decide the buy.

CommunityEntryNo CDD?ClubTo BeachBest ForThe Watch-Out
Jacksonville G&CC$$YesMember-owned, optional~15 minGated golf without Ponte Vedra pricing1990s resale condition
Glen Kernan$$$$YesMember-owned~15 minAll-custom estate buyersHigher entry, thin market
Deerwood$$$YesPrivate country club~25 minEstablished prestige, larger lotsOlder stock, farther from beach
Queens Harbour$$$YesYacht & country club~15 minBoating & Intracoastal accessMarina/club fees, higher entry
Pablo Creek Reserve$$$$YesLuxury enclave (no on-site club)~10 minNewer custom luxuryTop-of-market pricing
Nocatee$$NoMaster-planned amenities~20-25 minNew construction & amenitiesFull CDD, longer drive
Sawgrass Country Club$$$YesResort golf & tennis~10 minPonte Vedra resort lifestyleHigher priced

Cross-shop read from Momentum. Entry tiers ($$ from the high $600s, $$$ around $1M+, $$$$ estate-level), club style, and drive times are approximate orientation, not quotes. Confirm CDD status, fees, and current pricing per community and parcel.

Who Peters Creek Fits Best

We would rather tell you the truth than sell you the wrong house. Here is who Peters Creek fits, and who should look elsewhere. It is a property question, not a personal one.

Great fit if you want

  • A gated, established golf community in a central, convenient location.
  • An optional, relatively affordable member-owned club.
  • No CDD and a strong resale story on the right lot.
  • Renovation upside on a well-located 1990s home.
  • Minutes to the Town Center, beaches, UNF, and Mayo Clinic.

Probably not ideal if you want

  • A brand-new build with the latest finishes and a builder warranty.
  • The lowest possible entry price; this is a seven-figure market on average.
  • A turnkey home with zero renovation, with no premium to pay for it.
  • No HOA structure and none of the rules that come with a gated community.
  • Estate-size acreage; lots here are master-planned, not sprawling.

The honest trade-offs

Pros

  • Gated, established golf community in a central Intracoastal West location.
  • 18-hole course and a member-owned club with optional, relatively affordable dues.
  • NO CDD, a real carrying-cost edge over newer master plans.
  • Minutes from the St. Johns Town Center, beaches, UNF, and Mayo Clinic.
  • Dual attended gates and 26 lakes give it a mature, private character.
  • Renovation upside on well-located 1990s homes.

Cons

  • A seven-figure market on average; not an entry-level community.
  • All-resale 1990s housing stock that often needs updating.
  • HOA dues plus optional club costs to budget separately.
  • The best golf and lakefront lots command premiums and sell fast.
  • Busy surrounding Hodges, Beach, and JT Butler corridors.
  • No new construction; every purchase is a resale.
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: wooded interior parcels
$275K to $380K

Wooded parcels set back from the water are the value entry. Confirm acreage, utilities, and any wetlands before you write (third-party context, June 2026, not MLS).

Lowest entry
Mid: larger lots near the water
$380K to $410K

Larger lots with good proximity to the creek are the core here. Acreage, access, and utilities separate these; price on the closest comparable Peters Creek sale.

Most inventory
High: navigable-water frontage parcels
$410K to $440K

Parcels with verified navigable water frontage and dock potential sit at the top. Price each on its acreage, water access, and buildability, not square footage.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$275K to $380K
Entry: wooded interior parcels
Wooded parcels set back from the water are the value entry. Confirm acreage, utilities, and any wetlands before you write (third-party context, June 2026, not MLS).
$380K to $410K
Mid: larger lots near the water
Larger lots with good proximity to the creek are the core here. Acreage, access, and utilities separate these; price on the closest comparable Peters Creek sale.
$410K to $440K
High: navigable-water frontage parcels
Parcels with verified navigable water frontage and dock potential sit at the top. Price each on its acreage, water access, and buildability, not square footage.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Peters Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Peters Creek is about land, acreage, and navigable water in rural Clay County, not amenities. The deal is read in the parcel, the water access, the utilities, and the flood and wetlands picture, not the sticker.

Jon Brooks · Founder, Momentum Realty
6.0B- · Buy Score
Resale Strength6.0/10
Renovation Risk5.8/10
Location Efficiency5.6/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Peters Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The land, the acreage, and the water access are the value; the home is secondary on a rural parcel.
  • Confirm navigable-water and dock rights and the utility setup per parcel.
  • Check the FEMA flood zone and any wetlands before you write.

In a rural, water-oriented area, value comes down to the land, the acreage, and the water access far more than the house. At Peters Creek, the larger wooded parcels and water navigable to the St. Johns are the scarce, durable assets, while well and septic, flood and wetlands limits, and real navigability are the diligence items that make or break a parcel. The honest approach is to verify the parcel, utilities, flood, and water rights, then price the specific parcel on its acreage and access against the closest comparable Peters Creek sale rather than an area average.

Peters Creek in 15 seconds.

Best forBuyers who want a large, wooded lot with creek or navigable river access in Clay County.
Strong onLand and water: larger homesites and water navigable to the St. Johns in a rural setting.
WatchWell and septic, flood and wetlands limits, the longer commute, and verifying real water access.
Not forBuyers who want a uniform subdivision, public utilities, an HOA amenity package, or a short commute.
The edgeScarce larger lots with navigable water to the St. Johns in a fast-growing part of Clay County.

HOA, CDD & Fees

15-Second Take
  • Most parcels have no HOA; confirm any deed restrictions per parcel.
  • Verify well and septic versus public utilities for the specific parcel.
  • Budget the FEMA flood and wetlands determination and rural-home maintenance.

Peters Creek is a rural, large-lot area rather than a uniform subdivision, so most parcels have no HOA; confirm whether any association or deed restrictions apply to the specific parcel. No CDD is expected on a rural parcel; confirm per parcel. Verify whether the home is on well and septic or any public utilities.

There is generally no community amenity package; the draws are the land, the acreage, and the water access. Verify any shared road, ramp, or water-access arrangement for the specific parcel.

There is no reported private club or mandatory membership; the area's appeal is rural land and navigable water access.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Peters Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bradley Creek, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Peters Creek home worth?

Get a no-obligation home value based on real comparable sales in Peters Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Peters Creek year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Peters Creek Market Scorecard

Strong seller's market

Peters Creek is currently a strong seller's market. About 1.3 months of supply, a median asking price of $475,000, and homes go under contract in about 21 days.

1.3
Months supply
$475,000
Median list
$390,000
Median sold
$220
Per sqft
21
Days on mkt
1/0/9
Active/Pend/Sold

Typical home value in the 32003 ZIP is $443,533, about 24.9% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Peters Creek?
Peters Creek is a large-lot, water-oriented area in Green Cove Springs, Clay County, ZIP 32043, where Peters Creek flows to Black Creek and the St. Johns River, about 25 miles south of Jacksonville.
Is Peters Creek a subdivision?
Not in the usual sense. It is a rural acreage-and-waterfront area rather than a single platted subdivision, so parcels and improvements vary widely. Confirm the exact parcel and any recorded subdivision per home.
Does Peters Creek have water access?
Yes, the water is reported navigable to Black Creek and the St. Johns River, though access varies by parcel. Confirm the specific parcel's frontage, navigability, and any dock rights before you rely on it.
Are homes here on well and septic?
Most rural parcels are on well and septic. Confirm the water and sewer setup for the specific parcel, since it affects cost and maintenance.
What do parcels cost at Peters Creek?
Pricing varies widely by acreage, water access, and improvements (third-party data, June 2026, not MLS). Confirm current pricing for the specific parcel.
Is Peters Creek in a flood zone?
Given the creek, flood and wetlands exposure should be checked per parcel. The FEMA map is authoritative; confirm the determination, any wetlands, and how they affect building and insurance.
What is the Saratoga Springs development?
Freehold Communities acquired the nearby Saratoga Springs site to build a master-planned community with neighborhoods, trails, and parks. It can support area values but will change the rural character over time; weigh both.
Is there an HOA or CDD?
Most rural Peters Creek parcels have no HOA, and no CDD is expected; confirm any deed restrictions and the tax record per parcel.
What should I check before buying here?
Verify the parcel and acreage, well and septic, the FEMA flood zone and any wetlands, and navigable-water and dock rights, since those decide the real value of a rural waterfront parcel.
What is nearby?
Downtown Green Cove Springs on the St. Johns, Fleming Island shopping to the north, Orange Park, the First Coast Expressway, and I-295 access to Jacksonville.
What schools serve Peters Creek?
It is in the Clay County School District, assigned by address. Confirm the current zoned schools for the specific parcel with the district before you rely on it.
Should I use the listing agent to buy at Peters Creek?
No. The listing agent works for the seller. Having your own representation, which costs you nothing as the buyer, to verify the parcel, utilities, flood, and water rights is the highest-leverage decision you make.
You want a large, wooded lot with creek or navigable river access in Clay CountyExcellent fit
You are a boating or outdoor buyer who values navigable water to the St. JohnsExcellent fit
You are comfortable with rural utilities, acreage, and parcel-by-parcel diligenceExcellent fit
You want a uniform subdivision, an HOA amenity package, or a short commuteProbably not
You want public utilities and a small, low-maintenance lotProbably not
You are unwilling to verify well, septic, flood, and water rightsProbably not

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Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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