Point Terrace
Homes for Sale in St. Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 11 closed sales in Point Terrace Sub in St Petersburg, FL since 2016, the most recent in February 2026. Across St Petersburg as a whole, 3,719 homes closed in the last 12 months at a median of $435,000, 44 median days on market, with 1,078 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,430 ($7,620 with the full homestead exemption).
Point Terrace is an older, established St Petersburg pocket with a median build year of 1962 and a stock that stretches from 1925 all the way to 2022. That spread is the story: what you pay here is driven less by a neighborhood-wide price band than by the specific house — original condition versus renovated, and where a given home falls between a nearly century-old cottage and a recent build. Treat the median as a midpoint, not a menu.
The homestead share sits high at roughly 78%, which points to a lot of long-term ownership and comparatively little churn. For sellers, that means well-kept, updated homes tend to stand out against a backdrop of older stock. For buyers, it means inventory can be thin and condition varies widely, so underwriting each property on its own merits matters more than leaning on any single average.
Nearby homes for sale
No active listings inside Point Terrace Sub right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a mature St Petersburg subdivision of around 392 homes where age and condition, not a uniform price tier, set value. The median living area of about 1,779 square feet reflects modest, workable footprints rather than sprawling floor plans.
Stellar MLS sales records identify 27 homes in Point Terrace that have changed hands since 2009, built between 1958 and 1974 (median 1964), with a median living area of about 1,515 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Point Terrace is best for.
Best for
- Buyers willing to renovate an older home to build value through condition
- Buyers seeking an established St Petersburg location with modest, manageable square footage
- Long-hold owner-occupants who value stability over quick resale turnover
Probably not for
- Buyers who want new construction or a strictly turnkey property
- Buyers on a tight timeline who cannot wait out thin inventory
- Buyers wanting large floor plans well above the ~1,779-square-foot median
The market around Point Terrace
Point Terrace is too small for its own price trend, so here is the market around it.
In ZIP 33712, 145 homes are on the market and 21% are under contract — a steady corner of St Petersburg.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 33712 (St Petersburg), 363 homes closed in the last 12 months at a median of $460K ($315/sq ft), down 1.7% year over year, with a median 35 days on market. Right now 52 active and 16 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 33712 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Point Terrace specifically. Momentum Research analysis of MLS records.
The Point Terrace buying strategy.
If we were buying in Point Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Point Terrace.
An old-bones market where condition is the variable
With a median year built of 1962 and homes dating as far back as 1925, buyers should expect the usual realities of vintage Florida housing: systems, roofs, and layouts that may predate current expectations. The upside is character and, in many cases, larger lots than newer construction offers. The presence of homes built as recently as 2022 tells you infill and rebuilds happen here, so the block-to-block mix is genuinely varied.
The high homestead share and 392-home count describe a settled community rather than a fast-turning one. Practically, that argues for patience on the buy side and precision on the sell side. A renovated home priced against dated comparables can command attention; an original-condition home priced as if it were updated will sit. Pull permits, inspect thoroughly, and price to condition.
The location and the amenities are priced into every listing in Point Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this varied, the median tells you almost nothing about a specific house. We read each property against its true peers — original versus renovated, small footprint versus expanded — so buyers do not overpay for someone else's deferred maintenance and sellers do not leave money on the table by anchoring to the wrong comps.
Point Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Point Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Point Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Point Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Point Terrace home worth?
Get a no-obligation home value based on real comparable sales in Point Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Point Terrace on the map →
Should you buy in Point Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Point Terrace
Where is Point Terrace?
Point Terrace is a community in St Petersburg, Pinellas County, Florida, ZIP 33712.
Are there homes for sale in Point Terrace right now?
No active listings inside Point Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Point Terrace have an HOA or CDD?
No HOA is on record for Point Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Point Terrace with Momentum Realty’s local guides.
Point Terrace Sub Market Scorecard
Point Terrace Sub is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33712 ZIP is $324,414, about 12.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.