Polynesian Islands in Gulf Breeze

Polynesian Islands
Homes for Sale in Gulf Breeze, FL

All 218 homes for sale in Gulf Breeze, FL · median $487,450 · 50 homes for sale in 32561 · Santa Rosa County homes for sale

Community in Gulf Breeze · Santa Rosa County · ZIP 32561
292 homesBuilt 1961–2024Median sale $636K
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Live Market Pulse
34/100
Market Heat
Cooler than normal
2013 → 2026 · 92 at the 2021 peak
0 is Polynesian Islands's coldest market since 2013, 100 its hottest. Today: 34. How it's scored

Photo courtesy of Rachael Johnson, Levin Rinke Realty · via Pensacola MLS

Built fromLive Pensacola MLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Polynesian Islands in Gulf Breeze, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 16 recorded sales closed at a median of $635,500, $308 per square foot, a median 62 days on market, sellers accepting 92% of original asking (+12% versus the prior year). Homes listed or recently sold were built 1983–2016; 12 of 16 report an HOA (median $4/mo); 7 of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $8,140 ($7,630 with the full homestead exemption).

Polynesian Islands key facts
LocationGulf Breeze, Santa Rosa County, FL · ZIP 32561, 32563, 32566
Homes in the community292 (FL DOR 2025 assessment roll)
Years built1961–2024 (median 1992)
Typical living area2,314 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersFishing, Dock, Pier, Security System, Waterfront Deed Access
Sale prices, last 12 months$635,500 median across 16 closed sales · $308 per sq ft · +12.3% vs the prior 12 months
Days on market (closed sales)62 median
For sale right now3 active, 1 pending · median asking $530,000 · 2.2 months of supply
Owner-occupied (homestead) share69%

Data as of September 20, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Polynesian Islands key facts,” movewithmomentum.com/neighborhoods/polynesian-islands, data as of September 20, 2026.

Last 30 days in Polynesian Islands: 2 under contract right now, 1 closed sale (median $912,000). As of September 22, 2026, Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.

Live · Polynesian Islands Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$636K
Median sold · 12 mo
up 12.3% vs the prior 12 months
+12.3%
1-yr price change
n = 16 and 11 sales in the two windows
$308/sf
Sold $/sqft · 12 mo
peak $322 in 2025
92.2%
Sale vs ask
+138%
T12M median vs 2012
from a $266K median in 2012
Tempo
2.2mo
Supply
3 to 6 months is the balanced band
62days
Median DOM · closed
8 days at the 2021 low
25%
Under contract
Santa Rosa: 34% (512 of 1,511)
3 · 1
For sale · pending
live counts, refreshed twice daily
16
Sold · last 12 mo
10-yr average: about 14 a year
Ownership and context
69%
Owner-occupied · Polynesian Islands
214 of 310 parcels homesteaded (FL DOR 2025)
31%
Non-owner-occupied · Polynesian Islands
incl. 4% trust or LLC-held · 9% out-of-state
292
Homes in the community
plus 18 vacant residential lots · 310 residential parcels (FL DOR 2025)
Track record · 21 years of records
21
Recorded sales · 2024-2025
median $566K · qualified sales on the county roll (FL DOR 2025)
Est. 1961
Community established
homes built 1961-2024, median 1992 (FL DOR 2025)
2,114sqft
Median sold home size
12-mo windows, closed sales
5.5%/yr
Turnover rate
about 16 of 292 homes trade a year
Polynesian Islands Housing Pulse · Momentum Research · as of September 20, 2026

Polynesian Islands right now

🟡 Balanced market. 2.2 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of September 20, 2026. Confidence: High (4 active and pending listings, 16 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($636K) is up 12.3% from the prior 12 months ($566K) and up 138% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending September 20. Confidence: Medium (16 and 11 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 23, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Polynesian Islands market snapshot (as of September 20, 2026): the median sale price is about $636K ($308 per sq ft over the trailing 12 months of closed sales), a median 62 days on market for closed sales, and 2.2 months of supply, a balanced market. The trailing-12-month median is up 12% from the prior 12 months and up 138% since 2012, computed from record-level Pensacola MLS closed sales (16 closings in the current window).

In ZIP 32561 (Gulf Breeze), 142 homes closed in the last 12 months at a median of $605K ($294/sq ft), up 6.2% year over year, with a median 43 days on market. Right now 39 active and 14 pending listings put supply at about 3.4 months — a balanced market. See the live ZIP 32561 housing market and the Santa Rosa County market.

County records show 21 qualified sales in Polynesian Islands across 2024–2025 (13 in 2024, 8 in 2025), median $566,100 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Polynesian Islands: of 16 listing addresses checked against the FEMA National Flood Hazard Layer, 56% sit outside the FEMA Special Flood Hazard Area (Zone X); 44% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Gulf Breeze.

Polynesian Islands is a community of 292 homes in Gulf Breeze, Santa Rosa County, built between 1961 and 2024 (median 1992), with a median living area of about 2,314 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 8 to 18 sales each (16 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K20122014201620182020202220242026
Up 12.3% year over year; up 138% since 2012.
Every sale since 2005 · price vs size
$0$500K$1M1k2k3k
293 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$150$200$250$30020122014201620182020202220242026
Up from $175 in 2012 to a $322 peak in 2025; $308 now.
Median days on market · closed sales
05010015020122014201620182020202220242026
8 days at the 2021 low; 62 now.
Sale price vs original ask · median
92%95%98%100%20122014201620182020202220242026
92.2% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
8 to 18 a year; 16 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
92 at the 2021 peak, 19 in the troughs, 34 now. Same score as the hero card, full history.

Polynesian Islands Market Scorecard

Seller's Market (limited data)

Polynesian Islands is currently a seller's market (limited data). About 1.5 months of supply, a median asking price of $789,500, and homes go under contract in about 101.0 days.

1.5
Months supply
$789,500
Median list
$620,750
Median sold
$307
Per sqft
101.0
Days on mkt
2/2/16
Active/Pend/Sold

Typical home value in the 32563 ZIP is $406,682, about 16.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Polynesian Islands, Gulf Breeze

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-21)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Polynesian Islands

Live MLS inventory for Polynesian Islands. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Polynesian Islands listings as of 2026-09-23, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.

Every Home for Sale in Polynesian Islands Right Now (4)

All 4 active and pending Polynesian Islands listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 3037 Coral Strip Pkwy · $1,150,000 · 3 bd / 3 ba · listed Aug 8, 2026 · listed by Levin Rinke Realty
  • 3220 Duke Dr · $545,000 · 3 bd / 2 ba · pending · listed Jul 22, 2026 · listed by Better Homes And Gardens Real Estate Main Street Properties
  • 2952 Duke Dr · $530,000 · 3 bd / 2 ba · pending · listed Jul 19, 2026 · listed by ERA American Real Estate
  • 1601 College Pkwy · $429,000 · 3 bd / 2 ba · listed Jun 23, 2026 · listed by Berkshire Hathaway Home Services PenFed Realty

Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Gulf Breeze · Elementary
  • GULF BREEZE · Middle
  • Gulf Breeze · High

Zoned schools reflect the assignments reported on recent Polynesian Islands listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Polynesian Islands address.

If we were buying in Polynesian Islands today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Polynesian Islands.

A closer look at the Polynesian Islands market

At a median of $308 per square foot, Polynesian Islands prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 2.2 months of supply, a balanced market and the trailing-12-month median up 12% year over year. Homes that do trade take a median 62 days on market, useful leverage on any listing that has lingered.

The housing stock is 292 homes built between 1961 and 2024, and 69% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Polynesian Islands. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Long-Term Appreciation8.5/10
Recent Direction9.1/10
Liquidity & Demand7.8/10
Owner Commitment6.9/10
Pricing Power4.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.4). Basis: Long-Term Appreciation +138% since 2012; Recent Direction +12.3% year-over-year; Liquidity & Demand 2.2 months of supply; Owner Commitment 69% owner-occupied; Pricing Power 92.2% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Polynesian Islands homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Polynesian Islands.
In short
  • HOA dues reported around $4/month · median of 60 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $4 per month — the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Polynesian Islands sales matched to your home.

What is your Polynesian Islands home worth?

Get a no-obligation home value based on real comparable sales in Polynesian Islands, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Gulf Breeze →

Real comps, not an automated estimate.

Recently off market in Polynesian Islands

Homes in Polynesian Islands that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Polynesian Islands?
The median sale price in Polynesian Islands was $636K over the 12 months ending September 20, 2026 (16 closed sales, Pensacola MLS).
How long do homes in Polynesian Islands take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 62 days on market (16 sales, Pensacola MLS).
Is Polynesian Islands a buyer's or seller's market right now?
As of September 20, 2026, Polynesian Islands is roughly balanced: 2.2 months of supply at the current sales pace (Pensacola MLS live counts).
How many homes are in Polynesian Islands?
The Florida DOR 2025 assessment roll shows 292 homes plus 18 vacant residential lots in Polynesian Islands (public records).
What share of Polynesian Islands is owner-occupied?
69% of Polynesian Islands parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Polynesian Islands built?
Homes in Polynesian Islands were built between 1961 and 2024, with a median year built of 1992 (FL DOR 2025 roll).
Have Polynesian Islands home prices gone up?
The trailing-12-month median is up 138% since 2012, from $266K to $636K (Pensacola MLS closed records).
Who is the best real estate agent for Polynesian Islands?
The best agent for Polynesian Islands is one who actively works Gulf Breeze and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Polynesian Islands.
How do I find a top Gulf Breeze real estate agent who knows Polynesian Islands?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Polynesian Islands and the wider Gulf Breeze area.
Can Momentum Realty connect me with an agent for Polynesian Islands?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Polynesian Islands purchase or sale - no call center and no pressure.
Where is Polynesian Islands, and what county is it in?
Polynesian Islands is in Gulf Breeze, Santa Rosa County, FL, ZIP codes 32561, 32563, 32566. The community's center is about 5 miles northwest of the center of Gulf Breeze (straight-line).
Is Polynesian Islands in a flood zone?
Partly. Of 16 homes we sampled in Polynesian Islands, 56% sit outside a FEMA Special Flood Hazard Area (Zone X) and 44% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Polynesian Islands a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Polynesian Islands: the median sale price over the last 12 months was $636K (16 sales), 49% above the Gulf Breeze median of $427K; homes took a median 62 days to go under contract; the assessment roll counts 292 homes, 69% of them homesteaded (owner-occupied); supply is 2.2 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: September 23, 2026)
Community market statsPensacola MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 32561/32563/32566))
Under-contract sharesPensacola MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (293 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Polynesian Islands with Momentum Realty’s local guides.

Bay Ridge Park0.2 mi away · median $375K, 15 sales/12 moClipper Bay0.4 mi away · 93 homes, built 1961–24Grand Ridge0.7 mi away · median $427K, 5 sales/12 moSailfish Pointe0.8 mi away · 67 homes, built 2021–22, 3 for saleWhisper Bay0.8 mi away · 25 homes, built 1975–84, 6 for saleSea Grove0.9 mi away · median $518K, 3 sales/12 moPelican Bay Estates1.0 mi away · 41 homes, built 2017–19

Browse all neighborhood guides →

Thinking of selling in Polynesian Islands? 16 recorded closings; median 62 days on market (window ending 2026-09-20). See the Santa Rosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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