Provence Townhomes at Waterchase in Tampa

Provence Townhomes at Waterchase Homes for Sale in Tampa, FL

Mid-2000s townhomes · Hillsborough County · ZIP 33626

A gated, low-maintenance townhome enclave inside the guard-manned Waterchase master plan in northwest Tampa.

Inside gated WaterchaseWestchase-area schoolsLow-maintenance living

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Provence is a townhome village inside the larger Waterchase community, so the honest read combines the enclave HOA with the master association, CDD, and a parcel-level flood and insurance check.

Free · No obligation

Unlock Off-Market Provence Townhomes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

0mo

Supply

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Avg DOM

Soft

Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Distress

Jon's Current Read

"Provence Townhomes at Waterchase is a low-maintenance way into the gated Waterchase address, trading a private yard for an exterior-maintained townhome behind a 24-hour manned gate and inside the well-regarded Westchase-area school cluster. The read here is about fees and condition, not square footage of land: you are budgeting the townhome HOA plus the Waterchase master assessment and a CDD line that rides the tax bill, and verifying roof, systems, and the parcel flood zone on a community built around 2004 to 2005. Your leverage is buying a well-kept unit, confirming the full carrying cost before you offer, and reading the insurance math honestly for a Tampa Bay address."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Provence Townhomes at Waterchase is a townhome enclave on Mirabelle Vista Circle inside the gated, guard-manned Waterchase master-planned community in northwest Tampa, near Westchase and Citrus Park (Hillsborough County, ZIP 33626). The townhomes date to roughly 2004, with construction completed around 2005 (community and listing guides, 2026).

The homes are attached townhomes, commonly three and four bedrooms with attached garages, designed for low-maintenance living rather than a private single-family yard. As residents of Waterchase, owners share the broader community's gated entry and resort amenity center, while the Provence enclave carries its own association for exterior and common-area upkeep.

Because Provence sits inside a larger master plan, the carrying cost is layered: a townhome HOA, the Waterchase master association, and a CDD assessment that rides the annual tax bill. The exact lines vary, so confirm the HOA, master, and CDD per parcel before you offer.

The pitch is a gated, amenity-rich address in the Westchase-area school cluster without the upkeep of a detached home. The work is verifying the full fee stack, reading the roof and systems on a roughly twenty-year-old townhome, and quoting flood and wind insurance for the specific address.

Quick Match

Who Provence Townhomes is best for.

Best for

Buyers who want a gated Waterchase address with low-maintenance upkeep
Households who value the Westchase-area school cluster and resort amenities
Lock-and-leave owners who prefer an exterior-maintained townhome
Buyers comfortable budgeting a layered HOA, master, and CDD fee stack

Probably not for

Buyers who need a large private yard or detached single-family home
Anyone unwilling to verify the townhome HOA, master association, and CDD per parcel
Buyers who want to avoid attached-wall townhome living
Buyers unwilling to read roof, systems, and insurance on a mid-2000s home

Market Pulse

How Provence Townhomes is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

56Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Provence Townhomes listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Waterchase or Tampa. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Provence Townhomes at Waterchase buys, holds, and resells. See the five factors.

Interactive Map

Provence Townhomes on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take

Owners share the gated Waterchase amenity center
Clubhouse, fitness center, and resort pools
Two-story waterslide and lighted tennis courts
Basketball courts and a playground on site
Behind a 24-hour manned gate, confirm access and fees

Provence Townhomes at Waterchase is a low-maintenance townhome enclave inside the gated, guard-manned Waterchase master-planned community near Westchase in northwest Tampa. Owners share the Waterchase resort amenity center, which includes a clubhouse, fitness center, pools with a two-story waterslide, lighted tennis courts, basketball courts, and a playground, behind a 24-hour manned gate. There is no golf course in Waterchase. The enclave carries its own townhome association for exterior and common-area upkeep on top of the Waterchase master association, and Waterchase is a Community Development District established by Hillsborough County, so a CDD assessment rides the tax bill. Confirm the townhome HOA, master association, and CDD per parcel.

Nearby & Commute

How far is everything?

The takeaway

Provence pairs a gated northwest Tampa address with quick Veterans Expressway access to the airport and downtown, the Westchase and Citrus Park retail corridors, and a reachable run to the Gulf beaches.

Drive times from Provence Townhomes at Waterchase. They are approximate and vary with traffic and your exact start point inside the community.

Westchase retail and dining~5 to 10 min · shopping and services

Citrus Park Town Center mall~5 to 10 min · regional retail

Veterans Expressway (SR 589)~5 min · toll road access

Tampa International Airport~20 to 25 min · via Veterans Expwy

Downtown Tampa~25 to 35 min · via Veterans Expwy

AdventHealth Tampa or area hospitals~20 to 30 min · varies by facility

Pinellas Gulf beaches~35 to 50 min · via Courtney Campbell

Distances and drive times are approximate and vary with traffic and your exact unit. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Provence Townhomes at Waterchase with Momentum Realty’s local guides.

WEWestwoodLakesTampa, FL · 0.1 mi WEWestchaseSections 373 and 411Tampa, FL · 0.1 mi BWThe Bridgesof WestchaseTampa, FL · 0.3 mi BSBerkeley SquareTampa, FL · 0.4 mi WAWaterchaseTampa, FL · 0.5 mi FRFawn RidgeTampa, FL · 0.6 mi WEWestchaseTampa, FL · 0.6 mi WAWorthington atWest Park VillageTampa, FL · 0.7 mi OMOld MemorialTampa, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Provence Townhomes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Hillsborough County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Provence Townhomes is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Bryant Elementary School

Verify by addressrating

Public

Farnell Middle School

Verify by addressrating

Public

Sickles High School

Verify by addressrating

Buying with schools in mind? We can confirm the exact zoned schools for any Provence Townhomes address.

The takeaway

What is actually shaping value around Provence Townhomes at Waterchase: the northwest Tampa gated-and-amenity premium, Hillsborough County flood and drainage investment after the 2024 storms, and Florida's stabilizing property insurance market. Each item is sourced and linked.

Recent Developments in Provence Townhomes at Waterchase

Development Intelligence

Our read on what is being built around Provence Townhomes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe gated Waterchase address and Westchase-area schools point to steady townhome demand, with the watch items being the layered fee stack, the insurance and flood picture, and the condition of mid-2000s units.

Gated Waterchase address and resort amenities

Ongoing

BullishMajor impact

SignificanceRadius: Community

A 24-hour manned gate, the resort amenity center, and the Westchase-area school cluster underpin demand for low-maintenance townhomes in the gate.

Hillsborough flood and drainage investment after the 2024 storms

2026

BullishNotable impact

SignificanceRadius: County

County stormwater and drainage spending after Helene and Milton aims to improve resilience, a positive for buyers weighing Tampa Bay flood risk.

Florida property insurance market stabilizing

2026

BullishNotable impact

SignificanceRadius: State

Slowing rate increases and new carriers entering the market ease a key carrying cost, though premiums for a mid-2000s home still must be quoted per unit.

Layered HOA, master, and CDD fee stack

Ongoing

NeutralNotable impact

SignificanceRadius: Community

A townhome HOA plus the Waterchase master plus a CDD assessment means carrying cost has to be verified line by line per parcel.

Mid-2000s townhome condition and roof age

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Built around 2004 to 2005, units vary on roof, systems, and association reserve health, so condition drives value and must be read per unit.

Parcel-level flood and wind insurance exposure

Ongoing

NeutralNotable impact

SignificanceRadius: Area

Tampa Bay flood and wind exposure is parcel specific, making the FEMA check and an address-level insurance quote essential diligence.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Provence Townhomes at Waterchase, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

April 2026
Infrastructure
Hillsborough approves additional a confirmed amount million for flood protection
Hillsborough County commissioners approved an additional a confirmed amount million for flood protection and drainage work as part of the Rebuilding for Tomorrow program, funded by a federal disaster-recovery block grant after hurricanes Helene and Milton, including culvert repairs and stormwater system upgrades countywide. Why it matters: County-wide drainage investment is a long-run positive for buyers weighing Tampa Bay flood resilience, though parcel-level flood checks still matter. Source
February 2026
Market
Report finds Florida insurance costs below the no-reform path
An industry report found Florida property insurance costs running materially lower than they would have without the state's litigation reforms, with average requested rate increases falling sharply and new carriers entering the market. Why it matters: A stabilizing insurance market eases a key Tampa Bay carrying cost, but a mid-2000s townhome still needs an address-level wind and flood quote. Source
October 2024
Weather
Hurricanes Helene and Milton drive Tampa Bay flood focus
Hurricanes Helene and Milton struck the Tampa Bay region in late September and October 2024, causing widespread flooding and prompting renewed buyer focus on flood zones, drainage, and insurance across Hillsborough County. Why it matters: The 2024 storms reinforced that parcel-level flood and insurance diligence is essential anywhere in the Tampa Bay metro, including inland gated communities. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Provence Townhomes buying strategy.

If we were buying in Provence Townhomes, this is the order of operations we would run, and the one we run for our clients.

Add up the full fee stack. Provence carries a townhome HOA plus the Waterchase master assessment plus a CDD line, so confirm all three for the exact unit before you offer.

Read the townhome condition. These date to about 2004 to 2005, so check roof age, HVAC, and any shared-wall or building-envelope items in the association budget.

Verify the FEMA flood zone for the parcel. Tampa Bay flood exposure is parcel specific, so pull the flood zone and quote insurance for the address.

Confirm what the associations cover. Ask exactly what exterior maintenance, paint, lawn, and roof responsibilities sit with the HOA versus the owner.

Use the Waterchase context, and cross-shop the broader Waterchase single-family and estate stock if you want a detached home in the same gate.

The Quick Decision

Best Buy

A well-kept townhome with a healthy association reserve and updated systems

Biggest Risk

Underbudgeting the layered HOA, master, and CDD stack, or roof and systems on an older townhome

Best Lot

An interior or end unit that suits your privacy and parking needs

Smart Timing

Confirm the full fee stack and the flood zone before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Provence Townhomes Homes For Sale

What your money buys in Provence Townhomes.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Provence Townhomes today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Townhome

An original mid-2000s unit needing roof, systems, or cosmetic updates, the affordable way into the gated Waterchase address.

Lowest entry

The Updated Unit

A well-kept townhome with updated kitchen, systems, and a healthy association reserve, the heart of the resale market here.

Most inventory

The Top End Unit

A fully renovated end unit or premium-location townhome that shows turnkey and holds value best inside the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry Townhome

An original mid-2000s unit needing roof, systems, or cosmetic updates, the affordable way into the gated Waterchase address.

The Updated Unit

A well-kept townhome with updated kitchen, systems, and a healthy association reserve, the heart of the resale market here.

The Top End Unit

A fully renovated end unit or premium-location townhome that shows turnkey and holds value best inside the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Provence Townhomes, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Golf and lake lots resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Provence Townhomes is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Provence Townhomes holds value.

Our read on the factors that protect resale here, and the one to manage.

Roof age (built ~2004 to 2005)Verify and budget reserve

HVAC and systemsLikely at or past first replacement

Kitchen and bathsMany units updated, varies by unit

Building envelope and shared wallsAssociation maintained, check reserve

Flood and insurance postureInland, but verify zone per parcel

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Provence Townhomes

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Ignoring the optional club cost
Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Provence buys you the gated Waterchase address with low upkeep. The deal is won or lost on the full fee stack, the townhome condition, and the insurance math.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.5B+ · Buy Score

Resale Strength7.6/10

Renovation Risk4.8/10

Location Efficiency8.0/10

Long-Term Defensibility7.6/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Provence Townhomes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

End units often command a privacy and light premium
Confirm assigned and guest parking for the unit
Interior units can carry a lower price for the same plan
Verify the FEMA flood zone for the exact parcel
Read the association reserve and condition before finishes

In a townhome enclave like Provence, the unit position and the association health are the part of your money the market protects more than the lot. End units with extra light and privacy, and units with a strong association reserve and a sound building envelope, hold value better than interior units backed by deferred maintenance. The finishes can be updated; the flood zone, the parking, and the association's books cannot be wished away. Read the unit position, the reserve study, and the flood map first, then price the condition against it.

The 15-Second Verdict

Provence Townhomes in 15 seconds.

Best forBuyers who want a gated Waterchase address with low-maintenance townhome living.

Biggest advantageA guarded gate, resort amenities, and the Westchase-area school cluster without a detached home's upkeep.

Biggest riskThe layered HOA, master, and CDD fee stack, plus roof and systems on a mid-2000s townhome.

Sweet spotA well-kept townhome with a healthy reserve and updated roof and systems.

Avoid ifYou want a large private yard or a detached home and dislike attached-wall living.

HOA, CDD & Fees

15-Second Take

Budget a layered HOA, master, and CDD stack
Townhome HOA typically covers exterior and common areas
Waterchase master covers the guarded gate and amenities
A CDD assessment rides the annual tax bill
Verify every line for the exact parcel before you offer

Provence carries its own townhome association on top of the Waterchase master association, and Waterchase is a Community Development District, so a CDD assessment also rides the annual tax bill. The exact dues and lines vary, so confirm the townhome HOA, the master assessment, and the CDD for the specific parcel.

The townhome association typically handles exterior and common-area maintenance for low-maintenance living, while the Waterchase master covers the gated, guard-manned entry and the shared resort amenity center. Confirm exactly what each association covers, including roof, paint, and lawn responsibilities, per the governing documents.

Run Your Numbers

Tools for a Provence Townhomes buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in Provence Townhomes.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Provence Townhomes

Price it to the townhome condition, the fee stack, and the flood zone, not a Waterchase average.

Selling a Provence townhome means pricing to your unit's condition and the real carrying cost, not to a broad Waterchase single-family average. Roof age, updated systems, the association reserve, and the flood zone are what set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Provence Townhomes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Waterchase, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Provence Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Provence Townhomes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Provence Townhomes at Waterchase on the map →
Or get your Provence Townhomes at Waterchase home value & selling guide →

Real comps, not a Zestimate.

Provence Townhomes at Waterchase Market Scorecard

Strong seller's market

Provence Townhomes at Waterchase is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8

Months supply

$1,019,500

Median list

$847,500

Median sold

$313

Per sqft

Days on mkt

6/8/41

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Provence Townhomes at Waterchase?

Provence is a townhome enclave on Mirabelle Vista Circle inside the gated Waterchase master-planned community in northwest Tampa, near Westchase and Citrus Park, in Hillsborough County, ZIP 33626.

Is Provence inside the gated Waterchase community?

Yes. Provence sits inside Waterchase, which is a gated community with a 24-hour manned gate and a resort amenity center shared by residents (community guides, 2026).

When were the Provence townhomes built?

The community dates to roughly 2004, with construction completed around 2005 (community and listing guides, 2026). As with any home of this era, confirm roof age and systems for the specific unit.

What kind of homes are in Provence?

Provence is attached townhomes, commonly three and four bedrooms with attached garages, built for low-maintenance living rather than a detached single-family yard.

What amenities do Provence owners get?

As Waterchase residents, owners share the community's gated entry and resort amenity center, which includes a clubhouse, fitness center, pools including a two-story waterslide, lighted tennis courts, basketball courts, and a playground (community guides). Confirm current access and any fees.

What are the HOA and CDD fees at Provence?

Provence carries a townhome HOA plus the Waterchase master association, and Waterchase is a Community Development District, so a CDD assessment also rides the tax bill. Confirm all three lines for the exact parcel.

What does the townhome association cover?

It typically handles exterior and common-area maintenance for low-maintenance living, while the master association covers the guarded gate and amenities. Confirm roof, paint, and lawn responsibilities in the governing documents.

What schools serve Provence Townhomes?

Listing and community guides cite Bryant Elementary, Farnell Middle, and Sickles High in the Westchase-area cluster (2026). School assignment is by address and can change, so confirm the zoned schools for any specific home.

Is Provence in a flood zone?

Flood exposure in Tampa Bay is parcel specific. Always pull the FEMA flood zone and quote flood and wind insurance for the exact address during diligence.

How is the commute from Provence to Tampa?

The Veterans Expressway (SR 589) is the fast route toward Tampa International Airport and downtown, with the Westchase and Citrus Park retail corridors nearby. Drive times vary with traffic and your exact start point.

Is a townhome in Provence a good investment?

The gated Waterchase address, amenities, and the Westchase-area schools support demand, but this is a fee-layered, condition-driven townhome market. Roof, systems, insurability, and the association reserve drive the outcome; this is not a guarantee of future value.

How does Provence compare to the rest of Waterchase?

Provence is the low-maintenance townhome way into the same gate, while the broader Waterchase stock is single-family and estate homes. They share the amenities but differ on upkeep, yard, and fee structure.

What insurance should I budget for a Provence townhome?

For a mid-2000s Tampa Bay townhome, budget wind and flood coverage and confirm what the association master policy covers versus the owner's HO-6 policy. Quote the specific unit, since roof age and wind mitigation drive the premium.

Can I rent out a Provence townhome?

Leasing rules are set by the townhome and master associations and can include restrictions or minimum terms. Confirm the current leasing rules in the governing documents before you count on rental use.

The Verdict

Should you buy in Provence Townhomes?

An honest fit check. We will tell you when it is not your community.

Buyers who want a gated Waterchase address with low-maintenance upkeepExcellent fit

Households who value the Westchase-area school cluster and resort amenitiesExcellent fit

Lock-and-leave owners who prefer an exterior-maintained townhomeExcellent fit

Buyers comfortable budgeting a layered HOA, master, and CDD fee stackExcellent fit

Buyers who will read roof, systems, and insurance per unitExcellent fit

Buyers who need a large private yard or a detached single-family homeProbably not

Anyone unwilling to verify the townhome HOA, master, and CDD per parcelProbably not

Buyers who want to avoid attached-wall townhome livingProbably not

Buyers unwilling to read roof, systems, and insurance on a mid-2000s homeProbably not

Buyers who need an extremely low monthly carrying costProbably not

Get the inside read on Provence Townhomes

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Provence Townhomes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Provence Townhomes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Provence Townhomes at Waterchase — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Provence Townhomes at Waterchase Homes for Sale in Tampa, FL

The 60-Second Overview

Who Provence Townhomes is best for.

Best for

Probably not for

How Provence Townhomes is performing right now

Provence Townhomes on the map.

The Club & Membership

How far is everything?

Nearby Communities

Schools

Bryant Elementary School

Farnell Middle School

Sickles High School

Recent Developments in Provence Townhomes at Waterchase

Gated Waterchase address and resort amenities

Hillsborough flood and drainage investment after the 2024 storms

Florida property insurance market stabilizing

Layered HOA, master, and CDD fee stack

Mid-2000s townhome condition and roof age

Parcel-level flood and wind insurance exposure

Hillsborough approves additional a confirmed amount million for flood protection

Report finds Florida insurance costs below the no-reform path

Hurricanes Helene and Milton drive Tampa Bay flood focus

The Provence Townhomes buying strategy.

The full read, only if you want it.

What your money buys in Provence Townhomes.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Provence Townhomes holds value.

5 Mistakes Buyers Make in Provence Townhomes

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Ignoring the club decision

Skipping the systems check

Momentum Buy Score.

Why our read on Provence Townhomes is different.

Which Lots & Views Hold Value Best

Provence Townhomes in 15 seconds.

HOA, CDD & Fees

Tools for a Provence Townhomes buy.

Price it to the townhome condition, the fee stack, and the flood zone, not a Waterchase average.

In Provence Townhomes, condition and view decide your number

What is your Provence Townhomes home worth?

Price History: What Homes Here Have Actually Sold For

Provence Townhomes at Waterchase Market Scorecard

Frequently Asked Questions

Should you buy in Provence Townhomes?

Get the inside read on Provence Townhomes

You are all set.

Need to sell fast in Hillsborough County?

You just read the data. Now see what your home is worth.