River Marina Phs
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 30 townhomes for sale in Stuart · 313 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, the MLS records 66 closed sales in River Marina Phs 3 & 5 in Stuart, FL since 2015, the most recent in February 2023. Recorded prices across those 66 sales ran from $195,000 to $335,000 (median $222,500), on homes of 1,542 to 1,618 sq ft. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $3,440 ($2,830 with the full homestead exemption).
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 301 (FL DOR 2025 assessment roll) |
| Years built | 2006–2017 (median 2015) |
| Typical living area | 1,614 sq ft (median) |
| Amenities listed by sellers | Cabana, Fire Sprinkler System, None, Playground, Pool |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “River Marina Phs 3 & 5 key facts,” movewithmomentum.com/neighborhoods/river-marina-phs-3-5, data as of September 20, 2026.
River Marina Phs 3 & 5 in Stuart is a small, self-contained pocket where pricing is driven by the individual home more than by any headline number. With no closings in the current window and no community amenities surfacing in the active MLS data, there is no recent comp trail to lean on, so condition, lot position, and finish level do most of the work in setting value here.
For buyers, that means underwriting each listing on its own merits rather than assuming a neighborhood-wide price. For sellers, it means presentation and a defensible list price matter more than ever, because a thin recent-sales record gives appraisers and buyers little to anchor to. Expect negotiation to hinge on the specifics of the house in front of you.
The 60-Second Overview
This is a compact Stuart enclave in Martin County with no amenities identified in current listings, so the draw is the location and the homes themselves rather than a shared clubhouse or pool package.
BeachesMLS sales records identify 60 homes in River Marina Phs that have changed hands since 2009, built between 2006 and 2017 (median 2015), with a median living area of about 1,618 sq ft and a typical 3-bedroom, 2.5-bath layout; 62% are townhomes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 23 qualified sales in River Marina Phs across 2024–2025 (10 in 2024, 13 in 2025), median $352,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who River Marina Phs is best for.
Best for
- Buyers targeting a quiet Stuart pocket who are comfortable underwriting a single home rather than a neighborhood average
- Buyers who prefer to skip amenity fees and put budget into the house itself
- Long-hold buyers who value location in coastal Martin County over turnkey community facilities
Probably not for
- Buyers who want a clubhouse, pool, or other shared amenities on site
- Buyers who need a heavy volume of recent comparable sales to feel confident on price
- Investors looking for fast, data-rich turnover signals in the current window
The market around River Marina Phs
River Marina Phs is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not River Marina Phs specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in River Marina Phs 3 & 5, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Homes For Sale Right Now in River Marina Phs
Live MLS inventory for River Marina Phs. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending River Marina Phs listings as of 2026-09-22, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Every Home for Sale in River Marina Phs 3 5 Right Now (1)
All 1 active and pending River Marina Phs 3 5 listings with a detail page, newest first, refreshed twice a day from the MLS.
- 9440 SW Merlin Court · $324,000 · 3 bd / 2.5 ba · pending · listed Jun 27, 2026 · listed by The Keyes Company (Tequesta)
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Crystal Lake (Martin) · Elementary
- Dr. David L. Anderson · Middle
- South Fork · High
Zoned schools reflect the assignments reported on recent River Marina Phs listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any River Marina Phs address.
Shop the zone: Homes zoned for South Fork High School
The River Marina Phs buying strategy.
If we were buying in River Marina Phs today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Marina Phs.
A quiet pocket in Stuart
River Marina Phs 3 & 5 sits within Stuart's broader coastal Martin County market. Because no community amenities show up in the current MLS listings, buyers should not expect an amenity-rich HOA experience here; value lives in the house and its position, not in a shared facilities offering.
With no closings recorded in the current window, this is a market you read one listing at a time. Price spread tends to be condition-driven in a setting like this, so a renovated home and a dated one can sit far apart even on similar lots. Bring a critical eye to finishes, systems, and lot orientation.
The location and the amenities are priced into every listing in River Marina Phs. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small community with a thin recent-sales record, generic pricing tools fall short. We work the individual home, the lot, and the wider Stuart market to build a defensible number, and we will tell you plainly when a listing is priced ahead of what the house actually supports.
River Marina Phs in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $148/month (about $1,776/yr) · median of 8 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $148 per month ($1,776 a year) — the median AssociationFee across 8 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a River Marina Phs buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Marina Phs sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in River Marina Phs, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your River Marina Phs home worth?
Get a no-obligation home value based on real comparable sales in River Marina Phs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
24% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
Frequently Asked Questions
How many homes are in River Marina Phs?
What share of River Marina Phs is owner-occupied?
When were the homes in River Marina Phs built?
Who is the best real estate agent for River Marina Phs?
How do I find a top Stuart real estate agent who knows River Marina Phs?
Can Momentum Realty connect me with an agent for River Marina Phs?
Where is River Marina Phs, and what county is it in?
Should you buy in River Marina Phs?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (66 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how River Marina Phs 3 & 5 fits the bigger picture — live prices, inventory, and Momentum Scores:
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