River Ridge
Homes for Sale in Stuart, FL
All 268 homes for sale in Stuart, FL · median $483,995 · 178 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
Homes listed or recently sold were built 1989–2005; 4 of 4 report an HOA (median $291/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). As of October 2026, the MLS records 1 closed sale in River Ridge in Stuart, FL, the most recent in February 2021. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
| Location | Stuart, Martin County, FL · ZIP 34994 |
|---|---|
| Homes in the community | 34 (FL DOR 2025 assessment roll) |
| Years built | 1958–2016 (median 1968.0) |
| Typical living area | 2,131 sq ft (median) |
| Amenities listed by sellers | Clubhouse, Gated with Guard, Tennis Court(s), Playground, Community Room, Manager On Site |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 83% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “River Ridge key facts,” movewithmomentum.com/neighborhoods/river-ridge-stuart, data as of September 20, 2026.
Last 30 days in River Ridge: 1 closed sale (median $1,500,000). As of October 2, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
River Ridge sits in Stuart, within Martin County's beaches corridor, and the current MLS snapshot gives us no community amenities to point to and no median price to anchor on. That means price here is driven by the individual home more than by any shared package — condition, lot, and how a given listing shows will do most of the work in setting value.
For a buyer, that puts the burden on comparing homes on their own merits rather than assuming a community premium. For a seller, it means presentation and condition are your levers; without amenities to sell, the house itself has to carry the pitch.
The 60-Second Overview
River Ridge is a residential pocket of Stuart in Martin County. With no shared amenities surfacing in current listings, value here tends to track the individual property rather than any community-wide draw.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of River Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
River Ridge
River Ridge
River Ridge
River RidgePhotos from Beaches MLS listings in River Ridge; content deemed reliable but not guaranteed.
Who River Ridge is best for.
Best for
- Buyers who prioritize the house and lot over community extras
- Buyers wanting a Stuart location close to the beaches corridor
- Value-minded buyers willing to weigh condition against price on each listing
Probably not for
- Buyers who want community amenities like a pool, gate, or clubhouse
- Buyers seeking a turnkey, amenity-branded community feel
- Buyers who need a clear price band before touring individual homes
The market around River Ridge
River Ridge is too small for its own price trend, so here is the market around it.
In ZIP 34994, 214 homes are on the market and 22% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.
ZIP and county figures describe the wider market, not River Ridge specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in River Ridge, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
River Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
The River Ridge buying strategy.
If we were buying in River Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Ridge.
What actually moves value in River Ridge
Because current listings identify no community amenities, there is no pool, gate, or shared feature doing the selling for you. Pricing in a place like this is condition-driven, and the spread between an updated home and one that needs work can be wide. Look hard at the specific home, the lot, and recent work done.
Location does the heavy lifting: this is Stuart, in Martin County's beaches feed, so proximity to the coast and to Stuart's everyday services is part of the story even when the community itself offers no extras. Judge each listing against comparable Stuart homes rather than against a community brand.
The location and the amenities are priced into every listing in River Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no amenities to lean on, the analysis comes down to the individual home and honest comparables — and that is exactly the read we give you. We will tell you when a River Ridge listing is priced on condition it does not have, and when one is genuinely worth the number.
River Ridge in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $283/month (about $3,396/yr) · median of 34 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $283 per month ($3,396 a year) — the median AssociationFee across 34 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a River Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in River Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your River Ridge home worth?
Get a no-obligation home value based on real comparable sales in River Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Recently off market in River Ridge
Homes in River Ridge that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 18360 SE Lakeside Drive · off market
- 18440 SE Lakeside Drive · off market
- 18647 SE Lakeside Way · off market
- 18670 SE Lakeside Way · off market
Frequently Asked Questions
How many homes are in River Ridge?
What share of River Ridge is owner-occupied?
When were the homes in River Ridge built?
Who is the best real estate agent for River Ridge?
How do I find a top Stuart real estate agent who knows River Ridge?
Can Momentum Realty connect me with an agent for River Ridge?
Where is River Ridge, and what county is it in?
Should you buy in River Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34994)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2021 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how River Ridge fits the bigger picture — live prices, inventory, and Momentum Scores:
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