Settlers Ridge
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 212 homes for sale in 32244 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 3 closed sales in Settlers Ridge in Jacksonville, FL since 2005, the most recent in February 2018. Across Jacksonville as a whole, 7,604 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,427 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Settlers Ridge in Jacksonville shows zero active listings in the realMLS feed as of mid-July 2026. There is no live inventory to price against, which means there is no current median, no spread, and no on-market activity to read. Anything you hear about value here right now is inference, not data.
For a seller, that emptiness can be leverage — a well-prepared listing enters with no direct competition inside the community. For a buyer, it means patience and off-market legwork: you cannot tour what is not for sale, so the real work is monitoring for the next home to hit and being ready to move when it does.
Nearby homes for sale
No active listings inside Settlers Ridge right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Settlers Ridge is a Duval County community that, at this snapshot, is fully sold-through on the MLS with no active listings and no amenities identified from current data. It reads as a quiet, low-turnover pocket rather than an active market.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Settlers Ridge is best for.
Best for
- Patient buyers with flexible timing who will monitor for the next home to list
- Sellers who want to enter with no competing listings inside the community
- Buyers targeting this exact Duval County pocket and open to off-market pursuit
Probably not for
- Buyers on a hard deadline who need to close within a set window
- Shoppers who want several homes to tour and compare right now
- Buyers who require shared community amenities, since none are identified here
The market around Settlers Ridge
Settlers Ridge is too small for its own price trend, so here is the market around it.
In ZIP 32244, 313 homes are on the market and 29% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,856 homes are active and 1,668 pending (30% under contract).
In ZIP 32244 (Jacksonville), 864 homes closed in the last 12 months at a median of $272K ($170/sq ft), up 0.7% year over year, with a median 41 days on market. Right now 164 active and 85 pending listings put supply at about 6.0 months — a balanced market. See the live ZIP 32244 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Settlers Ridge specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Settlers Ridge, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Settlers Ridge buying strategy.
If we were buying in Settlers Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Settlers Ridge.
A community with no live market
With no active listings, price here is condition-driven and situational rather than set by a visible range. We have no median to anchor to, so we describe the market qualitatively: thin, quiet, and dependent on when a single home decides to come available. One listing can define the entire community's pricing conversation.
No community amenities surfaced in the current MLS data. That is not a knock — it simply means the value proposition rests on the homes themselves and the Duval County location rather than shared facilities. If amenities matter to you, verify them independently before you commit.
The location and the amenities are priced into every listing in Settlers Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with no active inventory is exactly where local relationships earn their keep. We track turnover in Settlers Ridge, watch for homes before they list, and can tell you honestly whether waiting for this specific community makes sense or whether a comparable Jacksonville pocket gets you there faster.
Settlers Ridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Settlers Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Settlers Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Settlers Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Settlers Ridge home worth?
Get a no-obligation home value based on real comparable sales in Settlers Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Should you buy in Settlers Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 3, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2005 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Settlers Ridge fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Settlers Ridge. These are the public schools most often assigned to other communities in ZIP 32244; zones change and vary by address, so confirm with the district before you buy.
- Westside High School · High · FLDOE grade I (assigned to 53 nearby communities)
- Westside Middle School · 6-8 · FLDOE grade I (assigned to 27 nearby communities)
- Chimney Lakes Elementary School · Elementary · FLDOE grade A (assigned to 20 nearby communities)
- Sadie T. Tillis Elementary School · K-5 · FLDOE grade C (assigned to 13 nearby communities)
- Charger Academy · 6-8 (assigned to 5 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Settlers Ridge
Where is Settlers Ridge?
Settlers Ridge is a community in Jacksonville, Duval County, Florida, ZIP 32244.
Are there homes for sale in Settlers Ridge right now?
No active listings inside Settlers Ridge at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Settlers Ridge have an HOA or CDD?
No HOA is on record for Settlers Ridge in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Settlers Ridge with Momentum Realty’s local guides.