Settlers Ridge
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Settlers Ridge in Jacksonville, FL since 2005, the most recent in February 2018. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
Settlers Ridge in Jacksonville shows zero active listings in the realMLS feed as of mid-July 2026. There is no live inventory to price against, which means there is no current median, no spread, and no on-market activity to read. Anything you hear about value here right now is inference, not data.
For a seller, that emptiness can be leverage — a well-prepared listing enters with no direct competition inside the community. For a buyer, it means patience and off-market legwork: you cannot tour what is not for sale, so the real work is monitoring for the next home to hit and being ready to move when it does.
The 60-Second Overview
Settlers Ridge is a Duval County community that, at this snapshot, is fully sold-through on the MLS with no active listings and no amenities identified from current data. It reads as a quiet, low-turnover pocket rather than an active market.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Settlers Ridge is best for.
Best for
- Patient buyers with flexible timing who will monitor for the next home to list
- Sellers who want to enter with no competing listings inside the community
- Buyers targeting this exact Duval County pocket and open to off-market pursuit
Probably not for
- Buyers on a hard deadline who need to close within a set window
- Shoppers who want several homes to tour and compare right now
- Buyers who require shared community amenities, since none are identified here
The market around Settlers Ridge
Settlers Ridge is too small for its own price trend, so here is the market around it.
In ZIP 32244, 313 homes are on the market and 28% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).
ZIP and county figures describe the wider market, not Settlers Ridge specifically. Momentum Research analysis of MLS records.
The Settlers Ridge buying strategy.
If we were buying in Settlers Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Settlers Ridge.
A community with no live market
With no active listings, price here is condition-driven and situational rather than set by a visible range. We have no median to anchor to, so we describe the market qualitatively: thin, quiet, and dependent on when a single home decides to come available. One listing can define the entire community's pricing conversation.
No community amenities surfaced in the current MLS data. That is not a knock — it simply means the value proposition rests on the homes themselves and the Duval County location rather than shared facilities. If amenities matter to you, verify them independently before you commit.
The location and the amenities are priced into every listing in Settlers Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with no active inventory is exactly where local relationships earn their keep. We track turnover in Settlers Ridge, watch for homes before they list, and can tell you honestly whether waiting for this specific community makes sense or whether a comparable Jacksonville pocket gets you there faster.
Settlers Ridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Settlers Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Settlers Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Settlers Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Settlers Ridge home worth?
Get a no-obligation home value based on real comparable sales in Settlers Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Settlers Ridge on the map →
Should you buy in Settlers Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 30, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2005 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Settlers Ridge fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Settlers Ridge Market Scorecard
Settlers Ridge is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.