Community Details at a Glance
The Homes
Product
Custom single-family estate homes, mostly 3 to 5 bedrooms, many on Hogpen Creek or the marsh with a dock or a deeded marina boat slip
Builder
Custom builders, mostly built from the mid 1980s into the 1990s, with some newer infill homes into the 2010s
Sizes
Roughly 2,360 to 4,200 square feet across the custom plans
Ownership
Fee-simple single-family on a private gated island, around 62 homesites
Costs & Fees
HOA
A homeowners association funds the gate, the marina, and the amenities; confirm the current dues and the boat-slip arrangements in writing for a specific home
CDD
None found in third-party sources; verify on title
Reality
Waterfront frontage, the dock or marina slip, the seawall, and the flood zone drive both price and carrying cost more than square footage
Amenities
Gate
Private gated entry onto the island
Marina
Community marina with floating docks and boat slips, direct Intracoastal access
Clubhouse
Community clubhouse
Tennis
Community tennis court and nature trails
Location
Setting
Intracoastal Waterway and Hogpen Creek off Girvin Road, Southside Jacksonville, ZIP 32224
Shopping
St. Johns Town Center about 12 minutes, Beach Boulevard retail closer
Access
Minutes to San Pablo Road, the Mayo Clinic campus, and J. Turner Butler Boulevard
Beaches
Jacksonville beaches about 12 minutes
The Homes & Style
Seven Pine Island is a small gated waterfront enclave of roughly 62 custom homesites on the Intracoastal Waterway and Hogpen Creek. The homes are large custom builds, mostly 3 to 5 bedrooms in the 2,360 to 4,200 square foot range, most built from the mid 1980s into the 1990s with a handful of newer infill homes into the 2010s.
Because so few homes trade in any year, a single community median is a rough guide rather than a precise market rate; what moves price here is the water. Homes on navigable Hogpen Creek with a private dock sit at the top, marsh-front homes with a deeded marina slip in the middle, and interior homes with deeded marina access at the entry.
The buyer pool is boaters and water-sport households who want a private, gated Intracoastal address with deepwater or marina access, move-down buyers from larger acreage who want low-maintenance waterfront, and Mayo Clinic and Southside professionals who can carry luxury waterfront pricing.
Seven Pine Island is a small enclave of large homes, so the variation is in the home, the lot, and whether a property fronts the creek with its own dock or the marsh with a marina slip.
Properties with direct creek frontage and a private dock command the deepwater premium; marsh-front and interior homes lean on the shared marina for water access at a lower entry.
Living Here
Seven Pine Island centers on its waterfront and marina, with a private amenity set unusual for so small a community.
The community marina, with floating docks and boat slips, gives residents direct access to the Intracoastal Waterway, which is the heart of the community's appeal for boaters and anglers.
A community clubhouse, a tennis court, and nature trails round out the amenity package, with the marsh and water frontage framing the setting.
St. Johns Town Center sits about 12 minutes away with upscale shopping and dining, the Beach Boulevard corridor adds everyday grocery and retail closer to home, and San Pablo Road, the Mayo Clinic campus, and J. Turner Butler Boulevard are minutes away.
Only a handful of Seven Pine Island homes sell in any year, so the right approach is to watch the enclave closely and be ready to move when a home lists; a single median is a rough guide here.
The marina slip or private dock, the seawall, and the flood picture are major components of a waterfront home; confirm the arrangements, the condition, and the flood zone before you offer.
Before You Offer
Jacksonville sees coastal, river, and creek flooding, and waterfront pockets along the Intracoastal and its tributaries sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.
The reliable move is to pull the FEMA flood designation for the exact Seven Pine Island address before you write an offer, since a creek-front home and an interior home on the same island can fall in different zones. A home set back from the water in Zone X can cost far less to insure than a creek-front home in Zone AE or VE. Get a bindable flood and windstorm quote during your inspection period, and have the dock, the seawall, and the boat slip inspected, so the full cost is in your monthly math before you commit, not after.
The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific Seven Pine Island address rather than assuming.
Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one, and on a high-value waterfront home that swing can be large. Budget the true number, and confirm the HOA dues and the marina-slip arrangements in writing before you commit.
Comparisons
Seven Pine Island's natural cross-shops are the other gated waterfront and marina addresses along the Intracoastal on Jacksonville's Southside and at the beaches. Against Queens Harbour Yacht and Country Club nearby, Seven Pine Island trades the large-community golf, the full-service yacht club, and the deep membership for a far smaller, quieter island of around 62 homes, which is the point for buyers who want privacy and a low-key marina over a country-club calendar. Against Pablo Creek Reserve a short drive away, Seven Pine Island gives up the gated luxury single-family prestige and newer construction but offers something Pablo Creek largely cannot, direct creek and marina water access from the home. And against the broader Intracoastal-area enclaves, Seven Pine Island's scarcity, roughly 62 homesites that rarely list, is both its appeal and its constraint. The honest summary: Seven Pine Island wins on privacy, scale, and direct water access, and gives ground on amenities, membership, and turnover to the larger marquee communities nearby.
Who It Fits
Seven Pine Island fits the boater or angler who wants a private, gated Intracoastal address with a private dock or a deeded marina slip, the buyer who values a small, quiet island over a large amenity-heavy community, and the Mayo Clinic or Southside professional who can carry luxury waterfront pricing and wants to be minutes from work and the beach. It also fits the move-down buyer leaving acreage who still wants real water access. It does not fit the buyer who needs a large slate of amenities or a country-club social calendar, the buyer who wants new construction with a builder warranty, or the price-sensitive buyer, since waterfront, the dock, the seawall, and flood and windstorm insurance carry real cost here. And anyone who needs to buy on a fixed timeline should know the enclave rarely has more than a few homes for sale at once, so patience is part of the strategy.




















