Holiday Harbors
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 134 homes for sale in 32224 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY · via realMLS
As of October 2026, Holiday Harbor in Jacksonville, FL has 4 homes for sale, asking from $1,145,000 to $1,950,000 (median $1,462,500). Over the 12 months ending 2026-10-01, 11 recorded sales closed at a median of $480,000, $279 per square foot, a median 23 days on market, sellers accepting 96% of original asking (-46% versus the prior year). Homes listed or recently sold were built 1973–2023; 4 listings state no HOA; 4 of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $8,580 ($7,840 with the full homestead exemption).
Homes For Sale Right Now in Holiday Harbors
Live MLS inventory for Holiday Harbors. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 390 daysTop listing
Active · 118 days
Active · 55 days
Active · 104 daysActive and pending Holiday Harbors listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Holiday Harbors is a well-established Duval County community, with homes built between 1963 and 2023 and a median build year of 1978. That range means construction quality, updates, and system age vary significantly from block to block, which is a bigger driver of price here than location alone. At a median of 2,434 square feet, most homes run larger than typical resale stock, which supports the current median price of $480,000.
The market posture right now is quiet: this snapshot reflects a closings window of just 9 sales and zero active listings, so the -50.3% year-over-year read is a small-sample signal, not a trend — a handful of transactions can move that number sharply. The longer view is steadier, with prices up 123% since 2012, and with nothing currently listed, a buyer serious about this community needs someone who can flag a home before it reaches the open market.
Holiday Harbors right now
🟡 Balanced market. 5.3 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: High (4 active and pending listings, 11 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($480K) is down 46.4% from the prior 12 months ($895K) and up 123% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Low (11 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Holiday Harbors market snapshot (as of October 1, 2026): the median sale price is about $480K ($279 per sq ft over the trailing 12 months of closed sales), a median 23 days on market for closed sales, and 5.3 months of supply, a balanced market. The trailing-12-month median is down 46% from the prior 12 months and up 123% since 2012, computed from record-level realMLS closed sales (11 closings in the current window).
In ZIP 32224 (Jacksonville), 1,018 homes closed in the last 12 months at a median of $480K ($249/sq ft), down 4.2% year over year, with a median 40 days on market. Right now 162 active and 115 pending listings put supply at about 2.5 months — a healthy market. See the live ZIP 32224 housing market and the Duval County market.
County records show 8 qualified sales in Holiday Harbor across 2024–2025 (6 in 2024, 2 in 2025), median $1.41M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Holiday Harbor: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 69% sit outside the FEMA Special Flood Hazard Area (Zone X); 31% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
Holiday Harbors is a community of 94 homes in Jacksonville, Duval County, built between 1965 and 2023 (median 1980.0), with a median living area of about 2,476 square feet. 94% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Holiday Harbors is a 330-home Duval County community built out over six decades, with a median home at 2,434 square feet and a median price of $480,000 as of July 2026.
The setting & the homes.
Aerial and on-site photos of Holiday Harbors. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Holiday Harbors; content deemed reliable but not guaranteed.
Who Holiday Harbors is best for.
Best for
- Buyers who want more living space than a typical resale home in this price range and can be flexible on the home's age and condition.
- Buyers or sellers comfortable transacting where inventory is currently at zero and timing on- and off-market opportunities matters.
- Long-term holders drawn to the track record of appreciation since 2012, not looking for a quick flip.
Probably not for
- Buyers who need to compare several active listings side by side before deciding — nothing is currently on the market here.
- Buyers set on turnkey, recently built construction, given the range of build years running back to 1963.
- Anyone reading the year-over-year figure as a stable trend rather than a small-sample data point.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($480K) IS the median in the snapshot above, and the move from 2025 ($895K) IS the -46.4% one-year change.
Windows contain 4 to 14 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
40% of homes for sale in ZIP 32224 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Holiday Harbors Market Scorecard
Holiday Harbors is currently a balanced market. About 5.3 months of supply, a median asking price of $1,462,500, and homes go under contract in about 111 days.
Typical home value in the 32224 ZIP is $458,997, about 14.5% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Holiday Harbor, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Holiday Harbors on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Holiday Harbors

- Gated · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Holiday Harbors are close: the nearest parks is about 2 minutes away.
- Castaway Island Preserve · Parks2 min
- La Costa Mexican cantina · Dining3 min
- Starbucks · Coffee4 min
- Keely Clare · Groceries5 min
- Village Shoppes At San Pablo · Shopping5 min
- Pablo Oaks Building · Health8 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Treasure Cove Lane (19 homes on record)
- Blackbeard Drive (19 homes on record)
- Treasure Cove Lane (9 homes on record)
- Blackbeard Drive (9 homes on record)
- Pine Island Drive (7 homes on record)
- Treasure Cove Lane (6 homes on record)
Nearby Communities
Explore more neighborhoods near Holiday Harbors with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Alimacani Elementary SchoolFLDOE grade A · Public PreK-5 (San Pablo Rd)
- Duncan U. Fletcher Middle SchoolFLDOE grade A · Public Middle 6-8
- Sandalwood High SchoolFLDOE grade A · Public High 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Holiday Harbors address.
Shop the zone: Homes zoned for Alimacani Elementary School · Homes zoned for Duncan Fletcher Middle School · Homes zoned for Fletcher Jr High Middle School · Homes zoned for Sandalwood High School
The Holiday Harbors buying strategy.
If we were buying in Holiday Harbors today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Holiday Harbors.
Reading the Numbers in a Thin Market
At $480,000 median and $281 per square foot, Holiday Harbors prices in line with an established community offering larger-than-typical square footage. A median 23 days on market before closing points to homes that move quickly when priced correctly, even within this small window.
With active listings at zero and only 9 closings feeding this snapshot, there is not enough current inventory to draw firm conclusions about where pricing sits today versus six months ago. Both the -50.3% year-over-year figure and the 123% gain since 2012 should be read as long-run and short-sample data points, not a forecast — the next handful of transactions will tell more than last year's average alone.
The location and the amenities are priced into every listing in Holiday Harbors. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Holiday Harbors buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (5.8). Basis: Long-Term Appreciation +123% since 2012; Recent Direction -46.4% year-over-year; Liquidity & Demand 5.3 months of supply; Owner Commitment 94% owner-occupied; Pricing Power 95.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with zero active listings and a closings window this small, pricing a home or evaluating an offer takes hands-on comp work, not a plug-in number — especially with construction spanning 1963 to 2023, where age and updates swing value more than the address does. Momentum builds the valuation from the specific comps that fit your home or target property, and tracks this community closely enough to flag activity before it shows up in a public listing.
Holiday Harbors in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Holiday Harbors buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Holiday Harbors sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Holiday Harbors, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Holiday Harbors home worth?
Get a no-obligation home value based on real comparable sales in Holiday Harbors, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Holiday Harbor
Homes in Holiday Harbor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 11 on record.
- 13934 Shipwreck Circle · off market
- 13999 Island Cove Drive · off market
- 14409 Rum Keg Court · off market
- 14419 Seafarer Drive · off market
- 14420 Lookout Place · off market
- 2424 Pirate Court · off market
- 2439 Pirate Court · off market
- 2679 Treasure Cove Lane · off market
Price History: What Homes Here Have Actually Sold For
Median sale prices in Holiday Harbors Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in Holiday Harbors?
How long do homes in Holiday Harbors take to sell?
Is Holiday Harbors a buyer's or seller's market right now?
How many homes are in Holiday Harbors?
What share of Holiday Harbors is owner-occupied?
When were the homes in Holiday Harbors built?
Have Holiday Harbors home prices gone up?
What schools serve Holiday Harbors?
Who is the best real estate agent for Holiday Harbors?
How do I find a top Jacksonville real estate agent who knows Holiday Harbors?
Can Momentum Realty connect me with an agent for Holiday Harbors?
Where is Holiday Harbors, and what county is it in?
How far is Holiday Harbors from downtown Jacksonville and the beach?
Is Holiday Harbors in a flood zone?
Is Holiday Harbors a good place to live?
Should you buy in Holiday Harbors?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32224)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (209 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Holiday Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Holiday Harbors
- Home values · What homes in Holiday Harbors actually sell for
- Find an agent · How to choose the best real estate agent in Holiday Harbors






