Shady Oaks Mobile Modular Estates
Homes for Sale in Zephyrhills, FL
All 648 homes for sale in Zephyrhills, FL · median $287,000 · 91 homes for sale in 33540 · Pasco County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of November 2026, Shady Oaks Mobile Modular Estates in Zephyrhills, FL has 6 homes for sale, asking from $79,900 to $226,500 (median $134,950). Homes listed or recently sold were built 1971 - 2018; 18 of 18 report an HOA (median $42/mo); none of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 75 ft).
Homes For Sale Right Now in Shady Oaks Mobile Modular Estates
Live MLS inventory for Shady Oaks Mobile Modular Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 59 daysTop listing
Active · 71 days
Active · 94 days
Active · 165 days
Active · 106 days
Active · 54 daysActive and pending Shady Oaks Mobile Modular Estates listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Tap any home to ask about it.

Price here is driven almost entirely by condition and the individual home, not by location premiums. With a median of $93,700 and a median living area around 1,446 square feet, you're paying roughly $92 a foot in a community where the housing stock spans from 1970 to 2024 and the median build year is 1978. That wide age range means two listings at similar prices can be very different homes, so updates, systems, and lot matter more than the headline number.
The market posture is genuinely balanced: 4.8 months of supply, a heat score of 37, and a median of about 52 days on market tell you neither side has the upper hand. Prices are down 16.3% year over year, so sellers should price to current comps rather than last year's, and buyers have room to inspect, negotiate, and walk. With only 6 active listings and 14 closings in the window, inventory is thin enough that a well-prepared buyer should move deliberately when the right home appears.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Shady Oaks Mobile Modular Estates right now
🟡 Balanced market. 4.8 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (6 active and pending listings, 14 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($94K) is down 16.3% from the prior 12 months ($112K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (14 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Shady Oaks Mobile Modular Estates market snapshot (as of September 20, 2026): the median sale price is about $94K ($92 per sq ft over the trailing 12 months of closed sales), a median 53 days on market for closed sales, and 4.8 months of supply, a balanced market. The trailing-12-month median is down 16% from the prior 12 months, computed from record-level Stellar MLS closed sales (14 closings in the current window).
In ZIP 33540 (Zephyrhills), 184 homes closed in the last 12 months at a median of $342K ($182/sq ft), down 3.4% year over year, with a median 53 days on market. Right now 55 active and 16 pending listings put supply at about 3.6 months - a balanced market. See the live ZIP 33540 housing market and the Pasco County market.
County records show 22 qualified sales in Shady Oaks Mobile Modular Estates across 2024 - 2025 (14 in 2024, 8 in 2025), median $155,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Shady Oaks Mobile Modular Estates: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Zephyrhills.
Shady Oaks Mobile Modular Estates is a community of 197 homes in Zephyrhills, Pasco County, built between 1970 and 2024 (median 1978), with a median living area of about 1,446 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Shady Oaks Mobile Modular Estates is a deed-restricted, amenity-backed community in Zephyrhills where buyer approval is required and golf carts are allowed. With 197 homes and homestead use on roughly 58% of them, this reads as an owner-occupied community rather than an investor pool.
The setting & the homes.
Aerial and on-site photos of Shady Oaks Mobile Modular Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Shady Oaks Mobile Modular Estates; content deemed reliable but not guaranteed.
Who Shady Oaks Mobile Modular Estates is best for.
Best for
- Buying to occupy and homestead in a managed, deed-restricted community
- Buyers who value shared amenities like a pool, clubhouse, and tennis and shuffleboard courts
- Buyers who want time to inspect and negotiate in a balanced market
Probably not for
- Buying to flip quickly or chase short-term appreciation after a 16.3% annual decline
- Buyers who want minimal rules and no fence, vehicle, or buyer-approval requirements
- Buyers needing a large pool of active listings to choose from right now
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($94K) IS the median in the snapshot above, and the move from 2025 ($112K) IS the -16.3% one-year change.
Windows contain 0 to 14 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pasco County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Shady Oaks Mobile Modular Estates Market Scorecard
Shady Oaks Mobile Modular Estates is currently a balanced market. About 5.1 months of supply, a median asking price of $134,950, and homes go under contract in about 98 days.
Typical home value in the 33540 ZIP is $328,194, about 22.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Shady Oaks Mobile Modular Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Shady Oaks Mobile Modular Estates
- Pool · reported on 14 of 15 listings
- Shuffleboard Court · reported on 13 of 15 listings
- Clubhouse · reported on 12 of 15 listings
- Buyer Approval Required · reported on 11 of 15 listings
- Deed Restrictions · reported on 11 of 15 listings
- Association Recreation - Owned · reported on 8 of 15 listings
- Golf Carts OK · reported on 8 of 15 listings
- Fence Restrictions · reported on 2 of 15 listings
- Vehicle Restrictions · reported on 2 of 15 listings
- Tennis Court(s) · reported on 1 of 15 listings
- Special Community Restrictions · reported on 1 of 15 listings
- Community Mailbox · reported on 1 of 15 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Chester W Taylor Elemen-PO · Elementary
- Raymond B Stewart Middle-PO · Middle
- Zephryhills High School-PO · High
Zoned schools reflect the assignments reported on recent Shady Oaks Mobile Modular Estates listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Shady Oaks Mobile Modular Estates address.
Shop the zone: Homes zoned for Zephryhills High School-Po
The Shady Oaks Mobile Modular Estates buying strategy.
If we were buying in Shady Oaks Mobile Modular Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Shady Oaks Mobile Modular Estates.
What the restrictions and amenities actually mean
This is a managed community, and the rules are part of the product. Buyer approval is required, deed restrictions apply, and there are documented limits on fences, vehicles, and other uses alongside special community restrictions. The association owns its recreation, which typically supports shared amenities but also means dues and governance you'll want to understand before you write an offer. Verify current amenity access and all restrictions directly with the HOA - the amenity list is pulled from MLS listings and should be confirmed.
On the plus side, the shared amenities are real: a pool, clubhouse, shuffleboard, and tennis courts, plus a community mailbox and golf-cart allowance that shape day-to-day life here. The trade-off is straightforward - you accept the rules in exchange for the upkeep and recreation the association provides. For buyers who want that structure, it's a feature; for those who want to do as they please on their lot, it's a reason to look elsewhere.
The location and the amenities are priced into every listing in Shady Oaks Mobile Modular Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Shady Oaks Mobile Modular Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (3.2). Basis: Recent Direction -16.3% year-over-year; Liquidity & Demand 4.8 months of supply; Owner Commitment 58% owner-occupied; Pricing Power 77.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A community with a 54-year span of construction, mandatory buyer approval, and a layered restriction set rewards careful homework. We read the specific home against the median, flag the age-driven differences in systems and condition that the price alone won't show, and make sure you understand the approval process and deed restrictions before you're committed. In a balanced market with prices off their prior year, that groundwork is where buyers protect themselves and sellers price to reality.
Shady Oaks Mobile Modular Estates in 15 seconds.
Tools for a Shady Oaks Mobile Modular Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shady Oaks Mobile Modular Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Shady Oaks Mobile Modular Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Shady Oaks Mobile Modular Estates home worth?
Get a no-obligation home value based on real comparable sales in Shady Oaks Mobile Modular Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Shady Oaks Mobile Modular Estates
Homes in Shady Oaks Mobile Modular Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 3601 Muller Dr · off market
| Location | Zephyrhills, Pasco County, FL · ZIP 33540 |
|---|---|
| Homes in the community | 197 (FL DOR 2025 assessment roll) |
| Years built | 1970–2024 (median 1978) |
| Typical living area | 1,446 sq ft (median) |
| Home types (current listings and sales) | manufactured homes 56%, mobile homes 39%, modular home 6% |
| Amenities listed by sellers | Pool, Clubhouse, Shuffleboard Court, Deed Restrictions, Buyer Approval Required, Association Recreation - Owned |
| For sale right now | 6 active, 0 pending · median asking $137,500 · 4.8 months of supply |
| Owner-occupied (homestead) share | 58% |
Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Shady Oaks Mobile Modular Estates key facts,” movewithmomentum.com/neighborhoods/shady-oaks-mobile-modular-estates, data as of November 6, 2026.
Housing distress & ownership in Shady Oaks Mobile Modular Estates, Zephyrhills
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Shady Oaks Mobile Modular Estates
The newest homes for sale in Shady Oaks Mobile Modular Estates right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 3718 Castle Drive $79,900 · 2 bd · 1 ba · 1,332 sq ft · listed Sep 5, 2026 Courtesy of BINGHAM REALTY INC
- 38417 Monet Drive $226,500 · 3 bd · 2 ba · 1,736 sq ft · listed Aug 31, 2026 Courtesy of KELLER WILLIAMS TAMPA CENTRAL
- 38546 Stafford Drive $170,000 · 2 bd · 2 ba · 1,344 sq ft · listed Aug 19, 2026 Courtesy of KELLER WILLIAMS TAMPA PROPERTIES
- 38536 Cone Drive $150,000 · 2 bd · 2 ba · 1,152 sq ft · listed Jul 27, 2026 Courtesy of BINGHAM REALTY INC
- 38513 Willoughby Drive $100,000 · 2 bd · 1.5 ba · 804 sq ft · listed Jul 15, 2026 Courtesy of BINGHAM REALTY INC
- 3734 Castle Drive $119,900 · 2 bd · 1 ba · 768 sq ft · listed May 17, 2026 Courtesy of BINGHAM REALTY INC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Shady Oaks Mobile Modular Estates Right Now (6)
All 6 active and pending Shady Oaks Mobile Modular Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3718 Castle Drive · $79,900 · 2 bd / 1 ba · listed Sep 11, 2026 · listed by Bingham Realty Inc
- 38417 Monet Drive · $226,500 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Keller Williams Tampa Central
- 38546 Stafford Drive · $170,000 · 2 bd / 2 ba · listed Sep 10, 2026 · listed by Keller Williams Tampa Properties
- 38513 Willoughby Drive · $100,000 · 2 bd / 1.5 ba · listed Aug 28, 2026 · listed by Bingham Realty Inc
- 38536 Cone Drive · $150,000 · 2 bd / 2 ba · listed Aug 25, 2026 · listed by Bingham Realty Inc
- 3734 Castle Drive · $119,900 · 2 bd / 1 ba · listed Aug 14, 2026 · listed by Bingham Realty Inc
Recently sold in Shady Oaks Mobile Modular Estates
- 3601 Muller Dr · sold $135,000
- 38552 Monet Drive · sold $65,000
- 3734 Castle Drive · sold $55,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Zephyrhills home searches
- All homes for sale in Zephyrhills, FL
- Homes for sale in Pasco County, FL
- Gated communities in Zephyrhills
- Zephyrhills home values: what is my house worth?
Zephyrhills guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Pasco County)
- Homestead exemption (Pasco County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Muller Drive (15 homes on record)
What it really costs to own in Shady Oaks Mobile Modular Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $500/year (about $42/month) across 18 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pasco County is $1,659/yr (8,233 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 15 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1977 across 18 listings. An original roof here would be about 49 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
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Ask an agent about Shady Oaks Mobile Modular Estates
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Frequently Asked Questions
What is the median home price in Shady Oaks Mobile Modular Estates?
How long do homes in Shady Oaks Mobile Modular Estates take to sell?
Is Shady Oaks Mobile Modular Estates a buyer's or seller's market right now?
How many homes are in Shady Oaks Mobile Modular Estates?
What share of Shady Oaks Mobile Modular Estates is owner-occupied?
When were the homes in Shady Oaks Mobile Modular Estates built?
Who is the best real estate agent for Shady Oaks Mobile Modular Estates?
How do I find a top Zephyrhills real estate agent who knows Shady Oaks Mobile Modular Estates?
Can Momentum Realty connect me with an agent for Shady Oaks Mobile Modular Estates?
Where is Shady Oaks Mobile Modular Estates, and what county is it in?
Is Shady Oaks Mobile Modular Estates in a flood zone?
Should you buy in Shady Oaks Mobile Modular Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33540)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (59 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Shady Oaks Mobile Modular Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Shady Oaks Mobile Modular Estates
- Home values · What homes in Shady Oaks Mobile Modular Estates actually sell for
- Find an agent · How to choose the best real estate agent in Shady Oaks Mobile Modular Estates


