St Andrews Isle
Homes for Sale in Melbourne, FL
All 712 homes for sale in Melbourne, FL · median $395,000 · 271 homes for sale in 32940 · Brevard County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Space Coast MLS
Homes listed or recently sold were built 1999–2002; 5 of 6 report an HOA (median $83/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 37 ft). As of November 2026, the MLS records 1 closed sale in St Andrews Isle in Melbourne, FL, the most recent in August 2026. Across Melbourne as a whole, 1,043 homes closed in the last 12 months at a median of $387,500, 44 median days on market, with 689 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $6,050 ($5,420 with the full homestead exemption).
Price here is driven by the homes themselves, not by shared amenities — the current MLS snapshot identifies none. With a median of $686,500 and a median of about $283 per square foot, you are paying for the house and its condition rather than a gate, a clubhouse, or a pool. Expect a wide spread around that median depending on updates, finishes, and lot.
At a median of 42 days on market, this is a measured pace — not a bidding-war environment, and not stagnant either. For buyers, that means room to inspect and negotiate rather than react. For sellers, it means condition and pricing discipline carry the sale; the market is not going to bail out an ambitious number. Note the closings window is thin, so read every stat as directional, not gospel.
Figures in this note are as of July 18, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside St Andrews Isle right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
St Andrews Isle is a small-transaction pocket of Melbourne where value tracks the individual home rather than any community package — no amenities surface in the current listings, so the house does the talking.
Space Coast MLS sales records identify 45 homes in St Andrews Isle that have changed hands since 2004, built between 1997 and 2003 (median 2000), with a median living area of about 2,696 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in St Andrews Isle across 2024–2025 (3 in 2024, 1 in 2025), median $875,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of St Andrews Isle. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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St Andrews IslePhotos from Space Coast MLS listings in St Andrews Isle; content deemed reliable but not guaranteed.
Who St Andrews Isle is best for.
Best for
- Buyers with a budget centered near the mid-$680s who want the house to drive the value, not amenities
- Renovation-minded buyers ready to price the difference between an updated and a dated home
- Patient buyers who value time to inspect and negotiate over a fast-moving market
Probably not for
- Buyers who need a gated entry, clubhouse, or community pool to justify the purchase
- Buyers needing a fast, certain close who can't tolerate a thin comparable pool
- Buyers seeking a price point well below this community's median
The market around St Andrews Isle
St Andrews Isle is too small for its own price trend, so here is the market around it.
In ZIP 32940, 406 homes are on the market and 32% are under contract — a fast-moving corner of Melbourne.
Across Brevard County, 4,089 homes are active and 1,281 pending (24% under contract).
In ZIP 32940 (Melbourne), 189 homes closed in the last 12 months at a median of $412K ($230/sq ft), with a median 36 days on market. Right now 43 active and 9 pending listings put supply at about 2.7 months — a balanced market. See the live ZIP 32940 housing market and the Brevard County market.
ZIP and county figures describe the wider market, not St Andrews Isle specifically. Momentum Research analysis of MLS records.
St Andrews Isle on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap contributors.
The St Andrews Isle buying strategy.
If we were buying in St Andrews Isle today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Andrews Isle.
A house-driven submarket
With no identified community amenities, the pricing logic here is straightforward: condition, square footage, and lot set the number. The median near $283 per square foot is a useful anchor, but the practical range around it comes down to how updated a given home is. Two homes of similar size can land far apart on renovation state alone.
The 42-day median sits at a pace where diligence pays off. Buyers have time to compare, tour more than once, and hold firm on inspection items. Sellers should lean on presentation and a realistic list — with a small number of recent closings, one or two comparable sales move the read, so pricing to the actual home rather than a hoped-for figure matters more here than in a high-volume market.
The location and the amenities are priced into every listing in St Andrews Isle. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin-data, condition-driven market like this one, the value is in reading each home against a small pool of comparables and pricing to reality. We track Space Coast Brevard closings closely and will tell you plainly when a listing is priced ahead of its condition — or when a well-kept home is worth stretching for.
St Andrews Isle in 15 seconds.
Tools for a St Andrews Isle buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Andrews Isle sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Andrews Isle, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Andrews Isle home worth?
Get a no-obligation home value based on real comparable sales in St Andrews Isle, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Melbourne →
| Location | Melbourne, Brevard County, FL · ZIP 32940 |
|---|---|
| Homes in the community | 68 (FL DOR 2025 assessment roll) |
| Years built | 1997–2003 (median 1999.5) |
| Typical living area | 3,876 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated, Security Gate, RV/Boat Storage, Basketball Court, Curbs, Entry Phone/Intercom |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 93% |
Data as of November 8, 2026. Based on information from the Space Coast MLS for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “St Andrews Isle key facts,” movewithmomentum.com/neighborhoods/st-andrews-isle, data as of November 8, 2026.
Housing distress & ownership in St Andrews Isle, Melbourne
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
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Melbourne guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Brevard County)
- Homestead exemption (Brevard County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Stoney Point Road (29 homes on record)
What it really costs to own in St Andrews Isle
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $995/year (about $83/month) across 5 MLS listings (most billed annually; 2026-11-09). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Brevard County is $2,348/yr (6,986 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
Email me new listings in St Andrews Isle
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about St Andrews Isle
Have a question about the homes, fees, rules or commute here? A Momentum agent who works St Andrews Isle will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in St Andrews Isle?
What share of St Andrews Isle is owner-occupied?
When were the homes in St Andrews Isle built?
Who is the best real estate agent for St Andrews Isle?
How do I find a top Melbourne real estate agent who knows St Andrews Isle?
Can Momentum Realty connect me with an agent for St Andrews Isle?
Where is St Andrews Isle, and what county is it in?
Should you buy in St Andrews Isle?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: November 8, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32940)) |
| Under-contract shares | Space Coast MLS records, as of 2026-11-08 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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