St Croix at Silver Shells
Homes for Sale in Destin, FL

St Croix at Silver Shells market snapshot (as of September 20, 2026): the median sale price is about $1.28M, and a median 158 days on market for closed sales.

In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

Emerald Coast MLS sales records identify 36 homes in ST CROIX AT SILVER SHELLS that have changed hands since 2002, built between 1999 and 2000 (median 1999), with a median living area of about 1,674 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

St Croix is one address inside the larger Silver Shells resort setting in Destin, Okaloosa County — a Gulf-oriented, resort-style location rather than a standalone subdivision. Current MLS data shows no distinct community amenities tied to this listing set, so the draw here is the address and the resort context around it.

When a community shows just one active listing, there is no median trend line to lean on and no spread to average out. The right approach is to treat the unit on its own terms — orientation, level, interior condition — and then step back and price it against the broader Silver Shells resort activity in Destin, since that is the market a buyer here is really comparing against.

We have no confirmed community-specific amenity data from the current MLS record for St Croix, so we won't claim pools, decks, or services that aren't documented. What we can say plainly is that this is a resort-area address in Destin, and the value case rests on the property and its Gulf-proximate location rather than on a published amenity list.

In a market this thin, generic comps mislead. We track Silver Shells and the wider Destin resort inventory closely enough to tell you whether the one available unit is priced fairly against everything it competes with, and to move quickly when a second option appears. Whether you're buying or listing, we'll give you the honest read — including when the single option on the board isn't the right one for you.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.