St. Maarten at Silver Shells
Homes for Sale in Destin, FL
All 603 homes for sale in Destin, FL · median $634,900 · 411 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Homes listed or recently sold were built 1999–1999; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). As of September 2026, the MLS records 105 closed sales in St. Maarten at Silver Shells in Destin, FL since 2001, the most recent in September 2026. Across Destin as a whole, 418 homes closed in the last 12 months at a median of $730,000, 99 median days on market, with 314 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $9,410 ($8,900 with the full homestead exemption).
Part of the Silver Shells master-planned community in Destin, FL — see all Silver Shells homes for sale (8 listings across 5 villages and sections in the MLS).
Last 30 days in St. Maarten at Silver Shells: 1 new listing (median asking $1,850,000), 1 under contract right now, 1 closed sale (median $1,630,000). As of September 27, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
St. Maarten at Silver Shells is a small, condo-style enclave inside the Silver Shells development in Destin, and the data here is thin by design: one active listing and a single closing in the most recent window. In a market this compact, price is set unit by unit — condition, floor, view, and how a specific owner has maintained the interior matter far more than any broad neighborhood trend.
With inventory this limited, both sides are negotiating against a very short comp trail. For a buyer, that means the one available unit effectively is the market right now, and pricing it against recent activity requires reading the individual property carefully rather than leaning on volume. For a seller, scarcity can work in your favor, but a thin record cuts both ways — you need the listing itself to justify the number.
The 60-Second Overview
This is a low-volume, Gulf-adjacent condo pocket within Silver Shells in Destin, where turnover is slow and each transaction stands largely on its own merits rather than a deep pattern of recent sales.
Emerald Coast MLS sales records identify 55 homes in ST. MAARTEN AT SILVER SHELLS that have changed hands since 2001, built between 1999 and 2005 (median 1999), with a median living area of about 1,693 sq ft and a typical 3-bedroom, 3-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of St. Maarten at Silver Shells. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
St. Maarten at Silver Shells
St. Maarten at Silver Shells
St. Maarten at Silver ShellsPhotos from Emerald Coast MLS listings in St. Maarten at Silver Shells; content deemed reliable but not guaranteed.
Who St. Maarten at Silver Shells is best for.
Best for
- Buyers seeking a coastal Destin condo who can move when the right unit appears
- Second-home or seasonal-use buyers comfortable with condo ownership and its carrying costs
- Patient buyers willing to underwrite a single property on its own merits rather than a deep market
Probably not for
- Buyers who want to compare many available units before committing
- Anyone needing amenities confirmed up front, since none are identified in current listings
- Buyers who rely on a large volume of recent sales to validate a price
The market around St. Maarten at Silver Shells
St. Maarten at Silver Shells is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Destin.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not St. Maarten at Silver Shells specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in ST. MAARTEN AT SILVER SHELLS, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in St. Maarten at Silver Shells
Live MLS inventory for St. Maarten at Silver Shells. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St. Maarten at Silver Shells listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in St Maarten At Silver Shells Right Now (2)
All 2 active and pending St Maarten At Silver Shells listings with a detail page, newest first, refreshed twice a day from the MLS.
- 15200 Emerald Coast Parkway #1106 · $1,850,000 · 3 bd / 3 ba · listed Sep 24, 2026 · listed by Emerald Coast Acquisitions
- 15200 Emerald Coast Parkway #1107 · $1,850,000 · 3 bd / 3 ba · pending · listed Aug 14, 2026 · listed by Emerald Coast Acquisitions
St. Maarten at Silver Shells on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent St. Maarten at Silver Shells listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any St. Maarten at Silver Shells address.
Shop the zone: Homes zoned for Destin High School
The St. Maarten at Silver Shells buying strategy.
If we were buying in St. Maarten at Silver Shells today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St. Maarten at Silver Shells.
A thin market inside a resort development
St. Maarten sits within the larger Silver Shells development along Destin's Emerald Coast. From the current MLS listings alone, no community amenities are identified for this specific address, so buyers should verify what conveys — building access, parking, storage, and any shared facilities tied to the broader development — directly during due diligence rather than assuming.
Because activity is measured in ones here — one active unit, one recent closing — pricing conversations are qualitative more than statistical. The spread between a fully updated unit and one that needs work can be wide, and with so few data points, an appraisal and a careful walk-through carry more weight than they would in a high-turnover community.
The location and the amenities are priced into every listing in St. Maarten at Silver Shells. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this small, the value we add is legwork, not spin. We pull the actual condo documents, confirm what does and does not convey, and pressure-test any asking price against the limited comps that genuinely apply — then tell you plainly whether the single available unit is worth pursuing or worth passing on.
St. Maarten at Silver Shells in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St. Maarten at Silver Shells buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St. Maarten at Silver Shells sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St. Maarten at Silver Shells, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St. Maarten at Silver Shells home worth?
Get a no-obligation home value based on real comparable sales in St. Maarten at Silver Shells, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in St. Maarten at Silver Shells?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 28, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (105 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how ST. MAARTEN AT SILVER SHELLS fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about St. Maarten at Silver Shells
Where is St. Maarten at Silver Shells?
St. Maarten at Silver Shells is a community in Destin, Okaloosa County, Florida, ZIP 32541.
Are there homes for sale in St. Maarten at Silver Shells right now?
Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does St. Maarten at Silver Shells have an HOA or CDD?
No HOA is on record for St. Maarten at Silver Shells in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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