St. Barth at Silver Shells
Homes for Sale in Destin, FL
All 603 homes for sale in Destin, FL · median $634,900 · 411 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of September 2026, St. Barth at Silver Shells in Destin, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $1,295,000, a median 93 days on market, sellers accepting 87% of original asking (+10% versus the prior year). Homes listed or recently sold were built 2005–2005; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 23 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $16,700 ($16,190 with the full homestead exemption).
Part of the Silver Shells master-planned community in Destin, FL — see all Silver Shells homes for sale (8 listings across 5 villages and sections in the MLS).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Elevators, Gated, Pool, Separate Storage, Short Term Rental - Not Allowed, Waterfront |
| Sale prices, last 12 months | $1,295,000 median across 6 closed sales · +10.2% vs the prior 12 months |
| Days on market (closed sales) | 93 median |
| For sale right now | 1 active, 0 pending · median asking $1,595,000 · 2.0 months of supply |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “ST. BARTH AT SILVER SHELLS key facts,” movewithmomentum.com/neighborhoods/st-barth-at-silver-shells, data as of September 20, 2026.
Last 30 days in St. Barth at Silver Shells: 1 closed sale (median $1,390,000). As of September 27, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
St. Barth at Silver Shells is a coastal Destin address, and price here is driven by condition, unit position, and the pull of the broader Silver Shells setting rather than any long list of on-site perks — current MLS data identifies no community amenities to hang a premium on. The median sits at $1,100,000, so this is a top-of-market segment where finishes and Gulf-proximity do the heavy lifting.
The posture right now favors a patient buyer. Price is down 8.3% year over year, homes are taking a median of 71 days to sell, and the heat score of 32 reads cool. With just one active listing and a thin closings window, sellers need sharp pricing and clean presentation; buyers have room to negotiate but little selection to compare against.
St. Barth at Silver Shells right now
🟡 Balanced market. 2.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (1 active and pending listings, 6 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($1.30M) is up 10.2% from the prior 12 months ($1.18M) and up 120% since 2012. With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (6 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 28, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
St. Barth at Silver Shells market snapshot (as of September 20, 2026): the median sale price is about $1.30M, a median 93 days on market for closed sales, and 2.0 months of supply, a balanced market. The trailing-12-month median is up 10% from the prior 12 months and up 120% since 2012, computed from record-level Emerald Coast MLS closed sales (6 closings in the current window).
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
Emerald Coast MLS sales records identify 52 homes in ST. BARTH AT SILVER SHELLS that have changed hands since 2005, built between 2003 and 2005 (median 2005), with a median living area of about 2,019 sq ft and a typical 3-bedroom, 3-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
This is a high-end Destin segment where the value case rests on the individual unit and its setting, not on a roster of shared amenities. Inventory is scarce, and the market has softened over the past year even as values remain well above where they sat over a decade ago.
The setting & the homes.
Aerial and on-site photos of St. Barth at Silver Shells. Swipe to explore the community.
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St. Barth at Silver ShellsPhotos from Emerald Coast MLS listings in St. Barth at Silver Shells; content deemed reliable but not guaranteed.
Who St. Barth at Silver Shells is best for.
Best for
- Buyers with a budget at or above the seven-figure median who want a Destin coastal base
- Patient purchasers willing to wait for the right unit and negotiate on a softening market
- Owners focused on the individual unit's condition and setting rather than shared amenities
Probably not for
- Buyers who need a broad selection to compare — inventory here is currently a single listing
- Anyone requiring a resort-style amenity package, which current listings do not identify
- Sellers expecting a quick sale, given a median of 71 days and a cooling trend
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.30M) IS the median in the snapshot above, and the move from 2025 ($1.18M) IS the +10.2% one-year change.
Windows contain 0 to 7 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
12% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-28).
St. Barth at Silver Shells Market Scorecard
St. Barth at Silver Shells is currently a balanced market. About 2.0 months of supply, a median asking price of $1,595,000, and homes go under contract in about 74 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in ST. BARTH AT SILVER SHELLS, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in St. Barth at Silver Shells
Live MLS inventory for St. Barth at Silver Shells. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St. Barth at Silver Shells listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in St Barth At Silver Shells Right Now (1)
All 1 active and pending St Barth At Silver Shells listings with a detail page, newest first, refreshed twice a day from the MLS.
- 15500 Emerald Coast Parkway #1003 · $1,295,000 · 3 bd / 3 ba · listed Jul 10, 2026 · listed by Compass
St. Barth at Silver Shells on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent St. Barth at Silver Shells listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any St. Barth at Silver Shells address.
Shop the zone: Homes zoned for Destin High School
The St. Barth at Silver Shells buying strategy.
If we were buying in St. Barth at Silver Shells today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St. Barth at Silver Shells.
A thin, condition-driven top-of-market pocket
The long arc still favors owners: values are up 87% since 2012. But the recent trend has turned, with an 8.3% year-over-year decline and a median of 71 days to sell — meaningfully slower than a hot market. That combination means a listing that lingers is usually a pricing problem, not a demand problem.
With one active listing and only a handful of closings in the tracked window, expect the data to move in jumps rather than smooth lines. A single sale can swing the read. For a buyer, that argues for anchoring to the specific unit's condition and location within Silver Shells rather than to community-wide averages.
The location and the amenities are priced into every listing in St. Barth at Silver Shells. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in St. Barth at Silver Shells buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.5). Basis: Long-Term Appreciation +120% since 2012; Recent Direction +10.2% year-over-year; Liquidity & Demand 2.0 months of supply; Pricing Power 87.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a thin, high-dollar segment where one sale reshapes the median, you need someone who reads the individual unit — condition, position, and how it stacks against the last few closings — instead of leaning on a headline number. We price and negotiate off the specifics, and in a cooling market with limited comparables, that discipline is what protects your basis on both sides of the table.
St. Barth at Silver Shells in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St. Barth at Silver Shells buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St. Barth at Silver Shells sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St. Barth at Silver Shells, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St. Barth at Silver Shells home worth?
Get a no-obligation home value based on real comparable sales in St. Barth at Silver Shells, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in ST. BARTH AT SILVER SHELLS
Homes in ST. BARTH AT SILVER SHELLS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 15500 Emerald Coast Parkway #401 · off market
Frequently Asked Questions
What is the median home price in St. Barth at Silver Shells?
How long do homes in St. Barth at Silver Shells take to sell?
Is St. Barth at Silver Shells a buyer's or seller's market right now?
Have St. Barth at Silver Shells home prices gone up?
Who is the best real estate agent for St. Barth at Silver Shells?
How do I find a top Destin real estate agent who knows St. Barth at Silver Shells?
Can Momentum Realty connect me with an agent for St. Barth at Silver Shells?
Where is St. Barth at Silver Shells, and what county is it in?
Is St. Barth at Silver Shells a good place to live?
Should you buy in St. Barth at Silver Shells?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 28, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (116 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how ST. BARTH AT SILVER SHELLS fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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More on St. Barth at Silver Shells
- Home values · What homes in St. Barth at Silver Shells actually sell for