Stuart Cay
Homes for Sale in Stuart, FL

Stuart Cay is a low-turnover community in Stuart, near the coast in Martin County, where the lack of recent closings and identified amenities means each listing has to be evaluated on its own footing rather than against a busy comp set.

BeachesMLS sales records identify 9 homes in Stuart Cay that have changed hands since 2014, built between 2005 and 2007 (median 2006), with a median living area of about 2,421 sq ft and a typical 3-bedroom, 3.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Stuart Cay is too small for its own price trend, so here is the market around it.

In ZIP 34994, 214 homes are on the market and 22% are under contract — a steady corner of Stuart.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Stuart Cay specifically. Momentum Research analysis of MLS records.

The defining feature of Stuart Cay right now is quiet. No closings have recorded in the window we track, which tells you inventory doesn't move often here and that any single sale will carry outsized weight in setting expectations. That's not a red flag on its own — thin, stable pockets exist all over the Treasure Coast — but it changes how you value a home. Without a rolling stream of comps, the property in front of you is the analysis: its condition, its lot, its position, and what comparable stock elsewhere in the Stuart beaches market is doing.

Current MLS listings also show no shared community amenities, so you're buying the home and the location rather than a package of common facilities. For the right buyer that's a feature, not a shortcoming — it usually means fewer carrying obligations tied to shared infrastructure. The trade-off is that price support leans entirely on the individual property and its Stuart-area setting, not on a marketed amenity story.

In a community with no recent closings and no amenity story to lean on, the value work is manual — pulling comparables from the broader Stuart beaches market, weighing condition and lot honestly, and pricing an offer or a listing that can stand without a fresh transaction to hide behind. That's exactly the kind of ground-level analysis we do rather than outsource to an automated number.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.