Summers Creek
Homes for Sale in Merritt Island, FL

All 215 homes for sale in Merritt Island, FL · median $510,000 · Brevard County homes for sale

Community in Merritt Island · Brevard County
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Built fromLive Space Coast MLS data21 years of closingsUpdated twice daily

As of September 2026, the MLS records 74 closed sales in Summers Creek Phase 2 in Merritt Island, FL since 2005, the most recent in June 2026. Recorded prices since 2024 ran from $545,000 to $614,000 (median $575,000), on homes of 2,426 to 4,026 sq ft. Across Merritt Island as a whole, 263 homes closed in the last 12 months at a median of $440,000, 48 median days on market, with 66 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $8,970 ($8,350 with the full homestead exemption).

Live · Summers Creek Housing Pulse Space Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
2
Sold · last 12 mo
10-yr average: about 4 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Summers Creek is a small pocket of Merritt Island where price is driven by the house itself, not by a roster of shared amenities. With no community features identified from current MLS listings, what you pay tracks condition, updates, lot, and how a given home is presented — expect a wide spread between a dated resale and one that has been brought current.

The closing window here is thin, so recent comps are limited and each sale carries more weight than it would in a high-turnover subdivision. For buyers, that means leaning on the broader Merritt Island market to sanity-check a number. For sellers, it means pricing and prep matter more than usual, because there isn't a deep bench of recent trades to anchor an aggressive ask.

Nearby homes for sale

No active listings inside Summers CreekHomes for Sale in Merritt Island, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

214 Jenifer Court
$700K · 0.1 mi away
5 bd · 3 ba · 3,658 sqft
214 Jenifer Court
Listed by Florida East Coast Real Estate
420 Newfound Harbor Drive
$335K · 0.2 mi away
3 bd · 2 ba · 1,215 sqft
420 Newfound Harbor Drive
Listed by RLL Real Estate Group
520 E Merrimac Drive
$364K · 0.3 mi away
3 bd · 2 ba · 1,219 sqft
520 E Merrimac Drive
Listed by Britton Group, Inc.
540 S Banana River Drive #105
$490K · 0.4 mi away
3 bd · 3 ba · 1,743 sqft
540 S Banana River Drive #105
Listed by EXP Realty, LLC
195 Treasure Street #A4-105
$170K · 0.5 mi away
3 bd · 2 ba · 882 sqft
195 Treasure Street #A4-105
Listed by RE/MAX Elite
185 Treasure Street #B2-106
$117K · 0.5 mi away
2 bd · 1 ba · 704 sqft
185 Treasure Street #B2-106
Listed by Coldwell Banker Realty

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is a compact Merritt Island neighborhood in Brevard County with no amenity package to price around, so value comes down to the individual home. Treat it as a house-by-house market rather than a community-driven one.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on the home and lot rather than shared amenities
  • Buyers comfortable underwriting condition and updates to justify their offer
  • Sellers willing to invest in prep and price realistically against the wider market

Probably not for

  • Buyers who want a pool, gate, clubhouse, or trail system included
  • Buyers who need a deep set of recent local comps before they'll commit
  • Sellers expecting a community premium to carry an aggressive price

The market around Summers Creek

Summers Creek is too small for its own price trend, so here is the market around it.

Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).

ZIP and county figures describe the wider market, not Summers Creek specifically. Momentum Research analysis of MLS records.

If we were buying in Summers Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summers Creek.

Best Buy
Buyers who want a Merritt Island address and are comfortable underwriting a specific home rather than a community package.
Biggest Risk
Thin closings mean fewer local comps and more reliance on the broader market to set price.
Sweet Spot
A well-maintained or updated home priced against honest Merritt Island comps.
Avoid If
You want built-in amenities like a pool, gate, or trails as part of the deal.

A house-driven market, not an amenity one

When a community has no identified shared amenities, buyers aren't paying for pools, gates, or trails baked into the price — they're paying for the structure and the land. That tends to widen the gap between homes: two properties on the same street can carry very different values depending on roof age, systems, kitchen and bath updates, and overall condition. Underwrite the specific house, not the subdivision.

Thin recent-closing activity cuts both ways. It gives sellers less to lean on when they want to justify a stretch price, and it forces buyers to widen the lens to comparable Merritt Island streets to build a defensible number. Days-on-market and how a home shows will do more here than any community narrative.

“

The location and the amenities are priced into every listing in Summers Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, house-driven pocket with limited recent closings, the value is in the comp work — we pull from the wider Merritt Island market, weigh condition honestly, and tell you when a listing price isn't supported. Whether you're buying or selling, that discipline is worth more than a slick pitch in a neighborhood where each sale moves the needle.

Summers Creek in 15 seconds.

Best forBuyers who want a Merritt Island address and are comfortable underwriting a specific home rather than a community package.
Biggest advantagePrice is tied to the house itself, so a well-prepped or updated home can genuinely stand out.
Biggest riskThin closings mean fewer local comps and more reliance on the broader market to set price.
Sweet spotA well-maintained or updated home priced against honest Merritt Island comps.
Avoid ifYou want built-in amenities like a pool, gate, or trails as part of the deal.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Summers Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Summers Creek.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summers Creek sales matched to your home.

What is your Summers Creek home worth?

Get a no-obligation home value based on real comparable sales in Summers Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Summers Creek on the map →

Real comps, not an automated estimate.
Buyers focused on the home and lot rather than shared amenitiesExcellent fit
Buyers comfortable underwriting condition and updates to justify their offerExcellent fit
Sellers willing to invest in prep and price realistically against the wider marketExcellent fit
Buyers who want a pool, gate, clubhouse, or trail system includedProbably not
Buyers who need a deep set of recent local comps before they'll commitProbably not
Sellers expecting a community premium to carry an aggressive priceProbably not

Data sources & freshness

Under-contract sharesSpace Coast MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2005 (74 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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More Merritt Island & Space Coast / Brevard County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Space Coast / Brevard County or the full Neighborhood Finder.

Thinking of selling in Summers Creek Phase 2? 2 recorded closings (window ending 2026-07-15). See the Brevard County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Common questions about Summers Creek

Where is Summers Creek?

Summers Creek is a community in Merritt Island, Brevard County, Florida.

Are there homes for sale in Summers Creek right now?

No active listings inside Summers Creek at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Summers Creek have an HOA or CDD?

No HOA is on record for Summers Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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