Sun Terrace At The Oaks
Homes for Sale in Palm Beach Gardens, FL
All 656 homes for sale in Palm Beach Gardens, FL · median $848,750 · 131 townhomes for sale in Palm Beach Gardens · 180 homes for sale in 33410 · Palm Beach County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $374,000, $325 per square foot, a median 25 days on market, sellers accepting 94% of original asking (-6% versus the prior year). Homes listed or recently sold were built 1991–1993; 4 of 4 report an HOA (median $466/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Palm Beach County's FY2025-26 rate of 18.72 mills, annual property tax runs about $7,000 ($6,230 with the full homestead exemption).
Last 30 days in Sun Terrace At The Oaks: 1 closed sale (median $370,000). As of October 17, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Sun Terrace At The Oaks is a modest, no-frills cluster within Palm Beach Gardens where the market has pulled back 6.5% year-over-year. The median sits at $374,000 with turnover moving quickly at 25 days—homes are priced to clear, and buyers who know the area are writing offers. The price-per-square-foot metric of $325 suggests these are older or more basic units, not the granite-and-stainless inventory that commands a premium elsewhere in the county.
With only three closings in the reporting window, liquidity is thin; when something hits the market at the right number it doesn't last, but you won't have a dozen comps to lean on when you write. Sellers today are working within a down market, so if condition and location align with your budget, this is a straightforward buy without the guesswork of a hot feeding frenzy.
Sun Terrace At The Oaks right now
🟡 Off the recent peak. The trailing-12-month median ($374K) is down 6.5% from the prior 12 months ($400K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 3 sales in the two windows).
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· Updated October 18, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sun Terrace At The Oaks market snapshot (as of September 20, 2026): the median sale price is about $374K ($325 per sq ft over the trailing 12 months of closed sales), and a median 25 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Beaches MLS closed sales (3 closings in the current window).
In ZIP 33410 (Palm Beach Gardens), 1,041 homes closed in the last 12 months at a median of $670K ($365/sq ft), up 8.3% year over year, with a median 46 days on market. Right now 139 active and 46 pending listings put supply at about 3.5 months — a balanced market. See the live ZIP 33410 housing market and the Palm Beach County market.
County records show 36 qualified sales in Sun Terrace At The Oaks across 2024–2025 (18 in 2024, 18 in 2025), median $395,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Sun Terrace At The Oaks is a community of 391 homes in Palm Beach Gardens, Palm Beach County, built between 1990 and 1993 (median 1991), with a median living area of about 1,140 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A quiet, under-the-radar cluster in Palm Beach Gardens where the median price has contracted and inventory moves in less than a month when correctly priced.
The setting & the homes.
Aerial and on-site photos of Sun Terrace At The Oaks. Swipe to explore the community.
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Sun Terrace At The Oaks
Sun Terrace At The Oaks
Sun Terrace At The Oaks
Sun Terrace At The OaksPhotos from Beaches MLS listings in Sun Terrace At The Oaks; content deemed reliable but not guaranteed.
Who Sun Terrace At The Oaks is best for.
Best for
- Buyers stretched thin in Palm Beach Gardens who will trade finishes and amenities for a lower entry point and shorter commute
- Investors or flippers who can source value in condition arbitrage and know the area well enough to price an exit
- Cash buyers who want quick closings and minimal HOA overhead, willing to self-manage repairs and upgrades over time
Probably not for
- Buyers who need a pool, clubhouse, or active community amenities as part of the monthly fee
- First-time buyers relying on appraisal certainty in a data-rich comp set with twenty recent sales to lean on
- Anyone expecting turnkey, recently renovated interiors at this price point without significant condition compromises
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($374K) IS the median in the snapshot above, and the move from 2025 ($400K) IS the -6.5% one-year change.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
29% of homes for sale in ZIP 33410 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Sun Terrace At The Oaks Market Scorecard
Sun Terrace At The Oaks is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Beaches MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Sun Terrace At The Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
The Sun Terrace At The Oaks buying strategy.
If we were buying in Sun Terrace At The Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sun Terrace At The Oaks.
What the numbers tell us about value
The $374K median and $325 per square foot place Sun Terrace At The Oaks at the lower end of Palm Beach Gardens pricing, which typically reflects age, finishes, or location within the broader city grid. Twenty-five days on market is fast—not panic-fast, but quick enough to confirm that motivated sellers are pricing realistically and buyers are responding. The year-over-year decline of 6.5% reflects the broader recalibration we've seen across Palm Beach County; it is not a collapse, but it does mean sellers cannot anchor to last year's comps.
Only three closings in the recent window means you will not find twenty near-identical comps when your appraiser pulls the file. That cuts both ways: less data makes valuation slightly more subjective, but it also means less competition when you find the right unit. No identified community amenities in MLS suggests this is a straightforward residential enclave—no clubhouse, no pool association dues funding elaborate landscaping. You are buying a home and a location, not a resort.
The location and the amenities are priced into every listing in Sun Terrace At The Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sun Terrace At The Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.6). Basis: Recent Direction -6.5% year-over-year; Owner Commitment 66% owner-occupied; Pricing Power 93.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Sun Terrace At The Oaks does not have deep inventory or a steady drip of listings, so timing and access matter. Momentum Realty monitors this pocket closely, knows the condition spread across the handful of sales, and will tell you immediately when a new listing represents fair value or when you should wait. In a thin-data market, having a broker who reads every comparable and understands what drives price—lot position, updates, deferred maintenance—gives you the edge between writing a clean offer and overpaying for someone else's problem.
Sun Terrace At The Oaks in 15 seconds.
What it really costs to own in Sun Terrace At The Oaks
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,467/yr across 4 listings here (MLS tax records, 2026-10-18). |
|---|---|
| HOA dues | Median $466/month across 59 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1993 across 4 listings. An original roof here would be about 33 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Sun Terrace At The Oaks
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sun Terrace At The Oaks
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sun Terrace At The Oaks will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $466/month (about $5,592/yr) · median of 59 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $466 per month ($5,592 a year) — the median AssociationFee across 59 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sun Terrace At The Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sun Terrace At The Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sun Terrace At The Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sun Terrace At The Oaks home worth?
Get a no-obligation home value based on real comparable sales in Sun Terrace At The Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Beach Gardens →
Recently off market in Sun Terrace At The Oaks
Homes in Sun Terrace At The Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 9502 Chapman Oak Court · off market
| Location | Palm Beach Gardens, Palm Beach County, FL · ZIP 33410, 33418 |
|---|---|
| Homes in the community | 391 (FL DOR 2025 assessment roll) |
| Years built | 1990–1993 (median 1991) |
| Typical living area | 1,140 sq ft (median) |
| Amenities listed by sellers | Pool, Closed Circuit Camera(s), Clubhouse, Jogging Path, Manager On Site, Picnic Area |
| Sale prices, last 12 months | $374,000 median across 3 closed sales · $325 per sq ft · -6.5% vs the prior 12 months |
| Days on market (closed sales) | 25 median |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 66% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sun Terrace At The Oaks key facts,” movewithmomentum.com/neighborhoods/sun-terrace-at-the-oaks, data as of September 20, 2026.
Housing distress & ownership in Sun Terrace At The Oaks, Palm Beach Gardens
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Chapman Oak Court (2 homes on record)
- Pin Oak Court (2 homes on record)
- Silverleaf Oak Court (2 homes on record)
- Pin Oak Court (1 homes on record)
- Geminata Oak Court (1 homes on record)
- Geminata Oak Court (1 homes on record)
- Silverleaf Oak Court (1 homes on record)
Recent Developments in Sun Terrace At The Oaks
Development, infrastructure, retail, and school activity affecting Sun Terrace At The Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Palm Beach County approves $26M deal for 400-room second convention center hotel
Palm Beach County commissioners voted 6-1 to approve a $26 million deal with Related Ross for a 400-room hotel on land adjacent to the county convention center in downtown West Palm Beach. The county would buy the property and lease it back to the developer, and officials estimate about 650 permanent jobs, including roughly 255 hotel jobs. Construction could finish within three years.
What it may mean for the marketAdds hotel capacity and several hundred permanent jobs next to the downtown convention district, supporting nearby dining and retail demand. The site is about 8 miles east of Sun Terrace At The Oaks.
Source: WPTV - September 2026Infrastructure
Palm Beach County approves one-year moratorium on large data centers in unincorporated areas
County commissioners unanimously approved the pause on September 24 after a first reading on August 27. It covers new applications for facilities expected to draw 50 megawatts or more at peak demand, with related parcels counted together. The pause lasts one year or until permanent rules are adopted.
What it may mean for the marketPauses large power-intensive facilities in unincorporated areas while permanent rules are written, which affects industrial land use and grid demand planning. The site is about 9 miles east of Sun Terrace At The Oaks.
Source: Find Cheap Broadband - September 2026Parks & Amenities
$280M Palm Beach County parks bond on November ballot would fund fieldhouse, new parks and upgrades
The $280 million bond on the November 3 ballot would be repaid at 5 cents per $1,000 of taxable value over 20 years. Projects include a multisport fieldhouse at Okeeheelee Park, a 125-acre off-highway-vehicle complex near 20-Mile Bend, a 136-acre Sansbury Way Park and a 90-acre Lantana District I Park. The project list may change.
What it may mean for the marketIf approved, the bond would add and upgrade county recreation amenities, including indoor sports space near Okeeheelee Park. The site is about 5 miles southeast of Sun Terrace At The Oaks.
Source: Stet News - September 2026Civic
Palm Beach County puts $175M library bond on November 3 ballot to replace Main Library
Voters will decide on November 3 whether to authorize a $175 million library bond. It would fund a roughly $150 million, 150,000-square-foot replacement for the 1972 Main Library on Summit Boulevard, renovations at 18 branches and completion of a 19th branch in Hypoluxo. The bond needs a simple majority.
What it may mean for the marketIf approved, the bond would upgrade public library facilities across the county's library taxing district and add a branch in Hypoluxo. The site is about 7 miles southeast of Sun Terrace At The Oaks.
Source: Hoodline - July 2026Market
Palm Beach County Total Home Sales Jump for 10th Consecutive Month
Palm Beach County total home sales rose 22.3% year-over-year in June 2026 to 2,456 transactions, with total dollar volume up 53.90% to $2.7 billion. The single-family median sale price increased to $700,000 and the condominium median rose to $325,000.
What it may mean for the marketRising sales volume and median prices signal strengthening demand and higher valuations across the Palm Beach County housing market. The site is about 8 miles east of Sun Terrace At The Oaks.
Source: MIAMI REALTORS - July 2026Development
The Berkeley Palm Beach Breaks Ground at 550 South Australian Avenue in West Palm Beach
The Berkeley Palm Beach broke ground on a 25-story tower with 193 condominium residences at 550 South Australian Avenue overlooking Clear Lake, developed by Al Adelson with Arquitectonica as designer. Sales have exceeded $120 million and completion is anticipated in 2029.
What it may mean for the marketA new 25-story condominium tower adds high-end for-sale housing supply to the downtown West Palm Beach market and continues vertical development along the Clear Lake waterfront. The project is about 8 miles east of Sun Terrace At The Oaks, elsewhere in Palm Beach County.
Source: Florida YIMBY
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
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When were the homes in Sun Terrace At The Oaks built?
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Where is Sun Terrace At The Oaks, and what county is it in?
Should you buy in Sun Terrace At The Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 17, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33410/33418)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2007 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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