Symphony at Hammock Bay
Homes for Sale in Freeport, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, the MLS records 1 closed sale in Symphony at Hammock Bay in Freeport, FL, the most recent in September 2026. Across Freeport as a whole, 802 homes closed in the last 12 months at a median of $393,668, 71 median days on market, with 320 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,840 ($3,460 with the full homestead exemption).
Part of the Hammock Bay master-planned community in Freeport, FL — see all Hammock Bay homes for sale (119 listings across 20 villages and sections in the MLS).
| Location | Freeport, Walton County, FL · ZIP 32439 |
|---|---|
| Homes in the community | 87 (FL DOR 2025 assessment roll) |
| Years built | 2006–2023 (median 2012.5) |
| Typical living area | 2,582 sq ft (median) |
| Amenities listed by sellers | Community Room, Exercise Room, Pickleball, Picnic Area, Playground, Pool |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 79% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Symphony at Hammock Bay key facts,” movewithmomentum.com/neighborhoods/symphony-at-hammock-bay, data as of November 9, 2026.
Symphony at Hammock Bay is a built-out neighborhood of 87 homes in Freeport, and with only one active listing on the market as of mid-2026, this is a supply-starved setting. Price here is driven less by a menu of comparable listings and more by the condition and finish of whatever single home happens to be available. Homes span 2006 to 2023 construction, so a buyer is negotiating against a specific vintage and its updates rather than a broad range of options.
With homestead occupancy near 79%, most of these homes are owned and lived in rather than turned over as rentals or short-term inventory, which tends to keep listing volume thin. For a seller, that scarcity is leverage; for a buyer, it means patience and readiness to move when the right home lists. There is no meaningful spread of choices at any given moment, so the market posture rewards preparation over browsing.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
This is an established Freeport community where turnover is the exception, not the rule. The median home runs around 2,580 square feet, so the housing stock leans toward roomier floor plans rather than starter footprints.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Symphony at Hammock Bay is best for.
Best for
- Buyers wanting a larger, established home and willing to wait for the right listing
- Long-hold owner-occupants who value a stable, low-turnover neighborhood
- Sellers ready to capitalize on scarce competing inventory
Probably not for
- Buyers who need to compare several active listings at once
- Amenity-seekers wanting a pool, clubhouse, or gated package
- Investors targeting brand-new construction or short-term rental turnover
The market around Symphony at Hammock Bay
Symphony at Hammock Bay is too small for its own price trend, so here is the market around it.
In ZIP 32439, 448 homes are on the market and 25% are under contract — a steady corner of Freeport.
Across Walton County, 2,879 homes are active and 587 pending (17% under contract).
ZIP and county figures describe the wider market, not Symphony at Hammock Bay specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in SYMPHONY AT HAMMOCK BAY, Freeport
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Symphony at Hammock Bay buying strategy.
If we were buying in Symphony at Hammock Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Symphony at Hammock Bay.
A built-out community with thin supply
The 2006-to-2023 construction window means a mix of homes approaching two decades old alongside near-new builds, with the median vintage landing around 2012. Practically, that spread shows up in condition: expect variation in roofs, mechanicals, and interior updates from one home to the next, and let the specific home — not a neighborhood average — set your value expectation.
No community amenities surface from current MLS listings, so this is a homes-and-location proposition rather than an amenity-driven one. Buyers who prioritize a clubhouse, pool, or gated package should confirm what actually conveys before assuming it exists here. The draw is the housing itself: sizable floor plans and a stable, owner-occupied base of homes in Freeport's Walton County corridor.
The location and the amenities are priced into every listing in Symphony at Hammock Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with one home on the market, timing and preparation decide outcomes. We track listings before they go live, help you read the condition-and-vintage differences that actually move price here, and keep you ready to act when the right home surfaces — whether you are the one buyer waiting or the seller holding the leverage.
Symphony at Hammock Bay in 15 seconds.
Tools for a Symphony at Hammock Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Symphony at Hammock Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Symphony at Hammock Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Symphony at Hammock Bay home worth?
Get a no-obligation home value based on real comparable sales in Symphony at Hammock Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Freeport →
Recently off market in SYMPHONY AT HAMMOCK BAY
Homes in SYMPHONY AT HAMMOCK BAY that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 182 Amadeus Avenue · off market
Recent Developments in Symphony At Hammock Bay
Development, infrastructure, retail, and school activity affecting Symphony At Hammock Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
DeFuniak Springs tactical training firm plans campus expansion after multimillion-dollar contracts
Stronghold Test & Training Center, on a 50-acre campus at 150 Warfighter Way, plans a new complex with secure vaults, classrooms, offices and a 3D-printing prototyping bay. The company cites a $21 million Navy contract through 2030 and other federal awards; no cost, timeline or job count was given.
What it may mean for the marketDefense-linked contracting growth near Eglin and Hurlburt supports employer activity and specialized jobs in the DeFuniak Springs area. The project is about 17 miles northeast of Symphony At Hammock Bay, elsewhere in Walton County.
Source: Get The Coast - August 2026Infrastructure
Walton commissioners approve up to $4.69 million Westbay Parkway design contract
At its August 17, 2026 meeting, the Walton County Board of County Commissioners approved, on the consent agenda, a contract with Mott MacDonald for Westbay Parkway design not to exceed $4,693,502.38. The same agenda included a $184,117 Dewberry task order for the Santa Clara Regional Beach Access Bramble Grove addition.
What it may mean for the marketDesign work on Westbay Parkway is an early step toward added road capacity in western Walton County. The project is about 11 miles east of Symphony At Hammock Bay, elsewhere in Walton County.
Source: Walton County Government - July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 11 miles east of Symphony At Hammock Bay.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 11 miles west of Symphony At Hammock Bay.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Symphony at Hammock Bay?
What share of Symphony at Hammock Bay is owner-occupied?
When were the homes in Symphony at Hammock Bay built?
Who is the best real estate agent for Symphony at Hammock Bay?
How do I find a top Freeport real estate agent who knows Symphony at Hammock Bay?
Can Momentum Realty connect me with an agent for Symphony at Hammock Bay?
Should you buy in Symphony at Hammock Bay?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Symphony at Hammock Bay with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 9, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32439)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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