Hammock Bay - Symphony in Freeport

Hammock Bay - Symphony
Homes for Sale in Freeport, FL

All 377 homes for sale in Freeport, FL · median $428,000 · 374 homes for sale in 32439 · Walton County homes for sale

Community in Freeport · Walton County · ZIP 32439
102 homesBuilt 2006–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data1 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Hammock Bay - Symphony in Freeport, FL has 3 homes for sale. Homes listed or recently sold were built 2007–2026 with 2 new construction; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 37 ft).

Part of the Hammock Bay master-planned community in Freeport, FL — see all Hammock Bay homes for sale (140 listings across 20 villages and sections in the MLS).

Live · Hammock Bay - Symphony Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Walton: 18% (698 of 3,872)
3 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
79%
Owner-occupied · Hammock Bay - Symphony
81 of 103 parcels homesteaded (FL DOR 2025)
21%
Non-owner-occupied · Hammock Bay - Symphony
incl. 6% trust or LLC-held · 4% out-of-state
102
Homes in the community
plus 1 vacant residential lots · 103 residential parcels (FL DOR 2025)
Track record · 1 years of records
9
Recorded sales · 2024-2025
median $460K · qualified sales on the county roll (FL DOR 2025)
Est. 2006
Community established
homes built 2006-2023, median 2012 (FL DOR 2025)

Homes For Sale Right Now in Hammock Bay - Symphony

Live MLS inventory for Hammock Bay - Symphony. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Hammock Bay - Symphony listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Symphony is a section of Hammock Bay in Freeport, and right now there is nothing on the market here — zero active MLS listings as of late July 2026. That is the single most important fact for anyone reading this: there is no live inventory to tour, price against, or negotiate on today.

With no active listings, we have no current asking prices, no days-on-market signal, and no spread to read. For a buyer, that means the play is patience and readiness — being positioned to move the moment something lists. For a seller, an empty market section can cut both ways: little visible competition, but also no recent comparable activity to anchor a price.

Hammock Bay - Symphony Housing Pulse · Momentum Research · as of September 20, 2026

Hammock Bay - Symphony right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Symphony sits within the larger Hammock Bay community in Freeport, Walton County. At this snapshot there are no active listings and no amenities identified from current MLS data, so anything you buy or sell here will be driven by the specific home and lot rather than a busy on-market picture.

Emerald Coast MLS sales records identify 6 homes in HAMMOCK BAY - SYMPHONY that have changed hands since 2022, built between 2007 and 2026 (median 2013), with a median living area of about 2,577 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 9 qualified sales in HAMMOCK BAY - SYMPHONY across 2024–2025 (6 in 2024, 3 in 2025), median $460,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who have Symphony specifically in mind and can stay patient until a listing appears
  • Buyers ready to act quickly with financing lined up when the first fitting home hits the market
  • Sellers who want to test a low-competition section and are open to careful pricing off recent closed activity

Probably not for

  • Buyers on a hard timeline who need to close within a fixed near-term window
  • Buyers who want multiple active options to compare side by side before deciding
  • Anyone counting on specific community amenities that current MLS data does not confirm

The market around Hammock Bay - Symphony

Hammock Bay - Symphony is too small for its own price trend, so here is the market around it.

In ZIP 32439, 535 homes are on the market and 26% are under contract — a steady corner of Freeport.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32439 (Freeport), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Hammock Bay - Symphony specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HAMMOCK BAY - SYMPHONY, Freeport

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Freeport · Elementary
  • Freeport · Middle
  • Freeport · High

Zoned schools reflect the assignments reported on recent Hammock Bay - Symphony listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Hammock Bay - Symphony address.

Recent Developments in Hammock Bay Symphony

Development, infrastructure, retail, and school activity affecting Hammock Bay Symphony, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum37/100 · Moderate
  1. July 2026
    Infrastructure

    Scenic Walton advances underground utilities and gateway landscape projects

    Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.

    What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The project is about 22 miles east of Hammock Bay Symphony, elsewhere in Walton County.

    Source: Get The Coast
  2. June 2026
    Civic

    DeSantis signs state budget with funding for Okaloosa County projects

    Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.

    What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 3 miles north of Hammock Bay Symphony.

    Source: Get The Coast

Development alerts for Hammock Bay SymphonyGet a short monthly email when something new is approved, funded, or opens near Hammock Bay Symphony.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Hammock Bay - Symphony today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Bay - Symphony.

Best Buy
Buyers with a specific target inside Hammock Bay who can wait for the right listing.
Biggest Risk
Zero inventory means nothing to tour and no live pricing to read.
Sweet Spot
Being pre-positioned to move the day a Symphony home lists.
Avoid If
You need to buy now and won't wait for inventory to appear.

Reading a zero-inventory section

When a section shows zero active listings, price is set by what individual sellers and buyers agree to off the current board — not by a running list of comparables you can eyeball. Condition, lot, and the specific street inside Hammock Bay will matter more than any headline number, because there is no active number to cite.

We also can't confirm community amenities from the current MLS feed. That doesn't mean none exist within the broader Hammock Bay footprint — it means we won't assert what the data doesn't show. Verify HOA scope, fees, and what's included directly before you commit.

“

The location and the amenities are priced into every listing in Hammock Bay - Symphony. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A section with no active listings rewards the buyer or seller who is set up before anything hits the market. We track Hammock Bay listing activity as it happens, dig into recent closed activity you won't see on a live search, and confirm HOA and amenity details rather than guess. If Symphony is your target, we get you ready to act on the first listing that fits.

Hammock Bay - Symphony in 15 seconds.

Best forBuyers with a specific target inside Hammock Bay who can wait for the right listing.
Biggest advantageNo visible competition among active listings right now.
Biggest riskZero inventory means nothing to tour and no live pricing to read.
Sweet spotBeing pre-positioned to move the day a Symphony home lists.
Avoid ifYou need to buy now and won't wait for inventory to appear.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Hammock Bay - Symphony homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Hammock Bay - Symphony.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Bay - Symphony sales matched to your home.

What is your Hammock Bay - Symphony home worth?

Get a no-obligation home value based on real comparable sales in Hammock Bay - Symphony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Freeport →

Real comps, not an automated estimate.

Recently off market in HAMMOCK BAY - SYMPHONY

Homes in HAMMOCK BAY - SYMPHONY that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,772/mo
Walton County typical true cost to own
$162/mo
Walton County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

27% of homes for sale in ZIP 32439 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

Is Hammock Bay - Symphony a buyer's or seller's market right now?
As of September 20, 2026, Hammock Bay - Symphony leans toward buyers: 12.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Hammock Bay - Symphony?
The Florida DOR 2025 assessment roll shows 102 homes plus 1 vacant residential lots in Hammock Bay - Symphony (public records).
What share of Hammock Bay - Symphony is owner-occupied?
79% of Hammock Bay - Symphony parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Hammock Bay - Symphony built?
Homes in Hammock Bay - Symphony were built between 2006 and 2023, with a median year built of 2012 (FL DOR 2025 roll).
Who is the best real estate agent for Hammock Bay - Symphony?
The best agent for Hammock Bay - Symphony is one who actively works Freeport and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Hammock Bay - Symphony.
How do I find a top Freeport real estate agent who knows Hammock Bay - Symphony?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Hammock Bay - Symphony and the wider Freeport area.
Can Momentum Realty connect me with an agent for Hammock Bay - Symphony?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Hammock Bay - Symphony purchase or sale - no call center and no pressure.
Where is Hammock Bay - Symphony, and what county is it in?
Hammock Bay - Symphony is in Freeport, Walton County, FL, ZIP 32439. The community's center is about 9 miles east of the center of Freeport (straight-line).
Buyers who have Symphony specifically in mind and can stay patient until a listing appearsExcellent fit
Buyers ready to act quickly with financing lined up when the first fitting home hits the marketExcellent fit
Sellers who want to test a low-competition section and are open to careful pricing off recent closed activityExcellent fit
Buyers on a hard timeline who need to close within a fixed near-term windowProbably not
Buyers who want multiple active options to compare side by side before decidingProbably not
Anyone counting on specific community amenities that current MLS data does not confirmProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32439))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2025 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Hammock Bay - Symphony with Momentum Realty’s local guides.

Symphony At Hammock Bay0.0 mi away · 87 homes, built 2006–23Enclave At0.2 mi away · 28 homes, built 2020–23Enclave (Walton)0.3 mi away · 20 homes, built 2020–23Grande Oaks0.4 mi away · 44 homes, built 1948–24, 1 for saleCLCaswell Landing Phs10.4 mi away · 1 for saleGenoa Landing Townhomes0.4 mi away · median $235K, 15 sales/12 moLaurel Oaks S D0.6 mi away · 53 homes, built 1948–24, 3 for salePAParkview At Hammock Bay0.6 mi away · 1 for sale

Browse all neighborhood guides →

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